Be Wealthy & Smart
Episodes
Should I use the S & P 500 and Asset Allocation Model or Total Market Index?
12 Aug 2019
Contributed by Lukas
Learn whether the S & P 500 and traditional asset allocation models or the Total Market Index is a better way to invest. A listener asked if they shou...
Brokerage Accounts, Loads and Fees
09 Aug 2019
Contributed by Lukas
Learn about brokerage accounts, loads and fees. In this podcast I review whether to keep a financial advisor or invest on your own, which brokerage fi...
600th Episode Celebration! Mindset, Contest and More!
07 Aug 2019
Contributed by Lukas
Learn the power of your thoughts, how to get your mindset focused and strengthen your beliefs. We are starting a Summer Sizzle contest from now until ...
ENCORE: How to Become a Millionaire or Billionaire With Little or No Money
05 Aug 2019
Contributed by Lukas
Learn how to become a millionaire or billionaire with little or no money. It's been said that it takes money to make money, but that's no longer true....
ENCORE: 10 Ways to Keep Getting Richer
02 Aug 2019
Contributed by Lukas
Learn 10 habits that keep you moving in the right direction for financial freedom. The article is here. INTERESTED IN THE BE WEALTHY & SMART VIP EXP...
Your Biggest Problem May Be Not Maximizing Your Investing Potential
31 Jul 2019
Contributed by Lukas
Learn why your biggest problem may be that you are not maximizing your investing potential. It is said we are not saving enough. What if the problem i...
5 Ways to Recognize if an Investment is Too Good to Be True
29 Jul 2019
Contributed by Lukas
Learn 5 ways to recognize if an investment is too good to be true. I start with Bernie Madoff and continue with a current financial I saw that made th...
What if You're Depressed About Getting a Late Start Saving for Retirement?
26 Jul 2019
Contributed by Lukas
Learn how to get yourself out of depression if you are getting a late start saving for retirement or feel like your financial future is doomed. INTERE...
What's Wrong With Target Date Funds?
24 Jul 2019
Contributed by Lukas
Learn what is wrong with target date funds and why they are costing you big money over the long-term. The article is here. INTERESTED IN THE BE WEAL...
Why the Decline in Foreign Investment in US Real Estate?
22 Jul 2019
Contributed by Lukas
Learn why there is a major decline of foreigners investing in US real estate. The National Association of Realtors (NAR) survey over the last year sho...
Top US Growth ETFs Year to Date
19 Jul 2019
Contributed by Lukas
Learn what the top US Growth ETFs are year-to-date and for 3 and 5 years. There are some ETFs you may never have heard of that are leading ETF perform...
3 Cannabis ETFs: Which One is Best?
17 Jul 2019
Contributed by Lukas
Learn about the 3 Cannabis ETFs, which one I like best and why. There is a new Cannabis ETF this week, symbol THCX. I compare it with the two other Ca...
3 Steps to $1 Million in Your 401k
15 Jul 2019
Contributed by Lukas
Learn 3 steps to getting a million dollars in your 401k. It is possible to reach a million dollars in your 401k, even if you have an average paycheck ...
5 Tips for Couples and Money Success
12 Jul 2019
Contributed by Lukas
Learn the 5 secrets how a couple was smart with money and how it contributed to their successful 25 year marriage. In this article, a couple reviews m...
Tips to Get a Pay Raise
10 Jul 2019
Contributed by Lukas
Learn how many people got a pay raise in 2018 and how you can get a raise. You may be surprised that not many people have gotten a pay raise in the la...
How Much Money Do You Need to Retire?
08 Jul 2019
Contributed by Lukas
Learn how much money people think they need to retire and why they aren't even close to having enough. There is a huge problem with people not having ...
10 Pointers on Building Wealth
05 Jul 2019
Contributed by Lukas
Learn 10 things to do over your lifetime to build wealth and have financial independence. There are definite choices to make over your lifetime to adv...
How to Think Through the Opportunity Cost of Owning Multiple Cars
03 Jul 2019
Contributed by Lukas
Learn how to determine how much owning multiple cars is really costing you. I address a listener question. Gilbert has purchased a car for $40k and ...
Why More Women Are Lacking Financial Confidence
01 Jul 2019
Contributed by Lukas
Learn about a study that showed women are losing financial confidence and why. A new study showed rather than improving their finances, women are slip...
How to Buy Silver Coins
28 Jun 2019
Contributed by Lukas
Learn how to buy silver coins and specific things to do and not do. Some people say silver is the most under-valued asset on the planet because ...
Should I Contribute to My 401k or Pay Off Debt?
26 Jun 2019
Contributed by Lukas
Learn the math behind this decision that makes the right answer obvious. Recently a question was asked on a financial page, "Should I still contribute...
Gold Bull Market is Back!
24 Jun 2019
Contributed by Lukas
Learn why there is a new gold bull market and why gold is so important. There are 8 reasons why a gold bull market is happening. The article is here. ...
Mindset, Self-Sabotage & MCT Wealth Building Formula
21 Jun 2019
Contributed by Lukas
Learn why our mindset is so important, how to improve it and how to overcome your blocks and weaknesses. INTERESTED IN THE BE WEALTHY & SMART VIP EXPE...
Top Performing US Diversified Stock and Sector ETFs YTD
19 Jun 2019
Contributed by Lukas
Learn what the top performing US diversified stock and sector ETFs are YTD. Although these are only YTD performance numbers, they can tell us where f...
Should You Invest In Growth Stocks or Stocks That Pay Dividends?
17 Jun 2019
Contributed by Lukas
Learn whether to invest in growth stocks or dividend stocks and why. This is a listener question: Linda, Do you feel it's important to buy stocks with...
How Jay-Z Made $1 Billion (Not From Singing)
14 Jun 2019
Contributed by Lukas
Learn how Jay-Z made a billion dollars by investing. You will be surprised to learn some of the brands he owns and what he invested in. The article is...
Is it Time to Refinance Your Mortgage?
12 Jun 2019
Contributed by Lukas
Learn what to consider when refinancing your mortgage and what mortgage trends are. Refinancing has spiked again due to low interest rates. They're ba...
Top Dividend ETFs Year-to-Date
10 Jun 2019
Contributed by Lukas
Learn which dividend ETFs have performed the best for 1 and 3 years and which have the highest yields. Use large cap dividend ETFs to add a cushion to...
You Cannot Starve Your Way to Wealth
07 Jun 2019
Contributed by Lukas
Learn to set 5 spending priorities, why you can't starve your way to wealth and what to do instead. This week, two people sent me this quote from my ...
What's Going on With the Stock Market?
05 Jun 2019
Contributed by Lukas
Learn what is going on in the stock market, why it has dropped 6 percent from its highs and why you need to have some cash on hand. The "two agreement...
Why Not to Use Online-Only Banks
03 Jun 2019
Contributed by Lukas
Learn why not to use an online-only bank, whether I like banks or credit unions best and how much cash to keep on hand at home in case of emergency. T...
How to Claim Your Unclaimed Money!
31 May 2019
Contributed by Lukas
Learn how to collect any unclaimed property with your name on it for free. Don't assume there's nothing there for you - I found money under my name, m...
How to Make Extra Money by Starting a Side Hustle
29 May 2019
Contributed by Lukas
Learn how to make extra money – the kind that can lead to multiple streams of income or income for the rest of your life. Interview on how to make...
Encouragement to Reach Your Financial Goals Rewind + Offer
27 May 2019
Contributed by Lukas
Learn from listeners and gain encouragement to reach your financial goals from others who are taking action and reaching theirs. I was blown away by c...
Make More Money on Your Home or Airbnb
24 May 2019
Contributed by Lukas
Learn simple, inexpensive updates for your home to get a higher sale price or rent on Airbnb. The article is here. WANT TO LEARN HOW TO GET YOUR MONEY...
Why Did April Home Sales Drop?
22 May 2019
Contributed by Lukas
Learn why April home sales dropped from a year ago and what is happening in your region of the U.S. Home sales are down 4.4% from a year ago. Why are ...
Uber, Lyft and Pinterest: Time to Buy?
20 May 2019
Contributed by Lukas
Learn why Uber, Lyft and Pinterest may still not be buys and why. I suggest you listen to the following related podcasts: 047: What Makes Stocks Go U...
Become a Millionaire (or Billionaire) With No Money
17 May 2019
Contributed by Lukas
Learn how to become a millionaire or billionaire with little or no money. It's been said that it takes money to make money, but that's no longer true....
Women & Money Stress
15 May 2019
Contributed by Lukas
Learn how women stress about money and 3 ways to solve money stress. Merrill Lynch and Age Wave did a survey and found 61% of women would rather talk ...
Top Performing ETFs Year-to-Date
13 May 2019
Contributed by Lukas
Learn what the top performing US Large Cap, Foreign and Sector ETFs YTD are. This is very short-term performance, too short to make investing decision...
Financial Challenges of Women
10 May 2019
Contributed by Lukas
Learn the unique financial challenges and opportunities women have. The article is here. WANT TO LEARN HOW TO GET YOUR MONEY WORKING HARDER FOR YOU...
Future Income Opportunities with Airbnb
08 May 2019
Contributed by Lukas
Learn about how Airbnb is creating income opportunities in new and innovative ways. The article is here. READY TO GET YOUR MONEY WORKING HARDER FOR...
Side Hustle Millionaire
06 May 2019
Contributed by Lukas
Learn about an entrepreneur who created a side hustle and became a millionaire. I'm sharing this with you so you can see the possibilities for financi...
10 Ways to Keep Getting Richer
03 May 2019
Contributed by Lukas
Learn 10 habits to keep you moving in the right direction for financial freedom. The article is here. READY TO GET YOUR MONEY WORKING HARDER FOR YOU...
Luxury Home Sales Dropping
01 May 2019
Contributed by Lukas
Learn where luxury home sales are dropping, and where luxury home prices are increasing and decreasing. The article is here. READY TO GET YOUR MONE...
11 Signs You're Going to Be Wealthy
29 Apr 2019
Contributed by Lukas
Learn the 11 financial strategies that show you are on the right track to becoming wealthy. The article is here. READY TO GET YOUR MONEY WORKING HA...
5th Anniversary Episode!
26 Apr 2019
Contributed by Lukas
Learn insights to a wealthy mindset, how a depreciating asset can become an appreciating asset, and the highlights of the past 5 years on the podcast....
5 Strategies for Raising Financially Smart Children
24 Apr 2019
Contributed by Lukas
Learn 5 strategies to raise financially smart children. The article is here. READY TO GET YOUR MONEY WORKING HARDER FOR YOU? I show people where...
7 Habits to Become a Millionaire
22 Apr 2019
Contributed by Lukas
Learn 7 habits that will shorten your path to become a millionaire or attain financial freedom. There are 7 habits that most millionaires have in comm...
11 Reasons to Have an Umbrella Liability Policy
19 Apr 2019
Contributed by Lukas
Learn why you should have an umbrella liability policy. "Step 6 to Wealth" is to Protect Your Wealth. One way to do that is to purchase extra coverage...
Is it Time to Buy An Electric Car?
17 Apr 2019
Contributed by Lukas
Learn the details about electric cars, the pros and cons, and if the tax benefits are worth it. The article is here. READY TO GET YOUR MONEY WORKING ...
Top Sector ETF's Year-to-Date Through April
15 Apr 2019
Contributed by Lukas
Learn which sector ETF's are top performers year-to-date and for 3 and 5 years. The link to the chart is here. INTERESTED IN LEARNING WHERE AND HOW ...
Beware of the Latest Banking Scam!
12 Apr 2019
Contributed by Lukas
Learn what the latest bank scam is and how to avoid it. The fraud involved changing direct deposit information of your paycheck. Criminals are having ...
Baby Boomer Retirement Regrets
10 Apr 2019
Contributed by Lukas
Learn why Baby Boomers in retirement have huge regrets about not saving for retirement and what they plan to do about it. Get tips how to prepare for ...
Why Money in Savings Accounts Won't Build Wealth
08 Apr 2019
Contributed by Lukas
Learn why compounding rates at 2% interest is not the key to wealth. No matter how great it sounds to have "over 20 times the national average" in a s...
5 Millionaire Mindset Habits
05 Apr 2019
Contributed by Lukas
Learn 5 habits to develop a millionaire mindset. The article is here. INTERESTED IN LEARNING WHERE AND HOW TO INVEST? This is only for you if you ar...
Tips to Live an Amazing Life
03 Apr 2019
Contributed by Lukas
Learn why living an amazing life is the best revenge and it doesn't require spending a lot of money. The article is here. INTERESTED IN LEARNING WHER...
5 Ways to Deal with IRS Tax Debt
01 Apr 2019
Contributed by Lukas
Learn how to pay less money and settle your debts with the IRS quickly. The article is here. The WINNERS of the review contest are announced on this ...
Where to Retire Rich Without a Lot of Money
29 Mar 2019
Contributed by Lukas
Learn 5 cities to retire and live rich without having to be a millionaire. It's never too early to start thinking about where and how you want to live...
When to Sell Your Home For More Money
27 Mar 2019
Contributed by Lukas
Learn when to sell your house for more money by month and city. Did you know homes sell for more in April? There's less selling competition. But dep...
9 Money Mistakes
25 Mar 2019
Contributed by Lukas
Learn the 9 money mistakes financial experts claim most people make. Building wealth isn't what many people think it is. While most experts tout savin...
Real Estate Investments: Hot & Cold Cities for Making Money
22 Mar 2019
Contributed by Lukas
Learn where real estate investments are hot and where they are not and why. Some cities have droves of people moving out, others have millions moving ...
7 Things That Could Trigger an IRS Audit
20 Mar 2019
Contributed by Lukas
Learn the 7 things to steer clear of so you aren't audited by the IRS. Some things are obviously too aggressive, but others might surprise you. Either...
ENCORE: 10 Financial Moves to Make in 2019
18 Mar 2019
Contributed by Lukas
Learn my top 10 money strategies to advance your income and net worth in 2019. In summary, here are my 10 Financial Moves for 2019: 1. Review you...
New Financial ETFs That Pay YOU to Invest Your Money
15 Mar 2019
Contributed by Lukas
Learn about the latest ETFs that pay you to invest in them and/or charge no fees. Are they a good deal? Should you trust them with your money? The rac...
3 Smart Ways to Invest Your Tax Refund Money
13 Mar 2019
Contributed by Lukas
Learn 3 ways to be smart with your tax refund. Thinking it through, what are the best uses to make the most progress with financial freedom? Also, lea...
Are Gold, Silver and Precious Metals Ready to Take Off?
11 Mar 2019
Contributed by Lukas
Learn why gold, silver and precious metals rise and why they may go much higher. The jobs report was expected to be 180,000, but came in at only 20,00...
Last Minute Tax Deductions to Use or Lose
08 Mar 2019
Contributed by Lukas
Learn what the Tax Cuts and Jobs Act last minute tax breaks are available and which deductions are gone. There are 5 last minute strategies available ...
8 Financial Mistakes to Avoid For Retirement
06 Mar 2019
Contributed by Lukas
Learn what 8 financial mistakes that commonly occur in retirement and what to watch out for. Some common mistakes include: outliving your money, panic...
8 Things to Do to Save More Money and Retire Early - FIRE
04 Mar 2019
Contributed by Lukas
Learn what to do and not to do when retiring early. "FIRE" means financial independence, retire early. This is from someone who retired at age 38 and ...
Is Investing Money in Sector ETFs a Smart Financial Move?
01 Mar 2019
Contributed by Lukas
Learn the 3 thematic (sector) ETFs that are leading the market and what investor sentiment is telling us. I'm sharing two articles – one about them...
Warren Buffet on Money: Make Your First $1 Million
27 Feb 2019
Contributed by Lukas
Learn Warren Buffett's advice how to make your first million dollars. Of course, his suggestions tailor nicely with the 6 Steps to Wealth. What does...
Investing in Gold Mining ETFs
25 Feb 2019
Contributed by Lukas
Learn what gold mining ETFs have performed well and why gold is a good hedge. We explore what gold stocks and ETFs have performed well and why they m...
Initial Public Offerings (IPO's) in 2019
22 Feb 2019
Contributed by Lukas
Learn why IPO's are flooding the stock market in 2019 and why it is worrisome. Many IPO's are scheduled for 2019 such as Uber, Levi's, Pinterest, and ...
Millionaires and Billionaires are Investing Money in Gold and Cannabis
20 Feb 2019
Contributed by Lukas
Learn about the millionaires and billionaires that are investing in gold and cannabis and what the exciting opportunities are. In this article, it me...
5 Best Dividend ETF's for 2019 (YTD)
18 Feb 2019
Contributed by Lukas
Learn which are the best dividend ETFs and what their returns are YTD. Some dividend ETF's pay more than the S & P 500 and two pay more than 8%. Many ...
Towns with Wealthiest Millionaires and Billionaires in the U.S.
15 Feb 2019
Contributed by Lukas
Learn which towns have the highest average income and where they are located. It's interesting to be aware of where the wealthy choose to live and why...
Cannabis Federal Legislation Proposed
13 Feb 2019
Contributed by Lukas
Learn the new laws proposed to legalize cannabis on the federal level. There are three bills proposed by Oregon representatives to legalize cannabis a...
Mastering Investor Sentiment and Stock Investing
11 Feb 2019
Contributed by Lukas
Learn how to master investor sentiment when investing in the stock market. The January barometer is one of many indicators we use for stock market inv...
8 Things to Do With Your Tax Refund
08 Feb 2019
Contributed by Lukas
Learn 8 things to do with your tax refund that are smart financial moves. INTERESTED IN THE VIP EXPERIENCE? In this monthly LIVE webinar with Linda, y...
Best Performing US Stock and Foreign ETFs in 2019 - Part Two
06 Feb 2019
Contributed by Lukas
Learn the best performing ETF's YTD in US Diversified Stocks, Foreign Stocks and ETFs with the largest assets. I discuss asset allocation models and g...
Top 10 Sector ETF's in 2019
04 Feb 2019
Contributed by Lukas
Learn the top 10 Sector ETF's year-to-date in 2019. These are short-term numbers, but definitely are off to a strong start. You'll also be surprised w...
Real Estate Trends and Millennial Challenges
01 Feb 2019
Contributed by Lukas
Learn about real estate trends and Millennial challenges with author Ilyce Glink. We discuss long-term affordability trends in real estate, how to get...
Millionaire Entrepreneurs' Wealth Building Success
30 Jan 2019
Contributed by Lukas
Learn why the age of millionaires is younger today than ever before. Entrepreneurship is an important reason for their early financial success. The...
You Are an Awesome Audience + Why ETF's
28 Jan 2019
Contributed by Lukas
Learn your survey results, who's listening to the podcast and what you asked for. You are amazing! Thank you for completing the survey and letting me ...
Is Buying a Home Short-Term (2 - 3 years) A Good Thing to Do?
25 Jan 2019
Contributed by Lukas
Learn how to think through the decision of whether to buy a house and how you can make it work for your lifestyle. On this episode I answer a listener...
Why Real Estate Sales Are Slowing
23 Jan 2019
Contributed by Lukas
Learn why real estate sales slowed in the fourth quarter of 2018. Fewer homes sold in December. It was the slowest amount of home sales since 2015. In...
Why Invest in Cannabis?
21 Jan 2019
Contributed by Lukas
Learn why investing in Cannabis is an exciting investment opportunity. Understand the benefits of Cannabis, medical marijuana, and CBD oil versus o...
Cannabis as a Growth Sector and My Favorite ETF
18 Jan 2019
Contributed by Lukas
Learn about the Cannabis sector and why it is outperforming the S & P 500. Cannabis is a fast growing sector. Learn my favorite ETF, which is up 22%...
Encouragement to Reach Your Financial Goals
16 Jan 2019
Contributed by Lukas
Learn from other listeners who are taking action and reaching their financial goals. I was blown away by comments from listeners who are taking action...
13 Top Performing Sector ETFs for 4Q and 3 Years
14 Jan 2019
Contributed by Lukas
Learn what the 13 top performing sector ETFs were for the 4th quarter of 2018. Is it possible to find good performance when the S & P 500 was down 20...
Below Deck Experience on Bravo TV
12 Jan 2019
Contributed by Lukas
Learn about my Below Deck experience on Bravo TV. My friends and I chartered a yacht in Tahiti and appeared on Below Deck, Season 6. The link to the b...
Stock Market Cycles and the Presidential Election Cycle
11 Jan 2019
Contributed by Lukas
Learn how stock market cycles can help us invest better and what the third year of the Presidential Election Cycle means. We are entering the third ye...
Are We Exiting the Bear Market?
10 Jan 2019
Contributed by Lukas
Learn what caused the stock market drop and the signs are that the bear market might be over soon. The article is here. ARE YOU INTERESTED IN BECOMIN...
How to Save Tens of Thousands of Dollars - Part 4
07 Jan 2019
Contributed by Lukas
Learn the two ways to pay down your mortgage early and the one method I don't recommend. There are 3 methods that can pay down your debt, but only two...
Stock Market Volatility Update
04 Jan 2019
Contributed by Lukas
Learn why the market is so volatile, what's causing it and where we go from here. Stock market volatility is never fun, but it helps a lot to understa...
How to Save Tens of Thousands of Dollars - Part 3
03 Jan 2019
Contributed by Lukas
Learn how to save tens of thousands of dollars by buying cars less frequently. Next to purchasing a home, your biggest expense is usually buying a c...
Special Episode - One Word for Wealth
01 Jan 2019
Contributed by Lukas
Learn one word for wealth. Be sure to listen to the end, there is a surprise cameo! I suggest you choose one word for the year that you are claiming a...
10 Financial Moves to Make in 2019
31 Dec 2018
Contributed by Lukas
Learn my top 10 money strategies to advance your income and net worth in 2019. In summary, here are my 10 Financial Moves for 2019: 1. Review your ass...
BONUS: Holiday Giveaway Ending Soon + My Thoughts About Wealth
28 Dec 2018
Contributed by Lukas
Learn what you can win, what other listeners are saying about wealth building and why I disagree with misers. The Holiday Giveaway is ending January 1...