Be Wealthy & Smart

New Financial ETFs That Pay YOU to Invest Your Money

15 Mar 2019

Contributed by Lukas

Learn about the latest ETFs that pay you to invest in them and/or charge no fees. Are they a good deal? Should you trust them with your money? The rac...

3 Smart Ways to Invest Your Tax Refund Money

13 Mar 2019

Contributed by Lukas

Learn 3 ways to be smart with your tax refund. Thinking it through, what are the best uses to make the most progress with financial freedom? Also, lea...

Are Gold, Silver and Precious Metals Ready to Take Off?

11 Mar 2019

Contributed by Lukas

Learn why gold, silver and precious metals rise and why they may go much higher. The jobs report was expected to be 180,000, but came in at only 20,00...

Last Minute Tax Deductions to Use or Lose

08 Mar 2019

Contributed by Lukas

Learn what the Tax Cuts and Jobs Act last minute tax breaks are available and which deductions are gone. There are 5 last minute strategies available ...

8 Financial Mistakes to Avoid For Retirement

06 Mar 2019

Contributed by Lukas

Learn what 8 financial mistakes that commonly occur in retirement and what to watch out for. Some common mistakes include: outliving your money, panic...

8 Things to Do to Save More Money and Retire Early - FIRE

04 Mar 2019

Contributed by Lukas

Learn what to do and not to do when retiring early. "FIRE" means financial independence, retire early. This is from someone who retired at age 38 and ...

Is Investing Money in Sector ETFs a Smart Financial Move?

01 Mar 2019

Contributed by Lukas

Learn the 3 thematic (sector) ETFs that are leading the market and what investor sentiment is telling us. I'm sharing two articles – one about them...

Warren Buffet on Money: Make Your First $1 Million

27 Feb 2019

Contributed by Lukas

Learn Warren Buffett's advice how to make your first million dollars. Of course, his suggestions tailor nicely with the 6 Steps to Wealth.  What does...

Investing in Gold Mining ETFs

25 Feb 2019

Contributed by Lukas

Learn what gold mining ETFs have performed well and why gold is a good hedge. We explore what gold stocks and ETFs have performed well and why they m...

Initial Public Offerings (IPO's) in 2019

22 Feb 2019

Contributed by Lukas

Learn why IPO's are flooding the stock market in 2019 and why it is worrisome. Many IPO's are scheduled for 2019 such as Uber, Levi's, Pinterest, and ...

Millionaires and Billionaires are Investing Money in Gold and Cannabis

20 Feb 2019

Contributed by Lukas

Learn about the millionaires and billionaires that are investing in gold and cannabis and what the exciting opportunities are. In this article, it me...

5 Best Dividend ETF's for 2019 (YTD)

18 Feb 2019

Contributed by Lukas

Learn which are the best dividend ETFs and what their returns are YTD. Some dividend ETF's pay more than the S & P 500 and two pay more than 8%. Many ...

Towns with Wealthiest Millionaires and Billionaires in the U.S.

15 Feb 2019

Contributed by Lukas

Learn which towns have the highest average income and where they are located. It's interesting to be aware of where the wealthy choose to live and why...

Cannabis Federal Legislation Proposed

13 Feb 2019

Contributed by Lukas

Learn the new laws proposed to legalize cannabis on the federal level. There are three bills proposed by Oregon representatives to legalize cannabis a...

Mastering Investor Sentiment and Stock Investing

11 Feb 2019

Contributed by Lukas

Learn how to master investor sentiment when investing in the stock market. The January barometer is one of many indicators we use for stock market inv...

8 Things to Do With Your Tax Refund

08 Feb 2019

Contributed by Lukas

Learn 8 things to do with your tax refund that are smart financial moves. INTERESTED IN THE VIP EXPERIENCE? In this monthly LIVE webinar with Linda, y...

Best Performing US Stock and Foreign ETFs in 2019 - Part Two

06 Feb 2019

Contributed by Lukas

Learn the best performing ETF's YTD in US Diversified Stocks, Foreign Stocks and ETFs with the largest assets. I discuss asset allocation models and g...

Top 10 Sector ETF's in 2019

04 Feb 2019

Contributed by Lukas

Learn the top 10 Sector ETF's year-to-date in 2019. These are short-term numbers, but definitely are off to a strong start. You'll also be surprised w...

Real Estate Trends and Millennial Challenges

01 Feb 2019

Contributed by Lukas

Learn about real estate trends and Millennial challenges with author Ilyce Glink. We discuss long-term affordability trends in real estate, how to get...

Millionaire Entrepreneurs' Wealth Building Success

30 Jan 2019

Contributed by Lukas

  Learn why the age of millionaires is younger today than ever before. Entrepreneurship is an important reason for their early financial success. The...

You Are an Awesome Audience + Why ETF's

28 Jan 2019

Contributed by Lukas

Learn your survey results, who's listening to the podcast and what you asked for. You are amazing! Thank you for completing the survey and letting me ...

Is Buying a Home Short-Term (2 - 3 years) A Good Thing to Do?

25 Jan 2019

Contributed by Lukas

Learn how to think through the decision of whether to buy a house and how you can make it work for your lifestyle. On this episode I answer a listener...

Why Real Estate Sales Are Slowing

23 Jan 2019

Contributed by Lukas

Learn why real estate sales slowed in the fourth quarter of 2018. Fewer homes sold in December. It was the slowest amount of home sales since 2015. In...

Why Invest in Cannabis?

21 Jan 2019

Contributed by Lukas

  Learn why investing in Cannabis is an exciting investment opportunity. Understand the benefits of Cannabis, medical marijuana, and CBD oil versus o...

Cannabis as a Growth Sector and My Favorite ETF

18 Jan 2019

Contributed by Lukas

Learn about the Cannabis sector and why it is outperforming the S & P 500. Cannabis is a fast growing sector. Learn my favorite ETF, which is up 22%...

Encouragement to Reach Your Financial Goals

16 Jan 2019

Contributed by Lukas

Learn from other listeners who are taking action and reaching their financial goals. I was blown away by comments from listeners who are taking action...

13 Top Performing Sector ETFs for 4Q and 3 Years

14 Jan 2019

Contributed by Lukas

Learn what the 13 top performing sector ETFs were for the 4th quarter of 2018. Is it possible to find good performance when the S & P 500 was down 20...

Below Deck Experience on Bravo TV

12 Jan 2019

Contributed by Lukas

Learn about my Below Deck experience on Bravo TV. My friends and I chartered a yacht in Tahiti and appeared on Below Deck, Season 6. The link to the b...

Stock Market Cycles and the Presidential Election Cycle

11 Jan 2019

Contributed by Lukas

Learn how stock market cycles can help us invest better and what the third year of the Presidential Election Cycle means. We are entering the third ye...

Are We Exiting the Bear Market?

10 Jan 2019

Contributed by Lukas

Learn what caused the stock market drop and the signs are that the bear market might be over soon. The article is here. ARE YOU INTERESTED IN BECOMIN...

How to Save Tens of Thousands of Dollars - Part 4

07 Jan 2019

Contributed by Lukas

Learn the two ways to pay down your mortgage early and the one method I don't recommend. There are 3 methods that can pay down your debt, but only two...

Stock Market Volatility Update

04 Jan 2019

Contributed by Lukas

Learn why the market is so volatile, what's causing it and where we go from here. Stock market volatility is never fun, but it helps a lot to understa...

How to Save Tens of Thousands of Dollars - Part 3

03 Jan 2019

Contributed by Lukas

Learn how to save tens of thousands of dollars by buying cars less frequently.  Next to purchasing a home, your biggest expense is usually buying a c...

Special Episode - One Word for Wealth

01 Jan 2019

Contributed by Lukas

Learn one word for wealth. Be sure to listen to the end, there is a surprise cameo! I suggest you choose one word for the year that you are claiming a...

10 Financial Moves to Make in 2019

31 Dec 2018

Contributed by Lukas

Learn my top 10 money strategies to advance your income and net worth in 2019. In summary, here are my 10 Financial Moves for 2019: 1. Review your ass...

BONUS: Holiday Giveaway Ending Soon + My Thoughts About Wealth

28 Dec 2018

Contributed by Lukas

Learn what you can win, what other listeners are saying about wealth building and why I disagree with misers. The Holiday Giveaway is ending January 1...

ENCORE: How to Be Savvy With Debt

28 Dec 2018

Contributed by Lukas

Learn how other people's money (OPM) and the smart use of debt can build your wealth. Not all debt is inherently bad! Why is mortgage debt triggering ...

ENCORE: Why You Should Hold During Stock Market Meltdowns

26 Dec 2018

Contributed by Lukas

Learn why selling stocks can be a huge mistake, how a few days makes a huge difference and how to reduce risk. You can read my article on Forbes.com h...

A Special Christmas Message to You From Linda

24 Dec 2018

Contributed by Lukas

Merry Christmas! I'm sharing my thoughts and gratitude for you being here. This special message is straight from my heart, and will only be posted for...

ENCORE: How Millennials Can Become Millionaires

24 Dec 2018

Contributed by Lukas

Learn what to do so that you can become a millionaire, whether you are a Millennial or not. Wealth building tips are not just for young people. Learn...

Cannabis and Hemp Now Approved in Farm Bill

21 Dec 2018

Contributed by Lukas

Learn how Cannabis and Hemp are impacted by the Farm Bill that President Trump signed. This is huge News! Cannabis and hemp are now legal in the U.S...

How to Save Tens of Thousands of Dollars - Part 2

19 Dec 2018

Contributed by Lukas

Learn how to save tens of thousands of dollars by not moving very often. Let me tell you a true story. When my late husband and I got married, we had...

How to Save Tens of Thousands of Dollars - Part 1

17 Dec 2018

Contributed by Lukas

Learn how to be smarter spending $10k or more and what it really means to your net worth. You can choose to spend $10k on a lot of things, but ultimat...

Bitcoin, Cannabis, Bubbles & Cycles

14 Dec 2018

Contributed by Lukas

Learn the signs of (bitcoin) being in a bubble, the typical language at the peak of a bubble and new investment opportunities. Money moves in cycles a...

11 Bad Habits That Keep You From Reaching Your Financial Goals

12 Dec 2018

Contributed by Lukas

Learn the money habits that hold you back from financial independence and freedom. These are 11 mistakes people make with their finances that can be d...

ENCORE: 7 Ways to Get $1 Million in Your Retirement Account

10 Dec 2018

Contributed by Lukas

Learn how to maximize your investments so your 401(k) or retirement plan will accumulate $1 million. About 150,000 people have a 401(k) of $1 million ...

Best Performing Stocks and Sectors in the S&P 500 in 2018

07 Dec 2018

Contributed by Lukas

Learn which stocks and sectors are performing the best YTD. The top 10 best and worst performing stocks YTD in the S&P 500 and also the top 10 best se...

Financial TV and Media Secrets with Bobbi Rebell

05 Dec 2018

Contributed by Lukas

Learn if it is wise to be acting on financial news with the author of "How To Be a Financial Grownup", Bobbi Rebell. Why do certain stocks seem to get...

Is the Housing Real Estate Boom Over?

03 Dec 2018

Contributed by Lukas

Learn if real estate markets in the US are cooling off or even cold in 2018. Home sales are falling and the supply is growing.  "The supply of homes ...

How to Shorten the Path to Financial Freedom

30 Nov 2018

Contributed by Lukas

Learn what to do while you're following the 6 Steps to Wealth. This is a listener question: Danise asks how to be patient during the wealth building p...

New Contribution Limits on HSA (Health Savings Accounts) for 2019

28 Nov 2018

Contributed by Lukas

Learn what the new contribution limits are for HSA's in 2019. Contribution limits have been raised on HSA's for 2019. Investing in Health Savings Acco...

Women and Divorce with Shannah Compton Game

26 Nov 2018

Contributed by Lukas

Learn advice for women (or men) getting divorced or contemplating divorce, with Shannah Compton Game. Divorce can be stressful. Learn what to do first...

How Not to Overspend While Holiday Shopping

23 Nov 2018

Contributed by Lukas

Learn tips to make your shopping easier, save money and have a better holiday. Ideas how not to overspend during the holidays and make your holidays m...

Should You Remodel or Start Investing?

21 Nov 2018

Contributed by Lukas

Learn what I say in response to a listener's question about whether they should remodel their home or start investing. Here is the question: Hi Linda!...

How to Set Your Subconscious Beliefs for Financial Freedom

19 Nov 2018

Contributed by Lukas

Learn how to change your subconscious beliefs to the beliefs that will help you achieve financial freedom. How to change your limiting beliefs and cre...

2 Million Downloads - Celebration + Mindset + Surprise!

16 Nov 2018

Contributed by Lukas

Learn where my favorite wealth building opportunity is and why mindset is so powerful. Thank you so much for 2 million all-time downloads! I'm so exc...

Why Kevin O'Leary, Suze Orman, David Bach and Linda P. Jones Say New Cars Are a Bad Investment

14 Nov 2018

Contributed by Lukas

Learn why Kevin O'Leary, Suze Orman, David Bach and Linda P. Jones say buying new cars is a big investing mistake. An article on CNBC.com quotes Kevin...

How to Get $1 Million in Your IRA or 401(k)

12 Nov 2018

Contributed by Lukas

Learn the 5 steps to maximize growth in retirement accounts like IRA's and 401(k)'s. The average 401(k) balance is about $107,000 and the average IRA ...

Why the First $1 Million is the Hardest to Make

09 Nov 2018

Contributed by Lukas

Learn why your first million dollars is the hardest to make and how to make it easier. I've always considered mindset an important part of wealth buil...

ENCORE: 3 Millionaires' Savings Secrets

07 Nov 2018

Contributed by Lukas

Learn how 3 millionaires saved money and created a million dollars. Also learn why saving isn't the only thing you need to do to grow your savings int...

New Contribution Limits for 401k's and IRA's in 2019

05 Nov 2018

Contributed by Lukas

Learn what the new 401k and IRA contribution maximums are for 2019 and why you want to max out these accounts. The article is here: https://www.marke...

Why Spending Investment Principal is a Huge Mistake

02 Nov 2018

Contributed by Lukas

Learn why spending principal can be a huge mistake for wealth building. A nestegg of $40,000 invested at 10% for 35 years, would grow to $1,124,097......

What Does High Consumer Confidence Mean?

31 Oct 2018

Contributed by Lukas

Learn what consumer confidence reports mean, how they are calculated, and what it might portend for the economy in 2019. The first article is here: h...

What Caused the Stock Market Volatility in October 2018?

29 Oct 2018

Contributed by Lukas

Learn why the stock market has been extra volatile and what the outlook is going forward. Our sponsor today is LinkedIn. To redeem a free $100 ad cred...

Why I Disagree With Mark Cuban About What to Do With Your Lottery Winnings

26 Oct 2018

Contributed by Lukas

475: Learn why Mark Cuban's advice to put all of your winnings in the bank is the wrong move and what you should do. This is Part 3 of my Lottery seri...

Why the $1.5 Billion Lottery Jackpot Isn't As Big As You Think It Is

24 Oct 2018

Contributed by Lukas

Learn how much you really net after taxes, why the lottery is overrated, and how you can create your own abundance and prosperity. There was one lucky...

Why You Don't Have to Win a $1.6 Billion Lottery Jackpot to Be Rich & Happy

22 Oct 2018

Contributed by Lukas

Learn why winning the lottery jackpot isn't necessary for you to have financial freedom or be happy. There is a happiness satiation point, usually aro...

Why You Should Hold During Stock Market Meltdowns

19 Oct 2018

Contributed by Lukas

Learn why selling can be a huge mistake, how a few days can make a huge difference and how to reduce risk.   The link to my Forbes.com article is her...

How to Be Savvy With Debt

17 Oct 2018

Contributed by Lukas

Learn how other people's money (OPM) and the smart use of debt can build your wealth. Not all debt is inherently bad! Why is mortgage debt triggering ...

Preparing for the Next Stock Market Crisis

15 Oct 2018

Contributed by Lukas

Learn how bubbles and cycles were discovered and how to use them to become a better investor. A photo of the graph is on my website at http://lindapjo...

ENCORE: Why Saving Money Can Make You Rich

12 Oct 2018

Contributed by Lukas

Learn why saving money is so important to wealth building. Wealth requires knowledge + action. Get my book, "You're Already a Wealth Heiress, Now Thi...

Are Higher Interest Rates Going to Slow the Real Estate Market?

10 Oct 2018

Contributed by Lukas

Learn about interest rates, home prices and building stock trends. The article is here: https://www.cnbc.com/2018/10/09/mortgage-rates-jump-past-5per...

Fund Performance Through September 30, 2018

08 Oct 2018

Contributed by Lukas

Learn what the best performing U.S. Diversified Stock and Overseas Stock categories are YTD from Lipper Inc. via Investor's Business Daily. The link ...

Review of the Stash App

05 Oct 2018

Contributed by Lukas

Learn what the pros and cons are about the Stash app. I want to stop here for a moment and talk about your health, because what good is wealth if yo...

What Are Public Service Loan Forgiveness Programs?

03 Oct 2018

Contributed by Lukas

Learn about public service loan forgiveness programs and what you need to do to qualify. Less than 1% of people are qualifying for these programs. Lea...

What is Dollar Cost Averaging?

01 Oct 2018

Contributed by Lukas

Learn how dollar-cost-averaging allows you to invest in the stock market at highs and lows. Dollar-cost-averaging helps take advantage of lower prices...

Worldwide Real Estate Bubbles

28 Sep 2018

Contributed by Lukas

Learn what cities are overvalued and which one is undervalued. According to a UBS study, many cities are overvalued. One is undervalued.  The article...

4 Ways to Reduce Oppressive Debt

26 Sep 2018

Contributed by Lukas

Learn how to reduce debt when you can barely make ends meet, answer to a listener question. Sally asks: Hi Linda, I just wondered about your thoughts...

Short-Cut Hacks for Entrepreneurs

24 Sep 2018

Contributed by Lukas

Learn 10 hacks from an entrepreneur who became a millionaire by age 30. The article is here: https://www.cnbc.com/2018/09/12/advice-for-entrepreneurs...

What to Do If the Real Estate Market Crashes

21 Sep 2018

Contributed by Lukas

Learn 3 strategies to help you recover if real estate prices decline. From the book, "You're Already a Wealth Heiress, Now Think and Act Like One: 6 ...

Mindset to Millionaire

19 Sep 2018

Contributed by Lukas

Learn what the next steps are after mindset and how the world's richest woman went from mindset to billionaire. Get my new book "You're Already a Wea...

Fintech Trends of 2018 with Joe Saul-Sehy from Stacking Benjamins

17 Sep 2018

Contributed by Lukas

Learn new trends in financial technology (fintech), apps and education. Get my new book "You're Already a Wealth Heiress, Now Think and Act Like One:...

Debunking Myths About Wealth Building

14 Sep 2018

Contributed by Lukas

Learn myths about wealth building from my own experience as I wrote about in the Wealth Heiress book. These are my own opinions from my experience bui...

Small Caps Are Out-Performing - Should You Add to Asset Allocation?

12 Sep 2018

Contributed by Lukas

Learn why you need small caps in your asset allocation. Many people only have the S & P 500 Index in their portfolio and think they are well diversifi...

Wills and Inheritances: Pitfalls to Avoid

10 Sep 2018

Contributed by Lukas

Learn about what to do and not do when it comes to wills and inheritances. Interview with Doug Goldstein on The Inheritance Book. Please subscribe, ra...

Trends of the Ultra Wealthy

07 Sep 2018

Contributed by Lukas

Learn trends about the wealthy that may impact how and where you make money. This is from an article about the Ultra High New Worth here: https://mar...

The Wealth Building Formula (McT) From My Wealth Heiress™ Book

05 Sep 2018

Contributed by Lukas

Learn the way to overcome any obstacles you face that are keeping you from attaining financial freedom. The Wealth Building Formula (McT) is important...

Aretha Franklin Died Without a Will (Intestate) & What That Means

03 Sep 2018

Contributed by Lukas

Learn the consequences of Aretha Franklin (or anyone) not having a will and what it means for you if you don't have a will. Even though Aretha Frankli...

Is Luxury Real Estate Crashing?

31 Aug 2018

Contributed by Lukas

Learn what is happening in luxury real estate in major US cities. I share an article from cnbc.com and give you my thoughts about what is happening wi...

Roth and Traditional IRA's and 401(k)'s: How to Choose

29 Aug 2018

Contributed by Lukas

Learn which IRA is right for you and how you know. Article from Investor's Business Daily. Get all episodes of Be Wealthy & Smart, here. Check out my ...

ENCORE: Why Paying Off Your Home Mortgage Might Be a Bad Idea

22 Aug 2018

Contributed by Lukas

Learn the pros and cons of paying off your mortgage, why opportunity cost matters and the one reason you might consider all the facts and choose a dif...

ENCORE: Billionaire Sara Blakely Reframed the Word "Failure"

17 Aug 2018

Contributed by Lukas

Learn how billionaire Sara Blakely learned to reframe to word "failure". Sara Blakely, founder of Spanx, is the youngest, female self-made billionaire...

The Most Common Misconception About Money

15 Aug 2018

Contributed by Lukas

Learn why saving less than you spend is not the magic bullet and what is. There is a misconception that all you have to do is save and not spend money...

ENCORE: Most Expensive and Least Expensive Cars to Maintain

13 Aug 2018

Contributed by Lukas

Learn which cars are the most expensive and least expensive to maintain and what problems occur with greater frequency in some car models. The charts ...

Is Charlie Sheen the Latest Celebrity to Go Broke?

10 Aug 2018

Contributed by Lukas

Learn why actor Charlie Sheen seems to be the latest high-income earning celebrity to have financial troubles. Income is not the problem - replenishin...

When Will There Be a Bitcoin ETF?

08 Aug 2018

Contributed by Lukas

Learn the latest news regarding the regulation and introduction of Bitcoin exchange traded funds (ETFs). Many people would like to see a Bitcoin ETF. ...

Will Kylie Jenner Become the Youngest Self-Made Billionaire?

06 Aug 2018

Contributed by Lukas

Learn whether or not Kylie is self-made and why she has something important to teach us. Kylie Jenner was recently mentioned in Forbes magazine as pot...

Design a Lifestyle on Passive Income With Ali Boone

03 Aug 2018

Contributed by Lukas

Learn how to create the lifestyle you want using passive income. Interview with entrepreneur and investor Ali Boone. She shares how to outsource to cr...

Affirmations to Overcome Debt

01 Aug 2018

Contributed by Lukas

Learn how to replace limiting beliefs with positive statements to help propel you out of debt. In the podcast, I explain why affirmations work (even i...

ENCORE: Where Can I Invest and Find High Rates?

30 Jul 2018

Contributed by Lukas

Learn where to invest and find high rates. It's listener question Friday! Dear Linda,   I love your podcasts! They are simply fabulous! I am wonder...