Be Wealthy & Smart

ENCORE: How to Be Savvy With Debt

28 Dec 2018

Contributed by Lukas

Learn how other people's money (OPM) and the smart use of debt can build your wealth. Not all debt is inherently bad! Why is mortgage debt triggering ...

ENCORE: Why You Should Hold During Stock Market Meltdowns

26 Dec 2018

Contributed by Lukas

Learn why selling stocks can be a huge mistake, how a few days makes a huge difference and how to reduce risk. You can read my article on Forbes.com h...

A Special Christmas Message to You From Linda

24 Dec 2018

Contributed by Lukas

Merry Christmas! I'm sharing my thoughts and gratitude for you being here. This special message is straight from my heart, and will only be posted for...

ENCORE: How Millennials Can Become Millionaires

24 Dec 2018

Contributed by Lukas

Learn what to do so that you can become a millionaire, whether you are a Millennial or not. Wealth building tips are not just for young people. Learn...

Cannabis and Hemp Now Approved in Farm Bill

21 Dec 2018

Contributed by Lukas

Learn how Cannabis and Hemp are impacted by the Farm Bill that President Trump signed. This is huge News! Cannabis and hemp are now legal in the U.S...

How to Save Tens of Thousands of Dollars - Part 2

19 Dec 2018

Contributed by Lukas

Learn how to save tens of thousands of dollars by not moving very often. Let me tell you a true story. When my late husband and I got married, we had...

How to Save Tens of Thousands of Dollars - Part 1

17 Dec 2018

Contributed by Lukas

Learn how to be smarter spending $10k or more and what it really means to your net worth. You can choose to spend $10k on a lot of things, but ultimat...

Bitcoin, Cannabis, Bubbles & Cycles

14 Dec 2018

Contributed by Lukas

Learn the signs of (bitcoin) being in a bubble, the typical language at the peak of a bubble and new investment opportunities. Money moves in cycles a...

11 Bad Habits That Keep You From Reaching Your Financial Goals

12 Dec 2018

Contributed by Lukas

Learn the money habits that hold you back from financial independence and freedom. These are 11 mistakes people make with their finances that can be d...

ENCORE: 7 Ways to Get $1 Million in Your Retirement Account

10 Dec 2018

Contributed by Lukas

Learn how to maximize your investments so your 401(k) or retirement plan will accumulate $1 million. About 150,000 people have a 401(k) of $1 million ...

Best Performing Stocks and Sectors in the S&P 500 in 2018

07 Dec 2018

Contributed by Lukas

Learn which stocks and sectors are performing the best YTD. The top 10 best and worst performing stocks YTD in the S&P 500 and also the top 10 best se...

Financial TV and Media Secrets with Bobbi Rebell

05 Dec 2018

Contributed by Lukas

Learn if it is wise to be acting on financial news with the author of "How To Be a Financial Grownup", Bobbi Rebell. Why do certain stocks seem to get...

Is the Housing Real Estate Boom Over?

03 Dec 2018

Contributed by Lukas

Learn if real estate markets in the US are cooling off or even cold in 2018. Home sales are falling and the supply is growing.  "The supply of homes ...

How to Shorten the Path to Financial Freedom

30 Nov 2018

Contributed by Lukas

Learn what to do while you're following the 6 Steps to Wealth. This is a listener question: Danise asks how to be patient during the wealth building p...

New Contribution Limits on HSA (Health Savings Accounts) for 2019

28 Nov 2018

Contributed by Lukas

Learn what the new contribution limits are for HSA's in 2019. Contribution limits have been raised on HSA's for 2019. Investing in Health Savings Acco...

Women and Divorce with Shannah Compton Game

26 Nov 2018

Contributed by Lukas

Learn advice for women (or men) getting divorced or contemplating divorce, with Shannah Compton Game. Divorce can be stressful. Learn what to do first...

How Not to Overspend While Holiday Shopping

23 Nov 2018

Contributed by Lukas

Learn tips to make your shopping easier, save money and have a better holiday. Ideas how not to overspend during the holidays and make your holidays m...

Should You Remodel or Start Investing?

21 Nov 2018

Contributed by Lukas

Learn what I say in response to a listener's question about whether they should remodel their home or start investing. Here is the question: Hi Linda!...

How to Set Your Subconscious Beliefs for Financial Freedom

19 Nov 2018

Contributed by Lukas

Learn how to change your subconscious beliefs to the beliefs that will help you achieve financial freedom. How to change your limiting beliefs and cre...

2 Million Downloads - Celebration + Mindset + Surprise!

16 Nov 2018

Contributed by Lukas

Learn where my favorite wealth building opportunity is and why mindset is so powerful. Thank you so much for 2 million all-time downloads! I'm so exc...

Why Kevin O'Leary, Suze Orman, David Bach and Linda P. Jones Say New Cars Are a Bad Investment

14 Nov 2018

Contributed by Lukas

Learn why Kevin O'Leary, Suze Orman, David Bach and Linda P. Jones say buying new cars is a big investing mistake. An article on CNBC.com quotes Kevin...

How to Get $1 Million in Your IRA or 401(k)

12 Nov 2018

Contributed by Lukas

Learn the 5 steps to maximize growth in retirement accounts like IRA's and 401(k)'s. The average 401(k) balance is about $107,000 and the average IRA ...

Why the First $1 Million is the Hardest to Make

09 Nov 2018

Contributed by Lukas

Learn why your first million dollars is the hardest to make and how to make it easier. I've always considered mindset an important part of wealth buil...

ENCORE: 3 Millionaires' Savings Secrets

07 Nov 2018

Contributed by Lukas

Learn how 3 millionaires saved money and created a million dollars. Also learn why saving isn't the only thing you need to do to grow your savings int...

New Contribution Limits for 401k's and IRA's in 2019

05 Nov 2018

Contributed by Lukas

Learn what the new 401k and IRA contribution maximums are for 2019 and why you want to max out these accounts. The article is here: https://www.marke...

Why Spending Investment Principal is a Huge Mistake

02 Nov 2018

Contributed by Lukas

Learn why spending principal can be a huge mistake for wealth building. A nestegg of $40,000 invested at 10% for 35 years, would grow to $1,124,097......

What Does High Consumer Confidence Mean?

31 Oct 2018

Contributed by Lukas

Learn what consumer confidence reports mean, how they are calculated, and what it might portend for the economy in 2019. The first article is here: h...

What Caused the Stock Market Volatility in October 2018?

29 Oct 2018

Contributed by Lukas

Learn why the stock market has been extra volatile and what the outlook is going forward. Our sponsor today is LinkedIn. To redeem a free $100 ad cred...

Why I Disagree With Mark Cuban About What to Do With Your Lottery Winnings

26 Oct 2018

Contributed by Lukas

475: Learn why Mark Cuban's advice to put all of your winnings in the bank is the wrong move and what you should do. This is Part 3 of my Lottery seri...

Why the $1.5 Billion Lottery Jackpot Isn't As Big As You Think It Is

24 Oct 2018

Contributed by Lukas

Learn how much you really net after taxes, why the lottery is overrated, and how you can create your own abundance and prosperity. There was one lucky...

Why You Don't Have to Win a $1.6 Billion Lottery Jackpot to Be Rich & Happy

22 Oct 2018

Contributed by Lukas

Learn why winning the lottery jackpot isn't necessary for you to have financial freedom or be happy. There is a happiness satiation point, usually aro...

Why You Should Hold During Stock Market Meltdowns

19 Oct 2018

Contributed by Lukas

Learn why selling can be a huge mistake, how a few days can make a huge difference and how to reduce risk.   The link to my Forbes.com article is her...

How to Be Savvy With Debt

17 Oct 2018

Contributed by Lukas

Learn how other people's money (OPM) and the smart use of debt can build your wealth. Not all debt is inherently bad! Why is mortgage debt triggering ...

Preparing for the Next Stock Market Crisis

15 Oct 2018

Contributed by Lukas

Learn how bubbles and cycles were discovered and how to use them to become a better investor. A photo of the graph is on my website at http://lindapjo...

ENCORE: Why Saving Money Can Make You Rich

12 Oct 2018

Contributed by Lukas

Learn why saving money is so important to wealth building. Wealth requires knowledge + action. Get my book, "You're Already a Wealth Heiress, Now Thi...

Are Higher Interest Rates Going to Slow the Real Estate Market?

10 Oct 2018

Contributed by Lukas

Learn about interest rates, home prices and building stock trends. The article is here: https://www.cnbc.com/2018/10/09/mortgage-rates-jump-past-5per...

Fund Performance Through September 30, 2018

08 Oct 2018

Contributed by Lukas

Learn what the best performing U.S. Diversified Stock and Overseas Stock categories are YTD from Lipper Inc. via Investor's Business Daily. The link ...

Review of the Stash App

05 Oct 2018

Contributed by Lukas

Learn what the pros and cons are about the Stash app. I want to stop here for a moment and talk about your health, because what good is wealth if yo...

What Are Public Service Loan Forgiveness Programs?

03 Oct 2018

Contributed by Lukas

Learn about public service loan forgiveness programs and what you need to do to qualify. Less than 1% of people are qualifying for these programs. Lea...

What is Dollar Cost Averaging?

01 Oct 2018

Contributed by Lukas

Learn how dollar-cost-averaging allows you to invest in the stock market at highs and lows. Dollar-cost-averaging helps take advantage of lower prices...

Worldwide Real Estate Bubbles

28 Sep 2018

Contributed by Lukas

Learn what cities are overvalued and which one is undervalued. According to a UBS study, many cities are overvalued. One is undervalued.  The article...

4 Ways to Reduce Oppressive Debt

26 Sep 2018

Contributed by Lukas

Learn how to reduce debt when you can barely make ends meet, answer to a listener question. Sally asks: Hi Linda, I just wondered about your thoughts...

Short-Cut Hacks for Entrepreneurs

24 Sep 2018

Contributed by Lukas

Learn 10 hacks from an entrepreneur who became a millionaire by age 30. The article is here: https://www.cnbc.com/2018/09/12/advice-for-entrepreneurs...

What to Do If the Real Estate Market Crashes

21 Sep 2018

Contributed by Lukas

Learn 3 strategies to help you recover if real estate prices decline. From the book, "You're Already a Wealth Heiress, Now Think and Act Like One: 6 ...

Mindset to Millionaire

19 Sep 2018

Contributed by Lukas

Learn what the next steps are after mindset and how the world's richest woman went from mindset to billionaire. Get my new book "You're Already a Wea...

Fintech Trends of 2018 with Joe Saul-Sehy from Stacking Benjamins

17 Sep 2018

Contributed by Lukas

Learn new trends in financial technology (fintech), apps and education. Get my new book "You're Already a Wealth Heiress, Now Think and Act Like One:...

Debunking Myths About Wealth Building

14 Sep 2018

Contributed by Lukas

Learn myths about wealth building from my own experience as I wrote about in the Wealth Heiress book. These are my own opinions from my experience bui...

Small Caps Are Out-Performing - Should You Add to Asset Allocation?

12 Sep 2018

Contributed by Lukas

Learn why you need small caps in your asset allocation. Many people only have the S & P 500 Index in their portfolio and think they are well diversifi...

Wills and Inheritances: Pitfalls to Avoid

10 Sep 2018

Contributed by Lukas

Learn about what to do and not do when it comes to wills and inheritances. Interview with Doug Goldstein on The Inheritance Book. Please subscribe, ra...

Trends of the Ultra Wealthy

07 Sep 2018

Contributed by Lukas

Learn trends about the wealthy that may impact how and where you make money. This is from an article about the Ultra High New Worth here: https://mar...

The Wealth Building Formula (McT) From My Wealth Heiress™ Book

05 Sep 2018

Contributed by Lukas

Learn the way to overcome any obstacles you face that are keeping you from attaining financial freedom. The Wealth Building Formula (McT) is important...

Aretha Franklin Died Without a Will (Intestate) & What That Means

03 Sep 2018

Contributed by Lukas

Learn the consequences of Aretha Franklin (or anyone) not having a will and what it means for you if you don't have a will. Even though Aretha Frankli...

Is Luxury Real Estate Crashing?

31 Aug 2018

Contributed by Lukas

Learn what is happening in luxury real estate in major US cities. I share an article from cnbc.com and give you my thoughts about what is happening wi...

Roth and Traditional IRA's and 401(k)'s: How to Choose

29 Aug 2018

Contributed by Lukas

Learn which IRA is right for you and how you know. Article from Investor's Business Daily. Get all episodes of Be Wealthy & Smart, here. Check out my ...

ENCORE: Why Paying Off Your Home Mortgage Might Be a Bad Idea

22 Aug 2018

Contributed by Lukas

Learn the pros and cons of paying off your mortgage, why opportunity cost matters and the one reason you might consider all the facts and choose a dif...

ENCORE: Billionaire Sara Blakely Reframed the Word "Failure"

17 Aug 2018

Contributed by Lukas

Learn how billionaire Sara Blakely learned to reframe to word "failure". Sara Blakely, founder of Spanx, is the youngest, female self-made billionaire...

The Most Common Misconception About Money

15 Aug 2018

Contributed by Lukas

Learn why saving less than you spend is not the magic bullet and what is. There is a misconception that all you have to do is save and not spend money...

ENCORE: Most Expensive and Least Expensive Cars to Maintain

13 Aug 2018

Contributed by Lukas

Learn which cars are the most expensive and least expensive to maintain and what problems occur with greater frequency in some car models. The charts ...

Is Charlie Sheen the Latest Celebrity to Go Broke?

10 Aug 2018

Contributed by Lukas

Learn why actor Charlie Sheen seems to be the latest high-income earning celebrity to have financial troubles. Income is not the problem - replenishin...

When Will There Be a Bitcoin ETF?

08 Aug 2018

Contributed by Lukas

Learn the latest news regarding the regulation and introduction of Bitcoin exchange traded funds (ETFs). Many people would like to see a Bitcoin ETF. ...

Will Kylie Jenner Become the Youngest Self-Made Billionaire?

06 Aug 2018

Contributed by Lukas

Learn whether or not Kylie is self-made and why she has something important to teach us. Kylie Jenner was recently mentioned in Forbes magazine as pot...

Design a Lifestyle on Passive Income With Ali Boone

03 Aug 2018

Contributed by Lukas

Learn how to create the lifestyle you want using passive income. Interview with entrepreneur and investor Ali Boone. She shares how to outsource to cr...

Affirmations to Overcome Debt

01 Aug 2018

Contributed by Lukas

Learn how to replace limiting beliefs with positive statements to help propel you out of debt. In the podcast, I explain why affirmations work (even i...

ENCORE: Where Can I Invest and Find High Rates?

30 Jul 2018

Contributed by Lukas

Learn where to invest and find high rates. It's listener question Friday! Dear Linda,   I love your podcasts! They are simply fabulous! I am wonder...

ENCORE: How to Stop Spending Unconsciously

25 Jul 2018

Contributed by Lukas

Learn why spending to save money can be a trap. Shopping - have you ever still had tags on clothes you've never worn in the closet? How does that happ...

How Millennials Can Become Millionaires

23 Jul 2018

Contributed by Lukas

Learn what to do so that you can become a millionaire, whether you are a Millennial or not. Wealth building tips are not just for young people. Learn ...

Top Performing ETFs

20 Jul 2018

Contributed by Lukas

Learn what and where the top performing ETFs are. There are ETFs with better performance than the S & P 500 on a YTD, 3 year and 5 year basis. In this...

What Rich People Talk About With Their Advisors

18 Jul 2018

Contributed by Lukas

Learn what topics are important to high net worth clients. This is from an article in Investor's Business Daily. I encourage you, no matter how much o...

Wheelbarrow Profits Real Estate Investing with Jake and Gino

16 Jul 2018

Contributed by Lukas

Learn how 2 investors started with $30k and now control over $55 million in real estate. Jake and Gino host the Wheelbarrow Profits podcast and are au...

5 Components to Your Credit Score

13 Jul 2018

Contributed by Lukas

Learn the 5 components to your FICO credit score and how to improve your score. Get my other recent podcasts about credit, podcast #432, 430, 251, 367...

World Stock Market Returns

11 Jul 2018

Contributed by Lukas

Learn what international stock markets are performing the best and worst. Returns are year-to-date thru July 9, 2018. The graphic is on my website at ...

How to Get a Free Credit Report

09 Jul 2018

Contributed by Lukas

Learn how to get a free credit report and why it is so important to improving your credit. I received a listener letter. In response the the episode a...

Investing Apps and Cash Flow

06 Jul 2018

Contributed by Lukas

Learn my responses to listener questions about the Robin Hood and Fundrise apps and investing for cash flow. All of my podcasts are available at http:...

The Debt Diamond™ Pays Off Debt Cheaper and Improves Credit Scores Faster

04 Jul 2018

Contributed by Lukas

The Debt Diamond™ is the most valuable method to dump your debt. (Diamond like the gemstone, an upside down triangle or funnel shape). It pays your ...

7 Ways to Maintain Your Sudden Wealth

02 Jul 2018

Contributed by Lukas

Learn the 7 ways to keep all of the sudden wealth you encounter. Seventy (70%) of people who inherit money have $0 left within 5 years. There's one re...

6 Tips to Avoid ATM Fees

29 Jun 2018

Contributed by Lukas

Learn ways to avoid paying ATM fees to access your own money. Banks earn $1 billion annually on ATM fees. I have eliminated ATM fees completely and su...

8 Things Rich People Believe

27 Jun 2018

Contributed by Lukas

Learn 8 things that rich people believe and how it can help your wealth building. The article is here: http://www.cnbc.com/2016/10/11/8-ways-rich-peo...

5 Reasons to Become a Good Saver

22 Jun 2018

Contributed by Lukas

Learn why it's important to have more cash available and what to do with it. Step 2 of the "6 Steps to Wealth" is Save a Nestegg. I'm talking about ha...

Is There a Wealth Gene?

20 Jun 2018

Contributed by Lukas

Learn if you are pre-disposed to wealth or if it is a matter of habits and choices. Do you know that wealth is a choice? Learn the 6 Steps to Wealth a...

Investments for a Late-Stage Economic Cycle

18 Jun 2018

Contributed by Lukas

Learn what characterizes the late stage of an economic cycle, how it can indicate what's coming in the stock market, and where to invest. Please subsc...

Bitcoin, 10% Returns & Listener Q's

15 Jun 2018

Contributed by Lukas

Learn answers to questions from listeners. Be sure to subscribe and leave a review!

Best Performing Sector Funds YTD

13 Jun 2018

Contributed by Lukas

Learn what sector funds are performing the best year-to-date. See performance chart posted on my website at www.lindapjones.com. Subscribe to Be Wealt...

3 Ways to Prepare for Money Before You Have It

11 Jun 2018

Contributed by Lukas

Learn why "money is like a newborn baby. You have to prepare for it and learn about it BEFORE it arrives.  

Real Millionaire Habits

06 Jun 2018

Contributed by Lukas

Learn what habits are supposed to make you a millionaire and which ones really will. Recently I came across an article on habits to become a millionai...

Should You Have an Airline Credit Card?

04 Jun 2018

Contributed by Lukas

Learn the pros and cons of airline credit cards and if they are right for you. Here is the article: https://www.cnbc.com/2018/06/01/before-signing-up...

How to Protect Yourself From Mail Fraud and Keep Your Correspondence Safe

01 Jun 2018

Contributed by Lukas

Learn why mail fishing crime is on the rise and how to protect your money. According to the NYPD, mail fishing is on the rise and you may not be famil...

3 Ways Millionaires Think Differently

30 May 2018

Contributed by Lukas

Learn 3 ways millionaires think differently and how you can apply it to create your wealthy mindset. Be sure to subscribe to the podcast!

How NOT to Lose $2 Billion Dollars

28 May 2018

Contributed by Lukas

Learn how a divorcee spent her $2.5 billion settlement and what mistakes to avoid.

Watch Out For These Financial Scams

25 May 2018

Contributed by Lukas

Learn how to avoid common financial scams. Recently I got an email offer to buy a domaine name for $55,000. It was from a Japanese business who said t...

How Much Money Does it Take to Be Happy?

23 May 2018

Contributed by Lukas

Learn the magic dollar amount of income it takes to be happy. According to a survey, find out how much money it takes to be happy. The article is here...

5 Reasons Why Wealth is NOT a Matter of Luck

21 May 2018

Contributed by Lukas

Learn why wealth is within your reach, using my Wealth Building Formula, and why it is NOT about luck.   This is the study I disagree with: https://...

4th Anniversary Show + Most Common Financial Regrets

18 May 2018

Contributed by Lukas

Learn the most common financial regrets of Americans and how to avoid them. I also share my thoughts about the Be Wealthy & Smart podcast over the las...

ENCORE: Plan Your Life Like a Billionaire

16 May 2018

Contributed by Lukas

Learn how to plan your life like a billionaire. I love talking about the importance of mindset in wealth building. We haven't visited mindset for a lo...

410: Large Growth Mutual Funds Outperforming ETFs

14 May 2018

Contributed by Lukas

Learn which mutual funds are significantly outperforming the S & P 500 on a 5 year basis. The charts are posted in the Podcast section on www.lindapjo...

409: 5 Steps to Making Real Estate Decisions Without Regrets

11 May 2018

Contributed by Lukas

Learn how to make decisions with real estate, overcome real estate regrets and stop feeling anxious about buying or selling. There are a lot of people...

408: Affirmation Success Story - Maria

09 May 2018

Contributed by Lukas

Learn how affirmations worked for a Be Wealthy & Smart podcast listener. Her affirmations helped her pay off three debts, keep off weight, get a promo...

407: ENCORE: How to Get Rich and Stay Rich

07 May 2018

Contributed by Lukas

Learn the 3 things you shouldn't change to get rich and stay rich according to Thomas J. Stanley, author of The Millionaire Next Door. I just talked ...

406: ENCORE: 5 Things to Do Before Buying a Home

04 May 2018

Contributed by Lukas

Learn 5 things to do before purchasing a home, why the debt snowball is not the method to use to improve credit quickly, and how to find a loan office...

405: Why New Cars Can Be a Deterrent to Your Wealth

02 May 2018

Contributed by Lukas

Learn why new cars can be a deterrent to your wealth and what opportunity cost means. Maybe you like cars or you just want a new car. Perhaps you want...

404: How to Get Rich - Results of Study

30 Apr 2018

Contributed by Lukas

Learn how some people got wealthier faster and the reasons why. This is an article in Investor's Business Daily from April 30, 2018 by Paul Katzeff.