156. Why Motivation Isn’t Enough to Change Your Finances (And What Actually Works)
episode
Becoming The Wealthy You | How to Save Money, Stop Overspending, Get Out of Debt, Budgeting & Personal Finance for Women
20 min
1 speaker
8 chapters
transcribed 1 month ago
Transcript
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Transcript generated automatically by AI and may contain errors.
How did Jermaine introduce the problem of motivation failing your finances?
You are listening to the Becoming the Wealthy You podcast with Jermaine Foley.
If you're a woman who makes good money in your career or business, but you're not building wealth like you want to, then you're in the right place. In this podcast, you'll learn how to stop overspending, break free from the cycle of debt, save lots of cash, and become the wealthy woman you were born to be. Let's dive in. Well, hello, everyone. Welcome back to the podcast. OK, I want you to think back for a moment to this time last year. Maybe it was a day or two after Christmas. The holidays are winding down and the new year was just around the corner. And I really want you to reflect back at that time point and be honest with yourself for a second. How many of you told yourself that 2025 was going to be the year when you got your money together?
That this was finally the year you were going to get things under control, that you were going to stop repeating the same patterns, and you were going to be more intentional. You were going to get out of debt. You were going to save. You were going to invest. You were going to stop overspending. You felt like, yes, this is it. You felt hopeful. Maybe you felt like, yes, I'm motivated. I'm fired up.
What reflective questions does she ask about last year’s financial intentions?
This is what I'm going to do now. I want you to fast forward to today. And again, I don't want you to judge yourself or anything. I just want you to be honest with yourself. Did that actually happen? Are you where you thought you'd be by now? Or are you realizing that despite your best intentions, you're still in a very similar place financially? Now, if you're listening to this and thinking, yeah, I really thought this year would be different, this episode is especially for you. Because today I want to talk about why that happens, not in a way that makes you feel bad about yourself or that makes you blame yourself, but in a way that actually helps you understand what's been going on, so that this doesn't continue to be your story.
We're going to talk about why feeling motivated, even really, really motivated, doesn't lead to lasting financial change. And more importantly, we're going to talk about what does. Okay, so let's talk about why motivation feels so powerful, why you get so excited, but then it just fades away, it disappears. That feeling that you get when you're all excited and fired up about getting your finances in order is real. That is a real emotion that's being felt in your body. It usually comes from a thought like, okay, I'm ready. I'm doing this. I'm going all in. Maybe you hear someone else's story and you think, oh my gosh, if she can do it, I can do it. This is my time.
Why does motivation feel powerful but eventually fade?
When you think thoughts like those, they feel really good. They create motivation, hope, energy, momentum. And as long as those thoughts stay alive, the motivation remains. It stays there. Speaking of hearing someone else's story, stay tuned because in a few minutes, I'm going to share with you a powerful example of what someone was able to accomplish through after working with me in my one-to-one coaching program. She recently sent me an email. I got her permission. She said I can share it. And her results are amazing. She literally paid for her coaching more than five times over with the results that she was able to achieve. So stay tuned so that you can hear her results. But here's the part that most people don't realize.
When life happens, you get a flat tire, an unexpected bill, a stressful week at work. What actually changes isn't your ability to stay motivated. What actually changes is your thinking. Most of us are wired to let circumstances automatically dictate what we think and feel. So if something happens like you don't follow the plan you had for yourself that month, let's say you were planning to pay off a credit card and instead you kind of went on a shopping spree, right? Or maybe you couldn't pay off the credit card because life happened. You had to buy a new tire instead, right? What could happen is your brain will jump to thoughts like, see, this always happens.
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Chapters
8 chapters
1
How did Jermaine introduce the problem of motivation failing your finances?
0:00–1:38
2
What reflective questions does she ask about last year’s financial intentions?
1:38–3:16
3
Why does motivation feel powerful but eventually fade?
3:16–6:11
4
How do thoughts and circumstances derail financial goals in real time?
6:11–8:33
5
What’s the difference between motivation and commitment for lasting change?
8:33–11:28
6
How does consuming content keep you stuck instead of helping you act?
11:28–15:11
7
What real client results show how coaching creates lasting financial habits?
15:11–18:52
8
How can listeners take the next step toward committed financial change with coaching?
18:52–20:22
Speakers
1 identifiedMore from Becoming The Wealthy You | How to Save Money, Stop Overspending, Get Out of Debt, Budgeting & Personal Finance for Women
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