Chapter 1: What is the main topic discussed in this episode?
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Hey, what's good, y'all? You're listening to Learn the Hard Way with your favorite therapist and host, Keir Gaines. This space is about Black men's experiences, having honest conversations that it's really not safe to have anywhere, but you're having them with a licensed professional who knows what he's doing. How many men carry a suit of armor?
It signals to the world that you not to be played with. And just because you have the capability, that does not mean that you need to. Listen to Learn the Hard Way on the iHeartRadio app, Apple Podcasts, or wherever you get your podcasts.
Chapter 2: What experiences do Black men face in discussing mental health?
Welcome to Before Breakfast, a production of iHeartRadio. Good morning. This is Laura. Welcome to the Before Breakfast podcast. Today's tip is that your life starts now. Don't wait until some future time to pursue what you want. Get moving toward your goals today. Today's tip comes from my recent interview with personal finance expert, Farnoosh Torabi.
Farnoosh hosts the podcast, So Money, and is the author of the book, A Healthy State of Panic. Follow your fears to build wealth, crush your career, and win at life.
Farnoosh noticed that so many people, and perhaps especially women, tend to delay working toward their financial goals until some point in the future, like when they think they'll be partnered or married, perhaps because they assume their partner will earn more. But Farnoosh urges people to get started on their goals right away. Your life starts now, she says. You're in charge.
You are driving the ship. I think this is great advice. Maybe at some point in the future you will have more money. When you're married, when you land the promotion, after an inheritance from an elderly relative, as soon as you finish paying off your student loans. But even if that does happen, don't delay pursuing your financial goals until then. You can get going now.
Money tends to grow over time, so the same amount of money saved or invested today is better than the amount saved or invested in five years. And, of course, it is not either now or later. It is better to save or invest that amount now and in a consistent way in the future.
If you start working toward your financial goals now, by the time whatever windfall you envision for your future comes along, you'll already have a lot of momentum. And if you fall in love with a wonderful person who doesn't make much money, or if the promotion never materializes, well, you are on your way toward your financial goals anyway.
The advice that your life starts now is relevant in other contexts too. If you want something to happen in your life in general, you're wise to start taking steps toward it, even small steps, now. For instance, if you want to get healthy, don't wait until you finish law school to start.
Instead, get specific on what get healthy means for you and figure out ways you can engage in health-promoting behaviors now. you'll make some progress and the habits you establish will give you momentum from when your schedule frees up and you can amplify your efforts.
And if you discover that being a first-year associate is even more intense than being a law student, well, it's a good thing you didn't wait until your schedule eased up to start getting healthy. If you want to improve how you look, but you also want to lose a few pounds, why consign yourself to feeling frumpy until then?
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Chapter 3: Why is it important to pursue financial goals now?
Don't wait for something to happen in the future. Start building the life you want today. Are there goals you'd like to start pursuing? I'd love to hear about it. you can reach me at laura at lauravandercam.com. And for more insights from Farnoosh Torabi, check out my Before Breakfast interview with her. In the meantime, this is Laura. Thanks for listening.
And here's to making the most of our time. Thanks for listening to Before Breakfast. If you've got questions, ideas, or feedback, you can reach me at laura at lauravandercam.com. Before Breakfast is a production of iHeart Media. For more podcasts from iHeart Media, please visit the iHeart Radio app, Apple Podcasts, or wherever you listen to your favorite shows.
Hey, what's good, y'all? You're listening to Learn the Hard Way with your favorite therapist and host, Keir Gaines. This space is about Black men's experiences, having honest conversations that it's really not safe to have anywhere, but you're having them with a licensed professional who knows what he's doing, how many men carry a suit of armor.
It signals to the world that you're not to be played with. And just because you have the capability, that does not mean that you need to. Listen to Learn the Hard Way on the iHeartRadio app, Apple Podcasts, or wherever you get your podcasts. 2%.
That's the number of people who take the stairs when there is also an escalator available. I'm Michael Easter, and on my podcast, 2%, I break down the science of mental toughness, fitness, and building resilience in our strange modern world.
put yourself through some hardships, and you will come out on the other side a happier, more fulfilled, healthier person.
Listen to 2%. That's T-W-O percent on the iHeartRadio app, Apple Podcasts, or wherever you get your podcasts.
This is an iHeart Podcast. Guaranteed human.
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