Behavior Gap Radio
Episodes
Where Your Treasure Goes, Your Life Follows
08 Feb 2026
Contributed by Lukas
1386 | Planning With Energy, Time, and Attention
06 Feb 2026
Contributed by Lukas
In this episode, Carl expands the idea of planning beyond money to include the four forms of capital weâre always spending: money, energy, time, and...
1385 | Optionality as Safety
05 Feb 2026
Contributed by Lukas
1384 |The Power of the Next Local Optimum
04 Feb 2026
Contributed by Lukas
1383 | Why Energy & Attention?
03 Feb 2026
Contributed by Lukas
In this episode, Carl pauses his planning series to explore the idea behind one of his favorite sketches from his new book: The Four Sources of Capita...
1382 | Where Are We Starting From?
02 Feb 2026
Contributed by Lukas
In this episode, Carl turns the planning conversation toward current reality and asks a deceptively simple question: Where are you, really? After star...
1381 | Holding Space & Crunchy Bits
30 Jan 2026
Contributed by Lukas
In this episode, Carl introduces the idea of âcrunchy bitsâ and emotional resonanceâthose subtle moments in a conversation when something import...
1380 | Go-Deeper Transitions
29 Jan 2026
Contributed by Lukas
1379 | The Skill That Actually Matters- Listening
28 Jan 2026
Contributed by Lukas
1378 | The Planner's Role- Facilitator, Not Calculator
27 Jan 2026
Contributed by Lukas
1377 | Real Financial Planning Happens IN Conversation
26 Jan 2026
Contributed by Lukas
1376 | The Presenting Problem vs. Desired Future State
23 Jan 2026
Contributed by Lukas
1375 | Measuring What Matters, Not What's Easy
22 Jan 2026
Contributed by Lukas
1374 | What is Real Financial Planning
21 Jan 2026
Contributed by Lukas
1373 | Goals Grow Out of Purpose
20 Jan 2026
Contributed by Lukas
1372 | Writing the Statement of Purpose
19 Jan 2026
Contributed by Lukas
1371 | Purpose Based Planning
16 Jan 2026
Contributed by Lukas
1370 | Problem To Solve Planning
15 Jan 2026
Contributed by Lukas
1369 | Purpose, Goals and Plans
14 Jan 2026
Contributed by Lukas
1368 | Why Have Goals in And Uncertain World?
13 Jan 2026
Contributed by Lukas
1367 | A Plan Is a Hypothesis
08 Jan 2026
Contributed by Lukas
1366 | What A Plan Actually Is (Intro)
07 Jan 2026
Contributed by Lukas
1365 | The Most Intimate Form of Risk
06 Jan 2026
Contributed by Lukas
Essay 4 | Risk Is Whatâs Left Over
05 Jan 2026
Contributed by Lukas
Essay 03 | How Experience Can Get You Killed
01 Jan 2026
Contributed by Lukas
Essay 02 | The Landscape
31 Dec 2025
Contributed by Lukas
Essay 01 | The World Is Not What We Were Promised
30 Dec 2025
Contributed by Lukas
1360 | ep.7 Kind vs. Wicked Learning Environments
18 Dec 2025
Contributed by Lukas
1359 | Time Horizons- How the Game Changes When the Clock Changes
17 Dec 2025
Contributed by Lukas
1358 | Luck â The Variable We Pretend Is Skill
16 Dec 2025
Contributed by Lukas
1357 | The Story Is the Only Map That Works
15 Dec 2025
Contributed by Lukas
1356 | Simple, Complicated, and Complex
12 Dec 2025
Contributed by Lukas
1355 | Danger, Exposure, Vulnerability- Three Different Beasts
11 Dec 2025
Contributed by Lukas
1354 | What Risk Really Is (And Why We Keep Getting It Wrong)
10 Dec 2025
Contributed by Lukas
1353 | The Mag 7 and You
09 Dec 2025
Contributed by Lukas
1352 | An Astonishing Behavior Gap
08 Dec 2025
Contributed by Lukas
1351 | The Investment Process
05 Dec 2025
Contributed by Lukas
1350 | Measure What Matters
10 Nov 2025
Contributed by Lukas
In this short episode of Behavior Gap Radio, Carl reflects on how easy it is to drift into tracking the wrong metricsâthe ones the world cares about...
1349 | Action Leads to Information
07 Nov 2025
Contributed by Lukas
In this Field Note episode of Behavior Gap Radio, Carl shares a real-time lesson from the chaos of airline travel during his book tour. When youâre ...
1348 | Woodchips
06 Nov 2025
Contributed by Lukas
In this episode of Behavior Gap Radio, Carl explores what he calls the discipline of moreâor what he sometimes calls the bigger yes. Instead of figh...
1347 | Questions You Never Asked
05 Nov 2025
Contributed by Lukas
In this episode of Behavior Gap Radio, Carl shares a favorite quote from explorer Rick Ridgeway: âThe best journeys answer questions we never though...
1346 | Ecological Naïveté and Money
04 Nov 2025
Contributed by Lukas
In this episode of Behavior Gap Radio, Carl introduces a phrase heâs been searching for: ecological naĂŻvetĂ©âthe idea that our instincts were per...
1345 | Extreme Assumption Questioning
31 Oct 2025
Contributed by Lukas
In this Field Note episode of Behavior Gap Radio, Carl shares a simple but powerful practice: extreme assumption questioning. From $5 million sailboat...
1344 | The Scariest Terrain
30 Oct 2025
Contributed by Lukas
In this episode of Behavior Gap Radio, Carl explores what he calls âbig stupid human tricksââthe kinds of goals that force us to grow into new p...
1343 | Retrospective Coherence AKA Success Porn
29 Oct 2025
Contributed by Lukas
In this episode of Behavior Gap Radio, Carl digs into a simple but unsettling truth: After the fact, randomness always looks like strategy. He unpacks...
1342 | The Book!
28 Oct 2025
Contributed by Lukas
Carlâs back on Behavior Gap Radio with a quick, honest update. He shares what the past week of book launch conversations taught him about defining s...
1341 | No. 92 "Stop Calling Jason"
13 Oct 2025
Contributed by Lukas
Iâve been wrestling with a question for years: Why do I always call Jason? Jason is a friend of mine who always affirms my ideas.This essay and sket...
1340 | No. 82 "Your Future Self"
07 Oct 2025
Contributed by Lukas
Iâve always been fascinated by this idea: We feel about as much emotional connection to our future selves as we do to a stranger. That explains a lo...
1339 | No. 76 "Alpine Style Life"
03 Oct 2025
Contributed by Lukas
Thereâs this old mountaineering strategy called siege style.You drag everything up the mountain: extra oxygen, fixed ropes, backup boots, food for w...
1338 | No. 65 "Scary Markets Hugs"
17 Sep 2025
Contributed by Lukas
When markets get scary, most people yell: DO SOMETHING!And most advisors respond with stats, charts, and long-term return arguments.But thatâs not w...
1337 | No. 54 "The Big Mistake"
16 Sep 2025
Contributed by Lukas
Every investor has felt it.The panic.The urge to act.The voice in your head saying: âJust get me out.âThis is The Big Mistake.And if youâre not ...
1336 | No. 45 "Something You Don't Like"
08 Sep 2025
Contributed by Lukas
This might be the simplest sketch Iâve ever made.Itâs just four shapes and one word: Diversification.But if youâve ever built a REAL portfolio, ...
1335 | The Discipline of Fullness
04 Sep 2025
Contributed by Lukas
In this episode of Behavior Gap Radio, Carl introduces a new framework heâs been exploring for decades: the discipline of fullness. Inspired by natu...
1334 | The Servant of the Tool
03 Sep 2025
Contributed by Lukas
After an unplanned two-month break, Carl returns to Behavior Gap Radio with reflections on routines, streaks, and what truly matters. In this episode,...
1333 | No. 34 "Cash Flow Love"
01 Sep 2025
Contributed by Lukas
Most budgeting advice feels like punishment.Thatâs how it felt to me, too... until I realized something simple but powerful:đĄ Moneyâs natural s...
1332 | No. 30 "The Spending Practice"
29 Aug 2025
Contributed by Lukas
Weâve been told to spend less. Cut back. Control ourselves.But what if we practiced spending better instead?This is my behind-the-scenes thinking th...
1331 | No. 20 "Enough Is Enough"
19 Aug 2025
Contributed by Lukas
This essay is from my new book, "Your Money: Reimagining Wealth in Simple Sketches."Itâs called âEnough Is Enough,â and in this episode, I unpac...
1330 | No. 10 "Life Meets Money"
01 Aug 2025
Contributed by Lukas
This essay might be one of the most important from my new book, "Your Money: Reimagining Wealth in Simple Sketches."Itâs called "Life Meets Money" a...
1329 | The Minimum Effective Dose of Money
10 Jul 2025
Contributed by Lukas
In this episode, Carl asks a provocative question: Whatâs the minimum effective dose of money? Just like medicine or exercise, more isnât always b...
1328 | The Comparison Audit
09 Jul 2025
Contributed by Lukas
In this episode, Carl shares three quick storiesâa successful entrepreneur feeling like a failure, a heartfelt compliment from his daughter, and a w...
1327 | The New Superpower: General Resilience
08 Jul 2025
Contributed by Lukas
In this episode, Carl explores the quiet panic so many of us are feeling about the future, especially young adults and the parents who love them. From...
1326 | Connection Is the New Luxury
07 Jul 2025
Contributed by Lukas
In a world of AI-generated books, endless content, and virtual everything⊠maybe the rarest thing isnât more informationâitâs real human conne...
1325 | Independent, But Not Alone
04 Jul 2025
Contributed by Lukas
What does independence really mean? In this special Independence Day episode of Behavior Gap Radio, Carl unpacks the myth of the self-made person and ...
1324 | Money Is a Cheap Shortcut
03 Jul 2025
Contributed by Lukas
What if money is just a cheap shortcut? In this episode of Behavior Gap Radio, Carl shares a story about grandmaâs dinner and explores the deeper fo...
1323 | Organizing Our Lives Around Money
02 Jul 2025
Contributed by Lukas
Whatâs at the center of your life? In this episode of Behavior Gap Radio, Carl explores the idea that, for many of us, money has quietly become the ...
1322 | Be Less Normal
01 Jul 2025
Contributed by Lukas
What if the problem isnât youâitâs what weâve been told is normal? In this episode of Behavior Gap Radio, Carl challenges our deeply held assu...
1321 | But Wait⊠What's the Burn Rate of the Fire?
30 Jun 2025
Contributed by Lukas
In this episode, Carl revisits his favorite money metaphorâgathering wood for a fireâand adds a new layer: What kind of fire are you building? A s...
1320 | The Mirror and the Scoreboard
27 Jun 2025
Contributed by Lukas
In this episode, Carl explores the subtle but dangerous shift from treating money as a scoreboard to letting it become a mirror. When net worth stops ...
1319 | The Greatest Money Trick
26 Jun 2025
Contributed by Lukas
In this episode, Carl flips the script on everything we think we want from money. We donât actually want moneyâwe want what we think it will give ...
1318 | Money and Mistaken Belief
25 Jun 2025
Contributed by Lukas
In this episode, Carl challenges one of the deepest money myths out there: Money will finally make us feel safe, happy, or whole. He shares a core ide...
1317 | Gather More Wood
23 Jun 2025
Contributed by Lukas
In this adventure journal episode, Carl shares a thought experiment that starts in a quiet cabin and ends with a radical reframing of how we think abo...
1316 | The Game We Can't Stop Playing
20 Jun 2025
Contributed by Lukas
In this episode, Carl shares a raw segment from his new one-man show, built around two painfully honest sketches about envy and comparison. He reflect...
1315 | What Is Money, Anyway?
19 Jun 2025
Contributed by Lukas
In this episode, Carl shares a raw, in-progress segment from his upcoming keynote. What if money is just a story weâve all agreed to believe? A reli...
1314 | Money as an Agent of Chaos
18 Jun 2025
Contributed by Lukas
In this episode of Behavior Gap Radio, Carl returns from an accidental hiatus with a vulnerable reflection on why he keeps making the showâand why i...
1313 | Deep Shift Ep. 3
09 Jun 2025
Contributed by Lukas
In this episode of the Deep Shift series, Carl explores how tactical curiosityâlike obsessing over budgeting apps or fueling strategiesâoften hide...
1312 | Deep Shift Ep. 2
06 Jun 2025
Contributed by Lukas
In episode two of the Deep Shift series, Carl names the chase we all know too well: tactical curiosity. The frantic hunt for the perfect app, book, or...
1311 | Deep Shift Ep. 1
05 Jun 2025
Contributed by Lukas
In this first episode of a new series, Carl introduces the Deep Shift frameworkâhis attempt to map the real journey of change. Itâs not about pick...
1310 | Be The Wise Money Friend
04 Jun 2025
Contributed by Lukas
In this wrap-up to the Your Wise Money Friend series, Carl shares where the idea came from and why it matters. People donât want another financial p...
1309 | A Wise Money Friend Holds the Mirror Gently
03 Jun 2025
Contributed by Lukas
In the final episode of the Your Wise Money Friend series, Carl reflects on what it means to hold the mirror gently. A wise money friend helps you see...
1308 | A Wise Money Friend Asks Better Questions
02 Jun 2025
Contributed by Lukas
In episode nine of the Your Wise Money Friend series, Carl highlights a defining trait of true support: Instead of rushing to give answers, instead as...
1307 | A Wise Money Friend Doesnât Have an Agenda
30 May 2025
Contributed by Lukas
In this episode of the Your Wise Money Friend series, Carl shares a simple but rare truth: A wise money friend doesnât have an agenda. Theyâre not...
1306 | A Wise Money Friend Believes Youâre Enough
29 May 2025
Contributed by Lukas
In this episode, Carl continues the Your Wise Money Friend series with a powerful reminder: A wise money friend believes you are enoughâeven when yo...
1305 | A Wise Money Friend Doesnât Judge the Dream
28 May 2025
Contributed by Lukas
In episode six of Your Wise Money Friend, Carl explores what it means to honor someone's dreamsâbig, small, wild, or vagueâwithout judgment. A wis...
1304 | A Wise Money Friend Respects Your Timing
27 May 2025
Contributed by Lukas
In episode five of Your Wise Money Friend, Carl reflects on how true wisdom isnât pushy. A wise money friend doesnât rush your process or pressure...
1303 | A Wise Money Friend Helps You Pause
26 May 2025
Contributed by Lukas
In episode four of Your Wise Money Friend, Carl shares how a wise money friend helps you pause, not to stop you, but to give you space. Space between ...
1302 | A Wise Money Friend Knows Itâs All Connected
23 May 2025
Contributed by Lukas
In episode three of Your Wise Money Friend, Carl reminds us that to a wise money friend, your story is never just about money. They listen between the...
1301 | A Wise Money Friend Is Curious, Not Correct
22 May 2025
Contributed by Lukas
In episode two of Your Wise Money Friend, Carl explores the idea that wisdom isnât about being rightâitâs about being present. A wise money frie...
1300 | A Wise Money Friend Doesnât Shame You
21 May 2025
Contributed by Lukas
In this special 1,300th episode, Carl kicks off a new series called Your Wise Money Friend. Episode one starts with a simple but powerful idea: A wise...
1299 | Wise Money Friend Intro
20 May 2025
Contributed by Lukas
In this kickoff episode, Carl introduces a new series called Your Wise Money Friendâa collection of short, gentle reflections to help you pause, not...
1298 | What Did You Feel?
19 May 2025
Contributed by Lukas
Itâs not about what you spentâitâs about what you felt. In this field episode from Los Angeles, Carl shares a shift in how he thinks about money...
1297 | The Spending Practice
16 May 2025
Contributed by Lukas
Money isnât mathâitâs practice. In this episode, Carl reframes every financial decision as a chance to get more aligned with who you really are....
1296 | Transaction to Transformation
15 May 2025
Contributed by Lukas
What if every transaction became a moment of transformation? In this episode, Carl asks what would happen if your values showed up not after you spend...
1295 | Embedding Values Into Transactions
14 May 2025
Contributed by Lukas
What if every transaction was a chance to practice your values? In this episode, Carl explores how even the smallest purchasesâcoffee, groceries, fl...
1294 | The Feeling of a Transaction
13 May 2025
Contributed by Lukas
So much of what we do with money is just autopilotâspend, save, stress, repeat. In this episode, Carl invites us to slow down, feel the pattern, and...
1293 | Installed by Accident
12 May 2025
Contributed by Lukas
Most people didnât choose their relationship with moneyâit was installed by accident. In this short episode, Carl unpacks how our money stories ge...
1292 | If Your Banking App Had a Soul
09 May 2025
Contributed by Lukas
In this episode of Behavior Gap Radio, Carl invites us to imagine a different kind of financial toolâone with a soul. Instead of pushing speed and c...
1291 | Rewrite the Code
08 May 2025
Contributed by Lukas
In this episode of Behavior Gap Radio, Carl reframes the idea of âmanaging moneyâ by asking a bold question: What if the real work isnât about m...
1290 | You Donât Need More Financial Advice
07 May 2025
Contributed by Lukas
In this episode of Behavior Gap Radio, Carl challenges the endless flood of financial advice by asking a deeper question: What if the problem isnât ...
1289 | Insight Instead of Shame
06 May 2025
Contributed by Lukas
In this episode of Behavior Gap Radio, Carl continues exploring the idea of an emotional operating system for your financial life by asking: What if m...
1288 | Emotionally Loaded
05 May 2025
Contributed by Lukas
In this episode of Behavior Gap Radio, Carl introduces the idea heâs been wrestling with for nearly two decades: building an emotional operating sys...