Behavior Gap Radio

1322 | Be Less Normal

01 Jul 2025

Contributed by Lukas

What if the problem isn’t you—it’s what we’ve been told is normal? In this episode of Behavior Gap Radio, Carl challenges our deeply held assu...

1321 | But Wait… What's the Burn Rate of the Fire?

30 Jun 2025

Contributed by Lukas

In this episode, Carl revisits his favorite money metaphor—gathering wood for a fire—and adds a new layer: What kind of fire are you building? A s...

1320 | The Mirror and the Scoreboard

27 Jun 2025

Contributed by Lukas

In this episode, Carl explores the subtle but dangerous shift from treating money as a scoreboard to letting it become a mirror. When net worth stops ...

1319 | The Greatest Money Trick

26 Jun 2025

Contributed by Lukas

In this episode, Carl flips the script on everything we think we want from money. We don’t actually want money—we want what we think it will give ...

1318 | Money and Mistaken Belief

25 Jun 2025

Contributed by Lukas

In this episode, Carl challenges one of the deepest money myths out there: Money will finally make us feel safe, happy, or whole. He shares a core ide...

1317 | Gather More Wood

23 Jun 2025

Contributed by Lukas

In this adventure journal episode, Carl shares a thought experiment that starts in a quiet cabin and ends with a radical reframing of how we think abo...

1316 | The Game We Can't Stop Playing

20 Jun 2025

Contributed by Lukas

In this episode, Carl shares a raw segment from his new one-man show, built around two painfully honest sketches about envy and comparison. He reflect...

1315 | What Is Money, Anyway?

19 Jun 2025

Contributed by Lukas

In this episode, Carl shares a raw, in-progress segment from his upcoming keynote. What if money is just a story we’ve all agreed to believe? A reli...

1314 | Money as an Agent of Chaos

18 Jun 2025

Contributed by Lukas

In this episode of Behavior Gap Radio, Carl returns from an accidental hiatus with a vulnerable reflection on why he keeps making the show—and why i...

1313 | Deep Shift Ep. 3

09 Jun 2025

Contributed by Lukas

In this episode of the Deep Shift series, Carl explores how tactical curiosity—like obsessing over budgeting apps or fueling strategies—often hide...

1312 | Deep Shift Ep. 2

06 Jun 2025

Contributed by Lukas

In episode two of the Deep Shift series, Carl names the chase we all know too well: tactical curiosity. The frantic hunt for the perfect app, book, or...

1311 | Deep Shift Ep. 1

05 Jun 2025

Contributed by Lukas

In this first episode of a new series, Carl introduces the Deep Shift framework—his attempt to map the real journey of change. It’s not about pick...

1310 | Be The Wise Money Friend

04 Jun 2025

Contributed by Lukas

In this wrap-up to the Your Wise Money Friend series, Carl shares where the idea came from and why it matters. People don’t want another financial p...

1309 | A Wise Money Friend Holds the Mirror Gently

03 Jun 2025

Contributed by Lukas

In the final episode of the Your Wise Money Friend series, Carl reflects on what it means to hold the mirror gently. A wise money friend helps you see...

1308 | A Wise Money Friend Asks Better Questions

02 Jun 2025

Contributed by Lukas

In episode nine of the Your Wise Money Friend series, Carl highlights a defining trait of true support: Instead of rushing to give answers, instead as...

1307 | A Wise Money Friend Doesn’t Have an Agenda

30 May 2025

Contributed by Lukas

In this episode of the Your Wise Money Friend series, Carl shares a simple but rare truth: A wise money friend doesn’t have an agenda. They’re not...

1306 | A Wise Money Friend Believes You’re Enough

29 May 2025

Contributed by Lukas

In this episode, Carl continues the Your Wise Money Friend series with a powerful reminder: A wise money friend believes you are enough—even when yo...

1305 | A Wise Money Friend Doesn’t Judge the Dream

28 May 2025

Contributed by Lukas

In episode six of Your Wise Money Friend, Carl explores what it means to honor someone's dreams—big, small, wild, or vague—without judgment. A wis...

1304 | A Wise Money Friend Respects Your Timing

27 May 2025

Contributed by Lukas

In episode five of Your Wise Money Friend, Carl reflects on how true wisdom isn’t pushy. A wise money friend doesn’t rush your process or pressure...

1303 | A Wise Money Friend Helps You Pause

26 May 2025

Contributed by Lukas

In episode four of Your Wise Money Friend, Carl shares how a wise money friend helps you pause, not to stop you, but to give you space. Space between ...

1302 | A Wise Money Friend Knows It’s All Connected

23 May 2025

Contributed by Lukas

In episode three of Your Wise Money Friend, Carl reminds us that to a wise money friend, your story is never just about money. They listen between the...

1301 | A Wise Money Friend Is Curious, Not Correct

22 May 2025

Contributed by Lukas

In episode two of Your Wise Money Friend, Carl explores the idea that wisdom isn’t about being right—it’s about being present. A wise money frie...

1300 | A Wise Money Friend Doesn’t Shame You

21 May 2025

Contributed by Lukas

In this special 1,300th episode, Carl kicks off a new series called Your Wise Money Friend. Episode one starts with a simple but powerful idea: A wise...

1299 | Wise Money Friend Intro

20 May 2025

Contributed by Lukas

In this kickoff episode, Carl introduces a new series called Your Wise Money Friend—a collection of short, gentle reflections to help you pause, not...

1298 | What Did You Feel?

19 May 2025

Contributed by Lukas

It’s not about what you spent—it’s about what you felt. In this field episode from Los Angeles, Carl shares a shift in how he thinks about money...

1297 | The Spending Practice

16 May 2025

Contributed by Lukas

Money isn’t math—it’s practice. In this episode, Carl reframes every financial decision as a chance to get more aligned with who you really are....

1296 | Transaction to Transformation

15 May 2025

Contributed by Lukas

What if every transaction became a moment of transformation? In this episode, Carl asks what would happen if your values showed up not after you spend...

1295 | Embedding Values Into Transactions

14 May 2025

Contributed by Lukas

What if every transaction was a chance to practice your values? In this episode, Carl explores how even the smallest purchases—coffee, groceries, fl...

1294 | The Feeling of a Transaction

13 May 2025

Contributed by Lukas

So much of what we do with money is just autopilot—spend, save, stress, repeat. In this episode, Carl invites us to slow down, feel the pattern, and...

1293 | Installed by Accident

12 May 2025

Contributed by Lukas

Most people didn’t choose their relationship with money—it was installed by accident. In this short episode, Carl unpacks how our money stories ge...

1292 | If Your Banking App Had a Soul

09 May 2025

Contributed by Lukas

In this episode of Behavior Gap Radio, Carl invites us to imagine a different kind of financial tool—one with a soul. Instead of pushing speed and c...

1291 | Rewrite the Code

08 May 2025

Contributed by Lukas

In this episode of Behavior Gap Radio, Carl reframes the idea of “managing money” by asking a bold question: What if the real work isn’t about m...

1290 | You Don’t Need More Financial Advice

07 May 2025

Contributed by Lukas

In this episode of Behavior Gap Radio, Carl challenges the endless flood of financial advice by asking a deeper question: What if the problem isn’t ...

1289 | Insight Instead of Shame

06 May 2025

Contributed by Lukas

In this episode of Behavior Gap Radio, Carl continues exploring the idea of an emotional operating system for your financial life by asking: What if m...

1288 | Emotionally Loaded

05 May 2025

Contributed by Lukas

In this episode of Behavior Gap Radio, Carl introduces the idea he’s been wrestling with for nearly two decades: building an emotional operating sys...

1287 | More Money, More Possibility?

02 May 2025

Contributed by Lukas

We’ve all heard it: “More money, more problems.” But what if that’s only one way to see it? In this episode, I share a conversation with Rabbi...

1286 | Certainty Sounds Like Shouting

01 May 2025

Contributed by Lukas

A real email exchange about a home repair gone wrong reveals something deeper: how writing without curiosity—especially when we’re certain we’re...

1285 | You’re the Bottleneck (And That’s Good News)

30 Apr 2025

Contributed by Lukas

If you're frustrated by bottlenecks in your projects, teams, or creative work... look closer. It might be you. In this episode, Carl shares why that's...

1284 | More Money Won't Fill the Hole

29 Apr 2025

Contributed by Lukas

We all say money can't buy happiness. But deep down, are we hoping it can remove our unhappiness? In this episode, Carl flips the script—and asks wh...

1283 | What Are You Solving For?

29 Apr 2025

Contributed by Lukas

In this episode of Behavior Gap Radio, Carl explores a deceptively simple question: What are you solving for? Whether it’s a mountain bike race, a b...

1282 | Into the Fire

25 Apr 2025

Contributed by Lukas

In this episode of Behavior Gap Radio, Carl takes us inside a classroom exercise that never fails to surprise him—and might surprise you, too. What’...

1281 | Stop Hoping for a Better Past

24 Apr 2025

Contributed by Lukas

In this episode of Behavior Gap Radio, Carl shares a quote that hit him like a ton of bricks: “Sooner or later, you’re going to have to give up al...

1280 | Rise Above It

23 Apr 2025

Contributed by Lukas

In this episode of Behavior Gap Radio, Carl shares a sketch—and a story—from his upcoming book, Your Money: Reimagining Wealth Through Simple Sket...

1279 | Don’t Throw in the Towel

22 Apr 2025

Contributed by Lukas

Feeling stuck in a loop? Like every day is just… the same? In this episode, Carl explores what happens when purpose goes missing—and why the small...

1278 | Would You Die for It… or Just Do the Dishes?

21 Apr 2025

Contributed by Lukas

What’s more heroic—dying for something or living for it? In this episode of Behavior Gap Radio, Carl explores why it’s often harder (and more me...

1277 | Find Your Fire

18 Apr 2025

Contributed by Lukas

Ever felt that spark when watching someone do something incredible—like you're catching a glimpse of pure passion in action? That feeling isn't rand...

1276 | Expect Feelings

17 Apr 2025

Contributed by Lukas

Ever grab an electric fence? Carl has—and he says that’s exactly what money conversations can feel like when we don’t expect emotions. In this s...

1275 | Sensations Over Stories

16 Apr 2025

Contributed by Lukas

Ever found yourself spiraling into a story before you even know what’s happening? In this episode of Behavior Gap Radio, Carl shares a powerful tool...

1274 | One Square Inch of Solid Ground

15 Apr 2025

Contributed by Lukas

When life feels out of control—markets crashing, job uncertainty, financial stress—Carl shares the most reliable response: a flight to simplicity....

1273 | The Practice Is the Point

14 Apr 2025

Contributed by Lukas

Ever nailed your morning routine only to find yourself doom-scrolling by 2:47 p.m.? In this episode of Behavior Gap Radio, Carl unpacks why we fall of...

1272 | What Are You Waiting For?

11 Apr 2025

Contributed by Lukas

In this episode of Behavior Gap Radio, Carl explores the strange magic of urgency and asks a simple question: What are you waiting for? Whether it’s...

1271 | The One Thing That Changes Everything (About Your Money Decisions)

10 Apr 2025

Contributed by Lukas

In this episode of Behavior Gap Radio, Carl shares his most tactical money decision-making tool: the Financial Pause. Forget budgets and spreadsheets—...

1270 | Questions, Not Advice

09 Apr 2025

Contributed by Lukas

In this gentle reminder from Behavior Gap Radio, Carl shares what to do when someone comes to you feeling nervous, scared, or uncertain—and thinks a...

1269 | The Market Didn't Make You Scared

08 Apr 2025

Contributed by Lukas

In this quiet but powerful episode of Behavior Gap Radio, Carl shares a simple phrase that might just rearrange the furniture in your brain: We live i...

1268 | We Are Wasting Our Lives

07 Apr 2025

Contributed by Lukas

In this episode of Behavior Gap Radio, Carl comes in hot with a wake-up call about the hidden cost of distractions. He shares shocking stats about how...

1267 | The Time Illusion

04 Apr 2025

Contributed by Lukas

In this episode, Carl takes on the wild, stretchy nature of time—why we can procrastinate for months on a task that only takes minutes. He explores ...

1266 | Luck-Based Games

03 Apr 2025

Contributed by Lukas

In this episode, Carl explores a powerful framework for navigating creative and financial risk: understanding whether you're playing a luck-based or s...

1265 | It Didn't Occur to Me

02 Apr 2025

Contributed by Lukas

In this episode, Carl shares a personal experiment in breaking free from the “dopamine machine”—those tempting websites and distractions that qu...

1264 | The Greatest Risk

01 Apr 2025

Contributed by Lukas

In this episode, Carl explores what he believes is the greatest risk of all—not failure, but waking up one day and realizing we haven’t been the p...

1263 | Residual Risk

31 Mar 2025

Contributed by Lukas

In this episode, Carl dives into one of his most-quoted ideas: "Risk is what's left over after you think you've thought of everything." He unpacks the...

1262 | If You're Scared, Make It Smaller

28 Mar 2025

Contributed by Lukas

In this episode of Behavior Gap Radio, Carl shares a simple but powerful idea: When something feels too scary—whether it’s launching a business, w...

1261 | A Flight to Simplicity

27 Mar 2025

Contributed by Lukas

In this episode of Behavior Gap Radio, Carl shares a powerful mindset for navigating uncertainty—whether it’s a looming recession or just a vague ...

1260 | No One Is Asking for It

26 Mar 2025

Contributed by Lukas

In this episode of Behavior Gap Radio, Carl explores the terrifying beauty of doing work no one asked for. He challenges the conventional path of chas...

1259 | A Lot of Thinks

25 Mar 2025

Contributed by Lukas

In this episode of Behavior Gap Radio, Carl questions the very idea of financial "problems." What if most of what we worry about isn’t actually a pr...

1258 | The Overnight Test

24 Mar 2025

Contributed by Lukas

In this episode of Behavior Gap Radio, Carl shares one of the most powerful tools he's ever created: The Overnight Test. Through stories of stocks, ca...

1257 | Expensive Way to Find Out Who You Are

21 Mar 2025

Contributed by Lukas

In this short and powerful episode of Behavior Gap Radio, Carl offers just one thought—“If you don’t know who you are, money is a very expensive...

1256 | Kind, True, Necessary

20 Mar 2025

Contributed by Lukas

In this episode of Behavior Gap Radio, Carl reflects on the challenge of communicating hard truths with people we care about. Inspired by a principle ...

1255 | You Can't Hedge Yesterday

19 Mar 2025

Contributed by Lukas

In this episode of Behavior Gap Radio, Carl reads a new essay from his upcoming book, Your Money: Reimagining Wealth Through Simple Sketches. The essa...

1254 | The Search for Your Identity

18 Mar 2025

Contributed by Lukas

In this episode of Behavior Gap Radio, Carl explores what Henry Shukman calls the fundamental investigation of a lifetime: the search for our identity...

1253 | Beast of Burden

17 Mar 2025

Contributed by Lukas

In this episode of Behavior Gap Radio, Carl shares a deeply personal story about a recent argument with his wife over money—one sparked by the langu...

1252 | What Do You Desire?

14 Mar 2025

Contributed by Lukas

What do you truly want? In this episode of Behavior Gap Radio, Carl Richards continues the conversation on the two fundamental questions that shape fi...

1251 | Who Are You?

13 Mar 2025

Contributed by Lukas

At the heart of real financial planning—and a meaningful life—are two fundamental questions: Who are you? And what do you desire? In this episode ...

1250 | Rise Above It

12 Mar 2025

Contributed by Lukas

Sometimes, the best way to navigate chaos is to step back and see the bigger picture. In this episode of Behavior Gap Radio, Carl shares an essay from...

1249 | Actively Doing Nothing

11 Mar 2025

Contributed by Lukas

What does it really mean to do nothing? In this episode of Behavior Gap Radio, Carl shares a personal story about an intervention from a close friend ...

1248 | Do Nothing

10 Mar 2025

Contributed by Lukas

Sometimes, the most valuable thing you can do is… nothing. In this episode of Behavior Gap Radio, Carl explores the fascinating paradox of inaction—...

1247 | The Paradox of Attention

07 Mar 2025

Contributed by Lukas

Attention is the most valuable resource we have—and yet, it's one of the easiest to waste. In this episode, Carl shares a riddle from The Zen of Cli...

1246 | The Other Side of Complexity

06 Mar 2025

Contributed by Lukas

Simple doesn’t mean simplistic. In this episode, Carl shares an essay from his upcoming book, exploring the journey from complexity to elegant simpl...

1245 | The Value of Venting

05 Mar 2025

Contributed by Lukas

Sometimes, you just need to vent. In this episode, Carl explores the value of blowing off steam—the importance of safe spaces, good friends, and mom...

1244 | Your Emotional Balance Sheet

04 Mar 2025

Contributed by Lukas

What’s on your emotional balance sheet? In this episode, Carl shares an essay from his upcoming book, exploring how we hold onto frustrations, argum...

1243 | When Risk Shows Up

03 Mar 2025

Contributed by Lukas

Risk is just a concept—until it isn’t. This week, Carl shares a backcountry ski adventure that took an unexpected turn, turning a routine 25-minut...

1242 | The Third Reason for Goals

28 Feb 2025

Contributed by Lukas

In this episode of Behavior Gap Radio, Carl revisits the purpose of goals—why we set them, why they’re often just guesses, and why we should still...

1241 | Ironic Places to Hide

27 Feb 2025

Contributed by Lukas

In this episode of Behavior Gap Radio, Carl unpacks the irony of our most well-intentioned distractions—especially when they become clever ways to a...

1240 | The Plan Comes First

26 Feb 2025

Contributed by Lukas

In this episode of Behavior Gap Radio, Carl unpacks the power of visual shortcuts and meaningful souvenirs—how his sketches distill complex ideas in...

1239 | I Found My Purpose… And…

25 Feb 2025

Contributed by Lukas

In this episode of Behavior Gap Radio, Carl dives into the never-ending search for purpose. Once believing he'd eventually find his purpose and be don...

1238 | Content in My Discontent

24 Feb 2025

Contributed by Lukas

In this episode of Behavior Gap Radio, Carl explores the paradox of being content in his discontent—the idea that growth, searching, and pushing bou...

1237 | Range of Outcomes

21 Feb 2025

Contributed by Lukas

In this episode of Behavior Gap Radio, Carl shares an essay titled Range of Outcomes from his upcoming book—a simple sketch that captures the messy,...

1236 | What's Your First Memory

20 Feb 2025

Contributed by Lukas

In this episode of Behavior Gap Radio, Carl poses a simple yet powerful question: What’s your earliest memory of money? He explores how this questio...

1235 | A Book as a Conversation Starter

19 Feb 2025

Contributed by Lukas

In this episode of Behavior Gap Radio, Carl dives into why he’s writing another book—Your Money: Reimagining Wealth Through Simple Sketches—and ...

1234 | Two Reasons to Have Goals

18 Feb 2025

Contributed by Lukas

In this episode of Behavior Gap Radio, Carl unpacks the surprising power of goals—even when they’re just guesses. He shares a personal financial g...

1233 | Trapped

17 Feb 2025

Contributed by Lukas

On this episode of Behavior Gap Radio, Carl wrestles with the tension between escape and engagement, reflecting on a moment when watching football bro...

1232 | Vulnerability and Exposure

14 Feb 2025

Contributed by Lukas

Risk asks what could happen. Exposure asks what it would mean if it did. But maybe the real question is—can we be okay with being vulnerable? In thi...

1231 | Stop Worrying About Risk

13 Feb 2025

Contributed by Lukas

In this episode of Behavior Gap Radio, Carl shares an essay from his upcoming book exploring the crucial difference between risk and exposure. While r...

1230 | Never Enough

12 Feb 2025

Contributed by Lukas

What are you willing to do for money? In this episode of Behavior Gap Radio, Carl explores the growing tension between long-held values and the relent...

1229 | Boredom Practice

11 Feb 2025

Contributed by Lukas

Why do we reach for our phones, ice cream, or the next distraction—even when we know they don’t add to our lives? In this episode of Behavior Gap ...

1228 | If You're Unsure of Who You Are

10 Feb 2025

Contributed by Lukas

In this short but powerful episode of Behavior Gap Radio, Carl shares a crisp insight: If you're unclear about who you are or what you value, entrepre...

1227 | AI and Money

07 Feb 2025

Contributed by Lukas

In this episode of Behavior Gap Radio, Carl shares a short but deeply considered essay from his new book. He explores why humans and money don’t fit...

1226 | Strava for Money

06 Feb 2025

Contributed by Lukas

What if there were a Strava for money? In this episode of Behavior Gap Radio, Carl explores how the natural human instinct to compare—often seen as ...

1225 | How Much Do They Make?

05 Feb 2025

Contributed by Lukas

We look at what people buy and assume we know what they make—but what if that story we tell ourselves is completely wrong? In this episode of Behavi...

1224 | Scaling Kindness With a Media Business

04 Feb 2025

Contributed by Lukas

What if every project, every system, every piece of work was in service of one thing—kindness? In this episode of Behavior Gap Radio, Carl reflects ...

1223 | Tips & Tricks for Meeting People

03 Feb 2025

Contributed by Lukas

Striking up conversations with strangers can feel daunting—but what if it was easier than you thought? In this episode of Behavior Gap Radio, Carl s...