BiggerPockets Money Podcast

Scott Builds Four Portfolios with Four Different Strategies ($40k Experiment)

30 Dec 2025

Contributed by Lukas

In this episode of the BiggerPockets Money Podcast with Mindy Jensen and Scott Trench, Scott builds four different investment portfolios using real mo...

Which Path to Financial Independence Is Faster? Sell or Rent?

26 Dec 2025

Contributed by Lukas

Should you turn your primary home into a rental property or sell it when you move? It's one of the biggest financial decisions homeowners face, and in...

How to Set FIRE Goals and Actually Achieve Them (2026)

23 Dec 2025

Contributed by Lukas

Episode #704 ~~~ Download the Goal Setting Document: www.biggerpocketsmoney.com/resources  ~~~ Subscribe to the 31 Day Challenge: www.biggerpocke...

How to Track Your Path to FI in 2026 (Step-by-Step Guide)

19 Dec 2025

Contributed by Lukas

Ready to take control of your finances in 2026? Mindy Jensen and Scott Trench are breaking down one of the most powerful tools for financial success: ...

How this Couple Achieved FIRE in Their 30s (Average Income)

16 Dec 2025

Contributed by Lukas

Sam and Carolyn reached financial independence in their thirties through frugality, real estate investing, and building side hustles that generated $1...

Financial Independence Through the Unthinkable: A Healthcare Crisis

12 Dec 2025

Contributed by Lukas

Join Mindy Jensen and Scott Trench for a powerful conversation with Regina Moore, who achieved millionaire status before 35 through frugality and her ...

The Ultimate Guide to Early Retirement Drawdown (2026)

09 Dec 2025

Contributed by Lukas

Building a $2.5 million portfolio is hard. Spending it without running out? That's even harder. Welcome to the 700th episode of the BiggerPockets Mon...

The Case for Blended (Instead of Sequential) Drawdown for Early Retirees

05 Dec 2025

Contributed by Lukas

Are you using the wrong retirement withdrawal strategy? Sequential drawdown—draining one account before touching the next—is the most common appro...

If We Started FIRE Over in 2025, Here's Exactly What We'd Do

02 Dec 2025

Contributed by Lukas

What would you do differently if you could start your FIRE journey over today? Back in 2013, Scott was fresh out of college house hacking his way to ...

Does Money Buy Happiness? What the FIRE Community Gets Wrong

28 Nov 2025

Contributed by Lukas

What happens after you achieve financial independence? Former Facebook employee turned comedian Paul Ollinger discovered the answer wasn't what he exp...

Will 2026 Healthcare Costs Destroy Financial Independence for Millions?

25 Nov 2025

Contributed by Lukas

Will 2026 healthcare costs destroy your FIRE plan? Enhanced ACA tax credits expire in 2026—meaning health insurance premiums could DOUBLE or TRIPLE ...

Proof You Don't Need a High Salary for FIRE (Teacher Retires at 50)

21 Nov 2025

Contributed by Lukas

Think you need a six-figure salary to retire early? Think again. Middle school teacher Andrew Luman is achieving financial independence and retiring a...

Stay on Track to FIRE With These Money Moves Before 2026

18 Nov 2025

Contributed by Lukas

Time's running out on 2025, and there are critical financial moves you need to make before December 31st. In this episode of the BiggerPockets Money p...

Should You Pay Off Your Mortgage or Invest? (Best Choice for FIRE)

14 Nov 2025

Contributed by Lukas

Pay off your mortgage or invest? If you're pursuing FIRE, you've wrestled with this question. A paid-off house means thousands extra in your pocket ea...

How to Build a Tax-Efficient Portfolio (Advanced Strategies)

11 Nov 2025

Contributed by Lukas

Most people think index funds are the only path to financial independence—and they'll get you there in 15-20 years. But what if you could get there ...

How Can Paul Fast Track to FIRE by 45? ($1.6M Net Worth)

07 Nov 2025

Contributed by Lukas

Paul has a $1.6 million net worth at 40 years old—impressive by any standard—but he's stuck wondering: Can I retire in the next 5-6 years? In thi...

How to Avoid (or Escape) the Middle-Class Trap and Retire Early

04 Nov 2025

Contributed by Lukas

You're doing everything right—buying a house, maxing out your 401(k), investing in real estate—but what if these "smart" money moves are actually ...

From Making $28,000/Year to FI in 5 YEARS

31 Oct 2025

Contributed by Lukas

One rental property changed everything. Deandra was drowning—working multiple jobs, crushed by student debt, teaching full-time with no end in sight...

How The Top 1% Actually Invest (Not What You Think)

28 Oct 2025

Contributed by Lukas

The wealthiest 1% invest completely differently than you've been taught—and they definitely don't follow the advice most financial advisors give. In...

You DON'T Need to Be "Debt-Free" to Reach FIRE

24 Oct 2025

Contributed by Lukas

Should you pay off all your debt before investing? Or is that costing you years of financial freedom? In this episode, we're tackling the debate that...

$90K in Debt to Coast FI with $1.5M (Here's the Blueprint)

21 Oct 2025

Contributed by Lukas

Ericka Young did what most people think is impossible—she went from 90k in debt to Coast FI with a seven-figure net worth. In this episode of the Bi...

The FIRE Movement Is Dead! (What You Need to Know)

17 Oct 2025

Contributed by Lukas

Is the FIRE movement dead? In 2025, more people are catching on to the huge downsides of pursuing financial independence, retire early. Strict frugali...

The All Out Approach to Achieve FIRE in Your 30s (Median Income Earner)

14 Oct 2025

Contributed by Lukas

In this BiggerPockets Money episode, we break down the all-out approach to reaching Financial Independence and Retiring Early in your 30s. No tech sal...

Did She Already Reach Coast FI at 46? (Finance Friday)

10 Oct 2025

Contributed by Lukas

In this episode of the BiggerPockets Money Podcast, hosts Mindy Jensen and Scott Trench tackle two pivotal financial decisions with their guest, Krist...

Net Worth By Age In 2025 (Are You Above Average?)

07 Oct 2025

Contributed by Lukas

Let's talk about the average net worth by every age, and how to make sure you save and invest enough money to stay on track. In this episode of the Bi...

Should You Keep or Sell Your House? (Best Choice for FIRE)

03 Oct 2025

Contributed by Lukas

Should you sell your house right now or turn it into a rental property? In this episode of the BiggerPockets Money podcast, hosts Mindy Jensen and Sco...

FI at 44 AFTER Taking a Year Off at 31

30 Sep 2025

Contributed by Lukas

What if you could take a year off at 31 and still retire early? Alex Morales, also known as Girl Chasing Wealth, is doing exactly that. In this Bigger...

The Four Fundamentals of Retirement Drawdown

26 Sep 2025

Contributed by Lukas

Join Mindy Jensen and Scott Trench on the BiggerPockets Money Podcast as they welcome retirement tax experts Sean Mullaney, The FI Tax Guy, and Cody G...

Why Early Retirement Means Paying Less in Taxes

23 Sep 2025

Contributed by Lukas

In this episode of the BiggerPockets Money Podcast, hosts Mindy Jensen and Scott Trench are joined by tax experts Sean Mullaney and Cody Garrett to re...

Which FIRE Strategy is Best for You? (Lean to Fat FIRE)

19 Sep 2025

Contributed by Lukas

Join Mindy Jensen and Scott Trench on this episode of the BiggerPockets Money Podcast as they dive into the different types of FIRE. Financial Indep...

FI Faster by Making More and Spending Less Using "Geo-Arbitrage"

16 Sep 2025

Contributed by Lukas

Discover how geo-arbitrage can double your investing power without requiring a raise, career change, or lottery win! In this episode of the BiggerPock...

How to Save 50% of Your Income Without Sacrificing Your Lifestyle

12 Sep 2025

Contributed by Lukas

What if we told you that your path to financial independence isn't about picking the perfect stocks, timing the market, or earning a massive salary? I...

Mr. Money Mustache’s Simple Secret to Retiring Early in Your 30s

09 Sep 2025

Contributed by Lukas

Pete Adeney, aka Mr. Money Mustache, joins BiggerPockets Money hosts Mindy Jensen and Scott Trench to break down the shockingly simple math behind ear...

How to Make Your FIRE Portfolio Even MORE Passive (Finance Friday)

05 Sep 2025

Contributed by Lukas

Today on the BiggerPockets Money Podcast, we're diving into an incredible success story. Meet Beau, a retired military professional who built a massiv...

Mindy Tracks Her Net Worth Live w/ Monarch Money

02 Sep 2025

Contributed by Lukas

Ever wondered how financial experts ACTUALLY manage their own money? Mindy Jensen opens her real financial accounts LIVE on this episode! In this gro...

The Secret to Retiring Early AND Spending More Money

29 Aug 2025

Contributed by Lukas

Retire earlier. Spend more. Live better. For most people, these sound like mutually exclusive goals—you can pick one, maybe two, but certainly not a...

From $90K in Debt to Coast FIRE at 45

26 Aug 2025

Contributed by Lukas

Fear that early retirement is out of the question because you have too much debt? It's not game over. Whether you're debt-free or still chipping away ...

The Case for Picking Stocks w/ Co-Founder of The Motley Fool

22 Aug 2025

Contributed by Lukas

Do you think you can't beat the market? David Gardner, co-founder of The Motley Fool, joins the BiggerPockets Money podcast to shatter this limiting ...

How to Go From Broke at 50 to Retired at 60!

19 Aug 2025

Contributed by Lukas

Are you worried you won't be able to retire at sixty-five? Feeling financially limited in your fifties and need a retirement plan so you can finally s...

Investor Retires in 6 Years ($120K/Year) by Doing This

15 Aug 2025

Contributed by Lukas

On this episode of the BiggerPockets Money podcast Mindy and Scott are joined by Beau Webb. Beau went from flying Blackhawk helicopters in the Army to...

How to Build a Business That’ll Replace Your 9-5 | Hala Taha

12 Aug 2025

Contributed by Lukas

What does it take to transform from a $27,000-a-year employee into an eight-figure entrepreneur? Hala Taha, founder of YAP Media, joins Mindy Jensen a...

How Regular People Can Achieve Coast FI in Their 30s

08 Aug 2025

Contributed by Lukas

Coast FI is a fascinating concept that's gaining traction in the financial independence community. And no, to Mindy's disappointment, it doesn't invol...

How to Reach Coast FIRE (The Relaxed Way to Retire!)

05 Aug 2025

Contributed by Lukas

Tired of the extreme saving grind? What if there was a way to front-load your retirement savings and then "coast" to financial independence without th...

How “Regular” People Can Achieve FIRE (Early Retirement) by 40!

01 Aug 2025

Contributed by Lukas

Join hosts Mindy Jensen and Scott Trench as they sit down with Cody Garrett, a former musician turned financial planner who discovered the FIRE moveme...

Are We Heading Into a Recession? J Scott Breaks It Down

29 Jul 2025

Contributed by Lukas

In this episode of the BiggerPockets Money podcast, hosts Mindy Jensen and Scott Trench are joined by real estate expert J Scott to break down the mix...

How to Fast Track Your Path to FIRE | The Wealth Ladder

25 Jul 2025

Contributed by Lukas

In this insightful episode of the BiggerPockets Money Podcast Mindy Jensen and Scott Trench delve into the practical steps for building wealth with fi...

How to Achieve Financial Independence in the Military

22 Jul 2025

Contributed by Lukas

In this episode of the BiggerPockets Money Podcast, hosts Mindy Jensen and Scott Trench, along with guest David Pere, delve deep into achieving financ...

The Portfolio Strategy That Could Double Your Safe Withdrawal Rate

18 Jul 2025

Contributed by Lukas

In this episode of the BiggerPockets Money podcast, hosts Mindy Jensen and Scott Trench welcome Frank Vasquez back on to challenge everything you tho...

The Portfolio that Supports a 5% Safe Withdrawal Rate | Frank Vasquez

15 Jul 2025

Contributed by Lukas

In this episode of the BiggerPockets Money Podcast, hosts Mindy Jensen and Scott Trench are joined by Frank Vasquez, host of the Risk Parity Radio Po...

How Much Do You Need for Early Retirement? (How to Calculate Your FI Number)

11 Jul 2025

Contributed by Lukas

What’s your financial independence number (FI/FIRE number)? Are you being too conservative, or are you cutting things close? Do you even have one? T...

The Best Investing Order of Operations for FIRE (2025)

08 Jul 2025

Contributed by Lukas

In this episode of the BiggerPockets Money Podcast, hosts Mindy Jensen and Scott Trench discuss the order of operations for investing your money to ac...

How I'm Accessing My IRA at 45 (Without Paying Penalties)

04 Jul 2025

Contributed by Lukas

Want to access your IRA before turning 59½ without paying the brutal 10% early withdrawal penalty? You're not alone, and there are completely legal w...

Your Complete Guide to Financial Independence (2025)

01 Jul 2025

Contributed by Lukas

The FIRE (Financial Independence, Retire Early) movement has transformed how people think about work, money, and retirement. In this comprehensive epi...

Wall Street Pro Reveals Why He Ditched Trading for Index Funds

27 Jun 2025

Contributed by Lukas

In this episode of the BiggerPockets Money podcast, Mindy and Scott speak with Victor Haghani, a seasoned financial expert whose journey from Wall Str...

How to FIRE Without Investing in Real Estate

24 Jun 2025

Contributed by Lukas

You're eager to build serious wealth, but the idea of managing tenants, fixing toilets, handling trash issues, and dealing with the endless headaches ...

Is Your FIRE Strategy Wrong? The Middle Class Trap Debate with Brad Barrett

20 Jun 2025

Contributed by Lukas

Buying a house, maxing out your 401(k), and leveraging real estate are considered the gold standard for building wealth, but what if these strategies ...

The Proven Path to Financial Independence in Your 40s

17 Jun 2025

Contributed by Lukas

On this episode of the BiggerPockets Money Podcast, hosts Mindy Jensen and Scott Trench sit down with Dave Fleischer, a teacher who's proving that you...

How to Access Retirement Funds Early Using the 72(t) Strategy

13 Jun 2025

Contributed by Lukas

On this episode of the BiggerPockets Money Podcast, hosts Mindy Jensen and Scott Trench sit down with John Bowens from Equity Trust. John is an expert...

Money with Katie: Breaking Free from the Middle-Class Money Trap

10 Jun 2025

Contributed by Lukas

Katie Gatti Tassin from "Money with Katie" escaped the middle-class wealth trap of endless working and spending by having her "financial awakening" ea...

4% Rule Creator Bill Bengen Reveals His NEW 5% Retirement Strategy

06 Jun 2025

Contributed by Lukas

The 4% rule just got a major update! Bill Bengen, the creator of the famous 4% withdrawal rule, returns to share his latest research that's changing r...

The Ultimate Guide to Asset Protection: LLCs, Insurance & Partnerships

03 Jun 2025

Contributed by Lukas

Do you really need an LLC for rentals? What kind of insurance should you get? With so many questions (and confusion) surrounding asset protection for ...

The “Set It and Forget It” Path to FIRE by Your 40s

30 May 2025

Contributed by Lukas

If you invest consistently, reaching FIRE (financial independence, retire early) by your mid-40s is absolutely possible. These two financial-freedom-c...

Leaving His Job at 36 to Give Back, NOT Get Rich During FI

27 May 2025

Contributed by Lukas

For many of us, FI (financial independence) isn’t just about having the biggest bank account. Growing wealth is one thing, but getting rich isn’t ...

If No One Follows the 4% Rule, What IS the Right Withdrawal Rate?

23 May 2025

Contributed by Lukas

Most people assume the “safe withdrawal rate” for retirement (or early retirement) is 4%. But, if that’s the case, why is it SO hard to find any...

No, Taxes Won’t Derail Your FIRE: Here’s What You’ll Really Pay in Retirement

20 May 2025

Contributed by Lukas

No, Taxes Won’t Derail Your FIRE: Here’s What You’ll Really Pay in Retirement Podcast Description Taxes in retirement have been called a “si...

Scott Steps Down as CEO: A New Age for BiggerPockets Money

16 May 2025

Contributed by Lukas

BiggerPockets’ CEO Scott Trench announces his decision to step down as CEO, and focus full-time efforts on personal finance content with BiggerPocke...

JL Collins: The “Simple” Path to Wealth, FIRE, and Stress-Free Investing

13 May 2025

Contributed by Lukas

The Simple Path to Wealth is arguably the most influential book in the FIRE movement. JL Collins, its author, is revered among early retirees as one o...

How to Create Huge Tax Savings Funding Your Kid’s College (& FIRE on Time!)

09 May 2025

Contributed by Lukas

Paying for college is one of the biggest financial hurdles families face—even as you’re chasing or approaching FIRE. What’s the smartest way to ...

I Retired Early in My 40s WITHOUT Withdrawing from My Portfolio! | Life After FIRE

07 May 2025

Contributed by Lukas

You CAN retire early in just ten years IF you save and invest enough. Fortunately, your retirement expenses may be less than you think. Chris Luger, f...

The 4% “Rule” is Wrong for FIRE—Here’s a Better Alternative

06 May 2025

Contributed by Lukas

For decades, the 4% rule has been the calculation every FIRE chaser has used to determine when they can retire early—risk-free. The math is simple: ...

How to Build (and Enjoy) Your “Dream” Life in Early Retirement | Life After FIRE

02 May 2025

Contributed by Lukas

What if you reached financial independence…before knowing what it was? That’s what happened to Chris Rusin. After discovering the FIRE movement an...

The Single Biggest Risk That Could Stop Your Early Retirement (& How to Dodge It)

29 Apr 2025

Contributed by Lukas

You’re part of the FIRE movement (financial independence, retire early) so you can quit your job, have complete time freedom, and truly enjoy your l...

We Paid Off $500K in Debt: Now We’re on Track to Retire (Early) in Our 50s

25 Apr 2025

Contributed by Lukas

Fear that early retirement is out of the question because you have too much debt? It’s not game over. Whether you’re debt-free or still chipping a...

Healthcare Hacks That Could Save You Thousands on the Journey to FIRE

22 Apr 2025

Contributed by Lukas

Wealth and health are closely intertwined, especially here in the US, where the high cost of healthcare can put significant financial pressure on fami...

The Financial Order of Operations for FIRE (Step-by-Step Early Retirement Plan)

18 Apr 2025

Contributed by Lukas

Most people chasing FIRE (financial independence, retire early) are doing it all out of order, and it’s costing them years of financial freedom. So,...

The “Silver Lining” for Investors After a Historic Week for Stocks| Life After FIRE

16 Apr 2025

Contributed by Lukas

We’re coming off one of the wildest weeks in stock market history. How are retirees reacting to these massive swings? How should you adjust your FIR...

Early Retirement “Traps” That Delayed My FIRE by a Decade

15 Apr 2025

Contributed by Lukas

Early retirement in your 50s is a dream for most Americans, but today’s guest is sharing how she could have retired in her 40s, a decade earlier, if...

How to FIRE in Your 40s on a Teacher’s Salary (or Average Income) (Finance Friday)

11 Apr 2025

Contributed by Lukas

Is it possible to reach FIRE by 45, even on a teacher’s salary or an average income? Today’s guest is proving that, yes, you can retire early, reg...

Tariffs Pause, Stocks Erupt, But the Volatility Could Be Far From Over

10 Apr 2025

Contributed by Lukas

Tariffs are now on PAUSE! And just like that, the stock market is flying back up again. Is this a signal for us all to breathe a sigh of relief, or is...

The #1 Thing That Made Our FIRE Grind Easier (and More Fun!) | Life After FIRE

10 Apr 2025

Contributed by Lukas

The path to FIRE (financial independence, retire early) isn’t easy. You’re working a lot, saving a lot, all while seeing many of your friends out ...

I FIREd with Index Funds, She FIREd with Rentals: Which is Better (& Faster)?

08 Apr 2025

Contributed by Lukas

There’s no arguing that real estate and stocks are the two most proven ways to build wealth, but which one comes out on top in a race to FIRE? Stay ...

Teacher ($44K/Year Income) FIREs in 10 Years Making the RIGHT Sacrifices

04 Apr 2025

Contributed by Lukas

You may not make six figures, but you want to achieve FIRE and retire early. You might be struggling to get by, let alone saving and investing to hit ...

FIRE at 50 by Creating “FI Paychecks” That Fund My Early Retirement! | Life After FIRE

02 Apr 2025

Contributed by Lukas

Would you delay your early retirement for years to feel safer and secure once you FIRE? That’s what Mark Trautman did, FIRE-ing before discovering t...

Barista FIRE at 36 with ONLY $500K by Trading “Stuff” for Substance

01 Apr 2025

Contributed by Lukas

Julie Rose “semi-retired” at just 36 years old with only $500K, trading her corporate job for sunrise safaris in Africa, beach walks in Bali, and ...

Can Your FIRE Portfolio Survive a Stock Market Crash?

28 Mar 2025

Contributed by Lukas

The stock market is shifting, and your portfolio needs to change NOW if you want to reach or stay FIRE (financial independence, retire early). Many ea...

When You Should (and Shouldn’t) Hire a Financial Advisor | Life After FIRE

26 Mar 2025

Contributed by Lukas

Could hiring a financial advisor help you reach financial independence and retire early? This isn’t a popular move in the FIRE community, but it gav...

Motley Fool’s Ricky Mulvey: Why I’m Buying MORE Stocks Despite Growing Recession Risk

25 Mar 2025

Contributed by Lukas

Are we headed right for a recession, or are stocks on sale? We don’t own a crystal ball, but Ricky Mulvey from The Motley Fool is capitalizing on th...

Is the 4% Rule Dead?

21 Mar 2025

Contributed by Lukas

Is the 4% rule dead? Most FIRE-chasers are using this retirement rule completely wrong, and it could cost them their financial freedom. With stock pri...

Losing $150K, Starting Over, and STILL Retiring Early | Life After FIRE

19 Mar 2025

Contributed by Lukas

Think you’ve blown your chances of achieving FIRE? You haven’t! Just ask Nik Johnson, who spent years growing his nest egg, only to have it comple...

How to Stay Rich During FIRE by Dodging the 4 Financial “Horsemen”

18 Mar 2025

Contributed by Lukas

You’ve worked so hard to finally achieve FIRE (financial independence, retire early); the last thing you want is your wealth to dwindle or disappear...

Can I Hit Financial Independence by 50 with THIS FI Number? (Finance Friday)

14 Mar 2025

Contributed by Lukas

Is your FI number TOO high? Whether you are ultra-conservative with your finances or want a lavish retirement lifestyle, setting a high bar could make...

Ditch Corporate! Start Taking the “Slow” Path to Retirement w/Tae Kim | Life After FIRE

12 Mar 2025

Contributed by Lukas

The “death march to FI” isn’t for everyone. If you’re tired of climbing the corporate ladder or lacking a sense of purpose at your W2 job, it’...

How the Top 1% Invest (and How Do YOU Compare?)

11 Mar 2025

Contributed by Lukas

How do the top 1% of Americans invest their money, and how do your investments compare? We’re breaking down the data, showing what the wealthiest Am...

Are You Headed for FIRE or the Middle-Class Trap? (Finance Friday)

07 Mar 2025

Contributed by Lukas

If there’s an issue that keeps aspiring early retirees up at night, it’s the dreaded middle-class trap. At just 28 years old, this financially sav...

The Tax-Free Retirement Strategy 95% of Americans Don’t Know About

04 Mar 2025

Contributed by Lukas

The wealthy are using one unique retirement account to build their fortunes tax-free. You may have never heard of it, but knowing about it can change ...

Scott and Virginia Trench Talk Goal Setting, Spending, Prenups, and Future Plans

28 Feb 2025

Contributed by Lukas

How has Scott achieved so much financial success already in his early 30s? He’s got a secret weapon nobody else has: Virginia Trench! That’s right...

Teacher Retires Early at 45 Thanks to Strategic Living (FIRE in Paradise!)

25 Feb 2025

Contributed by Lukas

Teachers aren’t known for their high salaries, so how did this one reach early retirement and FIRE at just 45 years old? Through “aggressive” sa...

Finance Friday: Chasing FIRE by 35 WHILE Supporting Extra Family Members

21 Feb 2025

Contributed by Lukas

Is something stopping your FIRE? Today’s guest wants to retire early at 35, but with a shaky budget, extra expenses, and a problematic rental proper...

CPA Shares Tax Tips to Lower Your 2024 (Yes, 2024) Taxes

18 Feb 2025

Contributed by Lukas

2024 may be long gone, but it’s NOT too late to lower your taxes for the previous year. If you have real estate or retirement accounts, you already ...

Has the FIRE Formula Changed? Why 100% Index Funds Isn’t the Answer

14 Feb 2025

Contributed by Lukas

Is a 100% index fund portfolio no longer the FIRE formula? The market has changed, and maybe your portfolio allocation needs to change with it. With i...