Solving India’s Housing Crisis: How BASIC Home Loan Is Disrupting Affordable Real Estate | Atul Monga

Solving India’s Housing Crisis: How BASIC Home Loan Is Disrupting Affordable Real Estate | Atul MongaIn this episode of Blitz Business, we sit down with Atul Monga, co-founder of Basic Home Loan, to explore how his startup is revolutionizing access to affordable housing finance in India.From his journey as an investment banker to building a branchless, tech-driven mortgage platform, Atul shares insights on:Why most Indians still struggle to get home loansThe unique problems in affordable housing financeHow Basic Home Loan operates with agents and mobile techGovernment policies like PMAY and RERAHis vision to expand to 100+ cities and enter real estate salesAtul also unpacks why India is not in a real estate bubble (yet) and what first-time homebuyers should watch out for.Subscribe for more deep dives with India’s top startup founders and disruptors!📌 Chapters:00:00 – Intro01:30 – Atul’s background: From IIT to banking to fintech04:00 – The origin story of Basic Home Loan07:45 – What makes affordable housing tricky in India13:20 – Their unique business model (no fees, branchless agents)18:45 – Market size & opportunity in housing finance24:00 – Govt schemes: PMAY, RERA explained30:10 – Homebuyer tips & red flags34:50 – Is India in a real estate bubble?40:00 – Expansion plans & future roadmap44:00 – Final thoughts#AffordableHousing #RealEstateIndia #StartupIndia #Fintech #HomeLoan #PMAY #BasicHomeLoan #Proptech #HousingCrisis #BlitzBusiness #IndiaStartups #AtulMonga #FinancialInclusion

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