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Bloomberg Talks

Esther George Talks Energy Shock, Rates

09 Mar 2026

Transcription

Chapter 1: What is the main topic discussed in this episode?

0.031 - 21.35 Unknown

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21.97 - 43.377 Unknown

Subject to credit approval, Apple Card issued by Goldman Sachs Bank USA, Salt Lake City branch. Terms and more at applecard.com. Bloomberg Audio Studios Podcasts Radio News Let's turn back to our top story. Surging oil prices sending bond yields higher across the globe. Investors raising bets central banks will keep rates on hold.

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43.638 - 62.623 Unknown

The former Kansas City Fed President Esther George writing, with oil prices surging over $100 a barrel, inflation is sure to move higher. The Fed will want to look through this price pressure, but it will likely stay their hand for entering rate cuts or entertaining rate cuts. The former Fed President joins us now for more. Esther, welcome to the program.

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62.603 - 73.963 Unknown

Let's just get to that statement and your experience too. I always want to lean on that. You lift the 22 energy shark. Can you frame for our audience the similarities, the differences between this moment and that one?

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75.378 - 97.753 Esther George

Well, good morning, Jonathan. Yeah, I think the uncertainty that we've talked about for some time is one of the characteristics here that we have to remember. We have been relying heavily on a consumer that has faced significant price shock coming out of the pandemic. This is a consumer that has felt the impact of the tariffs.

98.294 - 119.104 Esther George

And they also have felt the uncertainty associated with a job market that has shifted significantly. And so when we rely on the consumer, as we do here in the U.S., that becomes a real focal point, I think, for trying to understand. Now we have added a new shock, this gasoline price at the pump.

119.084 - 133.719 Esther George

We understand that diesel prices will be affected, which of course will feed into the cost of transportation and other things. And I think it creates a real point, not just of uncertainty, but I think heightened risk around consumer spending and growth as we look ahead.

133.919 - 147.353 Unknown

When you were at the Federal Reserve through the 22 shock, household balance sheets were arguably much stronger and the labor market was much tighter. Do you think differently about how this price shock of the energy market will work its way through the economy?

148.328 - 172.111 Esther George

Yeah, I think you hear a lot about the K-shaped economy, and I think that will come into the fore now. We have really been relying on a group of consumers that can power through this. But you can only stress weaker household balance sheets that have, again, Had the benefit of having jobs, that has been really, I think, one of the tailwinds here. But there is a breaking point, I think.

Chapter 2: What are the current challenges posed by rising energy prices?

187.335 - 204.087 Jonathan Ferro

On one hand, you could make an argument for easing policy to try to give lower income consumers a better scenario, a better backdrop to meet this price shock. On the other hand, you could say the Fed has a role to play to combat inflation. Which side of the equation do you fit on?

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204.826 - 215.722 Esther George

Well, the Fed has been focusing on the labor market and on weakness at, I think, the risk of inflation even before this oil price shock.

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216.563 - 233.888 Esther George

Now, I think the Fed, and you hear them increasingly talking about the risk of inflation, they have allowed it to extend out for a period of time that now puts them in a very, very difficult position, I think, in understanding how they're going to weigh their policy risk.

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233.868 - 259.48 Esther George

Whether they continue to think they are as well balanced coming into this March meeting, I think is going to be something to listen for here because you are going to have headline inflation for sure. We'll be getting more numbers in this week to see that. And I think the calculus around keeping those inflation expectations in the long run is anchored is going to be a point worth talking about.

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259.881 - 275.215 Jonathan Ferro

Rates traders are pricing in rate hikes over at the ECB as well as the Bank of England. Do you think that as this progresses, if it does continue for a longer period of time, that that's going to be a scenario that's reflected in how the Federal Reserve is being priced?

276.292 - 295.808 Esther George

Well, I think obviously a little bit different for the U.S. to think about that and the Fed as it contemplates its updated dot plots. But I do think it stays their hand on being able to suggest that they are looking to rate cuts. but maybe in a pause mode.

295.828 - 308.885 Esther George

I think this kind of environment will really remind them that inflation target has to be credible and they have to keep focused on that, even if their tools right now are in conflict.

308.985 - 323.545 Esther George

They are looking at a job market that may be stable, but has shown signs of weakness while they have been looking at inflation that continues not only to be persistent, but as we've been talking about, is now going to show some upward pressure.

323.525 - 325.529 Unknown

Esther, would you describe this labor market as stable?

Chapter 3: How does Esther George compare today's economic situation to past energy shocks?

398.142 - 402.992 Caroline Hepke

And I'm Caroline Hepke in London. We're the hosts of the Bloomberg Daybreak Europe podcast.

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403.393 - 408.023 Stephen Carroll

We're up early every weekday, keeping an eye on what's happening across Europe and around the world.

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408.423 - 414.636 Caroline Hepke

We do it early so the news is fresh, not recycled, and so you know what actually matters as the day gets going.

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414.683 - 420.129 Stephen Carroll

From Brussels, I'm following the politics, policy and the people shaping the European Union right now.

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420.189 - 425.616 Caroline Hepke

And from London, I'm looking at what all that means for markets, money and the wider economy.

426.136 - 430.461 Stephen Carroll

We've got reporters across Europe and around the globe feeding in as stories break.

430.922 - 435.567 Caroline Hepke

So whether it's geopolitics, energy, tech or markets, you're hearing it while it happens.

436.008 - 438.03 Stephen Carroll

It's smart, calm and to the point.

438.47 - 439.932 Caroline Hepke

And it fits into your morning.

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