President & CEO of Charles Schwab Talks Advisor Services

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Bloomberg Talks 17 min 6 speakers 3 chapters transcribed
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Tom Keen 0:00
This is Tom Keen inviting you to join me for the Bloomberg Surveillance Podcast. It's about making you smarter each and every business day. We bring you a recap of what happened overnight in Europe and Asia, the day's economic data, and complete coverage of the U.S. market open. We cover stocks, bonds, commodities, currencies, even crypto, all the information you need to excel. Bloomberg Surveillance also brings you the analysis behind the headlines. We do that with lengthy conversations with our expert guests, the smartest names in economics, finance, investment and international relations. We do all this live each and every weekday. Then bring you the best analysis in our daily podcast. Search for Bloomberg Surveillance on YouTube, Apple, Spotify, iTunes,
Tom Keen 0:49
or anywhere else you listen. On the East Coast, listen at lunch, and on the West Coast when you wake up. That's the Bloomberg Surveillance Podcast with me, Tom Keen, along with Paul Sweeney and Lisa Mateo. Subscribe today wherever you get your podcasts.
Carol Massar 1:09
Bloomberg Audio Studios. Podcasts. Radio. News. All right, folks, if you really want to know what's going on in the investment universe, you really want to talk to the folks at Charles Schwab. It is a great place to start. First of all, it's a $175 billion market cap company. Stock is up about 26% year to date. Following its recent earnings, at least 11 analysts raised their price target. on the stock after Schwab's third quarter earnings beat, thanks to a surge in retail investing activity. And it's something we certainly want to dig into.
Tim Stenovec 1:38
Yeah, let's talk about some more numbers behind the firm. $11 trillion, more than that in client assets, 38 million client brokerage accounts, 2.2 million bank accounts, 5.6 million workplace plan participant accounts, and over 16,000 independent investment advisors. Thousands of them are here at Schwab Impact 2025 in Denver.
Carol Massar 1:54
Now, Rick Worcester took over as CEO in January of this year after previously serving as president for about three years at the company. He was head of Schwab Asset Management Solutions before that. So you have been at the company for nearly a decade. Is that right?
Rick Wurster 2:08
Yes.
Carol Massar 2:08
Welcome. Thank you. Thank you.
Rick Wurster 2:10
Thanks for having me on. We're so thrilled that you made the trip to be here in Denver at the conference.
Carol Massar 2:14
Well, we love coming here because we really do feel like it's good to get out of, I feel like, the coasts. And I feel like it's good to talk to the people who are actually managing tons and tons of money on a daily basis. Talk to us about your first year and some of what's been coming at you and how you and your team are making sense of kind of the investment environment when things can change often on a day-to-day basis.
Rick Wurster 2:34
The most rewarding part of the first year has been serving our 46 million clients. And it's been a year in which the value of what we bring to the table, great in-person experiences, the leading digital app, the strength of our bank and wealth capabilities, where all of those things have been necessary to help clients navigate markets. So that's what I... take most from the first year. It's just such an incredible opportunity to serve our clients and the 16,000 advisors on our platform, many of whom are here. It's a real honor to be their partner in business.
Tim Stenovec 3:05
Well, the market environment right now, we want to dive right in there because really this week we've heard from different Wall Street executives that an overdue collection have weighed on the market this week. So reduced expectations for Fed rate cuts, a prolonged government shutdown. Michael Burry added to the negative tone with his disclosure of bearish wagers on Palantir and NVIDIA. Dip buyers, though, coming back into the trade today. Retail investors have been buying dips. How do you see today's environment from sort of a risk-reward perspective?
Rick Wurster 3:32
We try to focus our clients on the long term. I think that owning securities and assets over long periods of time will generally go up. It's really hard to get the timing of markets down because you have to make two correct calls.

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