#140 - YNAB With Us Live! (YouTube Live May 13, 2026)
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How do Ben and Ernie introduce the live YNAB with Us format and invite viewers to participate?
I'm Ben. And I'm Ernie. And you're listening to Budget Nerds.
Hey, folks.
Welcome, welcome. We are here. Let's do the thing, though. We got to do the thing properly. I'm Ben. And I'm Ernie. And this is Budget Nerds. You are not alone. No, you are not. All right. Well, welcome, everybody. We are doing something really fun today. We're doing a YNAB with us. Ernie and I are going to go through our transactions that we need to approve. We're just going to have a chill time. We might even assign some money. We might do a few things. But really, we really want to invite you guys to come along with us. So pull out your app. Do this with us. Just do your wind-up thing. We're going to get it all sorted together. It's going to be a lot of fun.
Yeah, this is super exciting because it's live. We get to do this together, like not just you and me, Ben. We get to do this with the whole YNAB community. So as folks are rolling in, let's keep that roll call going. Where are you from? Where are you checking in from?
Adam, I feel like I was making fun of you a little bit. We got to say the thing.
It is a little weird to do it live, right? But also, I don't know. I love it. And I love this comment. This is the very first comment on the stream. No, you are not. They were anticipating. Daniel's anticipating that opener.
You're ready to go. I see a lot of familiar names. There's Sherry over in Kansas. Hey, Sherry. I see Michelle in North Carolina. Frequent fire. You always comment at least once. I see your name. I love it. Yeah, yeah. Another common person we see all the time. Here's over in Florida. Yep. Oh, here's another Ernie. And now we're Turkey. Ernie's a regular. Okay. Yeah. Nice. Yeah. I see a lot of familiar names. So thanks guys for joining us. Kentucky, Seattle. Ooh, somebody from Belgium. I always love to see folks. We got Maui, Hawaii, Netherlands, Ireland, UK, Brazil. Love it.
How do hosts handle community roll call and live chat interaction at the start of the stream?
British Columbia. Yeah. There's my Canadians. There you guys are. All right. Cool. Okay. We got folks from all over. So glad you're here. So should we just jump right into it? Do you want to do your transactions?
Yeah, I'll go ahead and start. And again, you don't have to just watch us. Pull out your YNAB and just YNAB alongside us. If you've got transactions to approve, if you've got money to assign, overspending to cover, do that alongside of us. So... This has been difficult for me, Ben, and everyone else, because I've had to wait.
My ritual happens every single morning. Same, same. I have not approved transactions for like four days. I did that for you guys.
Yeah, I waited a whole bunch of hours so we could do this in the afternoon. I love it. Okay, so let's bring up mine. And this is my actual plan. So I'm starting with transactions.
Do you want to explain Irene? Why it's called Irene? Or is that personal? It's personal. Okay.
No, it's the street I live on. Oh, okay. I don't know. I'm just not original. I'm like, I don't know what to call my plan.
Well, you made that big move. And then, yeah, you made a new plan then. Probably right. So, yeah, it makes sense.
Okay. So, what do we got here? This is... abnormal that i have income to assign outside of payday so this is a reimbursement and uh i i'm going i'm going deep right off the bat here there you go look at that ugly payee i know nasty payee i know i'm cleaning this up this is this is wine ab and uh here we go i'm splitting this oh all right split transaction right off the bat yeah it's Kids, don't try this at home. So I need some for ready to assign. And then I need some to my trips category. We had the YNAB retreat. We were in South Carolina for a week. Fantastic. And there were a number of expenses that were reimbursable. So I want those going right back to the trips to kind of offset that spending. But then I got reimbursed for mileage.
So I'm treating that... As new income. So that's why I have that ready to assign that. Oh, right. Okay. Makes sense. 1 54 73. I had to do the calculation and write that down ahead of time. That's just not floating around in my head. I'm not that big of a nerd. And then the rest of it, 1 33 70.
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Chapters
5 chapters
1
How do Ben and Ernie introduce the live YNAB with Us format and invite viewers to participate?
0:06–2:13
2
How do hosts handle community roll call and live chat interaction at the start of the stream?
2:13–7:54
3
How does Ernie walk through approving and splitting a reimbursement transaction?
7:54–11:17
4
What quick tips do they share for matching and categorizing everyday transactions (groceries, eating out, coffee)?
11:17–31:13
5
How do Ben and Ernie recommend organizing subscriptions, reimbursements, and memo use in YNAB?
31:13–45:16
Speakers
1 identifiedMore from Budget Nerds
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