112. Do You Spend Too Much? 3 Ways to Budget Better and Prevent Overspending.
episode
Budgeting With Confidence | God-Led Budgeting, How to Stick to Your Budget for Moms, Save Money, Manage Money, Money Habits and Routines, Money Mindset
24 min
1 speaker
3 chapters
transcribed 1 month ago
Transcript
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Transcript generated automatically by AI and may contain errors.
Do you struggle to stick to a budget and what problem does this episode address?
Hey friend, do you find it difficult to actually stick to your budget? I mean, you sit down, you make the time to fill out a budget, only to find yourself throwing that said budget out the window because you've overspent and you have no idea how to right the wrong. So what do you do? You go on with life as if that budget never existed, and you try to wing it the rest of the pay cycle, hoping and praying that it doesn't affect anything important. Sound familiar? You can take a deep breath now because I'm going to share with you three ways that you can budget better, preventing the just wing it and pray it doesn't affect anything important budget that we all sometimes fall into, right? So go cuddle up with a nice warm drink, get comfy with them babies, and open your heart to God as we settle into today's episode.
Do you find it hard to save or get out of debt? Are you constantly searching for ways to save money and live on a budget? Do you have big dreams only to be stopped by not sticking to your budget? Are you ready for financial freedom? Then you mama are in the right place. Welcome to the One Income Family Podcast where you will learn what it looks like to budget on one income. how to partner with God in your finances, how to budget in a way that's easy to stick to, and how to cut costs and save money all so that you can start building wealth. It is my mission to equip you with these tools so that you can live in abundance regardless of the amount in your account. Hey, I'm Molly, a budget coach for stay-at-home moms, and I know what it's like to struggle on one income.
I've lived paycheck to paycheck, relied on being frugal, and failed many budgets until I learned how to budget without tracking. This has allowed my family to pay off debt and build wealth all on one income. So if you are ready for financial freedom, then go grab that stroller, plug in those headphones, and let's get to it.
Are you sick of the inconsistency that comes with living paycheck to paycheck? I was you. We lived the dreaded paycheck to paycheck lifestyle. We paid bills first, which left us with inconsistent amounts each and every pay period to put towards everything else. It was hard to track. It was hard to save. Budgeting was a nightmare. It was almost impossible. That is what I don't want you to have to deal with any longer. It's time to get out of the paycheck to paycheck lifestyle that you are living in. It's time to be able to start saving money and working with consistent amounts each time you go to budget. even if you have an inconsistent income. It's time to book a budget audit so you can achieve the financial peace that you, my friend, are looking for.
And all you have to do is email me at mollybanel at gmail.com. That's M-O-L-L-Y, B as in boy, E-N-E-L-L at gmail.com with the subject line budget audit so that we can figure out the steps you need to take to get you from where you are to where you want to be. Again, email me at mollybanel at gmail.com with the subject line budget audit. So before we dive into my three ways to help you budget better, I want to touch on something that we've all thought multiple times and we always think that it's the solution. And that is that the budget is the problem. And I want to share with you and maybe make you think a little bit about this, but I don't believe that the budget is the problem. Your problem is also not being able to stick to the budget.
That's not your problem. Your problem here is that you expect yourself to be perfect, to follow your plan to a T, to not have life throw unexpected things at you. And I hate to break it to you, but you're not perfect and life doesn't go the way we want it to. No matter how hard we plan or prep ahead or do anything in advance, life is still going to happen that we aren't ready for. so you know instead of blaming your budget work instead on your money management a failed budget is nothing to be ashamed about and the best part is that it will tell you so many things so use that failed budget and become a detective
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Chapters
3 chaptersSpeakers
1 identifiedMore from Budgeting With Confidence | God-Led Budgeting, How to Stick to Your Budget for Moms, Save Money, Manage Money, Money Habits and Routines, Money Mindset
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