115. Expenses Coming Out of Nowhere? 4 Easy Steps to Budget for Unexpected Expenses.
episode
Budgeting With Confidence | God-Led Budgeting, How to Stick to Your Budget for Moms, Save Money, Manage Money, Money Habits and Routines, Money Mindset
37 min
1 speaker
3 chapters
transcribed 1 month ago
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Transcript generated automatically by AI and may contain errors.
How can you stop scrambling for unexpected expenses like oil changes or sports pictures?
hey mama welcome to the one income family podcast how often do you find yourself scrambling to pay for yet another unexpected expense i mean you thought that you budgeted for everything but then something just comes your way that you either forgot about like say an oil change or you didn't know was maybe part of an activity like sports pictures or the such right those things just tend to come out of nowhere when you forget about them so i want you to know that you're not alone and that there are so many ways to tackle this stress but today we are specifically going to jump into four easy steps to pre-plan for these unexpected expenses that are caused from simply forgetting about the expense or maybe not knowing that this expense is part of an activity that you or your family enjoy so go cuddle up with a nice warm drink get comfy with them babies
and open your heart to God as we head into today's episode. Do you find it hard to save or get out of debt? Are you constantly searching for ways to save money and live on a budget? Do you have big dreams only to be stopped by not sticking to your budget? Are you ready for financial freedom? Then you mama are in the right place. Welcome to the One Income Family podcast where you will learn what it looks like to budget on one income. how to partner with God in your finances, how to budget in a way that's easy to stick to, and how to cut costs and save money all so that you can start building wealth. It is my mission to equip you with these tools so that you can live in abundance regardless of the amount in your account.
Hey, I'm Molly, a budget coach for stay-at-home moms, and I know what it's like to struggle on one income. I've lived paycheck to paycheck, relied on being frugal, and failed many budgets until I learned how to budget without tracking. This has allowed my family to pay off debt and build wealth all on one income. So if you are ready for financial freedom, then go grab that stroller, plug in those headphones, and let's get to it. If you are ready to stop living paycheck to paycheck, then I want you to listen in as I walk you through a budget audit and what it can do for you. A budget audit simply put is a way for you to fix your finances. You'll learn what's going on in your budget, why you are living paycheck to paycheck,
why you're struggling to stick to your budget, where your money's all going, and you will walk away knowing what steps you need to take to fix your finances. These steps will allow you to be able to do more than just pay for your necessities. You will stop living paycheck to paycheck and find yourself saving money. getting out of debt, going on that vacation, and even having a little bit of wiggle room because that's what we all want, right? So hit pause right now and go and send an email to mollybanel at gmail.com letting me know that you would like to book a budget audit so that we can get you booked today. Again, that's mollybanel at gmail.com. That's M-O-L-L-Y-B-A-N-E-L-L at gmail.com. Alrighty, so a few episodes ago, which I guess the past few episodes have kind of been about this, but I shared with you that I am just kind of in a budgeting rut.
I just don't have the desire to sit down and budget right now. And what I came to realize was simply that I just, I didn't know what my why was. I didn't know why I wanted to budget, which was one of the past episodes, right? But I realized that I needed to sit down and I had... Okay, back up a little bit. It's the beginning of the year, right? It's January, almost the end of it. Well, I should say as I'm recording, it's still January. But when you hear this, it won't be January anymore. But anyways, I'm kind of going on a rabbit hole. But what I'm trying to say is that in January, that's when you get excited about goals and you hear things like New Year's resolutions and all these kind of things. And I've told you the kind of goal setting that I like to do.
If you want to check that out, that's one of the past episodes. I'm going to have to put that in the show notes so that you can go back and listen to it.
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Chapters
3 chaptersSpeakers
1 identifiedMore from Budgeting With Confidence | God-Led Budgeting, How to Stick to Your Budget for Moms, Save Money, Manage Money, Money Habits and Routines, Money Mindset
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