120. Put Money Back in Your Budget using These 4 Ways to Cut Fixed Expenses.
episode
Budgeting With Confidence | God-Led Budgeting, How to Stick to Your Budget for Moms, Save Money, Manage Money, Money Habits and Routines, Money Mindset
37 min
1 speaker
2 chapters
transcribed 1 month ago
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Does living on one income have to feel restrictive and how can this episode help?
Hey mama, welcome to the one income family podcast. Does living on one income feel tight? I mean, do you feel like you have to be restrictive to make it on one income? Are you ready to release the tension and put some money back into your budget? Well, mama, you don't have to be happy to live on one income. You can live stress-free, you can live comfortably, all on one income, regardless of the amount in your account. Today, I'm going to share with you three, well, I think I came up with another one, so maybe four ways that you can lower your fixed expenses and put some money back into your budget, bringing you some well-deserved relief. So go cuddle up with a nice warm drink, get comfy with them babies, and open your heart to God as we head into today's episode.
you find it hard to save or get out of debt are you constantly searching for ways to save money and live on a budget do you have big dreams only to be stopped by not sticking to your budget are you ready for financial freedom then you mama are in the right place welcome to the one income family podcast where you will learn what it looks like to budget on one income how to partner with God in your finances, how to budget in a way that's easy to stick to, and how to cut costs and save money all so that you can start building wealth. It is my mission to equip you with these tools so that you can live in abundance regardless of the amount in your account. Hey, I'm Molly, a budget coach for stay-at-home moms, and I know what it's like to struggle on one income.
I've lived paycheck to paycheck, relied on being frugal, and failed many budgets until I learned how to budget without tracking. This has allowed my family to pay off debt and build wealth all on one income. So if you are ready for financial freedom, then go grab that stroller, plug in those headphones, and let's get to it. Hey mama, I know what it's like to not be able to stick to your budget. The frustration, the disappointment, the overwhelming stress. I mean, the shame that sometimes comes over you when you think you should be able to do this thing and then something happens and life proves you otherwise. And it's just completely crushing. You want to live abundantly on one income, to take vacations, to eat out, to reach your financial goals.
You dream to get ahead financially, but at the same time, Stay home and take care of your babies. That dream can and should come true. You can live abundantly and stay home with your babies. Stress is no longer part of this equation. It's time for you to manage your money confidently knowing that you can spend your money without worrying of it affecting something else. I want you to say yes to you. To declare that today is the day that you are going to release the fear and the shame so that you can stick to your budget. So that you can be confident in your financial decisions. I want you to go right now and send an email to mollybonnell at gmail dot com and set yourself up a budget audit. You no longer have to do this alone.
We are going to walk through this together. I am going to hold your hand and together we are going to overcome the fear and start budgeting confidently so that you can live the life you love. Again, that's mollybannell at gmail.com. So that's M-O-L-L-Y, B as in boy, E-N-E-L-L at gmail.com. Fixed expenses can sometimes be one of the harder things to go through and find ways to save and cut expenses back, right? Because they are the things that we need, like our mortgage or rent, or maybe it's a car payment, or maybe it's some debt that we have, and those are things that we can't get rid of, right? But then there's things like Hulu that we also include in our bills. It's not just our debts, but it's also the things that we pay monthly, right?
Because that's what fixed expenses are. They're bills, they're loans, they're subscriptions, they're things like those, right? And when we sit down and we think about that, or when somebody tells you that you should go and start cutting those things out, you get like,
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Chapters
2 chaptersSpeakers
1 identifiedMore from Budgeting With Confidence | God-Led Budgeting, How to Stick to Your Budget for Moms, Save Money, Manage Money, Money Habits and Routines, Money Mindset
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156. How a Budget Planner Helps You Stick to Your Budget.
155. 4 Things The Predictable Paycheck Planner Does That Other Planners Don’t.
154. It’s Launch Day! Do More With Your Money With the Predictable Paycheck Planner.
153. REVEAL DAY! My Favorite Budget Planner for 2026 and 5 Reasons You’re Going to Want One Too!