126. Beat the Paycheck to Paycheck Cycle by Splitting up Your Paycheck the Same Each Time.
episode
Budgeting With Confidence | God-Led Budgeting, How to Stick to Your Budget for Moms, Save Money, Manage Money, Money Habits and Routines, Money Mindset
28 min
1 speaker
3 chapters
transcribed 1 month ago
Transcript
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Transcript generated automatically by AI and may contain errors.
Are you stuck in a feast-and-famine paycheck-to-paycheck cycle?
Hey mama, welcome to the One Income Family Podcast. Have you ever found that after you've paid the bills one week, you've got plenty remaining and then next you have zero to nothing? Do you find it difficult to budget this way? Are you ready for a way to get out of this cycle? Great, because that is what we are talking about today. I am going to be sharing with you how you can beat the feast and famine cycle from living paycheck to paycheck. I am going to share with you how you can find consistent numbers that never change unless you rework the budget. Sticking to your budget has never been easier because you are working with the same numbers each and every paycheck. So go cuddle up with a nice warm drink, get comfy with them babies, and open your heart to God as we head into today's episode.
you find it hard to save or get out of debt are you constantly searching for ways to save money and live on a budget do you have big dreams only to be stopped by not sticking to your budget are you ready for financial freedom then you mama are in the right place welcome to the one income family podcast where you will learn what it looks like to budget on one income how to partner with God in your finances, how to budget in a way that's easy to stick to, and how to cut costs and save money all so that you can start building wealth. It is my mission to equip you with these tools so that you can live in abundance regardless of the amount in your account. Hey, I'm Molly, a budget coach for stay-at-home moms, and I know what it's like to struggle on one income.
I've lived paycheck to paycheck, relied on being frugal, and failed many budgets until I learned how to budget without tracking. This has allowed my family to pay off debt and build wealth all on one income. So if you are ready for financial freedom, then go grab that stroller, plug in those headphones, and let's get to it. I see you mama. I see you out there. You're living on a set income with no wiggle room and it's exhausting. I know that you're struggling to balance it all. I know that you want to stop living paycheck to paycheck so that you can save money, pay off debt, but most importantly, just enjoy your life and have fun. I see you struggling to get ahead because budgeting, tracking and managing it all just feels impossible.
It's time to let that all go. To stop feeling exhausted and overwhelmed and to lean into an easier way of budgeting. I am going to help you set up a budget that ends the paycheck to paycheck cycle. A budget that gives you wiggle room so that you can buy the extra things. A budget that is set up on systems so that management is simple and tracking is easy. I want you to hit pause right now and send an email to mollybanal at gmail.com with the subject line budget audit so that you can get started with me and we can get this going for you. Again, that's mollybanal, so M-O-L-L-Y, B as in boy, E-N-E-L-L at gmail.com. You in? Oh man, I remember when I was knee deep in budgeting with the paycheck to paycheck cycle and I just remember what it used to feel like.
I would have to recreate the budget every single time. I'd sit down to budget and it was just a lot of work. I remember that I didn't have set goals so knowing what to do with my remaining which I put quotes around that my extra right income was like not something that I knew what to do with I just looked at my numbers and I'm like okay so I've paid my bills I've put this money towards you know, gas, groceries, all my other needs that the money needed to go to for the pay cycle. And now I have this leftover income that I can just go and spend on whatever I want, right? That was the Then I didn't really, I wasn't ready for the whole saving thing. Yes, I was a saver. I had money that was saved, but knowing how to save from my budget, using my budget to save was foreign to me and something that I couldn't just wrap my brain around.
And finally, I wish I could like give you an exact day when like this actually happened, but my budgeting story is just like a long drawn out lesson of this didn't work, this didn't work, this didn't work to finally figuring out this system.
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Chapters
3 chaptersSpeakers
1 identifiedMore from Budgeting With Confidence | God-Led Budgeting, How to Stick to Your Budget for Moms, Save Money, Manage Money, Money Habits and Routines, Money Mindset
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157. What Happened to My Budget After Having a Baby on One Income.
156. How a Budget Planner Helps You Stick to Your Budget.
155. 4 Things The Predictable Paycheck Planner Does That Other Planners Don’t.
154. It’s Launch Day! Do More With Your Money With the Predictable Paycheck Planner.
153. REVEAL DAY! My Favorite Budget Planner for 2026 and 5 Reasons You’re Going to Want One Too!