142. Feel Like You Need More Money? How to Get Your Money Back by Budgeting.

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Do you feel like you always need more money and why might budgeting be the real issue?

Molly Benell 0:00
Do you always feel like you need more money? Like you're unable to cover your base expenses, but you have nothing left to put towards your financial goals or, you know, those extra expenses that seem to come up every single month? What if I told you it has little to do with the amount of income you bring in, but rather the way you, or maybe I should say you aren't, budgeting? In today's episode, you are going to learn how my budgeting system will keep money in your budget and on autopilot. You will learn if you are in fact budgeting or simply taking care of your needs first and then using what was left over however you feel is necessary in the moment, and how you can prepare for unexpected expenses and still have spending freedom all with a budget.
Molly Benell 0:55
So go get your drink, open your heart to God, and let's dive in. If you're ready to build wealth, ensure financial security, stop overspending, and finally create a budget you can stick to, you mama are in the right place. Hi, I'm Molly, a budget coach and financial strategist who went from living paycheck to paycheck to paying off debt, saving money, and going on vacation. all by budgeting. And I help mamas just like you budget and create God-centered systems and routines so that you too can have financial freedom. Now stop pinching those pennies and let's dive in. So you want to learn how to budget. You want to stop living paycheck to paycheck so you can do more than pay bills and eat food because doesn't everyone, right?
Molly Benell 1:53
You want to stop cutting costs simply to make it by. You want to lose the stress, lose the exhaustion and everything else that boils up inside of you every single time you sit down to manage your money or even think about it. What if I told you that could be you next month? You could shed the stress, the worry, the exhaustion. You could start paying off debt, reaching financial goals, and start building wealth. Can you feel the stress melting away? I know I can. I definitely feel it for you. I What if I told you that in just one budget coaching session, this could become your reality? So I don't want you to wait one more minute. I want you to go to www.callumlee.com backslash Molly Bunnell. So that's C-A-L-E-N-D-L-Y dot com backslash Molly with a Y, B as in boy, E-N-E-L-L.
Molly Benell 2:56
And book your call today so that this can become your reality. But if you're still not sure if this is for you and you have some questions, then feel free to send me an email at mollybanal at gmail.com and let's talk. But I also want to remind you that there's not much time left between now and when this baby comes. So if this is something that you want done before the new year or even the Christmas season, reach out and let's make your budget predictable. Oh my goodness. So it is amazing. how much a budget can do for you. When I first started budgeting, I used to air quote budget by paying bills first, buying what was most important second, and then doing whatever with the remaining. There was no thought put into it about what was coming up on the calendar, about yearly bills that may need to be covered, or
Molly Benell 3:54
things that might pop up over the month that I wasn't prepared for. There was no planning around paying off debt or setting financial goals. It was simply taking care of the necessities and then spending the rest willy-nilly, however I felt like it, in the moment, right? This is the exact definition of living paycheck to paycheck. Like this is what I call living paycheck to paycheck. Yes, it's a mindset thing, but it's also like the physical part of it is simply just doing what you can with what you have and not really having a plan. That's what I call living paycheck to paycheck. And it's a very common way to live. So I want to say right off the bat, do not feel ashamed if this is how you budget. Rather, use it as a way to motivate yourself, to make a change so that you can get off the unpredictable paycheck to paycheck roller coaster and into a more settled and predictable way of budgeting because that's going to bring you consistency.

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