143. Can’t Stick to Your Budget? How to Know if It’s Your Budget or Mindset That’s the Problem.
episode
Budgeting With Confidence | God-Led Budgeting, How to Stick to Your Budget for Moms, Save Money, Manage Money, Money Habits and Routines, Money Mindset
26 min
1 speaker
3 chapters
transcribed 1 month ago
Transcript
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Transcript generated automatically by AI and may contain errors.
Do you really need a new budget or is mindset the real issue?
Do you struggle to stick to your budget? Have you reworked it so many times that you don't want to do it again? Are you ready for a budget that finally works? Well, in today's episode, I am going to challenge that thought. Your physical budget is only 50% of being able to stick to it. The other 50% is your mindset. That is why in today's episode, I am going to share with you how to know if your budget is the problem or if it's your mindset and what you can do about it. So go get your drink, open your heart to God, and let's dive in. If you're ready to build wealth, ensure financial security, stop overspending, and finally create a budget you can stick to, you mama are in the right place. Hi, I'm Molly, a budget coach and financial strategist who went from living paycheck to paycheck to paying off debt
saving money, and going on vacation all by budgeting. And I help mamas just like you budget and create God-centered systems and routines so that you too can have financial freedom. Now stop pinching those pennies and let's dive in. Alrighty, so as I'm getting closer to bringing this beautiful baby into the world, for the time being, I am no longer offering my predictable budget coaching package just because there won't be enough time to complete it before the baby comes. Now, if this is something that you are interested in and you want to save your spot for when I start back up the coaching program, send me an email at mollypinnell at gmail.com and let me know that you would like to save your spot.
But that doesn't mean that I'm stopping all coaching. I'm simply cutting it back to single one-on-one coaching so that when baby comes, it doesn't affect you. So, with that being said, if you're struggling with your money, if it's overwhelming you and you just don't know where to start, I want to invite you to hop on a single one-on-one coaching session where we will do a budget audit by looking at your expenses, adding up your income, and and pairing it with all your goals so that you can have a game plan for how to move forward in organizing your money. Sometimes jumping straight into reworking your budget can cause more overwhelm. So let me help you relieve some of that stress by helping you see what you're already doing, identifying what you want to do, and creating a plan to get you from where you are to where you want to be.
If you are ready to release the stress and overwhelm and know what your next step is in organizing your money, then send me an email at mollybanel at gmail.com saying budget audit, and let's get you out of the overwhelm and into organized. Again, the email is M-O-L-L-Y, B as in boy, E-N-E-L-L, so that's mollybanel at gmail.com. Alrighty, so let's jump straight in to figuring out if your budget is a problem or if it's your mindset, right? We're gonna just quickly go through this, not do a big thing, but we're just going to simply figure out if it's your budget or if it's your mindset, because that's mostly what we want to figure out, right? So if you have a plan in place, right? If you have a budget,
you've sat down, you've looked at your money, you know what to do with it, you've like figured out what goals you want to set, then most likely it's not your budget. The answer is it's either your systems, which I kind of lump budget and systems together because You can't have one without the other. You can kind of have the plan, but if you don't have the systems in place, you don't have the action behind it, right? So budget and systems, kind of go together and if you have that plan in place then more than likely you probably have somewhat of a system in place that you do know whether it's a very good system or just something that you've kind of fallen into that is a totally different story right but if you still have a plan and you have something behind it to help you follow through with what it is that you've planned
then your answer is your mindset. And that's what I want to talk about in this episode is your mindset. Now I might do another episode in the future talking about what to do if it's your budget, but I really just want to go over what to do when your mindset is not like helping you follow through or stick to your budget.
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Chapters
3 chaptersSpeakers
1 identifiedMore from Budgeting With Confidence | God-Led Budgeting, How to Stick to Your Budget for Moms, Save Money, Manage Money, Money Habits and Routines, Money Mindset
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