Cash Chats UK Money & Personal Finance podcast
Episodes
300 | Be Clever With Your Cash in 2023
03 Jan 2023
Contributed by Lukas
In the latest episode of the pod I'm talking about: My priorities for your 2023 to-do list including Get prepared for bank switching deals Priori...
299 | Smart meter readings, credit rejections, hotel cashback & more
27 Dec 2022
Contributed by Lukas
In the latest episode of the pod I'm talking about: My spending and saving in December Your money wins in 2022 Smart meter shock Reactivating ba...
298 | Interest rate hiked to 3.5%, unwanted presents & apps that pay in cheques
20 Dec 2022
Contributed by Lukas
In the latest episode of the pod I'm talking about: The impact on savings and mortgages of the latest Bank of England base rate rise What to do wi...
297 | Getting the best rate on lump sum savings, last minute Xmas costs and cheaper meds
13 Dec 2022
Contributed by Lukas
In the latest episode of the pod I'm talking about: Drip-feeding savings into regular savers Fixed rates vs higher rate accounts Beat last-minute ...
296 | Emergency savings, 7% regular saver & my month in money
06 Dec 2022
Contributed by Lukas
In the latest episode of the pod I'm talking about: My month in money Emergency car repairs Car hire vs car clubs Checking statements Regular save...
295 | BNPL dangers, your refund rights, new bank switching deal & savvy Xmas spending
29 Nov 2022
Contributed by Lukas
In the latest episode of the pod I'm talking about: When you can get a refund How BNPL can be risky Christmas money saving tips A listener questio...
294 | Price matching tips, new Santander cashback account & Autumn Budget increase on energy and tax
22 Nov 2022
Contributed by Lukas
In the latest episode of the pod I'm talking about: How and where to price match First impressions of Santander's new Edge current account Changes...
293 | Improve your credit report, Black Friday prep & beating shrinkflation
15 Nov 2022
Contributed by Lukas
In the latest episode of the pod I'm talking about: 14 ways to boost your credit score How to not get caught out by Black Friday How to find the c...
292 | Base rate hike, cheaper Netflix & big Avios/Amex to Nectar change
08 Nov 2022
Contributed by Lukas
In the latest episode of the pod I'm talking about: What the latest Bank of England base rate increase means for your mortgage and savings How to ...
291 | My 7-weeks away, an Amazon confession & Three's forced SIM change
02 Nov 2022
Contributed by Lukas
In the latest episode of the pod I'm talking about: My month(s) in money for September and October Planning a seven week trip away Backup card for...
290 | Regular savers return, stoozing vs cashback & price history tricks
25 Oct 2022
Contributed by Lukas
In the latest episode of the pod I'm talking about: How regular savers work Whether stoozing can replace cashback cards How to check if a deal rea...
289 | Tax cuts cut & energy freeze unfrozen, 1p coffees and the best cashback credit card
18 Oct 2022
Contributed by Lukas
In the latest episode of the pod I'm talking about: Which policies are staying and which are going in the Mini-Budget u-turn What reducing the ene...
288 | Savings vs mortgage, vouchers for old clothes & coping on the State Pension alone
11 Oct 2022
Contributed by Lukas
In the latest episode of the pod I'm talking about: Whether you should put extra cash into savings or your mortgage What living on the State Pensi...
287 | 5% savings & £200 bank switching, mortgage chaos and energy hike basics
04 Oct 2022
Contributed by Lukas
In the latest episode of the pod I'm talking about: How to get 5.12% on your savings The latest BIG bank switch bonuses This week's mortage chaos ...
286 | £ crash vs $, "Mini-Budget" tax cuts & the latest interest rate rise
27 Sep 2022
Contributed by Lukas
In the latest episode of the pod I'm talking about: What the falling pound against the dollar means for your money All the tax cuts from the "Mini...
285 | Budgeting myths, dining cards & supermarket saving schemes
20 Sep 2022
Contributed by Lukas
In the latest episode of the pod I'm talking about: How to get a bonus of up to 6% at the supermarket Why budgeting shouldn't be scary Whether res...
284 | Energy price cap freeze, bill makeover masterclass & cashback on bills
13 Sep 2022
Contributed by Lukas
In the latest episode of the pod I'm talking about: The new energy price cap freeze Which bills to target for bigger savings How to earn cashback ...
283 | Does money saving mean buying cheap? Plus energy cashback, NOW TV hacks & cashback rules (my month in money)
06 Sep 2022
Contributed by Lukas
In the latest episode of the pod I'm talking about: Why it's ok to shop at Waitrose as a money saver Are discount online supermarkets any good? Ch...
282 | 80% energy bill hike & not paying, plus tax on savings & transferring ISAs
31 Aug 2022
Contributed by Lukas
In the latest episode of the pod I'm talking about: Working out what your energy bills might look like from October How the price cap works Should...
281 | Buy Now Pay Later pros & cons, cut mobile bills & student bank accounts
23 Aug 2022
Contributed by Lukas
In the latest episode of the pod I'm talking about: Should you be using Buy Now Pay Later? What to look for in student bank account How to cut you...
280 | Cash is back, fixed mortgages & supermarket savings
16 Aug 2022
Contributed by Lukas
In the latest episode of the pod I'm talking about: Why cash might help you budget Digital alternatives to jar jar or envelop budgeting Ways to sp...
279 | Interest rate at 1.75%, Santander's switching deal & Amazon Prime price hike
09 Aug 2022
Contributed by Lukas
The biggest rise in 27 years saw the Bank of England hike the base rate to 1.75%. Will that mean faster changes for savers? Amazon is increasing price...
278 | Holiday plans, bad eggs and cheap family activities (my month in money)
02 Aug 2022
Contributed by Lukas
It's time to look back at my money in money again, showing you how I spend and save. This time it includes: Your wins and losses for the month Bookin...
277 | "Help for Households", protecting your holiday & digital wallets
26 Jul 2022
Contributed by Lukas
Will the latest government scheme make a difference? Plus how to ensure you've got the cover you need on your summer holiday and the pros and cons of ...
276 | Dummy switching accounts, end of free returns & finding forgotten money
19 Jul 2022
Contributed by Lukas
This week I'm talking about: When you won't want to switch an existing current account, and what to do about it Why the introduction of return fee...
275 | Energy bill hike predictions, free water refills, Prime Day & more
12 Jul 2022
Contributed by Lukas
The latest episode of the pod is a solo episode, and I'm talking about: What a predicted 64% increase will mean for your energy bill How to get fr...
274 | My month in money: Eating out, too many accounts, selling phones & more
05 Jul 2022
Contributed by Lukas
The latest episode of the pod is a solo episode, and I'm talking about my spending and saving over the last month, including Birthday freebies Upg...
273 | Get 5% interest or 1.5% cashback, energy direct debits & more
28 Jun 2022
Contributed by Lukas
The latest episode of the pod is a solo episode, and I'm talking about: How to get 5% interest on your savings The account that'll give you 1.5% c...
272 | Cut streaming costs, Interest rate increase, Tax on savings & more
21 Jun 2022
Contributed by Lukas
The base interest rate is up again, increasing for the fifth consecutive time, and is now at 1.25%. What does it mean for your savings and mortgage? W...
271 | Save on petrol, best value sun cream, choosing bank rewards & more
14 Jun 2022
Contributed by Lukas
The latest episode of the pod is a solo episode, and I'm talking about: How to find the cheapest petrol and diesel Whether you need to pay more fo...
270 | Repeat welcome deals, ethical investing, local deals & gift card hacks
07 Jun 2022
Contributed by Lukas
The latest episode is my monthly look at my spending and saving over the last month, including: Getting big bonuses for a second/third time from Ll...
269 | £400 energy bill help, Premium Bond boost, Amex Shop Small returns & more
31 May 2022
Contributed by Lukas
The Chancellor announced a series of new grants to help with rising energy bills, including £400 for all and more for those on low incomes. Andy take...
268 | Ethical savings, Boots points warning, seat filling tricks & Three roaming charges
24 May 2022
Contributed by Lukas
This week: The gap between the interest rates on the top-paying savings account and ethical alternatives is getting smaller, I'll take you through yo...
267 | Avoid high-cost calls, numeracy skills, best before vs use by & more
17 May 2022
Contributed by Lukas
The latest episode of the pod is a solo episode, and I'm talking about: Tricks to avoid 087 and 084 phone numbers Why you shouldn't settle for bei...
266 | Monzo loans, mental health & money, qualifying for the state pension and safe savings
10 May 2022
Contributed by Lukas
The latest episode of the pod is a solo episode, and I'm talking about: Should loans be easy to get? Why mental health and money are linked How to...
265 | Hotel bookings, challenging debts, obsolete stamps & more (My month in money)
03 May 2022
Contributed by Lukas
Find out how I spent and saved over the last month The latest episode of the pod is a solo episode, and I'm talking about: A hotel booking mistake...
264 | Tax hike and cut on your wages this year, ethical food on a budget & regular savers
26 Apr 2022
Contributed by Lukas
The latest episode of the pod is a solo episode, and I'm talking about: How much more or less National Insurance you'll pay this year Can ethical ...
263 | Water bills, train tickets & bank switch deals
19 Apr 2022
Contributed by Lukas
Is a water meter worth it? Can you pay less for rail journeys? Which bank switching deal is best? The latest episode of the pod is a solo episode, an...
262 | Fintech trust, Deliveroo groceries and Amazon ending credit card
12 Apr 2022
Contributed by Lukas
The latest episode of the pod is a solo episode, and I'm talking about: How do you know if a money app is good or bad? Should you use Deliveroo or...
261 | Contract loopholes, credit scores when you switch bank & Lifetime ISAs for retirement
05 Apr 2022
Contributed by Lukas
The latest episode of the pod is a solo episode, and I'm talking about my month in money: Pausing a membership I couldn't use even though I was in...
260 | Do you need an ISA? Plus new 1.5% savings account and time to read your energy meter
29 Mar 2022
Contributed by Lukas
The latest episode of the pod is a solo episode, and I'm talking about: Why you need to give a meter reading this week Where to get 1.5% interest ...
259 | Chancellor Rishi Sunak talks to Andy Webb about the Spring Statement
25 Mar 2022
Contributed by Lukas
The latest episode of the pod is a bit of a coup - Chancellor Rishi Sunak joined me to discuss the Spring Statement and measures to tackle the cost of...
#258 | Interest rate rise, cashback and debt awareness week
22 Mar 2022
Contributed by Lukas
The base rate is hiked to 0.75%, earning thousands in cashback and ignoring debts. The latest episode of the pod is a solo episode and I'm talking ab...
#257 | Council tax, energy rebate, petrol prices & cinema hacks
15 Mar 2022
Contributed by Lukas
The latest episode of the pod is a solo episode, and I'm talking about: Who can get Council Tax discounts If you can challenge your Council Tax ba...
#256 Supporting Ukraine, National Women's Day & Price Hike Bingo
08 Mar 2022
Contributed by Lukas
How your money can support Ukraine, why women are paid less then men & your action plan to beat increasing bills. The latest episode of the pod is a ...
#255 Your Money, This Week: Oil prices, John Lewis price matching, BNPL on credit reports & more
04 Mar 2022
Contributed by Lukas
Every Friday on the pod it's time for Your Money, This Week, a bonus episode looking back at the big personal finance news from the last seven days. S...
#254 Bargain entertainment tickets, the best Amex welcome offers & should you move savings (My Money This Month)
01 Mar 2022
Contributed by Lukas
Comedy, theatre, music and film tickets for less, multiple American Express sign up deals, how much moving your savings for a better rate could be wor...
#253 Broadband hikes, savings rates and Instagram scams
22 Feb 2022
Contributed by Lukas
Find out how to beat broadband price hikes, where to get 1% interest on easy access savings and how to avoid Instagram clones. The latest episode of ...
#252 Subscriptions and streaming
15 Feb 2022
Contributed by Lukas
A quick way to cut costs is to check for subscriptions you don't use or forgot you had. The latest episode of the pod is a solo episode, and I'm talk...
#251 Your Money, This Week (11 February 2022)
11 Feb 2022
Contributed by Lukas
Every Friday on the pod it's time for Your Money, This Week, a bonus episode looking back at the big personal finance news from the last seven days. S...
#250 Finding value, £350 energy support and how much I won on Premium Bonds
08 Feb 2022
Contributed by Lukas
Would you pay £21 for granola? Plus whether Premium Bonds were better for me than savings. The latest episode of the pod is a solo episode, and I'm ...
#249 Your Money, This Week - Interest rate rise, Price Cap hike, Inflation & more
04 Feb 2022
Contributed by Lukas
Every Friday on the pod it's time for Your Money, This Week, a bonus episode looking back at the big personal finance news from the last seven days. S...
#248 Working out your energy costs, National Insurance hikes and the end of mobile roaming
01 Feb 2022
Contributed by Lukas
Energy prices and National Insurance payments are going up, but how to you work out what you'll pay? Plus which networks are ending roaming abroad. T...
#247 The bank switching episode
25 Jan 2022
Contributed by Lukas
How does bank switching work, and details of two new offers worth £140 and £150. The latest episode of the pod is a solo episode, and I'm talking a...
#246 Getting to payday, savings challenge hacks and TV Licence value for money
18 Jan 2022
Contributed by Lukas
Good and bad ways to stretch cash, using Monzo, IFTT and Chip to autosave & do you get value for money from the BBC? The latest episode of the pod is...
#245 The best budgeting apps and a bargain SIM deal that should be avoided
11 Jan 2022
Contributed by Lukas
Money Dashboard, Snoop, Emma and MoneyHub reviewed, and overpaying for mobile data The latest episode of the pod is a solo episode, and I'm talking a...
#244 The top ways to spend and save in 2022
04 Jan 2022
Contributed by Lukas
Amex, Chase & Santander cashback and the highest interest rates on savings. The latest episode of the pod is a solo episode, and I'm talking about: ...
#243 Your Money, This Year: 2021 review
28 Dec 2021
Contributed by Lukas
Energy prices, buying houses, Buy Now Pay Later crypto and more The latest episode of the pod is the last one of 2021, and with the help of some fri...
#242 Interest rate and inflation hikes, unlocking mobiles & my £100 money mistake
21 Dec 2021
Contributed by Lukas
Interest Rates up to 0.25% and inflation at 5.1%, new rules for mobile handsets and offer terms and conditions. The latest episode of the pod is a s...
#241 My year without Amazon, last-minute Christmas and credit report mistakes
14 Dec 2021
Contributed by Lukas
How I fared in my no-Amazon challenge, expensive late Christmas costs to avoid and Lloyds Bank credit check mistakes. The latest episode of the pod is...
#240 Your Money, This Week financial news review w/ guest Nick from Money Medics (10 December 21)
10 Dec 2021
Contributed by Lukas
Massive credit card APR hikes, shopping on TikTok, easier mortgage checks & more. Every Friday on the pod it's time for Your Money, This Week, a bonus...
#239 Are gift cards good or bad & the best reward current accounts
07 Dec 2021
Contributed by Lukas
Should you ever use a gift card, tricks to get them discounted and how changes to Barclays Blue Rewards are bad for customers. The latest episode of t...
#238 Your Money, This Week financial news review w/ guest Laura Financielle (3 December 21)
03 Dec 2021
Contributed by Lukas
Omicron's impact on travel, massive Buy Now, Pay later use, record Black Friday spending & a new way to withdraw cash. Every Friday on the pod it's ti...
#237 Refund rights, Giving Tuesday & Lifetime ISAs
30 Nov 2021
Contributed by Lukas
The best ways to donate to charity, your refund rights and Lifetime ISAs. The latest episode of the pod is a solo episode, and I'm talking about: I...
#236 Your Money, This Week (26 November 2021)
26 Nov 2021
Contributed by Lukas
Bulb goes bust, scam refund rules, funding social care, Black Friday deals and more. Every Friday on the pod it's time for Your Money, This Week, look...
#235 Price matching, the best savings & Amex Shop Small returns
23 Nov 2021
Contributed by Lukas
Save money before and after purchasing, find the highest interest on savings and get £5 back for every £15 you spend. The latest episode of the ...
#234 Your Money, This Week (19 November 2021) w/ guest Helen Saxon
19 Nov 2021
Contributed by Lukas
The National Living Wage, Apple DIY repairs, inflation at 4.2%, rent increases and more. Every Friday on the pod it's time for Your Money, This Week, ...
#233 Black Friday tips, paying for Xmas and tax on your savings
16 Nov 2021
Contributed by Lukas
The latest episode of the pod is a solo episode, and I'm talking about: How to make sure Black Friday shopping save you rather than costs you mon...
#232 Your Money, This Week (12 Nov 21) w/ guest Dawn Heels
12 Nov 2021
Contributed by Lukas
Skimpflation, current account savings trap, Uber shortages and more. Every Friday on the pod it's time for Your Money, This Week, looking back at the ...
#231 How and why to talk about money
09 Nov 2021
Contributed by Lukas
Do you chat to family and friends about cash, or is it still taboo? In the latest episode of the pod I'm joined by Sarah Porretta from the Money & ...
#230 Your Money, This Week (5 November 2021)
05 Nov 2021
Contributed by Lukas
Interest rates frozen, huge job exodus and dodgy Squid Games crypto. Every Friday on the pod it's time for Your Money, This Week, looking back at the ...
#229 How to stop spending
02 Nov 2021
Contributed by Lukas
The latest episode of the pod is a solo episode, and I'll take you through ways to stop or reduce impulse spending. Plus I answer a listener questi...
#228 Autumn Budget special - Your Money, This Week (28 October 2021)
28 Oct 2021
Contributed by Lukas
Every Friday on the pod it's time for Your Money, This Week, looking back at the big personal finance news from the last seven days. This week's ep co...
#227 Mobile data, green savings bonds and switch and stay incentives
26 Oct 2021
Contributed by Lukas
The latest episode of the pod is a solo episode, and I'll take you three ways to help you make the most of your money: How avoid overpaying for mo...
#226 Your Money, This Week (Personal finance news for 22 October 2021)
22 Oct 2021
Contributed by Lukas
Every Friday on the pod it's time for Your Money, This Week, looking back at the big personal finance news from the last seven days. Stories covered i...
#225 Paying less for your energy & what to do when your fix ends
19 Oct 2021
Contributed by Lukas
In this latest episode of the pod I'm joined by Naomi Willis from the Skint Dad blog to talk about how to cope with the recent price hikes to energy ...
#224 Your Money, This Week (15 October 2021)
15 Oct 2021
Contributed by Lukas
Every Friday on the pod it's time for Your Money, This Week. Stories covered in this episode include: The new contactless limit The prevalence of Buy...
#223 Spending plan hacks, supermarket boosts & 2% savings
12 Oct 2021
Contributed by Lukas
In this latest episode of the pod find out: How to use different accounts to keep to your spending plans Which supermarkets are offering up 6% extra ...
#222 Your Money, This Week (8 October 2021)
08 Oct 2021
Contributed by Lukas
Every Friday on the pod it's time for Your Money, This Week. Stories covered in this episode include: End of furlough and the Universal Credit uplift...
#221 How to find ethical banking, investing and pensions
05 Oct 2021
Contributed by Lukas
In this latest episode of the pod I'm joined by Alex Crumbie from Ethical Consumer magazine to discuss why it's important to find out if your current ...
#220 Bank switching bonanza, energy bill crisis & the last roaming SIM
28 Sep 2021
Contributed by Lukas
In this latest episode of the pod find out: Which of the seven bank switching offers I think are best What to do if your energy provider goes bust Wh...
#219 Four easy side hustles
21 Sep 2021
Contributed by Lukas
In this week's episode I'm joined by Anna from the Panda Boss YouTube channel to talk about four simple side hustles you can try to earn some extra c...
#218 Pensions 101 (the basics)
14 Sep 2021
Contributed by Lukas
In this week's episode I'm joined by Emilie Bellet from Vestpod to go through the basics of pensions. Plus I answer listener questions about spending...
#217 New Amex welcome bonuses, Zero Waste Week and student card trick
07 Sep 2021
Contributed by Lukas
In this week's episode find out: Ways to reduce food waste - and save money - by freezing food you might not realise you can freeze How to get a stu...
#216 Contactless limit increase, time to remortgage & cheap gigs
31 Aug 2021
Contributed by Lukas
In this week's episode find out: Whether the £100 contactless limit is good or bad How to get below face value tickets for gigs Why now is a great ...
#215 Lifetime ISAs & inflation, top cinema deals & M&S's Club Rewards
24 Aug 2021
Contributed by Lukas
In this week's episode find out: Whether cash or stocks & shares is best when it comes to using a Lifetime ISA for retirement My top savings to get ...
#214 Savings rates up, new switching deal and hidden library money savers
17 Aug 2021
Contributed by Lukas
In this week's episode find out: What to do about increasing interest rates How libraries can save you cash (it's not just on books) When Nationwide...
#213 Beat the energy price cap hike, a dodgy Nectar/Esso deal and the return of roaming
10 Aug 2021
Contributed by Lukas
In this week's episode you're getting three topics for the price of one! Find out: How to beat the massive energy price hikes coming in October Why...
#212 Bad Direct Debits, Lloyd's new cashback card and free water refills
03 Aug 2021
Contributed by Lukas
In this week's episode you're getting three topics for the price of one! Find out: When Direct Debits are a bad idea How the new Lloyds cashback cr...
#211 O2 Priority hack, money transfer cards and watching the Olympics for less
27 Jul 2021
Contributed by Lukas
In this week's episode you're getting three topics for the price of one! Find out: How anyone can get O2 Priority benefits, even if you are with a ...
#210 Is premium cashback membership worth it?
20 Jul 2021
Contributed by Lukas
Both Quidco and TopCashback let you upgrade for a fee. Will you make that money back? I'm answering your questions again this episode, and I'm focusin...
#209 Making money from your current account
13 Jul 2021
Contributed by Lukas
If you're looking to earn some extra cash with very little effort then it's worth taking a look at some of the rewards, cashback and interest on offer...
#208 How to keep saving once lockdown ends
06 Jul 2021
Contributed by Lukas
With most restrictions due to end on 19 July, it'll also mean a return to pre-pandemic spending for many. But what does that mean for the savings you'...
#207 Your Money, This Week (2 July 21) w/guest Martha Lawton
02 Jul 2021
Contributed by Lukas
Your weekly digest of the biggest money stories from the last seven days, this week looking at Changes to furlough and Stamp Duty holidays Brits back...
#206 Should you share your streaming accounts?
29 Jun 2021
Contributed by Lukas
If you're saving money by splitting the costs of Netflix, Disney+, NOW and other streaming services, are you breaking the terms and conditions? And ...
#205 Your Money, This Week (25 June 2021) w/guest Mr Money Jar
25 Jun 2021
Contributed by Lukas
Your weekly digest of the biggest money stories from the last seven days, this week looking at Is this the end of free mobile roaming? New £50 note ...
#204 Dealing with text and phone scams
22 Jun 2021
Contributed by Lukas
I'm joined by Adam French, Senior Consumer Rights Editor at Which? to talk about the increasing number of scams coming through to our mobile phones. F...
#203 Your Money, This Week (18 June 2021) w/ guest Laura Financielle
18 Jun 2021
Contributed by Lukas
Your weekly digest of the biggest money stories from the last seven days, this week looking at The end of cash? Inflation hits 2.1% Will furlough con...
#202 The Amazon Prime debate: Good or bad for your money
15 Jun 2021
Contributed by Lukas
With Amazon Prime Day taking place next week, it's time to take a look at whether you're really saving money when you sign up for Amazon's membership ...
#201 Your Money, This Week (10 June 2021) w/ guest Danni Hewson
11 Jun 2021
Contributed by Lukas
Your weekly digest of the biggest money stories from the last seven days, this week looking at G7 global corporation tax plans Massive internet outag...