Cash Chats UK Money & Personal Finance podcast
Episodes
#200 Ways to make hundreds of pounds free cash
08 Jun 2021
Contributed by Lukas
To celebrate 200 episodes of the pod, I'm sharing some simple things you can do to make some money - for free! There's the potential to make more than...
#199 Your summer money makeover
01 Jun 2021
Contributed by Lukas
Now the better weather and lockdown easing (hopefully) means we can finally get out of the house more, this week's episode looks at the things you can...
#198 Your Money, This Week (28 May 2021) w/ guest Simon Read
28 May 2021
Contributed by Lukas
Your weekly digest of the biggest money stories from the last seven days, this week looking at M&S store closes Sunday Times rich list Charlie Bit My...
#197 Your questions answered
25 May 2021
Contributed by Lukas
A special episode tackling your questions. Find out how I help listeners like Paul, Vik, Justin and Raj with queries about credit cards, bank accoun...
#196 Your Money, This Week (20 May 2021) with guest Dee Gardner
21 May 2021
Contributed by Lukas
Your weekly digest of the biggest money stories from the last seven days, this week looking at Inflation rising to 1.5% Bitcoin collapse The biggest ...
#195 Why you need more than one current account
18 May 2021
Contributed by Lukas
This weekend Santander customers faced almost a whole day without access to online and app banking, and there were reported issues with card payments ...
#194 Your Money, This Week (14 May 2021) with guest Faith Archer
14 May 2021
Contributed by Lukas
Your weekly digest of the biggest money stories from the last seven days, this week looking at The reopening of restaurants, theatres, museums and mo...
#193 Summer holidays & protecting your bookings if you go away
11 May 2021
Contributed by Lukas
With more lockdown restrictions easing, we're going to see international travel allowed once more from 17 May 2021. But it's not as simple as just boo...
#192 Your Money, This Week (7 May 2021) with guest Charlotte Jessop
07 May 2021
Contributed by Lukas
Your weekly digest of the biggest money stories from the last seven days, this week looking at Good news for those struggling with debt Amex cashback...
#191 Could you make £1,000 in cashback?
04 May 2021
Contributed by Lukas
One of the easiest ways to make some extra money is via cashback - whether that's through credit cards, cashback sites or a bank account. But are we t...
#190 Your Money, This Week (30th April 2021) with guest Bola Sol
30 Apr 2021
Contributed by Lukas
Your weekly digest of the biggest money stories from the last seven days, this week looking at -The truth behind Buy Now Pay Later -Checking bank bala...
#189 Pay less for music streaming (and beat the Spotify price increase)
27 Apr 2021
Contributed by Lukas
With news that Spotify is putting up prices on three of its Premium plans, I've taken a look at the ways you can pay less for your music streaming. AB...
#188 Your Money, This Week (23rd April 2021) w/ guest Kalpana Fitzpatrick
23 Apr 2021
Contributed by Lukas
Your weekly digest of the biggest money stories from the last seven days, this week looking at 95% mortgages return Food poverty up by a third Netfli...
#187 Answering your questions, banking & savings updates & listener survey
20 Apr 2021
Contributed by Lukas
My monthly episode where we cover a huge range of money matters. I'm answering some of your finance questions, and then taking you through the latest ...
#186 Your Money, This Week with guest Helen Knapman
16 Apr 2021
Contributed by Lukas
Your weekly digest of the biggest money stories from the last seven days, this week looking at Clone scam warning StepChange's annual debt stats Mort...
#185 Lockdown money habits to keep & ditch
13 Apr 2021
Contributed by Lukas
As non-essential retail and businesses open up in most of the UK, so does the temptation and opportunity to start spending and stop saving. That's not...
#184 Your Money, This Week: Covid Passports & the high street, new BNPL danger, FTSE250 highs and more
09 Apr 2021
Contributed by Lukas
Your weekly digest of the biggest money stories from the last seven days, this week looking at High street reopening & Covid passports A new BNPL d...
#183 How much tax you actually pay and why
06 Apr 2021
Contributed by Lukas
With tax thresholds changing with the new financial year I though it would be a good chance to talk not just about how much tax we are all likely to p...
#182 Your Money, This Week: Shop Out to Help Out, energy cap hike & April Fools
02 Apr 2021
Contributed by Lukas
Your weekly digest of the biggest money stories from the last seven days, this week looking at The best & worst financial April Fool's stories The ...
#181 "It's not about the pay gap"
30 Mar 2021
Contributed by Lukas
Why are women poorer than men? It's not just in terms of salary and the pay gap. The economic inequality goes much deeper. To discuss this I'm joined ...
#180 Your Money, This Week: 90-hour working weeks, new investors & more bank closures
26 Mar 2021
Contributed by Lukas
Your weekly digest of the biggest money stories from the last seven days, this week looking at How long it'll take for people's finances to recover ...
#179 My cashback credit card hacks
23 Mar 2021
Contributed by Lukas
I'm a huge fan of cashback credit cards and do most of my spending on them. It takes very little effort but makes me more than £200 each year on spen...
#178 Your Money, This Week
19 Mar 2021
Contributed by Lukas
Your weekly digest of the biggest money stories from the last seven days, this week looking at Netflix's password sharing clampdown Morrisons loyalty...
#177 ISAs: Everything you need to know
16 Mar 2021
Contributed by Lukas
In the latest episode I'm talking about ISAs - including how the five types differ, the rules you need to follow and whether they're still worth it - ...
#176 Your Money, This Week: John Lewis struggles, Amazon's supermarket, 40-year fixed mortgages, green pensions & more
12 Mar 2021
Contributed by Lukas
Your weekly digest of the biggest money stories from the last seven days, this week looking at John Lewis' struggles Amazon's till-free supermarket 4...
#175 Low-spend lockdown update & the best savings/current accounts
09 Mar 2021
Contributed by Lukas
Back in January I talked about the pros and cons of no-spend challenges, and suggested you join me with a low-spend lockdown. Well, lockdown has gone ...
#174 Your Money, This Week Budget 2021 special with guest Claer Barrett
05 Mar 2021
Contributed by Lukas
Your weekly digest of the biggest money stories from the last seven days, this week focusing on the 2021 UK Budget as announced by Chancellor Rishi Su...
#173 Pay less for your broadband (Money Makeover)
02 Mar 2021
Contributed by Lukas
A solo episode where I take you through the easy ways to bring down the cost of your broadband. You can let Andy know what you think of the show a...
#172 Your Money, This Week: London's $$ millionaires, out of lockdown plans, Uber driver court win & more
26 Feb 2021
Contributed by Lukas
Your weekly digest of the biggest money stories from the last seven days. My guest is money coach Eileen Adamson. This episode features: Out of lockd...
#171 Ask Andy (answering listener questions)
23 Feb 2021
Contributed by Lukas
This week I'm sharing with you all a chat I had with one of you. Listener Eli won a competition at the start of 2021 to have an hour-long video chat w...
#170 Your Money, This Week: More job rescue packages, flexible working, scam text messages & more
19 Feb 2021
Contributed by Lukas
Your Money, This Week is my regular Friday bonus episode on the podcast that looks at the biggest personal finance and money news stories of the last...
#169 Does using Amazon less make a difference?
16 Feb 2021
Contributed by Lukas
In 2021 I'm cutting out all spending direct with Amazon. There are a few different reasons but worries about the high street and a desire for Amazon (...
#168 Your Money, This Week: Summer holidays cancelled, divided Britain, TV Licence & More
12 Feb 2021
Contributed by Lukas
No summer holidays? Covid's impact on our finances. TV Licence increase & more. Your Money, This Week is my regular Friday bonus episode on the podcas...
#167 Negative interest rates, plus the best bank & savings accounts
09 Feb 2021
Contributed by Lukas
This week on the show I'm looking at why people are worried about negative interest rates, plus my picks of the best current and savings accounts. Rea...
#166 Your Money, This Week: Klarna & BNPL, end of furlough, small energy firms & more
05 Feb 2021
Contributed by Lukas
Your Money, This Week is a new regular Friday bonus episode on the podcast that looks at the biggest personal finance and money news stories of the la...
#165 The best money apps for 2021
02 Feb 2021
Contributed by Lukas
This week on the show I'm looking at the apps I actually use on my phone. From the best banking and money tracking apps through to ones that will help...
#164 Your Money, This Week: Self-assessment, Contactless, GameStop, Chase Bank & more
29 Jan 2021
Contributed by Lukas
Your Money, This Week is a new regular Friday bonus episode on the podcast that looks at the biggest personal finance and money news stories of the l...
#163 Paying less for your TV and streaming bills (Money Makeover)
26 Jan 2021
Contributed by Lukas
This week it's another in my occasional money makeover series, this time looking at your TV bills - from premium satellite and cable services to the T...
#162 Your Money, This Week: Glasto cancelled, house prices & TikTok investing influencers
22 Jan 2021
Contributed by Lukas
Your Money, This Week is a new regular Friday bonus episode on the podcast that looks at the biggest personal finance and money news stories of the la...
#161 Bitcoin basics
19 Jan 2021
Contributed by Lukas
There's a huge amount of noise right now about bitcoin following the cryptocurrency reaching record heights - and then dropping back down. In this epi...
#160 Your Money, This Week: Free school meals, repossessions, energy prices & the living wage
15 Jan 2021
Contributed by Lukas
Your Money, This Week is a new regular Friday series on the podcast that looks at the biggest personal finance and money news stories of the last sev...
#159 Side Hustle Spotlight: Entering and winning competitions
12 Jan 2021
Contributed by Lukas
This week's episode is another in my occasional series looking at side hustles that can bring you in some extra cash. Could entering competitions help...
#158 Your Money, This Week: Homeschooling, stamp duty, price hikes and more
08 Jan 2021
Contributed by Lukas
This is the first of a regular Friday episode looking at the biggest personal finance and money news stories of the last seven days. I'm joined for th...
#157 The no-spend Lockdown challenge
05 Jan 2021
Contributed by Lukas
With the UK back under a strict lockdown there are once again a number of ways we can't spend our cash. It's frustrating, but it also makes it the per...
#156 The Brexit trade deal and your money
30 Dec 2020
Contributed by Lukas
We finally have a trade deal with the EU. It's taken four and a half years to get to this point, but it's good news whether you voted to remain or lea...
#155 Take control of your finances in 2021
22 Dec 2020
Contributed by Lukas
So we're not getting a clean slate to start the year as hoped, and the covid hangover will continue into 2021. But that doesn't mean you can't take st...
#154 Lessons from 2020 to help us in 2021
16 Dec 2020
Contributed by Lukas
This week I'm looking back at what we can take from 2020 to help our finances in 2021. To do this I'm joined by fellow podcasters Damian Fahy (Money t...
BONUS December 2020's best credit cards
13 Dec 2020
Contributed by Lukas
Here's your quick monthly roundup of the best credit card promotions and savings including 0% balance transfers, 0% purchases, 0% money transfers, cas...
#153 Your credit report questions answered
09 Dec 2020
Contributed by Lukas
I recently asked listeners of the show as well as followers of my blog and social channels to share the questions they have about credit report and cr...
BONUS December's best savings accounts
06 Dec 2020
Contributed by Lukas
Here's my monthly update on the changes in UK savings in December 2020 and the accounts with the highest interest right now. * Please do leave a revie...
#152 Are Premium Bonds worth it?
02 Dec 2020
Contributed by Lukas
A staggering 21 million people currently hold at least one Premium Bond, with the total fund approaching £100 billion! But with a recent cut to the p...
BONUS: December's best bank accounts
29 Nov 2020
Contributed by Lukas
Here's my monthly update on the best current accounts in the UK. In this December 2020 edition, I talk about a new switching offer from Virgin Money t...
#151 The best ways to pay
25 Nov 2020
Contributed by Lukas
Do you always use cards, or do you prefer cash? Are you likely to use services like Klarna or PayPal? What about gift cards and smartphones? I've take...
#150 How to get the best price when shopping online
18 Nov 2020
Contributed by Lukas
With lockdown measures forcing non-essential shops to close through England and some other parts of the UK, we're going to be doing most of our shoppi...
BONUS November 2020's savings accounts news
15 Nov 2020
Contributed by Lukas
Here's my monthly update on the changes in UK savings in November 2020 and the accounts with the highest interest right now. Including what happens wh...
#149 Fighting food poverty and helping foodbanks
11 Nov 2020
Contributed by Lukas
It's expected that record numbers of households are currently unable to afford basic essentials like food. A 61% increase is expected in demand for a ...
BONUS Best credit cards (November 2020)
08 Nov 2020
Contributed by Lukas
Here's your quick monthly roundup of the best credit card promotions and savings including 0% balance transfers, 0% purchases, 0% money transfers, cas...
#148 Lockdown 2 and your money
04 Nov 2020
Contributed by Lukas
As England goes back into a stricter lockdown for at least a month a raft of emergency financial measures such as furlough and payment holidays have b...
BONUS November's best bank accounts
01 Nov 2020
Contributed by Lukas
Here's my monthly update on the best current accounts in the UK. First up I talk about news HSBC could start charging fees for all its bank accounts, ...
#147 What happens when the payment holidays end?
28 Oct 2020
Contributed by Lukas
More than 4 million mortgage, credit card and loan payments have been deferred since the pandemic began, and though most have started repaying what th...
#146 Should we pay for fintech?
21 Oct 2020
Contributed by Lukas
With another new account from Monzo (this one at £15 a month) and Chip introducing a £1.50 monthly fee, is this a sign that we'll have to pay for fi...
BONUS October's Savings update
18 Oct 2020
Contributed by Lukas
Here's my monthly update on the changes in UK savings in October 2020 and the accounts with the highest interest right now. Plus, I look at whether ne...
#145 Slashing your energy bills (Money Makeover series)
14 Oct 2020
Contributed by Lukas
With everyone being at home more in 2020 and probably 2021 we're using a lot more energy - and our bills will increase as a result. So it's vital to ...
BONUS Best credit cards (October 2020)
11 Oct 2020
Contributed by Lukas
Here's your quick roundup of the best credit card promotions and savings including 0% balance transfers, 0% purchases, 0% money transfers, cashback, t...
#144 Are you really making a saving?
07 Oct 2020
Contributed by Lukas
This week I'm joined by Timi Merriman-Johnson (aka Mr Money Jar) to talk about the special offers that make us think we're saving money but are really...
BONUS The best bank accounts (October 2020 Update)
04 Oct 2020
Contributed by Lukas
Here's your October update on the best current accounts for you and your money. Changes this month impact anyone with a TSB Classic Plus, Club Lloyd...
#143 The rules of the side hustle
30 Sep 2020
Contributed by Lukas
Time for another Side Hustle Spotlight episode, and this time I'm joined by blogger Laura Dempster to share our five rules you need to follow when se...
#142 The hidden harm of your bank and pension
23 Sep 2020
Contributed by Lukas
If you're someone who's concerned about the climate crisis, injustice in society and other ethical issues, you probably do something to mitigate it. Y...
BONUS Best savings accounts (September 2020 update)
20 Sep 2020
Contributed by Lukas
How to get the highest paying interest rates on your savings in easy access and regular saver accounts in September 2020. Don't forget to join the Cas...
#141 Paying yourself first w/ guest Pete Matthew
16 Sep 2020
Contributed by Lukas
This week I'm joined by Pete Matthew, a financial advisor and the host of the UK finance podcast Meaningful Money. We talk about the concept of paying...
BONUS Best credit cards (September 2020)
13 Sep 2020
Contributed by Lukas
Here's your quick roundup of the best credit card promotions and savings including 0% balance transfers, 0% purchases, 0% money transfers, cashback, t...
#140 Money Makeover: Mobile phones & bills
09 Sep 2020
Contributed by Lukas
Every month I'm going to take a look at a key expense and show you how to reduce how much you spend. This week, ahead of the new Apple iPhone launch n...
BONUS Best bank accounts (September 2020)
06 Sep 2020
Contributed by Lukas
Get a free £100 for switching to one of two banks. I'm trying out a new bonus episode of the podcast where I'll take you through the best accounts fo...
#139 The real cost of fast fashion
03 Sep 2020
Contributed by Lukas
This month marks both London Fashion Week and Oxfam's #SecondHandSeptember campaign so it feels like a good time to talk about why fast fashion cloth...
#138 Consumer pet hates with guest Matt Allwright
26 Aug 2020
Contributed by Lukas
This week TV's Matt Allwright (Watchdog, Rogue Trader, The One Show) joins me to talk about his new book - The Consumer Survival Guide - as well as di...
#137 Fiverr (Side Hustle Spotlight)
19 Aug 2020
Contributed by Lukas
Every month I'm going to look in detail at a side hustle to earn you some extra cash on top of your 9-5 or to help make up for any lost earnings. This...
#136 UK officially in recession: What it means
12 Aug 2020
Contributed by Lukas
So the latest figures show that the UK economy is officially in recession, with a whopping 20.4% contraction in the last quarter. In this week's episo...
#135 Going Self-employed
05 Aug 2020
Contributed by Lukas
With more people facing redundancy or starting their own side-hustles it's important to know just what going self-employed entails. I've been joined b...
#134 What to expect from redundancy
29 Jul 2020
Contributed by Lukas
With more job losses announced every day, and many more likely to happen as furlough begins to tail off, there's talk of 10% unemployment this year. ...
#133 Do you really need income protection?
22 Jul 2020
Contributed by Lukas
If you were too ill to work or died suddenly, how would your family pay the bills? This week I'm joined by my friend Kara Gammell, a personal finance ...
#132 Your money personality
15 Jul 2020
Contributed by Lukas
I've been joined this week by friend and money coach Catherine Morgan to talk about money personalities. * Please do leave a review and rating if this...
#131 The Summer Statement - Stamp Duty, VAT cuts, Job Retention bonus and more
08 Jul 2020
Contributed by Lukas
Find out how the government's latest financial plans will impact you - including measures to get us spending money in leisure and hospitality business...
#130 Are freebies really free?
01 Jul 2020
Contributed by Lukas
I've very mixed feelings about freebies or heavily discounted trials. On one hand, I love them - who wouldn't, you get something for free. One the oth...
#129 Using your money to make a difference
24 Jun 2020
Contributed by Lukas
From the climate crisis to Black Lives Matter to struggling high streets, it's all very well liking a post on social media to show your support for a ...
#128 Back to the high street & your consumer rights
17 Jun 2020
Contributed by Lukas
This week lockdown begins to ease further with the non-essential shops reopening across the UK. I've taken a look at how things are working and whethe...
#127 What to do with your spare cash (Lockdown Money Live part 2)
10 Jun 2020
Contributed by Lukas
During lockdown, those that are still working are likely spending a lot less than normal. There's no commuting, no holidays, no nights out, no childca...
#126 What's next for your job and Covid-19 (Lockdown Money Live part 1)
03 Jun 2020
Contributed by Lukas
Last week I hosted a free online event called Lockdown Money Live, and here's the first of the highlights. There were four sessions and this week on t...
#125 Credit reports and credit scores
27 May 2020
Contributed by Lukas
This week I'm looking at a vital part of your finances - the information that banks, lenders and other companies use to work out whether they want to ...
#124 Automating your finances
20 May 2020
Contributed by Lukas
If you want to take some of the effort out of managing your money then it's worth thinking about the ways you can automate your finances. Tricks inclu...
#123 Beating the shame of debt w/ guest @myfrugalyear
13 May 2020
Contributed by Lukas
I talk a lot about how to avoid debt in the first place, from getting the best price and value through to better managing your money. But sometimes th...
#122 Making money part two
07 May 2020
Contributed by Lukas
How side hustles can boost your income. In the second part of my making money series I've been joined by Ken Okoroafor from The Humble Penny blog to t...
#121 Money making part one
29 Apr 2020
Contributed by Lukas
If you're in need of some extra cash there are a couple of ways you can do this. In this first part I'm joined by money making blogger Emma Drew to ta...
#120 Save thousands on your mortgage
22 Apr 2020
Contributed by Lukas
Probably the biggest purchase we'll ever make is going to be buying a house. But once you're on the housing ladder it doesn't mean you can't still mak...
#119 How to get to payday
15 Apr 2020
Contributed by Lukas
This week I've looked at what you can do if you think you'll struggle to have enough cash left towards the end of the month and your next payday. FURT...
#118 Why you need to talk about dying
08 Apr 2020
Contributed by Lukas
There are a couple of taboos people tend to avoid talking about. Money is one, another is dying. So combined must be some kind of super-taboo! But it'...
#117 Your banking and coronavirus
01 Apr 2020
Contributed by Lukas
From mortgage holidays through to interest-free overdraft buffers, here's what you need to know about how your bank is working during the crisis. I've...
#116 Working from home and saving money
25 Mar 2020
Contributed by Lukas
If you're now working from home there's a good chance you'll be spending less, but there are a few things you should be doing to make sure other costs...
#115 Prep your finances for social distancing and self-isolation
18 Mar 2020
Contributed by Lukas
Covid-19 has come from nowhere and caused such unexpected disruption - which is likely to get worse. So how do you make sure you and your money are in...
#114 What the interest rate cut and 2020 Budget mean for you
11 Mar 2020
Contributed by Lukas
It's been a big day for your finances with a surprise interest rate cut followed by the Budget where the new government set out its financial plans fo...
#113 Coronavirus & your money: Stockpiling, holidays, work and investments
04 Mar 2020
Contributed by Lukas
There's only one thing we're all talking about this week and it's Coronavirus. In this episode of the podcast, I've looked at how some of the conversa...