Cash Chats UK Money & Personal Finance podcast

#214 Savings rates up, new switching deal and hidden library money savers

17 Aug 2021

Contributed by Lukas

In this week's episode find out: What to do about increasing interest rates How libraries can save you cash (it's not just on books) When Nationwide...

#213 Beat the energy price cap hike, a dodgy Nectar/Esso deal and the return of roaming

10 Aug 2021

Contributed by Lukas

In this week's episode you're getting three topics for the price of one! Find out: How to beat the massive energy price hikes coming in October Why...

#212 Bad Direct Debits, Lloyd's new cashback card and free water refills

03 Aug 2021

Contributed by Lukas

In this week's episode you're getting three topics for the price of one! Find out: When Direct Debits are a bad idea How the new Lloyds cashback cr...

#211 O2 Priority hack, money transfer cards and watching the Olympics for less

27 Jul 2021

Contributed by Lukas

In this week's episode you're getting three topics for the price of one! Find out: How anyone can get O2 Priority benefits, even if you are with a ...

#210 Is premium cashback membership worth it?

20 Jul 2021

Contributed by Lukas

Both Quidco and TopCashback let you upgrade for a fee. Will you make that money back? I'm answering your questions again this episode, and I'm focusin...

#209 Making money from your current account

13 Jul 2021

Contributed by Lukas

If you're looking to earn some extra cash with very little effort then it's worth taking a look at some of the rewards, cashback and interest on offer...

#208 How to keep saving once lockdown ends

06 Jul 2021

Contributed by Lukas

With most restrictions due to end on 19 July, it'll also mean a return to pre-pandemic spending for many. But what does that mean for the savings you'...

#207 Your Money, This Week (2 July 21) w/guest Martha Lawton

02 Jul 2021

Contributed by Lukas

Your weekly digest of the biggest money stories from the last seven days, this week looking at Changes to furlough and Stamp Duty holidays Brits back...

#206 Should you share your streaming accounts?

29 Jun 2021

Contributed by Lukas

If you're saving money by splitting the costs of Netflix, Disney+, NOW and other streaming services, are you breaking the terms and conditions?  And ...

#205 Your Money, This Week (25 June 2021) w/guest Mr Money Jar

25 Jun 2021

Contributed by Lukas

Your weekly digest of the biggest money stories from the last seven days, this week looking at Is this the end of free mobile roaming? New £50 note ...

#204 Dealing with text and phone scams

22 Jun 2021

Contributed by Lukas

I'm joined by Adam French, Senior Consumer Rights Editor at Which? to talk about the increasing number of scams coming through to our mobile phones. F...

#203 Your Money, This Week (18 June 2021) w/ guest Laura Financielle

18 Jun 2021

Contributed by Lukas

Your weekly digest of the biggest money stories from the last seven days, this week looking at The end of cash? Inflation hits 2.1% Will furlough con...

#202 The Amazon Prime debate: Good or bad for your money

15 Jun 2021

Contributed by Lukas

With Amazon Prime Day taking place next week, it's time to take a look at whether you're really saving money when you sign up for Amazon's membership ...

#201 Your Money, This Week (10 June 2021) w/ guest Danni Hewson

11 Jun 2021

Contributed by Lukas

Your weekly digest of the biggest money stories from the last seven days, this week looking at G7 global corporation tax plans Massive internet outag...

#200 Ways to make hundreds of pounds free cash

08 Jun 2021

Contributed by Lukas

To celebrate 200 episodes of the pod, I'm sharing some simple things you can do to make some money - for free! There's the potential to make more than...

#199 Your summer money makeover

01 Jun 2021

Contributed by Lukas

Now the better weather and lockdown easing (hopefully) means we can finally get out of the house more, this week's episode looks at the things you can...

#198 Your Money, This Week (28 May 2021) w/ guest Simon Read

28 May 2021

Contributed by Lukas

Your weekly digest of the biggest money stories from the last seven days, this week looking at M&S store closes Sunday Times rich list Charlie Bit My...

#197 Your questions answered

25 May 2021

Contributed by Lukas

A special episode tackling your questions.  Find out how I help listeners like Paul, Vik, Justin and Raj with queries about credit cards, bank accoun...

#196 Your Money, This Week (20 May 2021) with guest Dee Gardner

21 May 2021

Contributed by Lukas

Your weekly digest of the biggest money stories from the last seven days, this week looking at Inflation rising to 1.5% Bitcoin collapse The biggest ...

#195 Why you need more than one current account

18 May 2021

Contributed by Lukas

This weekend Santander customers faced almost a whole day without access to online and app banking, and there were reported issues with card payments ...

#194 Your Money, This Week (14 May 2021) with guest Faith Archer

14 May 2021

Contributed by Lukas

Your weekly digest of the biggest money stories from the last seven days, this week looking at The reopening of restaurants, theatres, museums and mo...

#193 Summer holidays & protecting your bookings if you go away

11 May 2021

Contributed by Lukas

With more lockdown restrictions easing, we're going to see international travel allowed once more from 17 May 2021. But it's not as simple as just boo...

#192 Your Money, This Week (7 May 2021) with guest Charlotte Jessop

07 May 2021

Contributed by Lukas

Your weekly digest of the biggest money stories from the last seven days, this week looking at Good news for those struggling with debt Amex cashback...

#191 Could you make £1,000 in cashback?

04 May 2021

Contributed by Lukas

One of the easiest ways to make some extra money is via cashback - whether that's through credit cards, cashback sites or a bank account. But are we t...

#190 Your Money, This Week (30th April 2021) with guest Bola Sol

30 Apr 2021

Contributed by Lukas

Your weekly digest of the biggest money stories from the last seven days, this week looking at -The truth behind Buy Now Pay Later -Checking bank bala...

#189 Pay less for music streaming (and beat the Spotify price increase)

27 Apr 2021

Contributed by Lukas

With news that Spotify is putting up prices on three of its Premium plans, I've taken a look at the ways you can pay less for your music streaming. AB...

#188 Your Money, This Week (23rd April 2021) w/ guest Kalpana Fitzpatrick

23 Apr 2021

Contributed by Lukas

Your weekly digest of the biggest money stories from the last seven days, this week looking at 95% mortgages return Food poverty up by a third Netfli...

#187 Answering your questions, banking & savings updates & listener survey

20 Apr 2021

Contributed by Lukas

My monthly episode where we cover a huge range of money matters. I'm answering some of your finance questions, and then taking you through the latest ...

#186 Your Money, This Week with guest Helen Knapman

16 Apr 2021

Contributed by Lukas

Your weekly digest of the biggest money stories from the last seven days, this week looking at Clone scam warning StepChange's annual debt stats Mort...

#185 Lockdown money habits to keep & ditch

13 Apr 2021

Contributed by Lukas

As non-essential retail and businesses open up in most of the UK, so does the temptation and opportunity to start spending and stop saving. That's not...

#184 Your Money, This Week: Covid Passports & the high street, new BNPL danger, FTSE250 highs and more

09 Apr 2021

Contributed by Lukas

Your weekly digest of the biggest money stories from the last seven days, this week looking at High street reopening & Covid passports A new BNPL d...

#183 How much tax you actually pay and why

06 Apr 2021

Contributed by Lukas

With tax thresholds changing with the new financial year I though it would be a good chance to talk not just about how much tax we are all likely to p...

#182 Your Money, This Week: Shop Out to Help Out, energy cap hike & April Fools

02 Apr 2021

Contributed by Lukas

Your weekly digest of the biggest money stories from the last seven days, this week looking at The best & worst financial April Fool's stories The ...

#181 "It's not about the pay gap"

30 Mar 2021

Contributed by Lukas

Why are women poorer than men? It's not just in terms of salary and the pay gap. The economic inequality goes much deeper. To discuss this I'm joined ...

#180 Your Money, This Week: 90-hour working weeks, new investors & more bank closures

26 Mar 2021

Contributed by Lukas

Your weekly digest of the biggest money stories from the last seven days, this week looking at How long it'll take for people's finances to recover ...

#179 My cashback credit card hacks

23 Mar 2021

Contributed by Lukas

I'm a huge fan of cashback credit cards and do most of my spending on them. It takes very little effort but makes me more than £200 each year on spen...

#178 Your Money, This Week

19 Mar 2021

Contributed by Lukas

Your weekly digest of the biggest money stories from the last seven days, this week looking at Netflix's password sharing clampdown Morrisons loyalty...

#177 ISAs: Everything you need to know

16 Mar 2021

Contributed by Lukas

In the latest episode I'm talking about ISAs - including how the five types differ, the rules you need to follow and whether they're still worth it - ...

#176 Your Money, This Week: John Lewis struggles, Amazon's supermarket, 40-year fixed mortgages, green pensions & more

12 Mar 2021

Contributed by Lukas

Your weekly digest of the biggest money stories from the last seven days, this week looking at John Lewis' struggles Amazon's till-free supermarket 4...

#175 Low-spend lockdown update & the best savings/current accounts

09 Mar 2021

Contributed by Lukas

Back in January I talked about the pros and cons of no-spend challenges, and suggested you join me with a low-spend lockdown. Well, lockdown has gone ...

#174 Your Money, This Week Budget 2021 special with guest Claer Barrett

05 Mar 2021

Contributed by Lukas

Your weekly digest of the biggest money stories from the last seven days, this week focusing on the 2021 UK Budget as announced by Chancellor Rishi Su...

#173 Pay less for your broadband (Money Makeover)

02 Mar 2021

Contributed by Lukas

A solo episode where I take you through the easy ways to bring down the cost of your broadband.   You can let Andy know what you think of the show a...

#172 Your Money, This Week: London's $$ millionaires, out of lockdown plans, Uber driver court win & more

26 Feb 2021

Contributed by Lukas

Your weekly digest of the biggest money stories from the last seven days. My guest is money coach Eileen Adamson. This episode features: Out of lockd...

#171 Ask Andy (answering listener questions)

23 Feb 2021

Contributed by Lukas

This week I'm sharing with you all a chat I had with one of you. Listener Eli won a competition at the start of 2021 to have an hour-long video chat w...

#170 Your Money, This Week: More job rescue packages, flexible working, scam text messages & more

19 Feb 2021

Contributed by Lukas

Your Money, This Week is my regular Friday bonus episode on the podcast that looks at the biggest personal finance and money news stories of the last...

#169 Does using Amazon less make a difference?

16 Feb 2021

Contributed by Lukas

In 2021 I'm cutting out all spending direct with Amazon. There are a few different reasons but worries about the high street and a desire for Amazon (...

#168 Your Money, This Week: Summer holidays cancelled, divided Britain, TV Licence & More

12 Feb 2021

Contributed by Lukas

No summer holidays? Covid's impact on our finances. TV Licence increase & more. Your Money, This Week is my regular Friday bonus episode on the podcas...

#167 Negative interest rates, plus the best bank & savings accounts

09 Feb 2021

Contributed by Lukas

This week on the show I'm looking at why people are worried about negative interest rates, plus my picks of the best current and savings accounts. Rea...

#166 Your Money, This Week: Klarna & BNPL, end of furlough, small energy firms & more

05 Feb 2021

Contributed by Lukas

Your Money, This Week is a new regular Friday bonus episode on the podcast that looks at the biggest personal finance and money news stories of the la...

#165 The best money apps for 2021

02 Feb 2021

Contributed by Lukas

This week on the show I'm looking at the apps I actually use on my phone. From the best banking and money tracking apps through to ones that will help...

#164 Your Money, This Week: Self-assessment, Contactless, GameStop, Chase Bank & more

29 Jan 2021

Contributed by Lukas

Your Money, This Week is a new regular Friday bonus episode on the podcast that looks at the biggest personal finance and money news stories of the l...

#163 Paying less for your TV and streaming bills (Money Makeover)

26 Jan 2021

Contributed by Lukas

This week it's another in my occasional money makeover series, this time looking at your TV bills - from premium satellite and cable services to the T...

#162 Your Money, This Week: Glasto cancelled, house prices & TikTok investing influencers

22 Jan 2021

Contributed by Lukas

Your Money, This Week is a new regular Friday bonus episode on the podcast that looks at the biggest personal finance and money news stories of the la...

#161 Bitcoin basics

19 Jan 2021

Contributed by Lukas

There's a huge amount of noise right now about bitcoin following the cryptocurrency reaching record heights - and then dropping back down. In this epi...

#160 Your Money, This Week: Free school meals, repossessions, energy prices & the living wage

15 Jan 2021

Contributed by Lukas

Your Money, This Week is a new regular Friday series on the podcast that looks at the biggest personal finance and money news stories of the last sev...

#159 Side Hustle Spotlight: Entering and winning competitions

12 Jan 2021

Contributed by Lukas

This week's episode is another in my occasional series looking at side hustles that can bring you in some extra cash. Could entering competitions help...

#158 Your Money, This Week: Homeschooling, stamp duty, price hikes and more

08 Jan 2021

Contributed by Lukas

This is the first of a regular Friday episode looking at the biggest personal finance and money news stories of the last seven days. I'm joined for th...

#157 The no-spend Lockdown challenge

05 Jan 2021

Contributed by Lukas

With the UK back under a strict lockdown there are once again a number of ways we can't spend our cash. It's frustrating, but it also makes it the per...

#156 The Brexit trade deal and your money

30 Dec 2020

Contributed by Lukas

We finally have a trade deal with the EU. It's taken four and a half years to get to this point, but it's good news whether you voted to remain or lea...

#155 Take control of your finances in 2021

22 Dec 2020

Contributed by Lukas

So we're not getting a clean slate to start the year as hoped, and the covid hangover will continue into 2021. But that doesn't mean you can't take st...

#154 Lessons from 2020 to help us in 2021

16 Dec 2020

Contributed by Lukas

This week I'm looking back at what we can take from 2020 to help our finances in 2021. To do this I'm joined by fellow podcasters Damian Fahy (Money t...

BONUS December 2020's best credit cards

13 Dec 2020

Contributed by Lukas

Here's your quick monthly roundup of the best credit card promotions and savings including 0% balance transfers, 0% purchases, 0% money transfers, cas...

#153 Your credit report questions answered

09 Dec 2020

Contributed by Lukas

I recently asked listeners of the show as well as followers of my blog and social channels to share the questions they have about credit report and cr...

BONUS December's best savings accounts

06 Dec 2020

Contributed by Lukas

Here's my monthly update on the changes in UK savings in December 2020 and the accounts with the highest interest right now. * Please do leave a revie...

#152 Are Premium Bonds worth it?

02 Dec 2020

Contributed by Lukas

A staggering 21 million people currently hold at least one Premium Bond, with the total fund approaching £100 billion! But with a recent cut to the p...

BONUS: December's best bank accounts

29 Nov 2020

Contributed by Lukas

Here's my monthly update on the best current accounts in the UK. In this December 2020 edition, I talk about a new switching offer from Virgin Money t...

#151 The best ways to pay

25 Nov 2020

Contributed by Lukas

Do you always use cards, or do you prefer cash? Are you likely to use services like Klarna or PayPal? What about gift cards and smartphones? I've take...

#150 How to get the best price when shopping online

18 Nov 2020

Contributed by Lukas

With lockdown measures forcing non-essential shops to close through England and some other parts of the UK, we're going to be doing most of our shoppi...

BONUS November 2020's savings accounts news

15 Nov 2020

Contributed by Lukas

Here's my monthly update on the changes in UK savings in November 2020 and the accounts with the highest interest right now. Including what happens wh...

#149 Fighting food poverty and helping foodbanks

11 Nov 2020

Contributed by Lukas

It's expected that record numbers of households are currently unable to afford basic essentials like food. A 61% increase is expected in demand for a ...

BONUS Best credit cards (November 2020)

08 Nov 2020

Contributed by Lukas

Here's your quick monthly roundup of the best credit card promotions and savings including 0% balance transfers, 0% purchases, 0% money transfers, cas...

#148 Lockdown 2 and your money

04 Nov 2020

Contributed by Lukas

As England goes back into a stricter lockdown for at least a month a raft of emergency financial measures such as furlough and payment holidays have b...

BONUS November's best bank accounts

01 Nov 2020

Contributed by Lukas

Here's my monthly update on the best current accounts in the UK. First up I talk about news HSBC could start charging fees for all its bank accounts, ...

#147 What happens when the payment holidays end?

28 Oct 2020

Contributed by Lukas

More than 4 million mortgage, credit card and loan payments have been deferred since the pandemic began, and though most have started repaying what th...

#146 Should we pay for fintech?

21 Oct 2020

Contributed by Lukas

With another new account from Monzo (this one at £15 a month) and Chip introducing a £1.50 monthly fee, is this a sign that we'll have to pay for fi...

BONUS October's Savings update

18 Oct 2020

Contributed by Lukas

Here's my monthly update on the changes in UK savings in October 2020 and the accounts with the highest interest right now. Plus, I look at whether ne...

#145 Slashing your energy bills (Money Makeover series)

14 Oct 2020

Contributed by Lukas

With everyone being at home more in 2020 and probably 2021 we're using a lot more energy - and our bills will increase as a result. So it's vital to ...

BONUS Best credit cards (October 2020)

11 Oct 2020

Contributed by Lukas

Here's your quick roundup of the best credit card promotions and savings including 0% balance transfers, 0% purchases, 0% money transfers, cashback, t...

#144 Are you really making a saving?

07 Oct 2020

Contributed by Lukas

This week I'm joined by Timi Merriman-Johnson (aka Mr Money Jar) to talk about the special offers that make us think we're saving money but are really...

BONUS The best bank accounts (October 2020 Update)

04 Oct 2020

Contributed by Lukas

Here's your October update on the best current accounts for you and your money.  Changes this month impact anyone with a TSB Classic Plus, Club Lloyd...

#143 The rules of the side hustle

30 Sep 2020

Contributed by Lukas

Time for another Side Hustle Spotlight episode, and this time I'm joined by blogger Laura Dempster to share our five rules you need to follow when se...

#142 The hidden harm of your bank and pension

23 Sep 2020

Contributed by Lukas

If you're someone who's concerned about the climate crisis, injustice in society and other ethical issues, you probably do something to mitigate it. Y...

BONUS Best savings accounts (September 2020 update)

20 Sep 2020

Contributed by Lukas

How to get the highest paying interest rates on your savings in easy access and regular saver accounts in September 2020. Don't forget to join the Cas...

#141 Paying yourself first w/ guest Pete Matthew

16 Sep 2020

Contributed by Lukas

This week I'm joined by Pete Matthew, a financial advisor and the host of the UK finance podcast Meaningful Money. We talk about the concept of paying...

BONUS Best credit cards (September 2020)

13 Sep 2020

Contributed by Lukas

Here's your quick roundup of the best credit card promotions and savings including 0% balance transfers, 0% purchases, 0% money transfers, cashback, t...

#140 Money Makeover: Mobile phones & bills

09 Sep 2020

Contributed by Lukas

Every month I'm going to take a look at a key expense and show you how to reduce how much you spend. This week, ahead of the new Apple iPhone launch n...

BONUS Best bank accounts (September 2020)

06 Sep 2020

Contributed by Lukas

Get a free £100 for switching to one of two banks. I'm trying out a new bonus episode of the podcast where I'll take you through the best accounts fo...

#139 The real cost of fast fashion

03 Sep 2020

Contributed by Lukas

This month marks both London Fashion Week and Oxfam's #SecondHandSeptember campaign so it feels like a good time to talk about why fast fashion cloth...

#138 Consumer pet hates with guest Matt Allwright

26 Aug 2020

Contributed by Lukas

This week TV's Matt Allwright (Watchdog, Rogue Trader, The One Show) joins me to talk about his new book - The Consumer Survival Guide - as well as di...

#137 Fiverr (Side Hustle Spotlight)

19 Aug 2020

Contributed by Lukas

Every month I'm going to look in detail at a side hustle to earn you some extra cash on top of your 9-5 or to help make up for any lost earnings. This...

#136 UK officially in recession: What it means

12 Aug 2020

Contributed by Lukas

So the latest figures show that the UK economy is officially in recession, with a whopping 20.4% contraction in the last quarter. In this week's episo...

#135 Going Self-employed

05 Aug 2020

Contributed by Lukas

With more people facing redundancy or starting their own side-hustles it's important to know just what going self-employed entails. I've been joined b...

#134 What to expect from redundancy

29 Jul 2020

Contributed by Lukas

With more job losses announced every day, and many more likely to happen as furlough begins to tail off, there's talk of 10% unemployment this year. ...

#133 Do you really need income protection?

22 Jul 2020

Contributed by Lukas

If you were too ill to work or died suddenly, how would your family pay the bills? This week I'm joined by my friend Kara Gammell, a personal finance ...

#132 Your money personality

15 Jul 2020

Contributed by Lukas

I've been joined this week by friend and money coach Catherine Morgan to talk about money personalities. * Please do leave a review and rating if this...

#131 The Summer Statement - Stamp Duty, VAT cuts, Job Retention bonus and more

08 Jul 2020

Contributed by Lukas

Find out how the government's latest financial plans will impact you - including measures to get us spending money in leisure and hospitality business...

#130 Are freebies really free?

01 Jul 2020

Contributed by Lukas

I've very mixed feelings about freebies or heavily discounted trials. On one hand, I love them - who wouldn't, you get something for free. One the oth...

#129 Using your money to make a difference

24 Jun 2020

Contributed by Lukas

From the climate crisis to Black Lives Matter to struggling high streets, it's all very well liking a post on social media to show your support for a ...

#128 Back to the high street & your consumer rights

17 Jun 2020

Contributed by Lukas

This week lockdown begins to ease further with the non-essential shops reopening across the UK. I've taken a look at how things are working and whethe...

#127 What to do with your spare cash (Lockdown Money Live part 2)

10 Jun 2020

Contributed by Lukas

During lockdown, those that are still working are likely spending a lot less than normal. There's no commuting, no holidays, no nights out, no childca...