Cash Chats UK Money & Personal Finance podcast

#112 How to be ethical and money saving

26 Feb 2020

Contributed by Lukas

I want to make better ethical decisions when spending money, but I sometimes come up short. Though I boycott brands like Nestle and Sports Direct whil...

#111 Is it worth saving?

19 Feb 2020

Contributed by Lukas

This week we've seen some of the top paying and most popular savings accounts cut their rates at the same time that inflation has hit a six month high...

#110 Your forgotten cash

12 Feb 2020

Contributed by Lukas

This week Tesco revealed how there are £17 million worth of Clubcard vouchers due to expire at the end of February. People have had the points for tw...

#109 Do you really need to switch bank?

05 Feb 2020

Contributed by Lukas

This week on the podcast Andy looks into whether you actually need to switch bank. Though there are certainly benefits for moving your banking, from h...

#108 Cutting the cord on Sky and Virgin TV

29 Jan 2020

Contributed by Lukas

If you get your TV via Sky or Virgin Media then you're paying far more money than you need to. It's possible to dramatically cut how much you pay and ...

#107 The money apps I actually use

22 Jan 2020

Contributed by Lukas

There are hundreds of apps designed to help you save, make or better manage your money - but which are the best? Andy is joined by his friend Jordon C...

#106 Clearing your credit and store card debts

15 Jan 2020

Contributed by Lukas

Mid-January is one of the peak times for people applying for balance transfer credit cards. In this episode Andy has explored how you can clear your c...

#105 Booking a holiday

08 Jan 2020

Contributed by Lukas

January is peak holiday booking time, with "early bird" deals tempting people to book now and have something to look forward to during the dark winter...

#104 Was 2019 good for your money?

18 Dec 2019

Contributed by Lukas

With the year (and the decade!) over, Andy has looked back at the big personal finance topics of the year to see whether it's been good or bad for you...

#103 Should you buy now and pay later?

12 Dec 2019

Contributed by Lukas

0% interest finance isn't new. For a set period you can borrow money - usually for a large expense - and as long as you pay it off you don't get charg...

#102 Is it the thought that counts?

04 Dec 2019

Contributed by Lukas

A bad present, either because it's not been thought through or it's just a lazy purchase, is one of the worst wastes of money as there's every chance ...

#101 Black Friday Reality Check

27 Nov 2019

Contributed by Lukas

Can you really get a bargain in the Black Friday sales? A report this week claimed only one in five Black Friday deals were at their cheapest on that ...

#100 How to get hundreds of pounds of cash for free

20 Nov 2019

Contributed by Lukas

This week, to celebrate 100 episodes, I'm going to share with you some easy ways to get free money. No faffing around with filling in surveys. No buyi...

#99 Getting the best price

13 Nov 2019

Contributed by Lukas

Getting the best price is much easier when you know how to compare prices, check price history, use price matching and set price alerts. In this week'...

#98 How cashback sites work

06 Nov 2019

Contributed by Lukas

One of the easiest ways to make some extra cash is to shop via cashback websites. In the last six years, I've made more than £4,000 using the main si...

#97 Supermarket Loyalty Schemes

31 Oct 2019

Contributed by Lukas

There have been some big changes to the world of supermarket loyalty schemes. First Nectar added extra ways to earn points at Sainsbury's, and now Tes...

Deals of the week 24th October 2019

24 Oct 2019

Contributed by Lukas

Free pumpkins, 20% off kids bikes, Star Wars ticket deals, 25% off wine, free Gourmet Society trial, Sky Sports pass offer, Morrisons 3% boost and mor...

#96 Your money in the countdown to Christmas

21 Oct 2019

Contributed by Lukas

We're less than 10 weeks away from Christmas. That might seem like a long time, but it'll creep up on you faster than you think – meaning it's a goo...

#95 The best cashback credit cards

14 Oct 2019

Contributed by Lukas

If you manage them right, a cashback credit card can be the best weapon you have in your wallet to boost your income. Here Andy shares when you should...

#94 Where to put your savings

07 Oct 2019

Contributed by Lukas

In recent weeks and months, savings rates have been cut from 5% to 3% at TSB and 3% to 1% at Tesco, 5% Regular Savers have been axed at Nationwide, Fi...

Deals of the week 3rd October 2019

03 Oct 2019

Contributed by Lukas

This week Andy shares how you can - Get £125 and six free cinema tickets - Find the cheapest copy of Philip Pullman's The Secret Commonwealth - Earn...

#93 FIRE (Financially Independent Retire Early)

30 Sep 2019

Contributed by Lukas

This week Andy has been joined by his money blogging friend Ken Okoroafor. Ken is a keen advocate of the FI and FIRE movements where people work hard ...

Deals of the week 26th September 2019

26 Sep 2019

Contributed by Lukas

Save on toys, beauty products, cinema tickets, supermarket shopping and more. This week Andy's spotted nine top deals and offers you might want to tak...

#92 Does it matter if cash is dying

23 Sep 2019

Contributed by Lukas

Cash is no longer king. It's dying. New figures show 80% of sales are with a debit or credit card. Debit cards are most popular - 57% of sales accordi...

Deals of the week 19th September 2019

19 Sep 2019

Contributed by Lukas

This week, Andy shares deals about - A Christmas savings card hack - A free 90-day Tastecard trial - 75p Chocolate Oranges - Reduced to clear ice crea...

#91 Why you need more than one bank account

16 Sep 2019

Contributed by Lukas

If you've only one bank account you not only run the risk of being locked out of your money, but you could be missing out on free cash and higher inte...

Deals of the week 12th September 2019

12 Sep 2019

Contributed by Lukas

Andy's back with savings on iPhones, The Handmaid's Tale sequel, free Amazon credit and more. The big news this week was the unveiling of some very ex...

#90 How we shop

09 Sep 2019

Contributed by Lukas

This week's episode is a little different, as Andy is joined around a table with fellow money bloggers to chew the fat on how we shop. It's a universa...

Deals of the Week 5th September 2019

05 Sep 2019

Contributed by Lukas

This week Andy has news of: A big Tesco promotion for Clubcard members How to get £5 vouchers at M&S and H&M A new £150 bank switching bonus Massiv...

#89 Second-hand September

02 Sep 2019

Contributed by Lukas

This month the charity Oxfam is encouraging us to stop buying new clothes and just shop second-hand in September. The reason? Well there are a few, bu...

Deals of the Week 29th August 2019

29 Aug 2019

Contributed by Lukas

The best deals you can get right now – get them before they go! This week find out how to: Get an Amazon Echo for £55 How students can save at App...

Deals of the week 22nd August 2019

22 Aug 2019

Contributed by Lukas

This week Andy Webb brings you seven hot money saving offers and deals from the last seven days. This week find out how to: - See a film for "free" th...

#88 Digital banks

19 Aug 2019

Contributed by Lukas

Monzo, Starling, Revolut and others are part of a new raft of digital banks you can only open and manage from your smartphone. They're becoming increa...

Deals of the week 15th August 2019

14 Aug 2019

Contributed by Lukas

Andy Webb brings you five hot deals from the last seven days. This week find out how to Watch Quentin Tarantino's Once Upon A Time In Hollywood AND t...

#87 What an overdraft really costs you

12 Aug 2019

Contributed by Lukas

Andy is joined by Sara Williams from the Debt Camel blog to discuss why an overdraft could be costing you more than you expect, and how changes on the...

Deals of the week 8th August 2019

08 Aug 2019

Contributed by Lukas

Andy Webb has been hunting for more special offers and deals to save you cash. This week: Save at the cinema every day of the week with a Tastecard F...

#86 Spend less on the new football season

05 Aug 2019

Contributed by Lukas

The 2019/20 football season has begun! But being a fan isn't cheap. In this episode money-saving geek Andy Webb has had a look at how you can cut the ...

Deals of the week August 1st 2019

01 Aug 2019

Contributed by Lukas

Andy is always searching for the best money-saving deals and offers, and in this weekly bonus episode, he shares some of the key ones from the last se...

#85 Holiday money

29 Jul 2019

Contributed by Lukas

If you're going away this summer Andy shares what you need to do to get the best exchange rate possible. From which credit and debits cards are good t...

Deals of the week July 24th 2019

24 Jul 2019

Contributed by Lukas

Andy Webb shares the top offers and deals you need to grab before they are gone, including £1.25 movie rentals and £2.50 purchases, including Capta...

#84 Your last chance for PPI refunds

22 Jul 2019

Contributed by Lukas

Andy is joined by Naomi Willis from Skint Dad to talk about the impending PPI refund deadline. There are just weeks left before the window to claim fo...

Deals of the week July 18th 2019

18 Jul 2019

Contributed by Lukas

This week's bonus episode of the latest deals and offers Andy has spotted this week includes: £18 Alton Towers tickets Free ice cream Amazon Pantry ...

Deals of the week July 11th 2019

11 Jul 2019

Contributed by Lukas

The hottest money saving offers and deals in the UK each week from money geek Andy Webb. This week Andy's spotted the following: £20 off Amazon Prim...

Deals of the week July 3rd 2019

03 Jul 2019

Contributed by Lukas

This week Andy shares loads of freebies from ice cream to pints of the black stuff! Tune in to find out how to get  £120 from Barclays £1.50 off a...

Deals of the week June 26th 2019

26 Jun 2019

Contributed by Lukas

Deal detective Andy Webb shares the hottest offers and sales from the last week - with many due to end this weekend. Listen in for more on 90p movie ...

Deals of the week June 20th 2019

20 Jun 2019

Contributed by Lukas

This week's hot deals from money geek Andy Webb include: Your last chance to get up to 5% interest on savings app Chip How to get six free cinema tic...

Deals of the week June 13th 2019

13 Jun 2019

Contributed by Lukas

In this week's bonus episode, Andy shares 5 top deals including: How to get two Legoland tickets for £23 Where to get a third off an Apple Macbook W...

Deals of the week 6th June 2019

06 Jun 2019

Contributed by Lukas

This week Andy shares five hot deals that'll save you a packet, including: How to save 4% on Netflix subscriptions every time Get £20 + off at Very ...

Deals of the week 29th May 2019

29 May 2019

Contributed by Lukas

More quick fire offers and savings for this week from Andy Webb including: How to watch Liverpool vs Tottenham in the Champions League Final on BT Sp...

Deals of the week 22nd May 2019

22 May 2019

Contributed by Lukas

This week's hottest offers as found by money geek Andy Webb include: £175 switching bonus from HSBC Free cinema tickets with packs of sweets and cho...

Deals of the Week 16th May 2019

16 May 2019

Contributed by Lukas

This week's quickfire deals include: An Odeon ticket and £10 movie rental credit for under £6 A bargain £255 Samsung TV Flight flash sale on route...

Deals of the Week 9th May 2019

09 May 2019

Contributed by Lukas

The deals you don't want to miss, including    £15.98 Echo Dot speaker trick from Amazon £50 discount for Amazon Business accounts Big discounts ...

#83 Save money at the cinema

14 Apr 2019

Contributed by Lukas

This week I'm talking about going to the cinema. I love watching films on the big screen but it doesn't always come cheap. Still, I manage to pay arou...

Deals of the week 11th April 2019

11 Apr 2019

Contributed by Lukas

This week's deals include: How to get paid to watch the new series of Game of Thrones Smart home bargains in the Amazon spring sale (and how to check...

#82 Happy New Financial Year

07 Apr 2019

Contributed by Lukas

It's the start of a new tax year and with it are a fair few changes to your finances. Here's a quick run through of the major things you need to know....

Deals of the week 4th April 2019

04 Apr 2019

Contributed by Lukas

The latest bitesize podcast with five top deals you need to grab before they are gone. This week: A cinema ticket a week for £9.99 a month with Mubi...

#81 Do you need an ISA?

01 Apr 2019

Contributed by Lukas

As we approach the end of the financial year and the start of the new one, banks and building societies are pushing ISAs hard. Newspapers are full of ...

Deals of the week 28th March 2019

28 Mar 2019

Contributed by Lukas

Another mini-episode of the podcast with some hot deals that'll be gone before you know it. This week's featured deals: £10 back at Boots  Free cho...

#80 Should you pay the TV Licence fee?

23 Mar 2019

Contributed by Lukas

Does paying to watch normal TV represent good value for money? And if not, do you have to pay the Licence Fee? Over the next few weeks, quite a few bi...

Deals of the week 21st March 2019

21 Mar 2019

Contributed by Lukas

A new extra minipod with the best offers and deals you can get right now. This week: How you can get a Google Home Mini smart speaker for free, £5...

#79 My 14 current accounts

15 Mar 2019

Contributed by Lukas

Are you still with the same bank you joined when you first got an account? Chances are that's the case, or perhaps you've switched once, maybe twice. ...

#78 Your Money MOT

06 Mar 2019

Contributed by Lukas

In this week's episode, I want to take you through a simple money warm-up. You can make sure everything is working ok with your finances before you st...

#77 Should you be stockpiling food?

28 Feb 2019

Contributed by Lukas

Welcome back to Cash Chats! After a bit of a break, this is the first episode of 2019 and I've looked at stockpiling. In part this is due to fears cau...

#76 Your refund rights if you change your mind

05 Dec 2018

Contributed by Lukas

We've all made that impulse purchase that turns out to be not such a great idea. Sometimes we realise too late and we're stuck with it. But if you kno...

#75 How to win at Black Friday

20 Nov 2018

Contributed by Lukas

With days to go until Black Friday, I've shared my top tips to help you bag a bargain in these huge annual sales. Now there's obviously some cynicism ...

#74 Are luxury advent calendars a rip off?

12 Nov 2018

Contributed by Lukas

I'm joined by Cora Harrison to see whether posh advents for adults are worth the money. Festive advent calendars have changed. When you open the windo...

#73 The energy price cap explained

06 Nov 2018

Contributed by Lukas

A cap on how much electricity and gas costs seems a good idea - and it is. But it's not as simple as saying everyone is going to pay less.  In this e...

#72 Pay less for your broadband

23 Oct 2018

Contributed by Lukas

In this episode of the podcast you can find out how to pay less for your internet. This week I haggled an extra £8 a month off my monthly broadband c...

#71 Where to put your savings

17 Oct 2018

Contributed by Lukas

This week I'm sharing where I think the best places are to put cash savings. With two new savings accounts offering 1.5% (Marcus by Goldman Sachs & th...

#70 Mental health & money with guest Charlotte Burns

10 Oct 2018

Contributed by Lukas

Often people think of mental health in relation to serious conditions such as bipolar or depression, but it's something we should all consider - not j...

#69 Your Christmas money checklist

02 Oct 2018

Contributed by Lukas

How to make sure you get the best value for money on Christmas travel, gifts, decorations and food and drink. We're just 12 weeks away from Christmas....

#68 Death of the high street: What next for John Lewis, Debenhams and House of Fraser?

18 Sep 2018

Contributed by Lukas

Is this the end of Debenhams, House of Fraser and John Lewis? And what do their struggles mean for customers? We've had all three major department sto...

#67 How to save hundreds on your mobile phone bill

04 Sep 2018

Contributed by Lukas

This week on the podcast I share how to cut your mobile phone bill to around a tenner, and other ways to bring down how much you pay. Not many of us ...

Ep66 The interest rate rise and your savings

22 Aug 2018

Contributed by Lukas

This week I talk about the recent interest rate and how it will affect you, mainly in terms of the return you can get on your savings. The Bank Of Eng...

Ep65 Smart meters, smart tech and Prime Day review

23 Jul 2018

Contributed by Lukas

With news that smart meters will probably only save you £11 a year, I've looked at what they do and why I think you should wait. Plus a look back at ...

Ep64 How to pay on holiday

09 Jul 2018

Contributed by Lukas

Part two of my summer holiday specials, this time looking at the cheapest ways to pay when overseas, whether that's by cash or card. Read more at http...

Ep63 Fast Fashion

27 Jun 2018

Contributed by Lukas

In this week's episode I've looked at fast fashion. Yes it's cheap, but when you factor in quality it can sometimes work out better value to spend mor...

Ep62 My holiday prep checklist

18 Jun 2018

Contributed by Lukas

Oversized luggage, inadequate insurance and expired visas are just some of the ways I've been caught out on holiday. Avoid these and other mistakes by...

Ep61 What's wrong with the high street?

31 May 2018

Contributed by Lukas

The high street has been back in the news with M&S and Carphone Warehouse the latest to announce massive store closures, and a survey from Which? reve...

Ep60 - Wedding savings for guests and couples

16 May 2018

Contributed by Lukas

Wedding season well and truly kicks off this weekend, so I wanted to talk about the ways you can avoid spending a fortune, both as a guest and if you'...

Ep59 - Ask Andy inc old clothes for vouchers, credit cards and GDPR

25 Apr 2018

Contributed by Lukas

Another Ask Andy special where I answer your questions. This time I tackle the H&M clothes recycling scheme, paying off credit card debts and why you'...

Ep58 How I get the best value on tech and appliances

18 Apr 2018

Contributed by Lukas

Sometimes shopping around to save a few quid isn't worth the time. But when you're spending hundreds of quid you can make some big savings - if you pu...

Ep57 The companies keeping your money

11 Apr 2018

Contributed by Lukas

Companies are happy to take our cash, but it's sometimes a different story when they owe us money. This week on the podcast I share how I've had to ch...

Ep56 The new financial year

05 Apr 2018

Contributed by Lukas

April 6th sees the start of the new financial year, and with it some changes to the money you bring home, and the cost of things you buy. In this week...

Ep55 Couponing w/ guest Jordon Cox

28 Mar 2018

Contributed by Lukas

I've never been 100% convinced by couponing, so I asked Coupon Kid Jordon Cox to join me on the podcast this week and convince me it's worth the time ...

Ep54 The big chocolate rip-off

21 Mar 2018

Contributed by Lukas

As someone who is passionate about getting the best value for money, I've got issues with Easter. Easter eggs specifically. Nowhere else are manufactu...

Ep53 Ask Andy: Childcare Vouchers, LISAs and bank switching

07 Mar 2018

Contributed by Lukas

I'm answering your questions this week on the podcast, including changes to Childcare Vouchers, Lifetime ISAs vs Help to Buy ISAs, and exactly how ba...

Ep52 Best ways to save at the cinema

01 Mar 2018

Contributed by Lukas

I love going to the cinema, but I hate paying full price which can easily hit £15 or more. So I've hunted out the best savings which I've shared in t...

Ep51: Are you paying too much for your Council Tax?

20 Feb 2018

Contributed by Lukas

There's a good chance your Council Tax bill will be bigger from April 2018, so I've taken a look at the ways you can potentially save some money - and...

Ep50: Battle of the supermarkets

13 Feb 2018

Contributed by Lukas

We've all got different reasons for picking the supermarket we shop in. It could be price, it could be quality, it could just be whichever is nearest....

Ep49 Ask Andy inc what to do with unused credit cards, plus Monzo, Nectar & O2 Priority

07 Feb 2018

Contributed by Lukas

It's been a while since I've tackled the questions you've sent me via email, Twitter and through comments on the blog, so I picked four of the recent ...

Ep48 Escape the 9-5 rat race w/ guest Ravi Rajani

30 Jan 2018

Contributed by Lukas

Get your money in shape so you can start working on your dream job. Five years ago I knew I want to do something different, something outside the norm...

Ep47 Are you getting the most from your bank account?

24 Jan 2018

Contributed by Lukas

Banking is boring, right? Well, it doesn't have to be! I've made thousands of pounds over the last four and bit years by making sure my back account ...

Ep46 Sticking to money resolutions and goals w/ guests Faith Archer and Jane Wallace

17 Jan 2018

Contributed by Lukas

Did you set a money resolution at the start of the year? We're at that point where willpower starts to falter and all our best intentions are forgotte...

Ep45 Beat debt and take back control

09 Jan 2018

Contributed by Lukas

If you're worried about your lack of savings or are looking over your shoulder at mounting debts it's time to take action. In this episode I share how...

Ep44 How you can be clever with your cash in 2018

03 Jan 2018

Contributed by Lukas

In the first episode of the podcast's second season I want to share how being clever with your cash can save you a huge amount of money this year. Whe...

Ep43 Do you really save money in the sales?

20 Dec 2017

Contributed by Lukas

With the big end of year sales already underway in some shops, this episode is focused on whether you're actually likely to save money if you buy now,...

Ep42 The energy comparison con

12 Dec 2017

Contributed by Lukas

The savings that show up on energy comparison sites might not be true. With the cold snap, I'd be amazed if you didn't put the heating on. And doing t...

Ep41 Christmas gifts w/ guest Emma Drew, Katy Stevens and Nikki Ramskill

06 Dec 2017

Contributed by Lukas

With Christmas Day rapidly approaching I've invited money bloggers Emma Drew, Katy Stevens and Nikki Ramskill to chat about buying Christmas gifts. We...

Ep40 Your shopping consumer rights with "Complaining Cow" Helen Dewdney

28 Nov 2017

Contributed by Lukas

Ever bought something you don't like, or received an item that's damaged? Do you know your rights? In this consumer rights special of Cash Chats I tal...