Andy is joined by Sara Williams from the Debt Camel blog to discuss why an overdraft could be costing you more than you expect, and how changes on the way to simplify charges could be good or bad news for your bank balance. Plus, a few ways to bring down your overdraft. FURTHER READING: Sara blogs at Debtcamel.co.uk. Here are a few of her articles on overdrafts: Overdrafts – a hard type of debt to clear Will new rules on overdraft fees help you? Will simpler mean lower? ABOUT CASH CHATS Cash Chats is presented by money blogger and broadcaster Andy Webb. Andy runs the award-winning website Be Clever With Your Cash, presents Channel 5's Shop Smart Save Money and founded the community ukmoneybloggers.com. To contact Andy email [email protected] ANDY ON SOCIAL @AndyCleverCash twitter.com/AndyCleverCash instagram.com/andyclevercash

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“What did the council decide on item 42?” — answered with the speaker and the moment.

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