Carrie Joy Grimes, Founder & CEO of WorkMoney, joins Clint Betts for a conversation on the shrinking middle class, the future of the American Dream, and how collective bargaining power could reshape the economy for everyday people.WorkMoney has grown to more than 9 million members by helping Americans save money, lower bills, access discounts, and better navigate an increasingly difficult financial system. In this episode, Carrie explains why so many people feel financially stuck — and what can actually be done about it.The conversation explores AI, economic inequality, remote work, monopolies, and why the next generation faces a dramatically different financial reality than previous generations.00:00:00 - Introduction and Guest Welcome00:00:10 - Founding of WorkMoney00:00:25 - Mission and Vision of WorkMoney00:01:14 - Economic Inequality and Wealth Transfer00:02:04 - Challenges for the Next Generation00:02:41 - WorkMoney's Membership and Scale00:03:22 - Negotiating for Members' Benefits00:03:33 - Impact of AI on Jobs and Economy00:04:11 - Personal Financial Struggles and Housing Market00:05:03 - Economic Challenges Over the Decades00:06:18 - Capitalism and Wealth Distribution00:07:00 - Rand Corporation Study on Income00:08:37 - WorkMoney's Response to COVID-1900:09:41 - Empowering Individuals Through Collective Action00:10:53 - Personal Definitions of a Good Life00:12:06 - Nonprofit vs. For-Profit Structure00:13:23 - Growth and Member Engagement00:14:52 - Remote Work and Organizational Culture00:16:35 - Advantages of Remote Work00:16:55 - A Day in the Life of the CEO00:19:33 - How to Become a WorkMoney Member00:20:04 - Negotiating on Behalf of Members00:22:05 - Future Plans for Negotiation Services00:24:26 - Revenue Model and Philanthropy00:27:09 - Role of AI in WorkMoney00:28:28 - Reading Recommendations00:31:46 - Reflecting on Who Gave a Chance00:34:25 - Closing Remarks and GratitudeIf you’re interested in leadership, economic mobility, AI, public policy, or the future of work and money, this is a conversation you won’t want to miss.

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