Cheques and Balances
Episodes
Ep. 60 Crypto Part 1 - The history of Cryptocurrency
28 Mar 2022
Contributed by Lukas
Join James and Mike in this week's episode of Cheques & Balances as they discuss crypto. They are joined by James Cochrane a crypto law expert and...
Ep. 59 The Secret Problem
20 Mar 2022
Contributed by Lukas
Join James and Mike in this week's episode of Cheques & Balances as they discuss The Secret Problem. They are joined by Ben Brinkerhoff who is Hea...
Ep. 58 Science of regret. What do people regret the most in life? How do you give your money purpose?
13 Mar 2022
Contributed by Lukas
Join James and Mike in this week's episode of Cheques & Balances as they discuss the science of regret. They are joined by Ben Brinkerhoff who is ...
Ep. 57 Goal based planning
06 Mar 2022
Contributed by Lukas
Join James and Mike in this week's episode of Cheques & Balances as they discuss goal based planning. They are joined by Ben Brinkerhoff who is He...
Ep. 56 You can't put a number on happiness
27 Feb 2022
Contributed by Lukas
Join James and Mike in this week's episode of Cheques & Balances as they discuss why you can't put a number on happiness. They are joined by Ben B...
EP. 55 Why can't I get a mortgage now?
21 Feb 2022
Contributed by Lukas
Join James and Mike in this week's episode of Cheques & Balances as they discuss the reasons behind why it's so hard to get a mortgage. What is th...
EP.54 Why are the markets dropping? What do you do with your investments?
15 Feb 2022
Contributed by Lukas
Join James and Mike in this week's episode of Cheques & Balances as they discuss the reasons behind why the markets are dropping. Do you buy or se...
EP.53 What are the things to consider before buying into a company? | Cheques and Balances Podcast
29 Jan 2022
Contributed by Lukas
Join James and Mike in this week's episode of Cheques & Balances as they are joined once again by property guru and Managing Director of Lighthous...
EP. 52 What to do if you're priced out of the property market? Alternative options for investing
18 Jan 2022
Contributed by Lukas
Join James and Mike in this week's episode of Cheques & Balances as they are joined once again by property guru and Managing Director of Lighthous...
EP. 51 What are the Resource Management Act (RMA) Changes? How will the RMA changes impact property prices?
12 Jan 2022
Contributed by Lukas
Join James and Mike in this week's episode of Cheques & Balances as they are joined once again by property guru and Managing Director of Lighthous...
Common GST Questions Accountants are asked about Property | Do you pay GST on Air BnB income?
29 Dec 2021
Contributed by Lukas
Join James and Mike in this week's episode of Cheques & Balances as they are joined once again by property guru and Managing Director of Lighthous...
EP. 49 Should you have a financial plan? The benefits of implementing a financial plan for your future
20 Dec 2021
Contributed by Lukas
Join James and Mike in this week's episode of Cheques & Balances as they are joined once again by property guru and Managing Director of Lighthous...
EP.48 The deposit needed for your first home | Low deposit lending for new builds
15 Dec 2021
Contributed by Lukas
Join James and Mike in this week's episode of Cheques & Balances as they are joined once again by property guru and Managing Director of Lighthous...
EP.47 The top five mistakes people make moving into retirement | Easy steps to maximise your situation
07 Dec 2021
Contributed by Lukas
Join James and Mike in this week's episode of Cheques & Balances where they discuss the new shared property ownership scheme. They are joined once...
EP.46 Are you in good shape for retirement? Important tips for preparing your retirement
01 Dec 2021
Contributed by Lukas
Join James and Mike in this week's episode of Cheques & Balances where they discuss the new shared property ownership scheme. They are joined once...
EP.45 What is the future of KiwiSaver? | Why is KiwiSaver so important for retirement?
26 Nov 2021
Contributed by Lukas
Join James and Mike in this week's episode of Cheques & Balances where they discuss the new shared property ownership scheme. They are joined once...
EP. 44 Should you DIY invest or use an Advisor?| Pros and cons of using an investment platform
23 Nov 2021
Contributed by Lukas
Join James and Mike in this week's episode of Cheques & Balances where they discuss the new shared property ownership scheme. They are joined by t...
EP. 43 Why is it getting harder to borrow money from the bank? What do the Responsible Lending Changes mean for you?
17 Nov 2021
Contributed by Lukas
In this week's episode of Cheques & Balances, James Blair and Michael Vincent discuss What are the responsible lending Code Changes, What is the p...
EP. 42 How Much Do You Need In Retirement?| Can you rely on New Zealand Superannuation in retirement?
14 Nov 2021
Contributed by Lukas
In this week's episode of Cheques & Balances, James Blair and Michael Vincent discuss how much do you need in retirement, can you rely on New Zeal...
EP.41 What is the new Government Shared Ownership Scheme | How will it help first home buyers?
09 Nov 2021
Contributed by Lukas
Join James and Mike in this week's episode of Cheques & Balances where they discuss the new shared property ownership scheme. They are joined once...
EP.40 Should you invest in gold | Pros and cons of investing in precious metals | Gold returns vs S&P 500
04 Nov 2021
Contributed by Lukas
In this week's episode of Cheques & Balances, James Blair and Michael Vincent discuss should you invest in gold, the pros and cons of investing in...
EP.39 What would you do if you won $42m? | Pokeno lottery jackpot |How to invest lottery winnings
29 Oct 2021
Contributed by Lukas
In this week's episode of Cheques & Balances, James Blair and Michael Vincent discuss the recent Pokeno lottery Jackpot last week which begs th...
EP.38 What does 4.9% inflation mean for you?| Consequences of historically high inflation on the economy
21 Oct 2021
Contributed by Lukas
In this week's episode of Cheques & Balances, James Blair and Michael Vincent discuss what does 4.9% inflation mean for you and the consequences o...
EP.37 New Property Tax Changes Explained | Loop Holes Explained | What Constitutes a New Build Investment?
14 Oct 2021
Contributed by Lukas
Join James and Mike in this week's episode of Cheques & Balances as they are joined once again by property guru and Managing Director of Lighthous...
EP.36 The five D's of DIY investing| World investor week| Tips for a 'do it yourself' investment strategy
14 Oct 2021
Contributed by Lukas
In this week's episode of Cheques & Balances, James Blair and Michael Vincent discuss the five D's of DIY investing, world investor week, and tips...
EP.35 Should You invest while paying down your mortgage? | Maximising the sprint
07 Oct 2021
Contributed by Lukas
In this week's episode of Cheques & Balances, James Blair and Michael Vincent discuss a common question asked by our clients, should you invest wh...
EP.34 Should you purchase a property with a friend or family member? How to structure a property venture
05 Oct 2021
Contributed by Lukas
In this week's episode of Cheques & Balances, James Blair and Michael Vincent discuss should you purchase a property with a friend or family membe...
EP. 33 What is a Financial Advisor? | How can a Financial Advisor help you?
29 Sep 2021
Contributed by Lukas
Join James Blair and Michael Vincent in their weekly podcast Cheques & Balances. In this week's episode, we discuss what is a Financial Advisor, h...
EP. 32 Evergrande Crisis Explained | Will China Bail Out Evergrande? Chinese Lehman Brothers
23 Sep 2021
Contributed by Lukas
In this week's episode of Cheques & Balances, James Blair and Michael Vincent discuss the current situation regarding the Chinese property develop...
EP. 31 What is a mortgage broker? | How can a they help you | Pros and Cons of a mortgage broker
20 Sep 2021
Contributed by Lukas
Join James Blair and Michael Vincent in their weekly podcast Cheques & Balances. In this week's episode, we discuss what is a mortgage broker, how...
EP. 30 What is the sprint? | How to maximise your financial position leading into retirement
16 Sep 2021
Contributed by Lukas
Join James Blair and Michael Vincent in their weekly podcast Cheques & Balances. In this week's episode, we discuss the sprint, how to maximize yo...
EP. 29 Tips for Business Owners During Lockdown | How Business Owners can prepare for future lockdowns
14 Sep 2021
Contributed by Lukas
Join James and Mike on this weeks episode of Cheques & Balances, where they are joined by Business Accountant Andrew Higgs. It has been incredibly...
EP. 28 The future of finance | What is open banking? | What will the roles of banks be in the future?
09 Sep 2021
Contributed by Lukas
Join James Blair and Michael Vincent of Lighthouse Financial Services in their weekly podcast Cheques & Balances. In part two of this week's episo...
EP. 27 CEO & Founder of PocketSmith Jason Leong | Different ways to budget | The story of PocketSmith | AfterPay
08 Sep 2021
Contributed by Lukas
Join James Blair and Michael Vincent of Lighthouse Financial Services in their weekly podcast Cheques & Balances. In this week's episode, we're jo...
EP. 26 Top 5 tips for Lockdown | How to make the most of your lockdown from a financial perspective
01 Sep 2021
Contributed by Lukas
In this week's episode of Cheques & Balances, James Blair and Michael Vincent discuss their top 5 tips for lockdown. In this week's episode, we sh...
EP.25 Our Predictions - Cryptocurrency to the floor | Housing market boom to continue | Sharp interest rate rises
25 Aug 2021
Contributed by Lukas
Join James Blair and Michael Vincent in their weekly podcast Cheques & Balances. In this weeks episode, James and Mike share their predictions ove...
EP. 24 Are you over or under insured? | Beginners guide to insurance | Why should you have insurance?
18 Aug 2021
Contributed by Lukas
Join James Blair and Michael Vincent in their weekly podcast Cheques & Balances. In this week's episode, we discuss our beginner's guide to insura...
EP. 23 Investment Property 101| Beginners guide to investment Property |How to get onto the property ladder
11 Aug 2021
Contributed by Lukas
Join James and Mike in this week's episode of Cheques & Balances where they provide a beginner's guide to investment property. They are joined onc...
EP. 22 Do you have a plan for retirement? | Our top 5 tips to help you plan for retirement
04 Aug 2021
Contributed by Lukas
Join James Blair and Michael Vincent in their weekly podcast 'Cheques & Balances'. In this week's episode, we discuss our top 5 tips to help you p...
EP. 21 Women superannuation gap | Why do women have 12% less in their KiwiSaver in comparison to men?
28 Jul 2021
Contributed by Lukas
In this week's episode of Cheques & Balances, James Blair and Michael Vincent are joined by special guest Hayley Robertson financial advisor at Li...
EP. 20 Are interest rates on the rise? | Different ways you can structure your mortgage
21 Jul 2021
Contributed by Lukas
Join James Blair and Michael Vincent in their weekly podcast 'Cheques & Balances'. In this week's episode, we answer the burning question, Are int...
EP. 19 Top five tips to become more financially literate | Top 5 money tips | How to become financial literate
14 Jul 2021
Contributed by Lukas
In this week's episode of Cheques & Balances, James Blair and Michael Vincent are joined by special guest Hayley Robertson financial advisor at Li...
Ep. 18 What is lifestyle creep | How do I manage a pay rise | Best way to avoid lifestyle creep
07 Jul 2021
Contributed by Lukas
In this weeks episode of Cheques & Balances James Blair and Michael Vincent explain the phenomenon of lifestyle creep, how and why it can impact y...
Ep. 17 Housing policy Changes | Interest deductibility for investment properties | Debt to income ratios
30 Jun 2021
Contributed by Lukas
In this weeks episode of Cheques & Balances special guest Matthew Harris, joins James Blair and Michael Vincent as they discuss the recent housin...
Ep. 16 How to set up a budget | Budgeting tips | How to automate your budget | How do I budget for a house?
23 Jun 2021
Contributed by Lukas
In this weeks episode of Cheques & Balances James Blair and Michael Vincent how to set up a budget, budgeting tips, How to automate your budget an...
Ep. 15 Do you need a will? What can happen if you don't have a will? How much does a will cost?
16 Jun 2021
Contributed by Lukas
Join James Blair and Michael Vincent in their weekly podcast Cheques & Balances. In this weeks episode, we're joined once again by special guest S...
Ep. 14 Shaun McGivern - 15 for 15 | Property Investor | Partner at a large law firm | Wealth Creation Journey
14 Jun 2021
Contributed by Lukas
Join James Blair and Michael Vincent in this week's special episode of Cheques & Balances, 15 for 15 with Shuan McGivern. 15 for 15 is a new serie...
Ep. 13 How your lawyer can help you when purchasing a property | How much does a lawyer cost when buying a house
08 Jun 2021
Contributed by Lukas
Join James Blair and Michael Vincent of Lighthouse Financial Services in their weekly podcast 'Cheques & Balances'. In this weeks episode, we're j...
Ep. 12 Which KiwiSaver is right for you? What do the recent default KiwiSaver changes mean?
02 Jun 2021
Contributed by Lukas
Join James Blair and Michael Vincent in their weekly podcast, Cheques & Balances. In this weeks episode, we discuss the governments recent changes...
Ep. 11 Should I buy a bigger home? How much longer will I have a mortgage if I upgrade my home
26 May 2021
Contributed by Lukas
Join James Blair and Michael Vincent in their weekly podcast, Cheques & Balances. In this weeks episode, we ask should I upgrade my home? If I upg...
Ep. 10 Should I pay down debt or invest? Should I clear my mortgage or should i invest in managed funds?
19 May 2021
Contributed by Lukas
In this weeks episode of Cheques & Balances James Blair and Michael Vincent discuss should I pay down debt or invest? Should I clear my mortgage o...
Ep. 9 How to get out of debt | Should I have a credit card? When is it okay to use after pay?
12 May 2021
Contributed by Lukas
In this weeks episode of Cheques & Balances James and Mike discuss the different types of short term debt, how to debt out of debt? Should I have ...
Ep. 8 How do I help my kids get on the property ladder | How do I give my kids a head start in life?
04 May 2021
Contributed by Lukas
Join James and Michael for this weeks episode of Cheques & Balances where they answer How do I help my kids get on the property ladder | How do I ...
Ep. 7 Introduction to the share market - Different ways to invest into the share market - What is a share?
28 Apr 2021
Contributed by Lukas
Join James and Mike on this weeks episode of Cheques & Balances where they provide an introduction to the share market. James and Mike explain wha...
Ep. 6 Can you retire at 50 ? | What do you need to do to be in a position to retire at 50?
20 Apr 2021
Contributed by Lukas
Join James and Mike for their weekly podcast, Cheques & Balances. In this weeks episode we tackle a common goal we see - how do we achieve financi...
Ep. 5 How much can you borrow for your first home? Tips when buying - KiwiSaver and First Home Grant
14 Apr 2021
Contributed by Lukas
Join James and Mike for their weekly podcast Cheques & Balances. This week is part two of the first home buyers series. In this episode, Micheal V...
Ep. 4 Tips to save a deposit for your first home - What are the costs to buy your first home?
08 Apr 2021
Contributed by Lukas
Join James Blair and Mike for their weekly podcast, Cheques and Balances. In this weeks episode, James and Mike ask - can you buy your first home and ...
Ep. 3 How will recent housing policy changes impact the investor? | Is property still a good investment NZ
24 Mar 2021
Contributed by Lukas
Join James and Mike in this weeks episode of Cheques & Balances to discuss the recent housing policy changes. They are joined by Accountant, Matt...
Ep. 2 Talking to your partner about money | How to embrace the awkwardness | Goal Setting with your spouse
22 Mar 2021
Contributed by Lukas
Join James Blair and Michael Vincent in their weekly podcast Cheques & Balances for weekly money tips. In this episode, we discuss talking to your...
Ep. 1 Is now a good time to buy a house? Should I wait for house prices to drop? Should you buy bitcoin?
15 Mar 2021
Contributed by Lukas
Join James and Mike in their weekly podcast Cheques & Balances where they share weekly money tips. In this episode we ask is now a good time to bu...