Sign up for our brand new 14-day Credit Hero Challenge.Get the FREE Public Record Dispute Letter Templates Every Credit Hero Needs!Hey, Credit Heroes!If there is a court judgment on your credit report, there’s a very good chance that it shouldn’t be there!For those new to credit repair, a court judgment is a formal order given by a judge that demands payment of a debt or damages following a lawsuit. They used to appear on credit reports and back then, they had a huge impact on credit scores. But the credit bureau decided to stop reporting them. Why?To avoid lawsuits! Until a few years ago, inaccurate and inconsistent record-keeping between courthouses led to countless disputes, because the judgments did not meet the legal requirements to remain on people's credit reports.Now you might think that this means that judgments are not a problem anymore, but that’s not the case. Because this policy is not protected by law!That’s why today, I’m going to teach you how to remove court judgments from credit reports!So you better stick around!Key Takeaways:Intro (00:00)Court Judgments and How They’re Reported (00:54)The impact of court judgments (03:37)Step #1: Sign Up to Pacer (05:52)Step#2: Request a Consumer Disclosure Report (06:08)Step #3: Compare the information (06:23)Step #4: Dispute the court judgment (06:49)Step #5: Send a Letter to the Clerk of the Court (07:00)Step #6: Demand for Deletion (07:45)Credit Hero Score (09:49)Community Spotlight (10:14)Outro (11:08)Additional Resources:- Get a free trial to Credit Repair Cloud- Get my free credit repair training - Delete Collections With These 4 Proven Tactics!Make sure to subscribe so you stay up to date with our latest episodes.

Ask this episode

“What did the council decide on item 42?” — answered with the speaker and the moment.

Transcript

Related