In this episode of Deciphered, Adam Davis, Associate Partner at Bain & Company and Jeff Tijssen, Global Head of Fintech, Bain & Company, are joined by Matt Harris, Partner, Bain Capital, and Sophie Guibaud, Co-founder & CCO of Fiat Republic, to discuss embedded finance marking a new era in how consumers and businesses build and manage relationships with financial services. Embedded Finance: What Does it Take to Prosper in the New Value Chain?Timestamps:- Defining embedded finance (11:10)- Sticky & data rich relationships (12:42)- A new value chain & how organisations are positioning themselves within it (13:16)- Who wins from a revenue perspective, and how will that shift in the next 2-5 years? (16:42)- New use cases of embedded finance (26:20)- What capabilities are needed to operate in this value chain? (29:29)- Are we seeing other platforms bringing financial services in-house? Or is this limited to bigger companies? (34:31)- Risk within the value chain, and embedded finance model (38:24)- Stepped approach to embedded finance (40:10)- Regulations in an embedded finance context (41:39)- Most important points to consider about risk and compliance (45:54)- Implications of complete embedded financial services (48:05)Sources & Resources cited:- Sophie's Book Co-Authored by Scarlett Seiber: Embedded Finance: When Payments Become An ExperiencePlease subscribe to the show so you never miss an episode, and leave us a review if you enjoy the show!- You can find Adam Davis here- You can find Jeff Tijssen here- You can find Matt Harris here- You can find Sophie Guibaud here

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