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Digital Social Hour

Bitcoin's Biggest Decade Starts Now | Sean Hagan | DSH #2018

14 Jun 2026

Transcription

Transcript generated automatically by AI and may contain errors.

Chapter 1: What are the limitations of traditional banking?

0.031 - 19.98

I feel like a lot of people just accepted getting ripped off by their bank. Monthly fees, overdraft fees, ATM fees. Like why are you paying money just to use your own money? That's why Chime caught my attention. Chime is changing the way people bank with fee-free banking built for you, not the bank. No overdraft fees, no monthly fees, and access to thousands of fee-free ATMs.

0

19.96 - 38.982

Honestly, the benefits are kind of stacked. With direct deposit, Chime members can get up to $1,150 in annual rewards, be free. You could get 5% cash back on things you already spend money on, like gas and groceries, plus savings that grow faster with 3.75% APY. That's way above the national average.

0

Chapter 2: How is Chime changing the banking experience?

39.182 - 61.776

They've also got Spot Me, which lets you overdraft up to $200, be free, and real customer support 24-7, actual humans. My younger self would definitely benefited from something like this. Chime is not just smarter banking. It's the most rewarding way to bank. Join the millions who are already banking fee-free today. Head to Chime.com slash DSH. That's Chime.com slash DSH.

0

61.917 - 63.94

It only takes a few minutes to sign up.

0

63.92 - 67.446 Sean Kelly

Chime is a fintech, not a bank. Banking services for MyPay and ChimeCard provided by Chime's bank partners.

0

Chapter 3: What are the benefits of fee-free banking with Chime?

67.566 - 79.127 Sean Kelly

Optional products and services may have fees or charges. Stated annual percentage yield and cash back for Chime Prime only. No minimum balance required. Checking account ranking based on a J.D. Power survey published October 20, 2025. For more information on APY rates, MyPay, SpotMe, and travel perks, go to chime.com slash disclosures.

0

79.107 - 93.91

In business, I'm always trying to get the best outcome for the best price. So it's kind of crazy. I haven't looked at my life insurance in years. I don't even know if what I'm paying is competitive or if I have enough coverage with how things have changed. That's why I started looking into Select Quote.

0

94.01 - 109.034

For over 40 years, they've helped more than 2 million Americans secure over $700 billion in coverage. Their whole model is simple. They shop around to find you the right policy for your specific needs so you're not overpaying or undercovered. Their licensed agents work for you in as little as 15 minutes.

0

109.174 - 129.567

They compare policies from top-rated carriers to find something that fits your health and your budget, and they do it for free. No medical exam? No problem. You could get same-day coverage up to $2 million, and if you've got pre-existing conditions, they've got options for that too. Get the right life insurance for you for less and save more than 50% at selectquote.com. Save more than

0

129.547 - 157.596

50% on term life insurance at selectquote.com slash dsh today to get started. That's selectquote.com slash dsh. I founded Ornot in 2013. I think the best thing about Shopify is that we can practice business without technical skills. We can manage the company's background systems and front-end and sell online. If Shopify was a bicycle, it would be a bicycle itself.

157.576 - 165.443

so that things can be managed and our business can be managed in Shopify. Start your free trial at shopify.com.

166.469 - 176.34 Sean Hagan

The last Nashville event we did, we had Donald Trump two weeks after the assassination attempt. I've never been in a room with so much just a... I feel like a lot of people just accepted getting ripped off by their bank.

176.36 - 192.797

Monthly fees, overdraft fees, ATM fees. Like, why are you paying money just to use your own money? That's why Chime caught my attention. Chime is changing the way people bank with fee-free banking built for you, not the bank. No overdraft fees, no monthly fees, and access to thousands of fee-free ATMs.

192.777 - 220.084

honestly the benefits are kind of stacked with direct deposit chime members can get up to a thousand one hundred and fifty dollars in annual rewards be free you could get five percent cash back on things you already spend money on like gas and groceries plus savings that grow faster with 3.75 apy that's way above the national average they've also got spot me which lets you overdraft up to 200 be free and real customer support 24 7 actual humans

Chapter 4: What led the guest to invest in Bitcoin?

229.762 - 236.655

Head to Chime.com slash DSH. That's Chime.com slash DSH. It only takes a few minutes to sign up.

0

236.635 - 247.477 Sean Kelly

Chime is a fintech, not a bank. Banking services for MyPay and ChimeCard provided by Chime's bank partners. Optional products and services may have fees or charges. Stated annual percentage yield and cash back for Chime Prime only. No minimum balance required. Checking account ranking based on a J.D. Power survey published October 20, 2025.

0

Chapter 5: How did the COVID crash influence Bitcoin investments?

247.678 - 251.826 Sean Kelly

For more information on APY rates, MyPay, SpotMe, and travel perks, go to chime.com slash disclosures.

0

251.806 - 266.626

In business, I'm always trying to get the best outcome for the best price. So it's kind of crazy. I haven't looked at my life insurance in years. I don't even know if what I'm paying is competitive or if I have enough coverage with how things have changed. That's why I started looking into Select Quote.

0

266.726 - 281.747

For over 40 years, they've helped more than 2 million Americans secure over $700 billion in coverage. Their whole model is simple. They shop around to find you the right policy for your specific needs so you're not overpaying or undercovered. Their licensed agents work for you in as little as 15 minutes.

0

281.887 - 301.557

They compare policies from top-rated carriers to find something that fits your health and your budget, and they do it for free. No medical exam? No problem. You could get same-day coverage up to $2 million, and if you've got pre-existing conditions, they've got options for that too. Get the right life insurance for you for less and save more than 50% at selectquote.com slash dsh.

0

301.537 - 310.538

Save more than 50% on term life insurance at selectquote.com slash DSH today to get started. That's selectquote.com slash DSH.

310.558 - 316.993 Sean Hagan

Electricity in the air. Everyone was just amped. It was his first public appearance since it happened. I was thinking about going all in around the COVID crash.

317.133 - 319.138

Oh, yeah. That was when it went down to 20, right?

319.158 - 320.22 Sean Hagan

Yeah, it looked like it went off.

320.2 - 338.007 Sean Hagan

cliff and i was kind of sitting on the back porch with my dad and we were smoking a cigar and i was telling him i'm really convicted in this bitcoin thing and i need to kind of reassess my portfolio everything's going to crash i wonder what's going to recover and bounce back better and he's actually the one that encouraged me at that time to just go all i think his advice was you're young if you actually believe in this what do you really have to lose

Chapter 6: What unique insights did the guest gain from Bitcoin conferences?

409.602 - 411.565 Sean Hagan

So the idea is just kind of move that around the country. Let's go.

0

411.545 - 413.247

How are the ones in Asia? I haven't been in any of those.

0

413.267 - 429.289 Sean Hagan

The ones in Asia are really interesting. You know, each geographic region has a very different feel, right? Kind of a different culture, obviously. But the one in Asia, it's very much more kind of industry leaning, I think. I think people are more so there to find jobs and network. But that one, the numbers are pretty insane.

0

429.309 - 433.836 Sean Hagan

I think that that one will quickly start to rival our flagship one in the U.S. Really?

0

433.936 - 434.937

How many came to this one?

434.917 - 447.218 Sean Hagan

I don't have that official number yet. I haven't had time. I know last year was a lot, though. Yeah, last year was a lot. You know, probably a little bit less just because we're in a bear market. But I was pleasantly surprised. I think there was a ton of people here. I don't know if you got a chance to walk the expo.

447.458 - 453.128

It was packed. Yeah. Every exhibitor was nonstop talking to people. I would try to talk to Gemini and there was like a line.

453.614 - 457.378 Sean Hagan

Yeah, all the side stages were packed and tons of really cool booths and things going on.

457.598 - 461.102

Yeah, well done, man. I'm excited for Nashville, though. Nashville's going to be blessed.

Chapter 7: How is Bitcoin perceived in the context of U.S. politics?

592.512 - 607.315

In business, I'm always trying to get the best outcome for the best price. So it's kind of crazy. I haven't looked at my life insurance in years. I don't even know if what I'm paying is competitive or if I have enough coverage with how things have changed. That's why I started looking into Select Quote.

0

607.415 - 622.441

For over 40 years, they've helped more than 2 million Americans secure over $700 billion in coverage. Their whole model is simple. They shop around to find you the right policy for your specific needs so you're not overpaying or undercovered. Their licensed agents work for you in as little as 15 minutes.

0

622.581 - 628.094

They compare policies from top-rated carriers to find something that fits your health and your budget, and they do it for free.

0

Chapter 8: What future developments are expected in the Bitcoin space?

628.294 - 651.128

No medical exam? No problem. You could get same-day coverage up to $2 million, and if you've got pre-existing conditions, they've got options for that too. Get the right life insurance for you for less and save more than 50% at selectquote.com slash DSH. Save more than 50% on term life insurance at selectquote.com slash DSH today to get started. That's selectquote.com slash DSH.

0

651.369 - 662.901 Sean Hagan

Made me take some other classes to actually figure out what I'm interested in first. And I landed on philosophy actually. And it was kind of through that lens I started questioning everything. Probably as most college students do anyway.

0

662.881 - 664.303

Questioning the matrix.

0

664.323 - 675.678 Sean Hagan

Exactly. Exactly. So started to kind of question the Borg cube system, as Alex Jones would say, and found Bitcoin because I was questioning kind of like, you know, what are the what are the properties of money that are conducive to human flourishing?

0

675.738 - 682.647 Sean Hagan

And then I was just kind of devastated to learn how kind of rigged the system was and just kind of quickly went all in because I was young and had nothing to lose, frankly.

682.867 - 684.349

Yeah. What price was it when you got in?

685.038 - 693.771 Sean Hagan

It was, I wish I'd gone in heavier. I didn't go in, you know, as much as I should have, but it was about $3,500 of the coin, yeah.

693.971 - 694.793

That's cheap.

694.813 - 695.754 Sean Hagan

Yeah, very cheap.

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