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Todd Pultz: How Quick Decisions Build Wealth Fast! | DSH #1502

20 Aug 2025

Transcription

Chapter 1: What inspired Todd Pultz to transition from police officer to real estate expert?

0.031 - 17.131 Todd Pultz

All the people that work in my offices, they just stay with me forever, you know, because I treat them right. I believe in treating people fairly and treating people right and giving them the respect and giving them the power and feeling empowered to make decisions without, you know, having to worry about, am I going to get in trouble? Or does he like me? Does he not like me?

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17.251 - 21.516 Todd Pultz

I promise my employees, they know how I feel about them every second of the day.

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30.355 - 44.31 Sean Kelly

Okay, guys, from Dayton, Ohio, first guest from there, former police officer, now real estate expert. Thanks for coming on, Todd. Man, glad to be here, dude. Yeah, I'm excited. You got a lot of property, so there's some stuff people can learn from you. Yeah, we got a couple. Was it immediate success when you got into real estate?

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Chapter 2: What leadership lessons has Todd learned from his experiences?

44.35 - 45.613 Sean Kelly

Did you have a mentor?

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45.593 - 63.685 Todd Pultz

Man, you know, I didn't have a mentor in real estate, but I had a business mentor. So I was fortunate in that way. But I jumped into a zero financial literacy, no background. Actually, probably a couple months after my first house was foreclosed on and my car was repossessed. I didn't have shit, man. Like I didn't, you know, it was rough, but... That was about the only thing I understood.

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63.826 - 65.267 Todd Pultz

Like I knew I couldn't be a doctor.

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Chapter 3: What challenges does Todd face in managing real estate properties?

65.327 - 76.159 Todd Pultz

I knew I couldn't be an engineer. But I figured if I bought a house for a buck and I sold it for 10, maybe I'd make somewhere in between. So, you know, it was all right. It was immediate success, but it was a little bit of both. All right. First one was a killer.

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Chapter 4: How does Todd navigate the eviction process for tenants?

76.699 - 81.024 Todd Pultz

And then the second deal, two days after we bought it, it burned down. We didn't have any insurance. So we lost. Right.

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Chapter 5: What risks are associated with overleveraging in real estate investments?

81.084 - 85.909 Todd Pultz

So we win, we lose. And, you know, then you got to figure out what you do from there. And it was like, let's just keep rocking forward.

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86.009 - 89.294 Todd Pultz

It's not in Cali that it burned down? No, it was in Dayton, Ohio.

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Chapter 6: Why is mental health awareness important in real estate management?

89.514 - 96.884 Todd Pultz

Like that's where all of our properties are at. Holy crap. Is this a house fire? No, it was like, so we bought this and this was a different market.

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Chapter 7: How does Todd advocate for vulnerable communities through his work?

96.924 - 104.575 Todd Pultz

So the C class, right? It's like, it's a more challenging neighborhood. And that's where we bought at because that's all we could afford.

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Chapter 8: How did Todd overcome financial struggles in his early real estate career?

104.555 - 122.238 Todd Pultz

And we, we bought a six unit building that a, that a dope dealer had been killed in one of the units while he's fixing it up. And so we got a good deal. I mean, it was like 21,000 for six units and we're going to stick like 50 K into it. And then two days after we bought it, somebody threw a multi cocktail through the unit that he was, that he was killed in. So I'm assuming it was family.

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122.258 - 140.604 Todd Pultz

They didn't want to see the building anymore or whatever. And at that point I didn't know shit. So I was too dumb to have insurance on it. Uh, so, you know, I still pay taxes on that property, like 15, 16 years later. It's just a piece of grass in the hood, uh, 1700 bucks a year, but it's my reminder not to be a dumb ass and have, you know, not take insurance on our properties anymore.

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140.785 - 155.146 Todd Pultz

And that was your first intro to real estate. That was my second property. Yeah. The first one was great. You know, I bought and sold that one like four times while I had it, but, uh, that was the second one. So. Wow. And that didn't steer you away from pursuing it further? I had nothing to fall back on, man. You know, like, like, yeah, I had the law enforcement.

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155.206 - 173.49 Todd Pultz

I had some other things that I could do. But I wanted to change my lifestyle. I wanted to be able to provide a different type of life for my family. And I was either at the point where I had to admit to my wife who let me use my last $10,000 on the first property. I either had to admit to her that, hey, I failed, or I had to figure out a way to go all in and really make something of it.

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173.871 - 183.364 Todd Pultz

So the latter was a decision that I knew I had to make. I hate failure. You're an athlete. You play ball. I don't know if you're any good. I'm decent. How tall are you? 6'6". I can take you.

183.344 - 213.132 Todd Pultz

but and you're right you have a competitive nature like you don't want to fail like you want to win and I was an athlete all through school and like the worst thing that in my mind that I could do was have to admit failure so I had to find a way to make it right man and that's what I did I love that yeah I'd imagine police officer the money wasn't crazy it wasn't crazy but you know I grew up in a trailer court right so like I grew up poor I started the projects and then the trailer courts of Riverside Ohio you know no financial literacy nothing whatsoever right so when I got in the police department it was like man I made it you know like

213.55 - 227.932 Todd Pultz

I think I was making like $37,000 a year. And that was great. I had like, I thought this is the life. I went out and bought a new truck like every police officer does. Um, but it's because I didn't understand what else was out there. I never had anybody in my younger life teach me what else was out there. I didn't know what was possible.

228.152 - 241.832 Todd Pultz

You know, I thought working for somebody, getting a check every single week, I thought that was the way to live life because that's what society teaches us. That's what my parents had taught me. Um, very few things they taught me, but you know, my dad worked three jobs growing up. So I thought that's what you had to do.

241.912 - 249.683 Todd Pultz

I didn't know that there was a different type of lifestyle, that there was wealth. I didn't even know how many pizza places were out there growing up, you know, because we didn't, we weren't fortunate enough to be able to experience those things.

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