Everyone wants passive income but when should it actually be the goal, and what really works once you get there?Bryce and Ren sit down with their trusted adviser Matt Ingram (Northhaven Financial Management) to cut through the hype. From dividend ETFs to bonds, covered calls, private credit and property, Matt explains how advisers actually think about income.In this episode:00:33 Passive income: why everyone wants it02:07 Balancing the right goal and timing09:07 The VHY debate: dividends now vs growth first12:10 Ranking income options: cash, bonds, covered calls & private credit27:07 Property as “income”: the yield illusion29:41 Building an income portfolio, tax realities & advice for 20s–40s📈 Mentioned in this episode: Vanguard Australian Shares High Yield ETF - VHYFirst Trust Smith Opportunistic Fixed Income ETF - FIXDBetashares Australian Composite Bond ETF - OZBDiShares Core Composite Bond ETF - IAFBetashares Australian Investment Grade Corp Bd ETF - CREDWin a $500 Visa Digital eGift Card by completing the 2026 Equity Mates Media Community Survey! The Community Survey helps us understand how we can continue to improve our content to help you on your money and investing journey. You can either complete the five compulsory questions, or take 10 minutes to give us a bit more feedback: https://www.surveymonkey.com/r/WRWDVTV ———Want to get involved in the podcast? Record a voice note or send us a message And come and join the conversation in the Equity Mates Facebook Discussion Group.———Want more Equity Mates? Across books, podcasts, video and email, however you want to learn about investing – we’ve got you covered.Keep up with the news moving markets with our daily newsletter and podcast (Apple | Spotify)———Looking for some of our favourite research tools?Download our free Basics of ETF handbookOr our free 4-step stock checklistFind company information on TIKRScreen the market with GuruFocusTrack your portfolio with Sharesight———In the spirit of reconciliation, Equity Mates Media and the hosts of Equity Mates Investing acknowledge the Traditional Custodians of country throughout Australia and their connections to land, sea and community. We pay our respects to their elders past and present and extend that respect to all Aboriginal and Torres Strait Islander people today. ———Equity Mates Investing is a product of Equity Mates Media. This podcast is intended for education and entertainment purposes. Any advice is general advice only, and has not taken into account your personal financial Hosted on Acast. See acast.com/privacy for more information.

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“What did the council decide on item 42?” — answered with the speaker and the moment.