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Chapter 1: What risky financial decision did Togi make?
To watch episodes of Financial Audit a week earlier, check us out on YouTube. I thought you lived in Miami. That's what I was told.
No, we lost that house.
Foreclosure.
Gambling. It's not about the numbers. It's about the vibes.
Chapter 2: How does Togi's gambling impact his finances?
I'm trying to explain to you how important the vibes are. I want to make sure you can take care of yourself for the rest of your life. I can take care of myself because I'm Togi. You've been wired your whole life to, I have to save excessively.
Did you grow up with foreclosure notices on your house?
I don't even know what that is.
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Chapter 3: What are Togi's views on financial security and relationships?
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What up? It's Togi here, Shane Stouffer. I'm 23 years old, and I live in Austin, Texas, and we're on The Financial Audit.
I go into every episode blind with guests, but you're actually known, but I'm going to be honest. This is still blind for me. I literally have never seen a single Togi video. I don't know what the f*** we're talking about. I haven't looked at your documents. I don't know what the f*** is going on, but I heard you're kind of f***ed.
It's, no, no, no. It's, I would say like you, what, do you go to college?
I dropped out. But I did go to college.
And how old are you now?
30, 31.
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Chapter 4: What financial goals does Togi have for the future?
So that was like 10 years ago. Uh-huh. You had like the frat bros, whatever, you go out to the party and it's like, it's very normal. Like my life is exactly like every dude's in a frat. But, you know, now I do like YouTube and make a little more money. But it's pretty standard. Like you can imagine kind of what everything is like.
So is YouTube all you do right now?
No. Well, yes. It depends on like YouTube streaming, Snapchat.
Oh, you stream too? Snapchat's good money.
We learned that. It kind of fell off. It's not great anymore.
Really? Dude, we still get pretty chunky checks from Snapchat. Okay, what do you make? Do you know how much you make?
No idea how much I make. Okay, this is funny. The first time I ever looked at how much I make was when you guys asked how much does he make. Really? It was over the last year we did, what was it? 1.9 million a quarter for the last five quarters. Me?
Okay, that's obviously really good.
Who's we? Oh, me.
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Chapter 5: What financial decisions does the guest regret?
Maybe your net is just that, and then he spent more than double it. Yeah, I don't know. Is this paid off every single month? Yeah. Okay. I think so as well, and it's because of... Moak? What's his name? What are we talking about? Fuck, what's his name? Dirk?
Gerd. Oh, Gerd. Gerd Miller.
It's because of Gerd.
Chapter 6: How does the guest plan to manage their finances going forward?
Gerd pays this off every single month.
I don't know how it happens. I pay it somewhere.
But via Gerd?
No, no, I actually... Do you live with Gerd? Yeah, yeah. Gerd's one of my best friends.
And we trust him. Financially.
It doesn't really matter. I could get somebody that I trust more financially, but I would rather Gerd grow into a person that I can trust financially because I trust him as a friend. So if I, if he learns the skills and he me out of a few million dollars in the process of learning the skills, then we're the giga team. And then I invested a few million in his education.
And then it's like, Togi really can't be stopped. Bro, in six years, when everybody on my team, we know what we're doing, it's going to be awesome.
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Chapter 7: What are the implications of the guest's gambling habits?
What if Gerd is siphoning money and you don't know about it to himself?
He would never do that.
How do you know? What if he thinks it's moral? What if he doesn't even consider it siphoning?
He's smart enough to know what is siphoning and what is not. I would never check it because I know he would never do that. And also, given the... many people that look through the finances, like whatever we got, Amanda, you now, the coffee hour, CPA, financial planner, she has access to everything.
So she would, there would be red flags, but either way, the point is that I don't know, like if this is something that's like, I don't understand why there would be any paranoia. Like I would die for this person and this person would die for me. So why would I ever be like, I wonder if he's siphoning money. Like, do you think your friends are siphoning money from you?
They don't have access to my accounts.
Because you think they might siphon it from you?
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Chapter 8: How does the guest view their relationships with friends and finances?
No, I just, you're just not supposed to let people have access to your accounts. Oh, okay. Okay. Fair, fair. I trust them enough and they would never do that.
I mean, there are parents that love their kids that have siphoned money from the child actor's kids. I mean, this has happened.
Yeah, but you keep like using the world to analyze my relationships, which is fair because you don't know me, but I know me and I know that would never happen.
You know you, but there's also people that are surrounding you and people when they become successful.
Okay, sure.
How many people do you trust have entered your life since you've become successful that you consider one of your seven that you would die for? Oh, probably one. Okay. Well, him plus the ones coming up, there's an extra level of questioning that has to be done there. You never know who tries to surround themselves.
I'm surprised there's even one. I'm not in the running for new friends. I don't really accept it with open arms, so I'm very paranoid. You're not inviting me over. I don't get to see the Austin house. You can do a party after this with the skip out on that. It's awesome.
But the point is I wouldn't give you access now cause I dislike you just because, uh, I don't, you know, like after, after, after the fame or whatever, I'm a lot more paranoid about it. But these are people that, um, I've known forever.
Okay. Okay. Okay. Listen, 200,000 hours was spent on this card in one month.
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