Klink Finance's Philip Jonitz on a Crypto Savings App

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Previously titled “Accelerating the Adoption of Cryptocurrencies: Klink Wallet | Startuprad.io #387” — renamed by the publisher on Aug 10, 2026

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Recorded15 Jun 2023

Publisherfintechgermany.podcaster.de ↗

Handlerec:1059025

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Executive SummaryIn this episode of Startuprad.io, Joe Menninger interviews Philip Jonitz, co-founder of Klink Finance, who talks about his company's mission to encourage the mass adoption of cryptocurrencies. Offering an easy-to-use investment wallet with an interest-generating-like feature, Klink combines gamification into personal finance by providing liquidity to different players in the crypto space and generating random prizes for its users. Jonitz also speaks about the impact of regulation and institutional adoption on the crypto image problem and shares his experiences and lessons learned from investing in cryptocurrencies. They are also planning to set up a decentralized insurance company. Tune in to learn more …. Subscribe HereWe are always sharing new resources with you. Find all of our options below. https://linktr.ee/startupradio Main Themes Discussed1. Crypto Image Problem: regulation, institutional adoption 2. Crypto Investing: diversification, multiple wallets/exchanges 3. Clink Finance: gamification, easy entry to crypto markets 4. Price-Linked Savings: incentivizing holding assets, gamification 5. Crypto Insurance: a decentralized, new type of insurance. Our Sponsor StartupravenSign up here: https://startupraven.com/ The FounderPhilip is a fintech entrepreneur with a passion for innovation and solving problems with technology. He has extensive experience in the fintech space, venture capitalism, and working with accelerators. Philip noticed the lack of gamification in the personal finance space and decided to explore the possibility of incorporating gamification to make personal finance more engaging and accessible for consumers. In 2016/17, Philip got involved with the crypto space, initially attracted to the potential of becoming wealthy quickly. However, he ended up losing most of his funds due to his lack of education about the market. This experience has taught him to be wiser about crypto investing and motivated him to build his own crypto project, Clink. Through Clink, Philip aims to provide an easy entry into the crypto markets by generating interest in users' deposited funds and incorporating gamification to incentivize users to hold onto their assets. He hopes to make investing in cryptocurrency more accessible and understandable for everyone. The StartupKlink Finance is a company that aims to bring gamification to the world of personal finance and accelerate the adoption of cryptocurrencies. The company provides an easy-to-use wallet application that allows users to invest and earn interest on their deposited funds. Klink Finance generates interest on the users' funds by providing liquidity to other players in the crypto space through decentralized lending and tokenized treasury bills. The interest generated powers prices paid back to users and insurance for the jackpot prize. The company plans to expand and offer additional currencies with prices powered through staking, where users can provide liquidity to validate transactions and earn interest. Klink Wants to Start a Decentralized Insurance CompanyKlink Finance is also pioneering a new type of crypto insurance space with decentralized ways of generating and selecting winners fully on chain, ensuring the jackpot prize. Overall, their vision and innovative solutions have the potential to change the way people perceive and invest in personal finance. All Links and Show NotesHere is our blog post:

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