Raisin: Europe's Savings-Marketplace Fintech

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Previously titled “Raisin – How the financial crises inspired this former partner in a large consultancy to jump ship and found a startup” — renamed by the publisher on Aug 10, 2026

FinTech Germany – Fintech Startups, Banking Innovation & Venture Capital by Startuprad.io™ not yet transcribed

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Recorded10 Oct 2019

Publisherfintechgermany.podcaster.de ↗

Handlerec:1059149

Show notes

This is the fintech track of Startuprad.io. Find us on Twitter: https://twitter.com/fintech_germany This is from the archives of Startuprad.io. Originally published October 26th 2017. In this interview we talk to Dr. Tamaz Giorgadze, who came to Germany from his native Georgia, eventually becoming a partner at the German office of McKinsey & Company. During the financial crisis, he saw a demand for retail deposits by banks and decided to jump ship to set up his own company. The company is operating as weltsparen.de in Germany and raisin.com internationally. Joern talks to Tamaz and you get a quick overview of what banks actually do, where they get their money from and how retail investors in Europe profit from this. Affiliated Links Our Affiliate Partner Co-Working WeWork Marketing / SEO / Graphics / Sounds and more Fiverr Email service? G-Suite Looking for a bank account for your startup? Have a look at our partner Penta Penta Bank Account Learn more about our Affiliated Marketing here: https://www.startuprad.io/blog/affiliate-marketing-at-startuprad-io/ We are talking during the interview about those topics: Wholesale funding Bank’s transformation function Duration Regulatory measures of a bank’s liquidity Liquidity coverage ratio Net Stable Funding Ratio Deposit KYC – Know your customer AML – Anti Money Laundry TÜV – A German association of mostly technical auditors Payment topics we touch - SEPA - TARGET 2 - And a correspondent bank system (all money transfer used to be done this way) Deposit insurance schemes (how saver’s money is insured) - Harmonized scheme in Europe --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app --- Send in a voice message: https://anchor.fm/fintechgermany/message Support this podcast: https://anchor.fm/fintechgermany/support This podcast uses the following third-party services for analysis: Podder - https://www.podderapp.com/privacy-policy Chartable - https://chartable.com/privacy

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