About this episode: In this episode of Fintech Insider Insights, host David M. Brear is joined by Richard Davies, CEO of Allica Bank - the UK’s fastest-growing fintech focused on serving established small and medium-sized enterprises (SMEs). Richard shares how his unique background at traditional giants like HSBC and Barclays, combined with his time at fintech innovators like Revolut and OakNorth, has shaped his mission to build a better bank for UK businesses. We dive into Allica’s rapid rise, its unique approach to relationship-led banking, and what’s next in their journey towards unicorn status. We also discuss: How Allica Bank is redefining SME banking in the UK The strategy behind its record-breaking growth Competing with neobanks and embracing AI Why branding (hello, orange bowler hat!) matters in fintech This week's guest: Richard Davies - CEO of Allica Bank Links to check out: Join our WhatsApp community, where you can get the inside track on all all things 11:FS, as well as having your say on the things we should be paying attention to. ⁠⁠⁠https://chat.whatsapp.com/KpA4gFbbWDlLFm7kx39raf Advertisements: Sign up for a new account on Lightyear and receive $15 worth of a US fractional share when you use this link: http://lightyear.com/11fs or enter the code 11FS manually in the Promotions section. Code conditions: Complete onboarding and fund at least £50 into your General Investment Account after entering the code. The code can only be used if you haven’t redeemed any code before. Once conditions are met, you’ll get $15 worth of a US fractional share of your choice.Capital at risk, ISA rules apply. Provider of the investment services is Lightyear U.K. Ltd for the UK and Lightyear Europe AS for the EU. Terms apply: https://lightyear.com/terms. Seek qualified advice if necessary. This is not investment advice. About Fintech Insider: Fintech Insider by 11:FS is a bi-weekly podcast that covers everything from finance and banking to technology and the latest trends in financial services. Our expert hosts, with hands-on industry experience, are joined by key decision-makers, VCs, and top reporters from across the financial landscape, including guests from companies like Stripe, Revolut, Plaid, PayPal, and Monzo. Together, they break down the biggest news and innovations shaping the space. Our weekly news show drops every Monday, covering major stories like mergers, new product launches, regulatory shifts, and emerging tech trends. On Thursdays, our Insights show goes deeper into the hottest topics driving the future of finance, including AI in banking, decentralised finance, and the evolving landscape of embedded finance. Whether you're already in the fintech game or just starting to explore, this is the #1 podcast for you. If you enjoyed this episode, don’t forget to subscribe and leave a review! Got a question for us? Email ⁠⁠⁠[email protected]⁠⁠⁠! Learn more about your ad choices. Visit megaphone.fm/adchoices

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