"Fun With Annuities" The Annuity Man Podcast

Annuity Doublers Gives Your Money Back Quicker When You Get Sicker: Shootin' It Straight With Stan

05 Jun 2024

Contributed by Lukas

In this episode, The Annuity Man discussed:  What annuity doublers refer to  The true story of annuity doublers    Key Takeaways:  Annuit...

David Blanchett: Retirement Income Investing in a Low-Yield World (TAM Classic)

04 Jun 2024

Contributed by Lukas

In this episode, The Annuity Man and David Blanchett discuss:  People's irrational preference  A gap between perceived and actual ability Is c...

There's No ROI Until You Die With Lifetime Income Annuities: Shootin' It Straight With Stan

29 May 2024

Contributed by Lukas

In this episode, The Annuity Man discussed:  The four primary annuity types for lifetime income There's no ROI until you die with lifetime income...

How the Annuity Sausage Is Made: Shootin' It Straight With Stan

22 May 2024

Contributed by Lukas

In this episode, The Annuity Man discussed:  The pricing mechanism of annuity products  Annuities are commodity products  Buy only the produc...

Roger Whitney: How To Rock Your Retirement (TAM Classic)

21 May 2024

Contributed by Lukas

In this episode, The Annuity Man and Roger Whitney discuss:  The two retirement crises Balancing on the teeter-totter Before going into fancy t...

The Perfect Annuity Does Not Exist: Shootin' It Straight With Stan

15 May 2024

Contributed by Lukas

In this episode, The Annuity Man discussed:  Focusing on guarantees  The best annuity  Finding the annuity best suited for you    Key Tak...

The Cost of Waiting to Purchase an Annuity: Shootin' It Straight With Stan

08 May 2024

Contributed by Lukas

In this episode, The Annuity Man discussed:  Don't time the market when buying annuities The cost of waiting for the perfect moment    Key Ta...

Steve Parrish: Rational and Phased Retirement Planning (TAM Classic)

07 May 2024

Contributed by Lukas

In this episode, The Annuity Man and Steve Parrish discuss:  People don't understand annuities Preparing for diminished capacity Life expectanc...

Always Reverse Engineer Annuity Income Quotes: Shootin' It Straight With Stan

01 May 2024

Contributed by Lukas

In this episode, The Annuity Man discussed:  Be strategic and efficient when purchasing annuities  Reverse engineering annuity quotes  Maximi...

Keep Your Powder Dry Annuity Income Planning: Shootin' It Straight With Stan

24 Apr 2024

Contributed by Lukas

In this episode, The Annuity Man discussed:  The value of annuities for lifetime income planning  Laddering strategy with annuities  Placing ...

Gary Baker: The Growth of Group and Fee-Based Annuities

23 Apr 2024

Contributed by Lukas

In this episode, The Annuity Man and Gary Baker discuss:  The Secure Act's role in making annuities more accessible within 401(k) plans Lifetime ...

There's NO Annuity Sweet Spot to Purchase: Shootin' It Straight With Stan

17 Apr 2024

Contributed by Lukas

In this episode, The Annuity Man discussed:  Annuities are contracts  The perfect time to buy an annuity  You can't time contracts   Key T...

Transfer Your Risk to Annuity Contractual Guarantees: Shootin' It Straight With Stan

10 Apr 2024

Contributed by Lukas

In this episode, The Annuity Man discussed:  What annuities solve for  Transfer of risk  The three phases of retirement    Key Takeaways:...

Jamie Hopkins: Retirement Planning And The Why That Makes You Cry (TAM Classic)

09 Apr 2024

Contributed by Lukas

In this episode, The Annuity Man and Jamie Hopkins discuss:  ROS - Return on Sleep From an accumulation to a decumulation mindset Living your r...

You Already Own At Least 2 Annuities: Shootin' It Straight With Stan

03 Apr 2024

Contributed by Lukas

In this episode, The Annuity Man discussed:  The best inflation annuity on the planet.  The second annuity you already own  RMDs are an annui...

Get Your Annuity Income Ducks in a Row: Shootin' It Straight With Stan

27 Mar 2024

Contributed by Lukas

In this episode, The Annuity Man discussed:  What retirement is all about  The ducks that you may already have Annuity income ducks    Key...

Marcia Mantell: Cookin' Up Your Retirement Plan

26 Mar 2024

Contributed by Lukas

In this episode, The Annuity Man and Marcia Mantell discuss:  The value of simplicity in understanding financial concepts Getting ready for the e...

Your Retirement Plan Is Not an Annuity Game: Shootin' It Straight With Stan

20 Mar 2024

Contributed by Lukas

In this episode, The Annuity Man discussed:  The standard of a fiduciary Your retirement is not a game  Annuities as guarantees and as commodi...

Annuity Decisions Should Be Simple & Contractual: Shootin' It Straight With Stan

13 Mar 2024

Contributed by Lukas

In this episode, The Annuity Man discussed:  Buying contractual guarantees  Keeping it simple with annuities Annuities that adjust for inflati...

Andy Panko: Financial Planning Demystified and Unemotional (TAM Classic)

12 Mar 2024

Contributed by Lukas

In this episode, The Annuity Man and Andy Panko discuss:  How advisors should construct their fees  The complexity of decumulation  Making th...

Annuities Will Do What You Contractually Need: Shootin' It Straight With Stan

06 Mar 2024

Contributed by Lukas

In this episode, The Annuity Man discussed:  Don't buy the dream  Backtested numbers are not guaranteed What an annuity is for    Key Take...

Don't Buy Annuity Hypothetical Returns: Shootin' It Straight With Stan

28 Feb 2024

Contributed by Lukas

In this episode, The Annuity Man discussed:  Annuities are contracts  How Indexed Annuities should be used  Don't buy an annuity for market r...

Terry Savage: The Savage Truth For Your Money in 2024

27 Feb 2024

Contributed by Lukas

In this episode, The Annuity Man and Terry Savage discuss:  401k and annuities  What does it mean to be a fiduciary?  Annuities are commodity...

Annuities Can Have Flexible Income Start Dates: Shootin' It Straight With Stan

21 Feb 2024

Contributed by Lukas

In this episode, The Annuity Man discussed:  The four lifetime income products How annuities are priced  The simplicity of SPIA  Getting th...

Belt & Suspenders Annuity Strategies: Shootin' It Straight With Stan

14 Feb 2024

Contributed by Lukas

In this episode, The Annuity Man discussed:  State guaranty funds  The true safety of the industry  Life insurance companies are more regulat...

Christine Benz: Avoiding Blind Spots in Your Retirement Portfolio Planning (TAM Classic)

13 Feb 2024

Contributed by Lukas

In this episode, The Annuity Man and Christine Benz discuss:  Why Christine is so passionate about financial education and retirement portfolio pla...

Exchange Your Income Rider for a SPIA: Shootin' It Straight With Stan

07 Feb 2024

Contributed by Lukas

In this episode, The Annuity Man discussed:  The Income Rider and the accumulation value  Two numbers you need before you transfer to SPIA Cal...

Swallow the Seminar Food, NOT the Annuity Pitch: Shootin' It Straight With Stan

31 Jan 2024

Contributed by Lukas

In this episode, The Annuity Man discussed:  Swallowing the food but not the pitch  Annuities are never one-size-fits-all  Focusing on contra...

Chuck Jaffe: Top Money & Life Topics for 2024

30 Jan 2024

Contributed by Lukas

In this episode, The Annuity Man and Chuck Jaffe discuss:  Politics and economy  Looking into how inflation affects you  How Indexed Annuitie...

Increase Your Annuity Income Floor as You Age: Shootin' It Straight With Stan

24 Jan 2024

Contributed by Lukas

In this episode, The Annuity Man discussed:  Creating a solid income floor for retirement  Considering your income  Many ways to create incom...

Annuity Income: Return OF or ON Your Money?: Shootin' It Straight With Stan

17 Jan 2024

Contributed by Lukas

In this episode, The Annuity Man discussed:  Lifetime income and principal protection  Return of your money  Peeling of the interest to solve...

Stan The Annuity Man: The Annuity Man Predictions for 2024

16 Jan 2024

Contributed by Lukas

In this episode, The Annuity Man discussed:  Planning with simplicity  Annuity products overview  Consumer-focused future of annuities Tuni...

The 2 Questions That Make Annuities Simple: Shootin' It Straight With Stan

10 Jan 2024

Contributed by Lukas

In this episode, The Annuity Man discussed:  Annuities solve for PILL  Two questions that make annuities simple  Commoditizing annuities  ...

Annuities Are for Do-It-Yourselfers: Shootin' It Straight With Stan

03 Jan 2024

Contributed by Lukas

In this episode, The Annuity Man discussed:  Annuities are DIY products  Focus on the contractual guarantees  Commoditization of annuities  ...

Tom Hegna: Don't Worry, Retire Happy! (TAM Classic)

02 Jan 2024

Contributed by Lukas

In this episode, The Annuity Man and GUEST discuss:  Saying no to DIY retirement What the right age for retirement is How annuity addresses inf...

Lovingly Handcuffing Your Beneficiaries with Annuities: Shootin' It Straight With Stan

27 Dec 2023

Contributed by Lukas

In this episode, The Annuity Man discussed:  Protecting your beneficiary from dumb choices How Stan lovingly handcuffs his beneficiaries Handcu...

Annuity Light Switch Income Guarantees: Shootin' It Straight With Stan

20 Dec 2023

Contributed by Lukas

In this episode, The Annuity Man discussed:  Why would you want to stop taking in income?  Three types of irrevocable income lifetime income tea...

Michael Finke: Why Annuities Make Sense Right Now (TAM Classic)

19 Dec 2023

Contributed by Lukas

In this episode, The Annuity Man and Michael Finke discuss:  Annuities are more attractive today  Protecting your future lifestyle  Cutting l...

Planning Lifetime Income for Your Spouse: Shootin' It Straight With Stan

13 Dec 2023

Contributed by Lukas

In this episode, The Annuity Man discussed:  Annuities for your spouse and loved ones  Throwing darts at death  Planning for cognitive declin...

MYGA-2-SPIA for Full-Control Annuity Income: Shootin' It Straight With Stan

06 Dec 2023

Contributed by Lukas

In this episode, The Annuity Man discussed:  What are MYGAs and SPIAs?  Annuities are contractual commodities  MYGA to SPIA    Key Takeaw...

Moshe Milevsky: Learning from History with Annuities (TAM Classic)

05 Dec 2023

Contributed by Lukas

In case you missed it, I have decided to circle back to one of my Fun With Annuities episodes that just cannot be missed. This one has annuity gold, a...

The Older You Are, the Higher the Annuity Payment: Shootin' It Straight With Stan

29 Nov 2023

Contributed by Lukas

In this episode, The Annuity Man discussed:  Claiming your social security You can't time annuities  Three phases of retirement    Key Tak...

Annuities Are Contractual Commodities: Shootin' It Straight With Stan

22 Nov 2023

Contributed by Lukas

In this episode, The Annuity Man discussed:  Owning an annuity for what it will do  Annuities are a commodity product  Don't swallow the pitc...

Wade Pfau - Retirement Income Style Awareness (Holiday Regift)

21 Nov 2023

Contributed by Lukas

The holidays are here, and so is this fan-favorite throwback! Take a trip down memory lane with this re-uploaded video - the perfect way to celebrate ...

Annuity Contractual Guarantees Are NOT Complicated: Shootin' It Straight With Stan

15 Nov 2023

Contributed by Lukas

In this episode, The Annuity Man discussed:  Explain your annuity to a nine-year-old Why annuities seem complicated  Ask for contractual guara...

Date the Annuity Rate…Marry Lifetime Income: Shootin' It Straight With Stan

08 Nov 2023

Contributed by Lukas

In this episode, The Annuity Man discussed:  Marrying the lifetime income Dating the rate  MYGAs are not callable   Key Takeaways:  Buyi...

John Lenz: The State of The Annuity Union

07 Nov 2023

Contributed by Lukas

In this episode, The Annuity Man and John Lenz discuss:  Don't lose track of your renewal rate  Laddering Multi-Year Guarantee Annuities  Rea...

Go to the Sidelines With Annuity Contractual Guarantees: Shootin' It Straight With Stan

01 Nov 2023

Contributed by Lukas

In this episode, The Annuity Man discussed:  Making money from the sidelines The trifecta of principal protection  Nobody knows where interest...

All Annuities Are…: Shootin' It Straight With Stan

25 Oct 2023

Contributed by Lukas

In this episode, The Annuity Man discussed:  Debunking generalizations about annuities Most annuity types have no fees  Are all annuities a ba...

Jack Lenenberg: Long-Term Care & Rising Interest Rates

24 Oct 2023

Contributed by Lukas

In this episode, The Annuity Man and Jack Lenenberg discuss:  Standalone traditional long-term care  Asset-based long-term care  The perfect ...

Is It a Good Time to Buy an Annuity?: Shootin' It Straight With Stan

18 Oct 2023

Contributed by Lukas

In this episode, The Annuity Man discussed:  When is it a good time to buy an annuity?  Are annuities for market growth?  Annuity sales tacti...

Ventilator Annuity Lifetime Income: Shootin' It Straight With Stan

11 Oct 2023

Contributed by Lukas

In this episode, The Annuity Man discussed:  Solving for longevity risk  Four products for lifetime income  Focusing on guarantees    Key...

Stan The Annuity Man: The Only Thing Complex About Annuities Are the Sales Pitches

10 Oct 2023

Contributed by Lukas

In this episode, The Annuity Man discussed:  Annuities are not complicated  Understand what you are buying  Trusting true fiduciaries    ...

Reverse Engineer Annuities for Inflation: Shootin' It Straight With Stan

04 Oct 2023

Contributed by Lukas

In this episode, The Annuity Man discussed:  Products that adjust for inflation  Thinking rationally about inflation  Reverse-engineering ann...

Income Riders vs. DIAs: Shootin' It Straight With Stan

27 Sep 2023

Contributed by Lukas

In this episode, The Annuity Man discussed:  What is an income rider?  Buying based on your goal  Addressing inflation with DIAs and Income R...

Bill Black: Life Insurance Facts You Need to Know Now

26 Sep 2023

Contributed by Lukas

In this episode, The Annuity Man and Bill Black discuss:  The problem with indexed policies that agents don't often talk about  Backtested numbe...

Start Acting Annuity Rich (Wear a Suit!): Shootin' It Straight With Stan

20 Sep 2023

Contributed by Lukas

In this episode, The Annuity Man discussed:  Acknowledging your wealth The scars of scarcity  Should you be worried about inflation  Settin...

Traditional or Reverse MYGA Ladder Strategies: Shootin' It Straight With Stan

13 Sep 2023

Contributed by Lukas

In this episode, The Annuity Man discussed:  Traditional laddering with MYGAs What is "reversing"?  Traditional laddering and reversing   ...

Stan The Annuity Man: Happy Birthday To QLACs

12 Sep 2023

Contributed by Lukas

In this episode, The Annuity Man discussed:  Why QLACs should be number one  Three reasons to buy a QLAC The downsides of a QLAC   Key Take...

Create Your Own Pension: Shootin' It Straight With Stan

06 Sep 2023

Contributed by Lukas

In this episode, The Annuity Man discussed:  Transferring risk through annuities  Single Premium Immediate Annuities  Annuities are commodity...

Don't Be an Annuity Hypocrite: Shootin' It Straight With Stan

30 Aug 2023

Contributed by Lukas

In this episode, The Annuity Man discussed:  An advisor who's an annuity hypocrite Annuities you might already own.  "All annuities are ____" ...

Stan The Annuity Man: The Psychology of Buying Annuities

29 Aug 2023

Contributed by Lukas

In this episode, The Annuity Man discussed:  The Annuity PILL Do you need an annuity?  Is your money safe?  Overcoming FOMO   Key Takeaw...

MYGAs are NOT Callable: Shootin' It Straight With Stan

23 Aug 2023

Contributed by Lukas

In this episode, The Annuity Man discussed:  What a MYGA isn't and what it is  What is a call feature?  Locking in interest in MYGAs   Key...

Annuity Income Increases for Inflation: Shootin' It Straight With Stan

16 Aug 2023

Contributed by Lukas

In this episode, The Annuity Man discussed:  Annuities that increase with inflation  The role of interest rates on pricing  For products that...

Kerry Pechter: Annuities for Dummies With Kerry Pechter

15 Aug 2023

Contributed by Lukas

In this episode, The Annuity Man and Kerry Pechter discuss:  Recommended readings for retirees  The many types and applications of annuity produ...

Do You Need to Be Sold or Told?: Shootin' It Straight With Stan

09 Aug 2023

Contributed by Lukas

In this episode, The Annuity Man discussed:  Better to be told than sold There is no urgency to buy Stop selling and start telling   Key Tak...

Don't Be the Sucker at the Annuity Table: Shootin' It Straight With Stan

02 Aug 2023

Contributed by Lukas

In this episode, The Annuity Man discussed:  Looking for the sucker  Too good to be true No perfect annuity   Key Takeaways:  There's a ...

Stan The Annuity Man: New Realities of Annuity Recommendations

01 Aug 2023

Contributed by Lukas

In this episode, The Annuity Man discussed:  The Annuity PILL Choosing an annuity carrier Putting the client's best interest first The future...

Automate Your Income: Shootin' It Straight With Stan

26 Jul 2023

Contributed by Lukas

In this episode, The Annuity Man discussed:  Automating your income  Establishing an automated income stream Reverse-engineering your income g...

Market Returns or Six-Pack Ab Muscles?: Shootin' It Straight With Stan

19 Jul 2023

Contributed by Lukas

In this episode, The Annuity Man discussed:  How are six-pack abs and market returns similar?  How to have six-pack abs and market returns   ...

Adam Van Wie: 3 Tech Sectors for Retirement Growth

18 Jul 2023

Contributed by Lukas

In this episode, The Annuity Man and Adam Van Wie discuss:  Expectations versus reality The future of work  Millionaire next door Inflation ...

It's Your Money, NOT Your Advisor's: Shootin' It Straight With Stan

12 Jul 2023

Contributed by Lukas

In this episode, The Annuity Man discussed:  Types of advisors you should avoid  Things that discredit a financial advisor Don't let an adviso...

Beware of Elder Annuity Abuse: Shootin' It Straight With Stan

05 Jul 2023

Contributed by Lukas

In this episode, The Annuity Man discussed:  The Annuity PILL Upfront bonuses  Keep it short and simple Transferring your annuity to another...

Larry Kotlikoff: "Maxifi" Your Retirement Planning

04 Jul 2023

Contributed by Lukas

In this episode, The Annuity Man and Larry Kotlikoff discuss:  Your ability to affect your social security Mistakes that people make with social ...

Focus On Healthspan, NOT Lifespan: Shootin' It Straight With Stan

28 Jun 2023

Contributed by Lukas

In this episode, The Annuity Man discussed:  Lengthening your healthspan  Taking care of both your healthspan and lifespan  Committing to foc...

Annuity Illustration or Annuity Illusion?: Shootin' It Straight With Stan

21 Jun 2023

Contributed by Lukas

In this episode, The Annuity Man discussed:  Avoiding too-good-to-be-true products  What are backtested numbers?  Choosing contractual guaran...

Stan The Annuity Man: Simple Explanations of Every Annuity Type

20 Jun 2023

Contributed by Lukas

In this episode, Stan The Annuity Man discussed:  Lifetime income with SPIAs DIAs are SPIAs that you defer What counts as qualified money in QL...

Annuity Bell Doesn't Ring at the Top or Bottom: Shootin' It Straight With Stan

14 Jun 2023

Contributed by Lukas

In this episode, The Annuity Man discussed:  How do life insurance companies price annuities?  Nobody knows where interest rates are going  A...

Lifetime or Interest Income?: Shootin' It Straight With Stan

07 Jun 2023

Contributed by Lukas

In this episode, The Annuity Man discussed:  The right product for the right situation  What is lifetime income?  Income from interest   ...

Branislav Nikolic: Looking Forward With Fixed Index Annuities

06 Jun 2023

Contributed by Lukas

In this episode, The Annuity Man and Branislav Nikolic discuss:  Why you should be cautious of backtested numbers  Being a smart and cautious co...

Annuities For A 9-Year Old: Shootin' It Straight With Stan

31 May 2023

Contributed by Lukas

In this episode, The Annuity Man discussed:  Buying an annuity that you understand  Annuities aren't one-size-fits-all How to know if you unde...

Annuity $$ Doesn't Have to Go Poof: Shootin' It Straight With Stan

24 May 2023

Contributed by Lukas

In this episode, The Annuity Man discussed:  What is a life-only lifetime income stream?  How you can choose where your money goes when you die ...

Owen Schrum: Game Planning for Your Retirement

23 May 2023

Contributed by Lukas

In this episode, The Annuity Man and Owen Schrum discuss:  The interconnectivity of financial structures  How a hard recession could be avoided ...

Time Is The Ultimate Currency: Shootin' It Straight With Stan

17 May 2023

Contributed by Lukas

In this episode, The Annuity Man discussed:  The difference between lifespan and health span and the ultimate currency  Don't waste your time  ...

Monte Carlo or Stanicarlo Simulation: Shootin' It Straight With Stan

10 May 2023

Contributed by Lukas

In this episode, The Annuity Man discussed:  A simulation doesn't provide contractual guarantees  Contractual guarantees for your chapter two  ...

Martin Parlato: Factually Ranting on Investing Now

09 May 2023

Contributed by Lukas

In this episode, The Annuity Man and Martin Parlato discuss:  Why it's important to appoint the qualified  Cryptocurrency is "craptocurrency"  ...

Lifestyle Income Guarantees: Shootin' It Straight With Stan

03 May 2023

Contributed by Lukas

In this episode, The Annuity Man discussed:  Lifestyle income guarantee  Making time for what truly matters  What's your lifestyle number?  ...

4 Contractual Paths: Shootin' It Straight With Stan

26 Apr 2023

Contributed by Lukas

In this episode, The Annuity Man discusses:  Not everyone needs an annuity MYGA to SPIA  Who should get a deferred income annuity?  The hig...

Terry Savage: Chicken Money Strategies That Work

25 Apr 2023

Contributed by Lukas

In this episode, The Annuity Man and Terry Savage discuss:  Responding to current financial issues  The bulls, the bears, and the chickens  S...

Annuity Companies Aren't Smarter: Shootin' It Straight With Stan

19 Apr 2023

Contributed by Lukas

In this episode, The Annuity Man discussed:  Will there be a "run" on an annuity company?  How annuity companies manage bonds  There's no run...

Live off the Interest: Shootin' It Straight With Stan

12 Apr 2023

Contributed by Lukas

In this episode, The Annuity Man discussed:  What does it mean to live off the interest?  Living off guaranteed interest  When interest rates...

Stan The Annuity Man: Off The Annuity Cuff

11 Apr 2023

Contributed by Lukas

In this episode, The Annuity Man discussed:  The state of the annuity industry  Changes that are needed in the annuity industry  Things that ...

10 Years Ago: Shootin' It Straight With Stan

05 Apr 2023

Contributed by Lukas

In this episode, The Annuity Man discussed:  Why we should get rid of backtested numbers  What an index annuity is and isn't  Don't be the su...

If It Sounds Too Good to Be True: Shootin' It Straight With Stan

29 Mar 2023

Contributed by Lukas

In this episode, The Annuity Man discussed:  Smart people fall for schemes too   Don't trust the pitch  Buy an annuity for what it will do ...

John Lenz: The Banking Crisis & Annuities

28 Mar 2023

Contributed by Lukas

In this episode, The Annuity Man and John Lenz discuss:  Required capital level of annuity companies  Market value adjustment, surrender penalty...

Push Comes to Shove: Shootin' It Straight With Stan

22 Mar 2023

Contributed by Lukas

In this episode, The Annuity Man discussed:  What are MYGAs? How MYGAs work  Locked in MYGAs    Key Takeaways:  MYGAs or fixed-rate ann...

Surfing Beside a Cruise Ship: Shootin' It Straight With Stan

15 Mar 2023

Contributed by Lukas

In this episode, The Annuity Man discussed:  Surfing beside a cruise ship  Who wins in the markets?  What should be your focus in your "chapt...

Jay Zawatsky: How Debt & Energy Connect

14 Mar 2023

Contributed by Lukas

In this episode, The Annuity Man and Jay Zawatsky discuss:  The origin of the United State's debt pile  Why we need to increase the amount and a...

Chapter 2 Is About You: Shootin' It Straight With Stan

08 Mar 2023

Contributed by Lukas

In this episode, The Annuity Man discussed:  Pivoting doesn't mean slowing down Why pivoting to retirement is hard  Cherish your chapter two ...

4 Words: Shootin' It Straight With Stan

01 Mar 2023

Contributed by Lukas

In this episode, The Annuity Man discussed:  The four words you must focus on  The difference between a CD and a MYGA Seize the day with these...