"Fun With Annuities" The Annuity Man Podcast

Mark Iwry: Retirement Visionary & QLAC Champion

28 Feb 2023

Contributed by Lukas

In this episode, The Annuity Man and Mark Iwry discuss the following:  What is a QLAC?  One of the best features of a QLAC Structuring a QLAC ...

The Scarlet Letter A: Shootin' It Straight With Stan

22 Feb 2023

Contributed by Lukas

In this episode, The Annuity Man discussed:  Social security is an annuity  Why you can't hate all annuities  Structuring annuities  Havin...

Market Needles or Annuity Haystacks: Shootin' It Straight With Stan

15 Feb 2023

Contributed by Lukas

In this episode, The Annuity Man discussed:  Threading the needle with volatility Freedom from volatility Annuities are the haystack  Time t...

Pam Krueger: Your Wealthramp to Fiduciary Advice

14 Feb 2023

Contributed by Lukas

In this episode, The Annuity Man and Pam Krueger discuss:  Should you trust people not held to a fiduciary standard?  The advantage of buying a ...

Fly First Class or Your Kids Will: Shootin' It Straight With Stan

08 Feb 2023

Contributed by Lukas

In this episode, The Annuity Man discussed:  There are no U-Hauls behind hearses Why aren't you spending your money?  Fly first class, or your kids...

Hire An Advisor That Grew Up Poor: Shootin' It Straight With Stan

01 Feb 2023

Contributed by Lukas

In this episode, The Annuity Man discussed:  People who grew up poor see money differently The difference is in the perspective  Checking the backg...

Terry Savage: The Savage Financial Truth in 2023

31 Jan 2023

Contributed by Lukas

In this episode, The Annuity Man and Terry Savage discuss:  The national debt will not default  Speculating on bitcoin  Inflation, debt, and layof...

3 Years In or 3 Years Out: Shootin' It Straight With Stan

25 Jan 2023

Contributed by Lukas

In this episode, The Annuity Man discussed:  Locking in for three years and over  The top three safest money  When to go for CDs and treasuries  ...

Buy The Annuity Drink: Shootin' It Straight With Stan

18 Jan 2023

Contributed by Lukas

In this episode, The Annuity Man discussed:  You can afford the drink  Stop making table lemonade Math is the medicine  Taking baby steps   Key ...

Bob Carlson: The Essential Guide to Retiring in 2023

17 Jan 2023

Contributed by Lukas

In this episode, The Annuity Man and Bob Carlson discuss:  Changes in 401k and IRA provisions  Why you should spend time on income taxes Generating...

Scars of Scarcity: Shootin' It Straight With Stan

11 Jan 2023

Contributed by Lukas

In this episode, The Annuity Man discussed:  The fear of running out of money Solving the fear of running out  Is FORO more important the FOMO?  U...

What To Know When Gap Filling Your Income: Shootin' It Straight With Stan

04 Jan 2023

Contributed by Lukas

In this episode, The Annuity Man discussed:  Income gap-filling strategies  The period certain immediate annuity  Multi-Year Guaranteed Annuities ...

Jay Zawatsky: What Really Is Money?

03 Jan 2023

Contributed by Lukas

In this episode, The Annuity Man and Jay Zawatsky discuss:  The definition of good money  Why both fiat and bitcoin is bad money Retiring with gold...

Pivot Application Promise: Shootin' It Straight With Stan

28 Dec 2022

Contributed by Lukas

In this episode, The Annuity Man discussed:  The free look time period Shopping for the highest guarantee What annuity businesses should do   Key ...

Annuity Strategies For Cognitive Decline: Shootin' It Straight With Stan

21 Dec 2022

Contributed by Lukas

In this episode, The Annuity Man discussed:  Everyone goes through cognitive decline Considering cognitive strategies  Transferring risk through an...

Steve Parrish: Decoding Annuities in the Consumer's Mind

20 Dec 2022

Contributed by Lukas

In this episode, The Annuity Man and Steve Parrish discuss:  Why we need simple retirement solutions Transitioning from accumulation to decumulation...

Book Your Flight Now: Shootin' It Straight With Stan

14 Dec 2022

Contributed by Lukas

In this episode, The Annuity Man discussed:  Shopping for annuity products Marrying the company for lifetime income  Avoid "one-size-fits-all" annu...

Stop Complaining About Inflation: Shootin' It Straight With Stan

07 Dec 2022

Contributed by Lukas

In this episode, The Annuity Man discussed:  Should you worry about inflation?  Annuity companies don't give anything for free Inflation will not c...

Mr. FIA-X: The Truth About Fixed Index Annuity Returns

06 Dec 2022

Contributed by Lukas

In this episode, The Annuity Man and Mr. FIA-X discuss:  Questions to ask your annuity agent  Backtested numbers are garbage  Index Annuities are ...

Would More Money Really Change Your Life?: Shootin' It Straight With Stan

30 Nov 2022

Contributed by Lukas

In this episode, The Annuity Man discussed:  Think again, would more money change your life?  Peeling off the interest Are you really affected by i...

Volatile or Contractual?: Shootin' It Straight With Stan

23 Nov 2022

Contributed by Lukas

In this episode, The Annuity Man discussed:  Are your plans volatile?  The Safe Money Trifecta  Managing your volatility  Can you afford volatili...

Marcia Mantell: What's the Deal with Retirement Planning?

22 Nov 2022

Contributed by Lukas

In this episode, The Annuity Man and Marcia Mantell discuss:  The good news that came with inflation What inflation really does  Medicare Advantage...

Fake Annuity News: Shootin' It Straight With Stan

16 Nov 2022

Contributed by Lukas

In this episode, The Annuity Man discussed:  Annuity fake news  Too good to be true What's at risk  Fake news on two sides Key Takeaways:  If s...

Retire from Both Your Job and The Markets: Shootin' It Straight with Stan

09 Nov 2022

Contributed by Lukas

In this episode, The Annuity Man discussed:  How different your life could be with more money  Retiring from work and the markets Investing safely ...

Michael Finke: Why Annuities Make Sense Right Now

08 Nov 2022

Contributed by Lukas

In this episode, The Annuity Man and Michael Finke discuss:  Annuities are more attractive today  Protecting your future lifestyle  Cutting little...

Your Principal Protection Trifecta: Shootin' It Straight with Stan

02 Nov 2022

Contributed by Lukas

In this episode, The Annuity Man and GUEST discuss:  CDs and MYGAs I-bond no-brainer The safest product in principal protection  How safe are MYGAs...

Should You Date or Marry Your Annuity?: Shootin' It Straight with Stan

26 Oct 2022

Contributed by Lukas

In this episode, The Annuity Man discussed:  Dating your annuity company  Marrying your company for lifetime income What do you want your money to ...

Rick Ferri: A Fighter Pilot's View of the Markets

25 Oct 2022

Contributed by Lukas

In this episode, The Annuity Man and Rick Ferri discuss:  The Bogle-Head philosophy in investing Access to good financial advice  The urgency of ge...

Addiction Kills Retirement Dreams: Shootin' It Straight with Stan

19 Oct 2022

Contributed by Lukas

In this episode, The Annuity Man discussed:  Market dreams kill retirement plans It's time for you to live your life  Do you have a plan in place? ...

Annuitization Can Be Your Last Resort: Shootin' It Straight with Stan

12 Oct 2022

Contributed by Lukas

In this episode, The Annuity Man discussed:  Annuities have a lot of types  Protecting the principal  Buying an annuity can be your last resort  ...

Branislav Nikolic: Annuities Are Math

11 Oct 2022

Contributed by Lukas

In this episode, The Annuity Man and Branislav Nikolic discuss:  Always look for the better deal  Annuities are not an investment Clearing the mark...

Annuity Paralysis by Interest Rate Analysis: Shootin' It Straight with Stan

05 Oct 2022

Contributed by Lukas

In this episode, The Annuity Man discussed: Do interest rates affect annuities How capacity affects annuities Tuning out the noise of the media Asking...

Martin Parlato: No B.S. Insights About Markets & Inflation

04 Oct 2022

Contributed by Lukas

In this episode, The Annuity Man and Martin Parlato discuss:  Where is inflation Cryptocurrency is a joke How to fix the supply chain What should th...

Stop Living Your Life by the Tax Code: Shootin' It Straight with Stan

28 Sep 2022

Contributed by Lukas

In this episode, The Annuity Man discussed:  The good and the bad of taxes Skating behind the puck with taxes  Does inflation really affect you?  ...

Terry Savage: The Savage Truth about Rates & Markets

27 Sep 2022

Contributed by Lukas

In this episode, The Annuity Man and Terry Savage discuss:  Preparing for recession  The wildcard in economy  The two most interest things in the ...

Do You Have Lifetime Income Insurance?: Shootin' It Straight with Stan

21 Sep 2022

Contributed by Lukas

In this episode, The Annuity Man discussed:  You might already have lifetime income The most stupid reason to hate annuities  The many ways to stru...

Bill Black: New Strategies for Life Insurance in 2022

20 Sep 2022

Contributed by Lukas

In this episode, The Annuity Man and Bill Black discuss:  Who needs long-term care?  Transferring wealth to your heirs tax-free  Maximizing your d...

Crossing The Retirement Finish Line: Shootin' It Straight with Stan

14 Sep 2022

Contributed by Lukas

In this episode, The Annuity Man discussed:  Addiction to the stock market  Taking an inventory of your life  Leave it and live your life  How to...

Mr. FIA-X: Don't Fall For These Indexed Annuity Sales Tactics

13 Sep 2022

Contributed by Lukas

  In this episode, The Annuity Man and Mr. FIA-X discuss:  Don't sign up for "free" stuff  Upfront bonuses are not real money  What good advisors...

Making Yield Great Again: Shootin' It Straight with Stan

07 Sep 2022

Contributed by Lukas

In this episode, The Annuity Man discussed:  Short term options available in MYGA's  There's no garbage in MYGAS's MYGA's and CD products  Making ...

Ellie Saul: New Benefits Revealed by Mama Bear Medicare

06 Sep 2022

Contributed by Lukas

In this episode, The Annuity Man and Ellie Saul discuss:  Medicaid is better than selling your soul to lead selling companies The three benefits tha...

You Need An Annuity Cancer Doctor: Shootin' It Straight with Stan

31 Aug 2022

Contributed by Lukas

  In this episode, The Annuity Man discussed:  Choosing brutally factual service  Listening to the facts. On your own terms and timeframe.  Annu...

Elliot Raphaelson: The Godfather of Financial Journalism

30 Aug 2022

Contributed by Lukas

In this episode, The Annuity Man and Elliot Raphaelson discuss:  Making sure you get your full benefits  Eligibility in Medicare  Getting educated...

It's Okay To Miss Out: Shootin' It Straight with Stan

24 Aug 2022

Contributed by Lukas

In this episode, The Annuity Man discussed:  What chapter two is all about  It's okay to miss out  Life span and health span  The scars of the mi...

Owen Schrum: Managing Inflation & Risk in Volatile Markets

23 Aug 2022

Contributed by Lukas

In this episode, The Annuity Man and Owen Schrum discuss:  How cryptocurrency flopped with the market crash Risk is personal, so is inflation  Are ...

Zero Is NOT Your Hero: Shootin' It Straight with Stan

17 Aug 2022

Contributed by Lukas

In this episode, The Annuity Man discussed:  What "zero is your hero" means  Dirty tactics that agents use to sell annuities  A more rational alte...

Tom Hegna: Talking The Annuity Talk & Walking The Annuity Walk

16 Aug 2022

Contributed by Lukas

In this episode, The Annuity Man and Tom Hegna discuss:  There are no second chances in retirement  Why the bond market is down right now  Annuiti...

Fear and Greed Loses to Simple and Contractual - Shootin' It Straight with Stan

10 Aug 2022

Contributed by Lukas

In this episode, The Annuity Man discussed:  Buying the dream, owning the reality  The fear and greed pitch  Simple is always better  Focus on th...

Steve Vernon & Naomi Karp: Proactively Addressing Cognitive Decline

09 Aug 2022

Contributed by Lukas

In this episode, The Annuity Man, Steve Vernon and Naomi Karp discuss:  Safeguarding from financial exploitation  The Money Path: six steps to prot...

I Bond, No Brainer: Shootin' It Straight with Stan

03 Aug 2022

Contributed by Lukas

In this episode, The Annuity Man discussed:  Should you purchase I Bonds?  Treasuries are as safe as it gets  Five places to put your money  Infl...

John Lenz: Annuity Insider Strategies for Rising Rates & Inflation

02 Aug 2022

Contributed by Lukas

In this episode, The Annuity Man and John Lenz discuss:  How inflation affected annuities  Return On Premium MYGA's The cost of not having a pivot ...

Limits to Annuity Purchases: Shootin' It Straight With Stan

27 Jul 2022

Contributed by Lukas

In this episode, The Annuity Man discussed: Limit on annuities  Putting everything on an annuity  How much should you invest in annuities?  Why an...

Bob Carlson: The Good & The Bad About Social Security in 2022

26 Jul 2022

Contributed by Lukas

In this episode, The Annuity Man and Bob Carlson discuss:  Hedging for rising inflation rates  Accessing institutional shares through 401k  What a...

It's Time for A Financial Intervention: Shootin' It Straight with Stan

20 Jul 2022

Contributed by Lukas

In this episode, The Annuity Man discussed:  Addiction to the market  Reflecting on what you really want  How would you like your retirement to lo...

Mr. FIA-X: The Truth About Current Fixed Index Annuities

19 Jul 2022

Contributed by Lukas

In this episode, The Annuity Man and Mr. FIA-X discuss:  Annuity companies do not give free money  Ways to know if you're dealing with a qualified ...

There's No Perfect Answers, Just Bad Sales Pitches: Shootin' It Straight with Stan

13 Jul 2022

Contributed by Lukas

In this episode, The Annuity Man discussed:  The annuity industry's bad reputation Don't trust the sales pitch  Are all annuities bad?  Ask for th...

Marcia Mantell: Lasagna Style Income Planning

12 Jul 2022

Contributed by Lukas

In this episode, The Annuity Man and Marcia Mantell discuss:  Retirement planning is personal  The uncomfortable "unexpected."  Who are the best f...

Pension Plans for Narcissists: Shootin' It Straight with Stan

06 Jul 2022

Contributed by Lukas

In this episode, The Annuity Man discussed:  Which annuity provides historically higher guarantees?  Being wary of ignorant advisors  Getting the ...

Moshe Milevsky: Learning from History with Annuities

05 Jul 2022

Contributed by Lukas

In this episode, The Annuity Man and GUEST discuss:  Why annuities get a bad rep  What's a tontine?  Beating inflation  Planning for health decli...

Don't Buy Annuity Stories: Shootin' It Straight with Stan

29 Jun 2022

Contributed by Lukas

In this episode, The Annuity Man discussed:  Why do agents tell stories?  Protecting yourself from bad pitches  Don't listen to these stories  Th...

Martin Parlato: How Politics Affects Your Investments

28 Jun 2022

Contributed by Lukas

In this episode, The Annuity Man and Martin Parlato discuss:  The biggest problem the government created How to send a country into stagflation Cryp...

You Won The Game. Why Are You Still Playing?: Shootin' It Straight with Stan

22 Jun 2022

Contributed by Lukas

In this episode, The Annuity Man discussed:  Not everyone needs to be exposed Bonds and market volatility  Looking into lifetime income  Questions...

Sheryl Garrett: Financial Planning On YOUR Terms

21 Jun 2022

Contributed by Lukas

In this episode, The Annuity Man and Sheryl Garrett discuss:  The role of a financial planner  How the industry should be  Hiring the right planne...

Sign Now! Decide Later? - Shootin' It Straight with Stan

15 Jun 2022

Contributed by Lukas

In this episode, The Annuity Man discussed:  Never, ever "sign now, decide later" How agents give annuities a bad name The trouble is not worth it ...

Adam Van Wie: Safely Surfing Through Volatile Investment Waters

14 Jun 2022

Contributed by Lukas

In this episode, The Annuity Man and Adam Van Wie discuss:  Being both analytical and tactical  Does the market care about politics?  Putin-proofi...

MYGA 2 SPIA Income Strategies: Shootin' It Straight with Stan

08 Jun 2022

Contributed by Lukas

In this episode, The Annuity Man discussed:  How do annuity agents get paid?  Your two choices for lifetime income  The downside to deferred incom...

Mark Skousen: Achieving True Freedom With Your Investments

07 Jun 2022

Contributed by Lukas

In this episode, The Annuity Man and Mark Skousen discuss:  Current problems in the world and the government  Staying invested in the market despit...

Biscuits & Annuities: Shootin' It Straight with Stan

01 Jun 2022

Contributed by Lukas

In this episode, The Annuity Man discussed:  A plain annuity biscuit  Biscuits for the weekend  An annuity biscuit with a little bit of jelly and ...

Roger Whitney: How To Rock Your Retirement

31 May 2022

Contributed by Lukas

   In this episode, The Annuity Man and Roger Whitney discuss:  The two retirement crises Balancing on the teeter-totter Before going into fancy t...

Annuity PIG (Portfolio Income Guarantees) - Shootin' It Straight with Stan

25 May 2022

Contributed by Lukas

In this episode, The Annuity Man discussed:  You can't hate all annuities  Who invented PIGs?  The four PIGs  Adding to your income floor    K...

Heather Schreiber: Social Security Hacks & Insider Secrets

24 May 2022

Contributed by Lukas

 In this episode, The Annuity Man and Heather Schreiber discuss:  Insolvency in the future  When should you claim?  Consulting with experts  Col...

Financial Advice - Racism and The Classism Crisis Shootin' It Straight with Stan

18 May 2022

Contributed by Lukas

In this episode, The Annuity Man discussed:  Financial racism/classism in the annuity industry The responsibility of companies  Don't rush buying a...

Rick Ferri: Core-4 Portfolios for Simplistic Success

17 May 2022

Contributed by Lukas

In this episode, The Annuity Man and Rick Ferri discuss:  Outperforming 90% of investors  Developing a simple portfolio  Five ways to improve your...

Squeezing Annuity Yield: Shootin' It Straight with Stan

11 May 2022

Contributed by Lukas

In this episode, The Annuity Man discussed The two primary functions of an annuity  Don't time it; ladder it  Annuities are based on life expectanc...

Dana Anspach: Be Aware of Financial Biases

10 May 2022

Contributed by Lukas

In this episode, The Annuity Man and Dana Anspach discuss:  Don't blame the hammer  Overcoming confirmation bias Avoiding "perfect" products  Long...

Having Annuity Companies Buy Bonds for You: Shootin' It Straight with Stan

04 May 2022

Contributed by Lukas

In this episode, The Annuity Man discussed:  How annuity companies buy bonds for you Accessing industrial-grade bonds  Interest rates play a second...

Ted Benna: The Inside Scoop From The Founder Of The 401k

03 May 2022

Contributed by Lukas

In this episode, The Annuity Man and Ted Benna discuss:  From spender to saver  Getting more money in the long run  Employees should care about em...

You Already Own Two Annuities: Shootin' It Straight with Stan

27 Apr 2022

Contributed by Lukas

In this episode, The Annuity Man discussed:  Social security is a lifetime income stream The annuity that most are unaware of  Your pension is your...

Amanda-Jo Wilt: Making The Most of the Years You Have Left with "The Boomer Nutritionist"

26 Apr 2022

Contributed by Lukas

In this episode, The Annuity Man and Amanda-Jo Wilt discuss:  Your most important asset  Removing the barriers to health  Weight acceptance and pr...

Your CPA is not your Financial Advisor: Shootin' It Straight with Stan

20 Apr 2022

Contributed by Lukas

In this episode, The Annuity Man discussed:  Why do they sell you indexed annuities?  Letting CPAs stay in their lane Listening to the right people...

Steve Vernon: How To Avoid Going Broke in Retirement

19 Apr 2022

Contributed by Lukas

In this episode, The Annuity Man and Steve Vernon discuss:  The Scrooge McDuck Syndrome  Facing your reality  Focusing on the future  Maximizing ...

Payout Rates vs. Interest Rates: Shootin' It Straight with Stan

13 Apr 2022

Contributed by Lukas

In this episode, The Annuity Man discussed:  What are interest rates? Payout rates and lifetime income Focusing on the monthly income You can't beat...

Paul Merriman: 7 Things You Should Be Doing With Your Retirement Portfolio

12 Apr 2022

Contributed by Lukas

In this episode, The Annuity Man and Paul Merriman discuss:  The seven big things you need to know about investment Putting children on a glide path...

Inverted Annuity Yield Curve: Shootin' It Straight with Stan

06 Apr 2022

Contributed by Lukas

In this episode, The Annuity Man discussed:  What does Inverted Annuity Yield Curve mean?  An opportunity in current events  Are A++ companies too...

Peggy Nicholson: Preparing for Death Without All The Information You Need

05 Apr 2022

Contributed by Lukas

In this episode, The Annuity Man and Peggy Nicholson discuss:  Lying in a shallow grave  How to live like you're dying  Letting money complicate y...

CBDC-Central Bank Digital Currency: Shootin' It Straight with Stan

30 Mar 2022

Contributed by Lukas

In this episode, The Annuity Man discussed:  The CBDC initiative  The taxing of cryptocurrency  Cryptocurrency is not going away  How blockchain ...

Charles Rotblut: What Individual Investors Need To Succeed

29 Mar 2022

Contributed by Lukas

In this episode, The Annuity Man and Charles Rotblut discuss:  Creating your own financial plan  Finding your real risk tolerance  History repeats...

Understanding Annuity Payout Options - Shootin' It Straight with Stan

23 Mar 2022

Contributed by Lukas

In this episode, The Annuity Man discussed:  Annuities are customizable  An example of life with cash refund  What does it mean to get a joint-lif...

Andy Panko: Financial Planning Demystified and Unemotional

22 Mar 2022

Contributed by Lukas

  In this episode, The Annuity Man and Andy Panko discuss:  How advisors should construct their fees  The complexity of decumulation  Making the...

Annuity Black Swan Event- Shootin' It Straight with Stan

16 Mar 2022

Contributed by Lukas

In this episode, The Annuity Man discussed:  What are Black Swan Events?  How current events affect everything  Making a decision solely for your ...

Ep 100: Michael Finke: Retirees Should Calculate to Not Be a Loser

15 Mar 2022

Contributed by Lukas

In this episode, The Annuity Man and Michael Finke discuss:  Delaying your decision to claim  Insulating your income from volatility  Inflation is...

Ep 099: Terry Savage: 5 Ways to Get Out of the Financial Mess You Don't Even Know You're In

08 Mar 2022

Contributed by Lukas

   In this episode, The Annuity Man and Terry Savage discuss:  Responding to the IRS return delays  Managing your beneficiaries  The opposite of...

Ep 098: Bill Black: Life Insurance Trends - Are Your Affairs In Order?

01 Mar 2022

Contributed by Lukas

In this episode, The Annuity Man and Bill Black discuss:  The predictability of death  Long-term care rider  Beating life insurance with investing...

Ep 097: Allan Roth: How A Second Grader Beats Wall Street

22 Feb 2022

Contributed by Lukas

In this episode, The Annuity Man and Allan Roth discuss:  Minimizing expenses and emotions Social security is the best annuity Monte Carlo simulatio...

Ep 96: Owen Schrum: Crypto, The Fed, and Other Things Not Said

15 Feb 2022

Contributed by Lukas

In this episode, The Annuity Man and Owen Schrum discuss:  Correction and volatility in 2022  Blockchain and cryptocurrency  What's causing supply...

Ep 95: Gary Baker: Hot Buttons Being Pushed by the Annuity Industry in 2022

08 Feb 2022

Contributed by Lukas

In this episode, The Annuity Man and Gary Baker discuss:  The bowling analogy  Four different types of protection  Contracts that serve the consum...

Ep 94: Jeff Miller: What's New With Social Security In 2022

01 Feb 2022

Contributed by Lukas

In this episode, The Annuity Man and Jeff Miller discuss:  Benefitting from an expert's guidance Inflation and increases in rates Correcting the soc...

Ep 93: John Lenz: What You Need To Know About Annuity Laddering in 2022

25 Jan 2022

Contributed by Lukas

In this episode, The Annuity Man and John Lenz discuss:  What does laddering mean?  Lowering risk until it's nonexistent Hybridization of annuities...

Ep 92: Ellie Saul: Mama Bear Speaks The Truth About Medicare

18 Jan 2022

Contributed by Lukas

In this episode, The Annuity Man and Ellie Saul discuss:  The difference between medicare and medicaid Selling and educating  Being on guard for mi...

Ep 91: Leah Brandt: Secrets Behind the Application Process With The Annuity Man

11 Jan 2022

Contributed by Lukas

In this episode, The Annuity Man discusses:  How the application process has changed with changing and evolving technologies.  Putting your trust a...