For Day 13 of the July ‘Get My Shit Together Challenge’ we are talking all about money and how to start a budget with Téa from Smart Women’s Society, which aims to educate women to make smart life decisions!Follow @happyhourwithlucyandnikki Join FB https://www.facebook.com/groups/379507759624102/** Don't forget to listen out in each episode for the mention of our SECRET WORD for your entry into the Grand Prize!GRAND PRIZE: Valued up to $2000-A winner and a friend will be flown to the Gold Coast-1 night stay in a hotel-Lunch or Dinner at Rick Shores with Lucy and Nikki-Sit in on a Live podcast recording-$100 voucher each at JGR&STN-All transfers will also be coveredLINK TO ENTER: http://thespinstudio.com.au/happy-hour-gmst-compTs & Cs for Grand Prize: https://www.thespinstudio.com.au/happy-hour-tcs-privacy-policy-grand-prizeDAY 13 PRIZE: 1x Access to Smart Women's Society Money Makeover Combo online value $110HOW TO WIN:Turn on notifications and follow on SpotifyShare the episode using Spotify share feature and tag @happyhourwithlucyandnikki #GMSTchallenge and for a bonus little entryscreenshot the top section of Happy Hour on Spotify so we can see you have notifications turned on and pop that on your story and tag @happyhourwithlucyandnikki #GMSTchallengeWinners will be notified via DM the following dayPlease note your account MUST be public for the duration of the competition to enterTerms & Conditions: The branded Happy Hour ‘join the challenge’ slide must be reposted@happyhourwithlucyandnikki must be tagged in your story and visible #gmstchallenge must be used in your story and visible Your account must be public Slide must be posted between 8pm 19 July - 11.59pm 20 JulyWinner will be notified via DMPlease visit https://www.thespinstudio.com.au/termsandconditions for full terms & conditions. Don’t forget to turn on notifications so you don’t miss an episode. Learn more about your ad choices. Visit podcastchoices.com/adchoicesSee omnystudio.com/listener for privacy information.

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“What did the council decide on item 42?” — answered with the speaker and the moment.