How to Money

Post-Graduation Money Advice for the Real World #1155 (Bestie Ep)

19 Jun 2026

Contributed by Lukas

Getting your driver’s license was a liberating milestone worth celebrating because it meant you no longer needed your parents to drop you off at...

Earn Your Freedom: Doing the Work That Pays Off w/ Bola Sokunbi #1154

17 Jun 2026

Contributed by Lukas

Some of the best things in life are free, but many of the most meaningful goals demand serious time, effort, and sacrifice. The problem is, we rarely ...

Ask HTM - Jumbo Down Payments, Insufficient 25% Savings Rate, & a Failure to Financially Launch #1153

15 Jun 2026

Contributed by Lukas

We’re kicking off the week by answering your listener questions! And if you have a question that you’d like for us to answer on the show, ...

Friday Flight - Overblown AI, Portfolio-Powered Wealth, & K-Shaped Credit #1152

12 Jun 2026

Contributed by Lukas

Time for a Friday Flight- our little sampling of the week’s best financial news and what it means for your personal finances. There are a lot of...

The Invisible Economic Forces Shaping Your Life w/ Planet Money's Alex Mayyasi #1151

10 Jun 2026

Contributed by Lukas

Try to explain consciousness. Go ahead… we’ll wait. It’s almost impossible, but that doesn’t make it any less real! Same with...

Ask HTM – Butting Heads with Investing Gurus, 4% Mortgage Ripoff, & Hoarding Cash at Retirement #1150

08 Jun 2026

Contributed by Lukas

We’re kicking off the week by answering your listener questions! And if you have a question that you’d like for us to answer on the show, ...

Friday Flight - Space Stocks, Delaying Debt, & Home Insurance Hardships #1149

05 Jun 2026

Contributed by Lukas

Time for a Friday Flight- our little sampling of the week’s best financial news and what it means for your personal finances. There are a lot of...

Avoiding the 'Middle Class Trap' w/ Scott Trench #1148

03 Jun 2026

Contributed by Lukas

In Rockin' the Suburbs, Ben Folds pokes fun at the “struggles” of middle-class life… it’s angsty, a little whiny, but also to...

Ask HTM – Liquid Cash (How Much is Too Much), AI WW3 Portfolios, & Shopping Local (for a Mortgage) #1147

01 Jun 2026

Contributed by Lukas

We’re kicking off the week by answering your listener questions! And if you have a question that you’d like for us to answer on the show, ...

Friday Flight - Rent Reductions, Charity Parity, & Home Equity Sharing #1146

29 May 2026

Contributed by Lukas

Time for a Friday Flight- our little sampling of the week’s best financial news and what it means for your personal finances. There are a lot of...

The Case for a ‘Good Enough’ Financial Plan w/ Jesse Cramer #1145

27 May 2026

Contributed by Lukas

Optimization is everywhere in the personal finance world. If we just invest perfectly, we’ll get where we want to go, faster… What's not ...

Ask HTM – Sinking Fund or Pet Insurance, Balance Transfer Card Bonus, & Backfilling an HSA #1144

25 May 2026

Contributed by Lukas

We’re kicking off the week by answering your listener questions! And if you have a question that you’d like for us to answer on the show, ...

Friday Flight - Insurgent I-Bonds, Trendy Tiny Homes, & Cutting The Big 3 #1143

22 May 2026

Contributed by Lukas

Time for a Friday Flight- our little sampling of the week’s best financial news and what it means for your personal finances. There are a lot of...

The $1M Scholarship Strategy w/ Nia Baiyeroju #1142

20 May 2026

Contributed by Lukas

Most of us think of college as an investment… one that hopefully pays off over decades. And for a lot of people, it does. But with costs skyroc...

Ask HTM – Looking to the Stars to Save, High Price to Pay for Financial Advice, & Setting up a Roth for a Minor #1141

18 May 2026

Contributed by Lukas

We’re kicking off the week by answering your listener questions! And if you have a question that you’d like for us to answer on the show, ...

Friday Flight - Mistaken Starting Salaries, Crypto Mortgages, & Self-Inflicted Inflation #1140

15 May 2026

Contributed by Lukas

Time for a Friday Flight- our little sampling of the week’s best financial news and what it means for your personal finances. There are a lot of...

Achieving Financial Independence as a Late Starter w/ Bill Yount #1139

13 May 2026

Contributed by Lukas

The vast majority of HTM listeners are Gen Z and Millennials - people who are starting early and taking the bull by the horns. But that’s not tr...

Ask HTM - Budgeting for Credit Card Rewards, HELOC for Home Improvements, & Coast FI with Bonds #1138

11 May 2026

Contributed by Lukas

We’re kicking off the week by answering your listener questions! And if you have a question that you’d like for us to answer on the show, ...

Friday Flight – Recycled Rags, Slow Shipping, & Sayonara Spirit (or not...) #1137

08 May 2026

Contributed by Lukas

Time for a Friday Flight- our little sampling of the week’s best financial news and what it means for your personal finances. There are a lot of...

Building Wealth When Markets Get Messy w/ Ben Carlson #1136

06 May 2026

Contributed by Lukas

Shark attacks, plane crashes, and lightning strikes… these are the dramatic and headline-grabbing events that are terrifying but incredibly rar...

Ask HTM: Conquering Debt-Fuled Lifestyle Inflation, Investing a Used Car Payment, & Making the Most of a VA Loan #1135

04 May 2026

Contributed by Lukas

We’re kicking off the week by answering your listener questions! And if you have a question that you’d like for us to answer on the show, ...

Friday Flight - College Cost Cutting, Predictive Credit Scores, & Work Perk Pruning #1134

01 May 2026

Contributed by Lukas

Time for a Friday Flight- our little sampling of the week’s best financial news and what it means for your personal finances. There are a lot of...

Flights Are Getting Pricier! (*here’s how to pay less*) w/ Kyle Potter #1133

29 Apr 2026

Contributed by Lukas

Most of our best memories (and stories) come from trips we’ve taken. Some were incredible international adventures while others were ridiculousl...

Ask HTM - Running the Financial Gamut From Squirreling Away an Emergency Fund to Real Estate Investing #1132

27 Apr 2026

Contributed by Lukas

We’re kicking off the week by answering your listener questions! And if you have a question that you’d like for us to answer on the show, ...

Friday Flight - Allbirds AI Audacity, 529 Flexibility, & Horrific HELOCs #1131

24 Apr 2026

Contributed by Lukas

Time for a Friday Flight- our little sampling of the week’s best financial news and what it means for your personal finances. There are a lot of...

Real Estate's Ticking Time Bomb w/ Bigger Pockets' Dave Meyer #1130

22 Apr 2026

Contributed by Lukas

The housing market is currently at a massive crossroads, and frankly, the old rules don't seem to apply anymore. We’re seeing a landscape of shi...

Ask HTM - Set for Life w/ Trump Accounts, Cash vs a Car Loan, & Vetting a Financial Advisor #1129

20 Apr 2026

Contributed by Lukas

We’re kicking off the week by answering your listener questions! And if you have a question that you’d like for us to answer on the show, ...

Friday Flight - Frustrating Fees, Degree Doubts, & Upper-Middle Class Ascendancy #1128

17 Apr 2026

Contributed by Lukas

Time for a Friday Flight- our little sampling of the week’s best financial news and what it means for your personal finances. There are a lot of...

Can Millennials Count on Social Security? w/ Mike Piper #1127

15 Apr 2026

Contributed by Lukas

Let's talk about Social Security. More than music, clothing, or even political views, Social Security might be the single biggest generational fault l...

Ask HTM - Free Fidelity Funds, Credit Card Maxxing, & Debating a PTO Cash-Out #1126

13 Apr 2026

Contributed by Lukas

We’re kicking off the week by answering your listener questions! And if you have a question that you’d like for us to answer on the show, ...

Ask HTM - Inflating the 25x Rule, Online Car Refinancing, & Affordable ADUs (Bestie Ep) #1125

10 Apr 2026

Contributed by Lukas

We’re kicking off the week by answering your listener questions! And if you have a question that you’d like for us to answer on the show, ...

The Blueprint to Financial Wholeness w/ Tiffany Aliche #1124

08 Apr 2026

Contributed by Lukas

“The Budgetnista” needs no introduction, but here’s a quick one anyways: Tiffany Aliche has helped millions of people change the tra...

Ask HTM - 4 Hours to Dispute $3.16, All-In on the S&P 500, and Hitting Coast FIRE #1123

06 Apr 2026

Contributed by Lukas

We’re kicking off the week by answering your listener questions! And if you have a question that you’d like for us to answer on the show, ...

Friday Flight - Stellar Staycations, Devilish Destination Fees, & Pay Cut Gut Punch #1122

03 Apr 2026

Contributed by Lukas

Time for a Friday Flight- our little sampling of the week’s best financial news and what it means for your personal finances. There are a lot of...

Capitalism for ALL: Making the System Work for Everyone w/ John Hope Bryant #1121

01 Apr 2026

Contributed by Lukas

You might expect someone who experienced homelessness as a kid to grow up angry at the financial system. Instead, John Hope Bryant set out to understa...

Ask HTM - Marriage Goals Over Investing, SS Survivor Benefits at Age 30, & Best Cars for New Mamas #1120

30 Mar 2026

Contributed by Lukas

We’re kicking off the week by answering your listener questions! And if you have a question that you’d like for us to answer on the show, ...

Friday Flight - Long Airport Lines, Rent In Installments, & Plasma Payday! #1119

27 Mar 2026

Contributed by Lukas

Time for a Friday Flight- our little sampling of the week’s best financial news and what it means for your personal finances. There are a lot of...

Why Money Decisions Feel Rigged w/ John Campbell #1118

25 Mar 2026

Contributed by Lukas

This show exists to help you make smart decisions with your money. But if we’re being honest, How To Money might not be as necessary if the fina...

Ask HTM - Mag-7-Nondiversification-Risk, Cutting Up 13 Credit Cards, & Best Tax Refund Opportunities #1117

23 Mar 2026

Contributed by Lukas

We’re kicking off the week by answering your listener questions! And if you have a question that you’d like for us to answer on the show, ...

BONUS: Stop Doing So Much w/ Justin Peters of FI Minded Podcast

21 Mar 2026

Contributed by Lukas

Thanks to Justin for having Joel on his show, FI Minded! --- The FI community is incredibly good at effort, optimization, and doing hard things for a ...

Friday Flight - Warflation, Attractive ARMs, & Drone Home Assessments #1116

20 Mar 2026

Contributed by Lukas

Time for a Friday Flight- our little sampling of the week’s best financial news and what it means for your personal finances. There are a lot of...

Knowing Your Rights & Crushing Medical Bills w/ Jared Walker #1115

18 Mar 2026

Contributed by Lukas

Every year, patients are billed and stuck with $14 billion in medical debt that should be wiped out under existing hospital financial assistance rules...

Ask HTM – Deploying Cash to Recast or Invest, Free $ in Trump Accounts, & David Ramsey Falling Short #1114

16 Mar 2026

Contributed by Lukas

We’re kicking off the week by answering your listener questions! And if you have a question that you’d like for us to answer on the show, ...

Friday Flight - AI Money Impacts, Side Hustle Salad Days, & Sullen Savers #1113

13 Mar 2026

Contributed by Lukas

Time for a Friday Flight- our little sampling of the week’s best financial news and what it means for your personal finances. There are a lot of...

Are Teachers Doomed to a Broke Retirement? w/ Shaun Morgan #1112

11 Mar 2026

Contributed by Lukas

Joel married into a family of teachers. His father-in-law has spent nearly 40 years in the classroom, his mother-in-law has taught for 30, and his bro...

Ask HTM - Debating a Raise vs WFH Flexibility, Investing in Nvidia, & Digital Hygiene Frugal or Cheap #1111

09 Mar 2026

Contributed by Lukas

We’re kicking off the week by answering your listener questions! And if you have a question that you’d like for us to answer on the show, ...

Friday Flight - Jump at the Pump, Lessening Leverage, & Tapping Too Soon #1110

06 Mar 2026

Contributed by Lukas

Time for a Friday Flight- our little sampling of the week’s best financial news and what it means for your personal finances. There are a lot of...

Bouncing Back from Bankruptcy & Business Failure w/ Phil Sanders #1109

04 Mar 2026

Contributed by Lukas

Joel met Phil halfway through a marathon a few months ago – literally in the middle of the race. It’s funny how life works and after ...

Ask HTM - Housing Rule of Thumb, Axing a Boat Payments, & Making Bank on the World Cup #1108

02 Mar 2026

Contributed by Lukas

We’re kicking off the week by answering your listener questions! And if you have a question that you’d like for us to answer on the show, ...

Friday Flight - Tariff Turmoil, Winning So Much, & Border-Hopping for Bargains #1107

27 Feb 2026

Contributed by Lukas

Time for a Friday Flight- our little sampling of the week’s best financial news and what it means for your personal finances. There are a lot of...

Die with Zero w/ Bill Perkins #1106

25 Feb 2026

Contributed by Lukas

Most money advice is a broken record: save more, invest early, and wait for freedom. But what if the real risk isn't running out of money but instead ...

Ask HTM - High Net Worth but still Paycheck to Paycheck, Better Investing for Freelancers, & the Necessity of Amazon Prime #1105

23 Feb 2026

Contributed by Lukas

We’re kicking off the week by answering your listener questions! And if you have a question that you’d like for us to answer on the show, ...

Friday Flight - 401k Mullets, Crappy Coffee, & Bitcoin Bashing #1104

20 Feb 2026

Contributed by Lukas

Time for a Friday Flight- our little sampling of the week’s best financial news and what it means for your personal finances. There are a lot of...

Why Being “Good With Money” Still Feels So Hard w/ Shannah Game #1103

18 Feb 2026

Contributed by Lukas

How often do you stop to consider that your hormones might be the ones clicking "Add to Cart"? We like to pretend money is just logic and spreadsheets...

Ask HTM - Student Loans in Administrative Forbearance, Intentionally Entering into Collections, and Financial Infidelity #1102

16 Feb 2026

Contributed by Lukas

We’re kicking off the week by answering your listener questions! And if you have a question that you’d like for us to answer on the show, ...

Friday Flight - Stealthy Skimpflation, Janky Job Markets, & Day-Trading Doris #1101

13 Feb 2026

Contributed by Lukas

Time for a Friday Flight- our little sampling of the week’s best financial news and what it means for your personal finances. There are a lot of...

Talk About Money Without Fighting w/ Dr. Sonya Lutter #1100

11 Feb 2026

Contributed by Lukas

Money fights are one of the most common, and most damaging, sources of tension in a relationship. Whether it’s spending, debt, or mismatched fin...

Ask HTM – ADU vs iBonds, Timing a Silver Sale, and HELOC Unlocking Landlord Status #1099

09 Feb 2026

Contributed by Lukas

We’re kicking off the week by answering your listener questions! And if you have a question that you’d like for us to answer on the show, ...

Friday Flight - ‘The Lipstick Effect’, Cheap Chinese EVs, & DIY Solar #1098

06 Feb 2026

Contributed by Lukas

Time for a Friday Flight- our little sampling of the week’s best financial news and what it means for your personal finances. There are a lot of...

The Case for Frugal Hedonism w/ Annie Raser-Rowland #1097

04 Feb 2026

Contributed by Lukas

Jumbo shrimp. Open secret. Bittersweet. We call these oxymorons - ideas that shouldn't work together, yet somehow do. Most people put 'frugality' and ...

Ask HTM – Money Gears Mixup, Stewarding an Inheritance, & Turning to Gold! #1096

02 Feb 2026

Contributed by Lukas

We’re kicking off the week by answering your listener questions! And if you have a question that you’d like for us to answer on the show, ...

Friday Flight - Richer Refunds, Best Costco Buys, & $3 Dinners (don’t have to be this sad!) #1095

30 Jan 2026

Contributed by Lukas

Time for a Friday Flight- our little sampling of the week’s best financial news and what it means for your personal finances. There are a lot of...

Student Loan Chaos Explained w/ Stanley Tate #1094

28 Jan 2026

Contributed by Lukas

The whiplash student loan borrowers have experienced over the past few years has been staggering. Payments paused, forgiveness promised, forgiveness b...

Ask HTM – Assets to Boost My Credit Score, Lifestyle Geographic Arbitrage, and Car Loans to get Wealthier #1093

26 Jan 2026

Contributed by Lukas

We’re kicking off the week by answering your listener questions! And if you have a question that you’d like for us to answer on the show, ...

Friday Flight - Points for Paying your Mortgage, Credit Card Consultants, & AI UBI (to each according to his need!) #1092

23 Jan 2026

Contributed by Lukas

Time for a Friday Flight- our little sampling of the week’s best financial news and what it means for your personal finances. There are a lot of...

The Art of Spending w/ Morgan Housel #1091

21 Jan 2026

Contributed by Lukas

Spending money is EASY… it’s the saving and investing that’s hard, right!? Not necessarily. Our guest today isn’t going to ju...

Ask HTM - Combatting Healthcare Premium Hikes, Purchasing Long Term Disability, and WTD with Nine-Figure Wealth #1090

19 Jan 2026

Contributed by Lukas

We’re kicking off the week by answering your listener questions! And if you have a question that you’d like for us to answer on the show, ...

Friday Flight - Credit Card Caps, Free Rent, & Pokemon Investing #1089

16 Jan 2026

Contributed by Lukas

Time for a Friday Flight- our little sampling of the week’s best financial news and what it means for your personal finances. There are a lot of...

Own Your Time: Build a Life You Control w/ Andy Hill #1088

14 Jan 2026

Contributed by Lukas

We all get the same 24 hours – but it sure doesn’t always feel that way, does it? Why is it that some people seem to have time for hobbies...

Ask HTM - Gym Edition Frugal or Cheap, Blaming the Baby for Lifestyle Upgrades, and Dipping into Savings for a Camper #1087

12 Jan 2026

Contributed by Lukas

We’re kicking off the week by answering your listener questions! And if you have a question that you’d like for us to answer on the show, ...

Friday Flight - Return Rabbits, Double Majoring, and Nihilistic Renters #1086

09 Jan 2026

Contributed by Lukas

Time for a Friday Flight- our little sampling of the week’s best financial news and what it means for your personal finances. There are a lot of...

Spending Life Wisely: Vicki Robin on Money, Meaning, and Time #1085

07 Jan 2026

Contributed by Lukas

“The quality of your life pretty much exists outside of the realm of money.” That’s a quote from today’s guest and we’re...

Your Smart Money Guide for 2026 #1084

05 Jan 2026

Contributed by Lukas

New year, new outlook, and a fresh strategy for your wallet. Welcome to 2026!   In this episode, we’re setting the table for the year ahead...

The High Cost of Crappy Credit (Bestie Ep) #1083

02 Jan 2026

Contributed by Lukas

Think back to the last time you lost power at your place. I’m sure it was an inconvenience- it was likely annoying to find yourself walking into...

Time > Money w/ Ben Miller (Bestie Ep) #1082

31 Dec 2025

Contributed by Lukas

Time is easily our most precious resource, but rarely do we pay much attention to what it is that we’re going to spend our minutes and hours, wh...

Ask HTM - Work Provided Life Insurance, Compounding Returns with a 401k True-Up, & Selling a Home to an iBuyer (Bestie Ep) #1081

29 Dec 2025

Contributed by Lukas

We’re kicking off the week by answering your listener questions! And if you have a question that you’d like for us to answer on the show, ...

Holiday Special: 2025 Lessons, Risky Bets, and an Alaska Surprise (BONUS EP)

27 Dec 2025

Contributed by Lukas

A big thanks to our friend Joe Saul-Sehy for inviting us to join an episode of Stacking Benjamins – we had a blast, and we think you'll enjoy th...

Who Wants to *Literally* Be a Millionaire? (Bestie Ep) #1080

26 Dec 2025

Contributed by Lukas

Sherlock Holmes is a literary character we’re all familiar with who has the uncanny ability to solve any mystery he comes across. And one of the...

Families Fly Free w/ Lyn Mettler (Bestie Ep) #1079

24 Dec 2025

Contributed by Lukas

Traveling for free sounds like a lofty goal for most folks. Sure if you’re single or if you’re a DINK couple- but there’s no way you...

Ask HTM - Caring for Parents, Dreaming of Partial Retirement, and Paying Extra on the Mortgage #1078

22 Dec 2025

Contributed by Lukas

Let’s kick off the week with some fresh listener questions we have lined up for you! And don't just stand on the sidelines- if you have a questi...

Friday Flight - Deceptive Dollar Stores, Frustrated Flippers, & Betting Your Credit Card Balance #1077

19 Dec 2025

Contributed by Lukas

Time for a Friday Flight- our little sampling of the week’s best financial news and what it means for your personal finances. There are a lot of...

Becoming a Rational Investor w/ Ben Felix #1076

17 Dec 2025

Contributed by Lukas

Tall fellas UNITE! Joel has to contend with talking with someone who is taller than him for a change, but that’s mostly besides the point (unles...

Ask HTM – Double Dipping Expense Ratios, Wealth Building with High Deductibles, and when 50 Year Mortgages Make Sense #1075

15 Dec 2025

Contributed by Lukas

Let’s kick off the week with some fresh listener questions we have lined up for you! And don't just stand on the sidelines- if you have a questi...

Friday Flight - Political $ Planning, Free Electricity, & Cash is Cringe (plus Instacart Iniquity, Advent Calendars, more...) #1074

12 Dec 2025

Contributed by Lukas

Time for a Friday Flight- our little sampling of the week’s best financial news and what it means for your personal finances. There are a lot of...

Jade Warshaw on Escaping the Debt Trap and Rewriting Your Story #1073

10 Dec 2025

Contributed by Lukas

In Greek mythology, Atlas holds the heavens on his shoulders as a punishment from Zeus. And every time you see an image of Atlas, remember the hundred...

Ask HTM – Newlywed Downpayment Debate, Good Car Loans, and Failing to Max Retirement Account #1072

08 Dec 2025

Contributed by Lukas

Let’s kick off the week with some fresh listener questions we have lined up for you! And don't just stand on the sidelines- if you have a questi...

Friday Flight - AI Toys, Homeowners Held Hostage, & Impoverished Americans

05 Dec 2025

Contributed by Lukas

Time for a Friday Flight- our little sampling of the week’s financial news and what it means for your personal finances. There are a lot of head...

Gen Z vs. The Old Money Rules w/ Lillian Zhang #1070

03 Dec 2025

Contributed by Lukas

Let’s talk about money and “the youths” today! While a lot of personal finance advice is evergreen and helpful to folks of all ages,...

Ask HTM – Mortgage Payoff Loophole, DAFs to Maximize Tax Deductions, and Legally Evading a Medical Bill #1069

01 Dec 2025

Contributed by Lukas

Let’s kick off the week with some fresh listener questions we have lined up for you! And don't just stand on the sidelines- if you have a questi...

Friday Flight: Leftover Turkey Edition! #1068

28 Nov 2025

Contributed by Lukas

We’re taking a moment to slow down and reflect on what HTM listeners are truly grateful for during this busy holiday season. And yes… doi...

The World Is Getting Better w/ Marian Tupy #1067

26 Nov 2025

Contributed by Lukas

Though it seems like the world is in shambles, humanity has progressed quite impressively when you look at virtually any length of history. Our modern...

Ask HTM - Filing a Claim for a New Roof, Rebalancing Away from Tech/AI, & Taking Advantage of a Health Reimbursement Arrangement #1066

24 Nov 2025

Contributed by Lukas

Let’s kick off the week with some fresh listener questions we have lined up for you! And don't just stand on the sidelines- if you have a questi...

Introducing: The Big Short Companion from Against the Rules: How the Financial Crisis Broke Wall Street

23 Nov 2025

Contributed by Lukas

We’re sharing another podcast we think you’ll enjoy, The Big Short Companion from Against the Rules, hosted by bestselling author Mic...

Friday Flight - Soft Switching, Tariff Turnaround, & Ozempic Face #1065

21 Nov 2025

Contributed by Lukas

Time for a Friday Flight- our little sampling of the week’s financial news and what it means for your personal finances. There are a lot of head...

Don’t Let Taxes Terrify You w/ Hannah Cole #1064

19 Nov 2025

Contributed by Lukas

“Taxes for creatives” could have also been the title of this episode, giving the more entrepreneurially minded the boost they need to offi...

Ask HTM - Vital Home Reno or Moving Factors, Dropping Credit Without Dinging Your Score, & Student Loan Forgiveness or Payoff #1063

17 Nov 2025

Contributed by Lukas

Let’s kick off the week with some fresh listener questions we have lined up for you! And don't just stand on the sidelines- if you have a questi...

Friday Flight - Forever Mortgages, Ruining Reward Cards & Free Tax Filing Fail #1062

14 Nov 2025

Contributed by Lukas

Time for a Friday Flight- our little sampling of the week’s financial news and what it means for your personal finances. There are a lot of head...

How AI Will Impact Your Investments w/ Vanguard's Joe Davis #1061

12 Nov 2025

Contributed by Lukas

Everywhere you look, people are talking about AI. Some say it’s going to save the world; others think it might break it. But while the headlines...

Ask HTM - Open Enrollment Entanglements, Worthwhile BNPL Scenarios, & Continuing to Investing with Outstanding Debt #1060

10 Nov 2025

Contributed by Lukas

Let’s kick off the week with some fresh listener questions we have lined up for you! And don't just stand on the sidelines- if you have a questi...

Friday Flight - Ridiculous Car Refinancing, Occupation Consternation, & Ads Everywhere #1059

07 Nov 2025

Contributed by Lukas

Time for a Friday Flight- our little sampling of the week’s financial news and what it means for your personal finances. There are a lot of head...