Inspired Budget
Episodes
#151: Paying Off Student Loans with Zina Kumok
04 Apr 2024
Contributed by Lukas
In this episode, Zina Kumok shares her journey of paying off $24,000 in student loans in just three years. She emphasizes the importance of budgeting ...
#150: How To Save and Budget For Your Next Vacation
28 Mar 2024
Contributed by Lukas
Ever dreamt of lounging on sandy beaches or exploring vibrant cities but felt overwhelmed by the costs? Imagine returning from your dream vacation onl...
#149: Strategies For Couples Facing Debt
21 Mar 2024
Contributed by Lukas
In this episode, Allison interviews Alli Williams about how she and her partner handled their financial situation when one had more debt and the other...
#148: Off Track With Your Money? Do These 4 Things!
14 Mar 2024
Contributed by Lukas
In this episode, Allison shares four essential steps to help you regain financial focus and get back on track with your budget, paying off debt, or sa...
#147: How To Change Your Outlook On Money with Diania Merriam
07 Mar 2024
Contributed by Lukas
In this episode, Diania Merriam shares her personal journey from financial illiteracy and debt to achieving financial independence and retiring at 33....
#146: Should You Save Or Pay Off Debt?
29 Feb 2024
Contributed by Lukas
Should you save money or pay off debt? Can you do both?You’re likely listening to this episode because you want to pay off debt. Imagine you're...
#145: How Nika Paid Off Over $200,000 of Debt
22 Feb 2024
Contributed by Lukas
When $200,000 looms over you like a financial Everest, how do you begin the climb to freedom? Nika Booth didn't just start the trek; she conquere...
#144: 7 Ways To Simplify Your Budget & Money
15 Feb 2024
Contributed by Lukas
In this episode, I'll share my personal experience and unveil seven practical strategies to simplify your money management.Discover the convenien...
#143: A Masterclass in Debt Elimination and Savvy Saving with Monica Louie
08 Feb 2024
Contributed by Lukas
Monica Louie's financial saga is nothing short of awe-inspiring—as she herself lays bare in our latest conversation, revealing the grit behind ...
#142: Behind the Scenes of My Favorite Budgeting App
01 Feb 2024
Contributed by Lukas
Imagine transforming your financial life from confusion to clarity – that's the journey we're embarking on today. We'll explore the p...
#141: How to Start Travel Hacking with the Travel Hacking Moms
25 Jan 2024
Contributed by Lukas
Unlock the world of nearly free travel and learn how disciplined budgeting can actually boost your credit score! The fantastic trio from Travel Hackin...
#140: How To Make Saving Money a Priority in Your Life
18 Jan 2024
Contributed by Lukas
Feel the weight of financial stress lifting off your shoulders as I, Allison, guide you through my personal financial renaissance. It's a journey...
#139: Teachers' Guide to a Successful Career Pivot with Daphne Gomez
11 Jan 2024
Contributed by Lukas
Embarking on a new career path can be a daunting venture, especially for those stepping out of the realm of teaching. In our latest conversation with ...
4 Goals to Set in 2024
04 Jan 2024
Contributed by Lukas
Embarking on a new year, my husband and I have always found solace and direction in carefully charting our family's course with goals that touch ...
Special Series Part 3: Massive Mistakes To Avoid With Your Money
28 Dec 2023
Contributed by Lukas
Do you find yourself dodging your bank statements like they're cursed scrolls? Fear not, for our Inspired Budget podcast's finale of the thr...
Special Series Part 2: Massive Mistakes To Avoid With Your Money
27 Dec 2023
Contributed by Lukas
Ever found yourself haunted by financial decisions from yesteryear? You're not alone, but it's time to break free from the chains of regret ...
Special Series Part 1: Massive Mistakes To Avoid With Your Money
26 Dec 2023
Contributed by Lukas
Have you ever felt like your financial goals are just fantasies? I've been there, setting my sights high only to crash into the reality of unmet ...
#137: Balancing Finances and Values in Relationships with Karina F Daves
21 Dec 2023
Contributed by Lukas
Ever found yourself bickering over budgeting with your partner? Allow relationship coach Karina F Daves to shed some light on this all-too-common issu...
#136: Effective Money Strategies When Everything Costs More
14 Dec 2023
Contributed by Lukas
Facing rising costs with stagnant income? Feel like you're swimming against a financial tide? We are here to help. In the latest episode of Inspi...
#135: Turning Fear Into Financial Control: Erika Cruz's Inspiring Story
07 Dec 2023
Contributed by Lukas
Buckle up for an incredible journey with Erika Cruz, a former tech professional turned successful business owner. Erika's story stands as a testa...
#134: Building Self Control To Reach Your Money Goals
30 Nov 2023
Contributed by Lukas
Are your financial goals often derailed by a lack of self-control? Ever wondered why your brain fixates on the immediate rush of impulsive buying inst...
#133: Walli Miller's Steps to Financial Consciousness and Freedom
23 Nov 2023
Contributed by Lukas
Ever found yourself wondering where all your earnings are vanishing? Our guest, Walli Miller, a financial coach and spreadsheet enthusiast, shares her...
#132: How To Handle Unexpected Expenses
16 Nov 2023
Contributed by Lukas
Unexpected expenses can cause a spiral of stress and uncertainty, but what if you could manage them without losing your peace of mind? This episode is...
#131: Bernadette Joy's Path from $300,000 Debt to $1 Million Net Worth
09 Nov 2023
Contributed by Lukas
Imagine having a rich auntie who can impart financial wisdom, help you pay off debt, and guide you towards building your wealth. Today, we have the pr...
#130: How to Avoid Impulse Spending During The Holidays
02 Nov 2023
Contributed by Lukas
Are you already dreading how your bank account will look after the holiday season? Trust me, I feel you. That's why on today's episode of In...
#129: How Switching Jobs Can Change Your Life with Fernanda Carnavan
26 Oct 2023
Contributed by Lukas
Ever felt like you're working way too hard, but not getting paid nearly enough for your efforts? Our guest for today, Fernanda Carnavan, a Latina...
#128: How to Balance a Budget and a Busy Life
19 Oct 2023
Contributed by Lukas
Ever feel like your budget is a monstrous task that just can't fit into your already bursting schedule? I hear you, and today, we're going t...
#127: Transforming Your Personal Finances: From Debt to Abundance with Rachel Luna
12 Oct 2023
Contributed by Lukas
Do you ever feel like your personal finances are a mystery you'll never solve? What if you could completely reframe your thinking about debt and ...
#126: What I Wish I Knew About Money In My 20s
05 Oct 2023
Contributed by Lukas
Ever felt overwhelmed by fear of debt, to the point where it's clouded your perception of yourself? You're not alone. My own dread of debt k...
#125: Turning Fear into Financial Power with Farnoosh Torabi
28 Sep 2023
Contributed by Lukas
Ready to face your fear of money and unlock the power of financial success? Join me with personal finance expert, author, and host of the So Money pod...
#124: How Our Family Uses Cash Envelopes (12 Years Later)
21 Sep 2023
Contributed by Lukas
Have you ever asked yourself, "Where does my money go?" Well, you've come to the right place. Over the last twelve years, I've emb...
#123: Cooking Your Way to Savings: Strategic Meal Planning with Erin Chase
14 Sep 2023
Contributed by Lukas
Picture this: your grocery bill, cut in half. Sounds impossible, right? Not when you've got the queen of budget-friendly meals, Erin Chase, guidi...
#122: Redefining Your Relationship with Money: Transitioning from Scarcity to Abundance
07 Sep 2023
Contributed by Lukas
Are you tired of feeling trapped in a cycle of financial stress? Run your money, don't let it run you! Join me in this episode on a journey towa...
#121: Abundance Mindset: How Jen Ruiz Swapped Her Law Career for Global Adventures
31 Aug 2023
Contributed by Lukas
What if I told you that a shift in mindset could drastically change your life? In this episode, You'll hear it from Jen Ruiz as she unfolds he...
#120: Is Investing While Paying Off Debt Possible?
24 Aug 2023
Contributed by Lukas
Are you ready to take charge of your financial future? Paying off debt can seem like an uphill battle without end, but there's hope. Join me as ...
#119: Unlocking Your Income Potential: Discovering Alternative Careers Paths With Kahlie Welch
17 Aug 2023
Contributed by Lukas
If you're contemplating a pivot into the online space or seeking to maximize your income, this episode will give you all the motivation and advic...
#118: This is Awkward Preview - Luxury vs Necessity: Making Choices in Spending
10 Aug 2023
Contributed by Lukas
Have you ever imagined yourself lounging on a leather Chesterfield sofa, or maybe living it up in a Beverly Hills mansion? Well, join me and my frien...
#117: Financing the Future: How Yanely Espinal Champions for Money Management in Schools
03 Aug 2023
Contributed by Lukas
Have you ever wondered about the state of financial literacy in our high schools? Join our riveting dialogue with Brooklyn's own financial educat...
#116: Resisting the Temptation to Overspend: Mindful Money Management Strategies
27 Jul 2023
Contributed by Lukas
Ever struggled with the temptation to overspend when your budgeting efforts are finally pay off? How about that powerful urge to splurge on an impuls...
#115: From Tragic Loss to Financial Resilience: Jen Narciso's Journey
20 Jul 2023
Contributed by Lukas
**Trigger Warning: In this episode we are discussing topics that involve grief, loss, and the passing of a child. This can be particularly sensitive t...
#114: Deconstructing Student Loans: Your Ultimate Guide to Surviving Their Looming Return
13 Jul 2023
Contributed by Lukas
Ready to unravel the conundrum of student loans? Let's get into a revealing look into the history of student loans, the spiraling cost of colleg...
#113: Navigating Financial Conversations in Relationships with Elle Martinez
06 Jul 2023
Contributed by Lukas
Have you ever considered how vital open and relaxed money conversations are in relationships? Well, we had the privilege of chatting with Elle Martine...
#112: The 4 Principles of Successful Budgeting
29 Jun 2023
Contributed by Lukas
Feeling like your budget just doesn't seem to work? We often create budgets that don't reflect our own patterns and habits. That's why...
#111: Overcoming Financial Trauma With Suni Rao
22 Jun 2023
Contributed by Lukas
From 6th grade drop out to competing in the Beijing Olymics at the age of 23, Suni Rao worked her way up the corporate ladder and became a real estate...
#110: How To Stop Comparing Your Summer To Others
15 Jun 2023
Contributed by Lukas
Summer comparison can have unintended consequences on our emotional well-being, financial stability, and overall contentment in life. Let's expl...
#109: Launching Financial Grownups with Bobbi Rebell
08 Jun 2023
Contributed by Lukas
Do you want to raise your kids to become financially capable adults?Bobbi Rebell is with us today to discuss how to navigate money conversations with ...
#108: How To Help Our Kids Develop Healthy Saving & Spending Habits
01 Jun 2023
Contributed by Lukas
Want to help your kids develop a healthy relationship with money? Tune into today's episode as we explore how to foster mindful spending habits ...
#107: How To Make your Kids A Millionaire with Andy Hill
25 May 2023
Contributed by Lukas
Today I'm interviewing award-winning family finance coach, Andy Hill, on how to invest for your kids! Andy is your go-to resource on how young f...
#106: Summer Spending Tips: How To Not Spread Yourself Too Thin
18 May 2023
Contributed by Lukas
I am NOT immune to feeling like my dollar is being stretched very thin over the summer months. I mean, we take a family trip, we send our kids to summ...
#105: Debt is...neutral?
11 May 2023
Contributed by Lukas
Want to have a healthier, more productive relationship with money? Erin Lowry, author of the Broke Millennial Series, is on a mission to help millen...
#104: My Favorite Travel Hacking Card
04 May 2023
Contributed by Lukas
My FAVORITE credit card for travel hacking just increased their sign on bonus and you better believe I had my husband sign up for it! So today, I&apos...
#103: Service Industry Tips: How to Master Your Money When Your Income Fluctuates With Barbara Sloan
27 Apr 2023
Contributed by Lukas
Does your fluctuating income make it harder for you to budget? Today we're joined by Barbara Sloan, author of Tipped: The Guide to Financial Free...
#102: How To Prioritize Your Money When You're Overwhelmed
20 Apr 2023
Contributed by Lukas
Do you feel pulled in a million directions with your money? Do you have a hard time following through with your financial goals due to overwhelm? Toda...
#101: Rethinking Generational Wealth with Chris Browning
13 Apr 2023
Contributed by Lukas
Did you know I co-host another podcast with my friend Chris Browning? It's called This is Awkward and today, I'm sharing an excerpt from our...
#100: A Personal Life & Business Update
06 Apr 2023
Contributed by Lukas
I can't believe I have officially recorded 100 episodes of the Inspired Budget Podcast! I truly appreciate each and every one of you for tuning...
#099: What To Do If You Get Laid Off With Jesse Mecham
30 Mar 2023
Contributed by Lukas
As headlines continue to discuss widespread layoffs and economic uncertainty, it's important to remember that being laid off doesn't have to...
#098: 3 Money Habits You Need To Start Now
23 Mar 2023
Contributed by Lukas
To celebrate my book hitting shelves in less than one month, we are going to talk about chapter 2 of my book: Money Habits and Money Mindset.I’m a b...
#097: Creating a Career You Love with Kelli Thompson
16 Mar 2023
Contributed by Lukas
If you're a woman who wants to take charge of your career, then this episode is for you!Today I'm interviewing Kelli Thompson. Kelli is a wo...
#096: Discovering Your Catalyst for Financial Transformation
09 Mar 2023
Contributed by Lukas
Determining your own catalyst for financial change is a crucial step in staying motivated to reach your money goals. So... How do you determine your o...
#095: The Illusion of Success: Why Reaching Your Goals Won't Bring Lasting Happiness with Katie Gatti
01 Mar 2023
Contributed by Lukas
Have you ever FINALLY achieved a major life goal or milestone, only to realize that the high you get from reaching this goal is fleeting and reaching ...
#094: 3 Money Rules I No Longer Live By (#3 Might Shock You!)
23 Feb 2023
Contributed by Lukas
If there's one thing motherhood has taught me, it's that you HAVE to flexible and adaptable to win in life, and this is especially true when...
#093: Your Man Is Not a Financial Plan with Amanda Holden
16 Feb 2023
Contributed by Lukas
After working in investment management, Amanda holden decided that helping rich men get richer was not her calling. Through her business, Invested Dev...
#092: How To Deal With Unexpected Expenses & Emergencies
09 Feb 2023
Contributed by Lukas
When it comes to your money, I personally believe that setting up your emergency fund should be the very first thing you tackle. You’ll be thankful ...
#091: Why We're So Weird About Money With Paco de Leon
02 Feb 2023
Contributed by Lukas
Today, we're diving deep into the psychology of money and the effects our money beliefs have on our personal finances. Joining me in this conver...
#090: Easy Ways To Save More Money In 2023
26 Jan 2023
Contributed by Lukas
In today's episode, I'm sharing 5 easy ways to save money this year - no matter if you’re a seasoned saver or brand new to this whole “a...
#089: Becoming a Money Activist with Tanja Hester
19 Jan 2023
Contributed by Lukas
You have more power than you may think when it comes to making positive changes in the world with your money! In this episode of the Inspired Budget P...
#088: Ask Matt - Reluctant Spouses, Family Financial Involvement, & Supporting A Spender
12 Jan 2023
Contributed by Lukas
Today, I put my husband Matt in the hot seat! He answered all your burning questions including:"How do I talk to my spouse about money if they d...
#087: Negotiate Your Way To Wealth with Mandi Woodruff-Santos
05 Jan 2023
Contributed by Lukas
How much money are you leaving on the table by not negotiating your income? Mandi Woodrow Santos is career and money expert who founded the Mandi Mone...
#086: How To Set Values-Based Goals For The New Year
29 Dec 2022
Contributed by Lukas
Want to know the secret to actually achieving the goals that you set for yourself? Today, I'm sharing the 4 steps you must take in order to cre...
Bonus Episode: How to transform your relationship with money
28 Dec 2022
Contributed by Lukas
It's time to evaluate your relationship with money.When it comes to your personal finances, are you riddled with stress, anxiety, confusion, or o...
Bonus Episode: Do you have a spending problem or an income problem?
27 Dec 2022
Contributed by Lukas
When it comes to managing our finances, it's important to understand the root cause of any financial struggles we may be experiencing. Is it tha...
#085:Your Student Loan Repayment Options with The College Investor
22 Dec 2022
Contributed by Lukas
If you have student loans or if you're a parent whose child will be taking out student loans in the near future, you're going to want to lis...
#084: Budget and Money Tips That Everyone Should Know - Especially Beginners
15 Dec 2022
Contributed by Lukas
Today I'm sharing 4 budgeting and money tips that everyone should know!Whether you're a budgeting newbie or an advanced investor, these tips...
#083: How to Prepare Your Finances for Entrepreneurship with Cindy Zuniga-Sanchez
08 Dec 2022
Contributed by Lukas
What does financial freedom mean to you? For Cindy Zuniga-Sanchez, it meant being able to bet on herself and take the calculated risk of transitioning...
#082: Your Top Investing & Retirement Questions Answered
01 Dec 2022
Contributed by Lukas
Do words like stock market, mutual fund, and target date index funds make your head spin?In this episode, we're diving into all your questions wh...
#081: How Money Impacts Our Emotions with Marsha Barnes
24 Nov 2022
Contributed by Lukas
Today we're diving deep into the complicated relationship between financial health and mental health. Leading us in this conversation is Marsha B...
#080: Pet Insurance: Is It Worth It?
17 Nov 2022
Contributed by Lukas
A couple of weeks ago my dog, Harry, made some questionable decisions that resulted in an emergency vet visit. After seeing the bill and facing the ...
#079: Simplifying Your Wardrobe To Save Money with Deanna Yates
10 Nov 2022
Contributed by Lukas
Is having too much stuff costing you money, time, and mental freedom? Deanna Yates helps busy families learn how to let go of the stuff holding them b...
#078: Does Having Debt Mean You're Bad With Money?
03 Nov 2022
Contributed by Lukas
If you have debt, especially six figures of debt, you've likely experienced same emotions I experienced over and over again: denial, shame, guilt...
#077: Buy This, Not That with Sam Dogen
27 Oct 2022
Contributed by Lukas
Sam Dogen retired in 2012 at the age of 34 with roughly $80,000 a year in passive income. Since then, he's written over 2,500 articles on his boo...
#076: How To Save And Budget For Christmas
20 Oct 2022
Contributed by Lukas
It’s easy to wait until the last minute when it comes to Christmas shopping. However, that can add stress and frustration to what is supposed to be ...
#075: How To Make Money As A Virtual Assistant with Abbey Ashley
13 Oct 2022
Contributed by Lukas
Wondering how you can make money working from home as a virtual assistant?Abbey Ashley, founder of The Virtual Savvy and Hello Savvy, is here today to...
#074: How To Move Forward With Your Money After Separation Or Divorce
06 Oct 2022
Contributed by Lukas
"My husband abruptly decided on separation a month ago and moved out this week. Do you have any advice on budgeting and how to move forward?”Th...
#073: Build Wealth on a Teacher's Salary with Israel and Sunem Tovar
29 Sep 2022
Contributed by Lukas
By the age of 26, Israel Tovar built a six-figure net worth on a teacher salary. His sister, Sunem Tovar, was able to pay off $42,000 in debt and bu...
#072: How To Conquer Impulse Spending
22 Sep 2022
Contributed by Lukas
Do you ever spend money unplanned or based on emotions? Maybe you find yourself spending money because you’re mad, sad, glad, or stressed. If so, ...
#071: Battling Inflation Costs with Nicole Lapin
15 Sep 2022
Contributed by Lukas
I don't even have to ask you if inflation has impacted your budgets. I can speak from experience, I've definitely had to adjust my budget ca...
#070: Ways for Teens To Make Money
08 Sep 2022
Contributed by Lukas
How did you view money when you were a teenager? If you're a parent and you're wondering how you can help you kid not only start earning mo...
#069: Paying Off Debt with Kendra Gonzales
01 Sep 2022
Contributed by Lukas
Years ago, a fellow teacher and friend came to my classroom to talk to me about something that felt very vulnerable and scary to share. She knew I was...
#068: How I Built My Business and Quit My 9-5 Job
25 Aug 2022
Contributed by Lukas
Today, I'm answering all your burning questions about how and why I became an owner of a small business that's run 100% online!I'll be ...
#067: The Only Way To Pay A Medical Bill With Dr. Virgie Ellington
18 Aug 2022
Contributed by Lukas
Did you know that nearly 90% of medical bills contain errors? This means that vast majority of Americans have grossly overpaid on medical bills simply...
#066: You Asked! Here's a Life Update!
11 Aug 2022
Contributed by Lukas
Today I'm answering ALL your questions about my life, my business, and anything in between. I don't know about you, but I personally love t...
#065: Why Giving $5 Can Make A Difference with Andi Thieman
04 Aug 2022
Contributed by Lukas
There are SO many psychological and physiological benefits that are associated with generosity. I think ultimately, giving allows us to feel like we...
#064: How To Handle Impulse Spending With Credit Cards
28 Jul 2022
Contributed by Lukas
I'm going to be 100% honest here: I, Allison Baggerly, owner of a budget and personal finance company, have issues with overspending on my credit...
#063: Building Generational Wealth with Marc Russell
21 Jul 2022
Contributed by Lukas
Once reason I'm obsessed with teaching people how to budget and pay off debt successfully is so that they can build generational wealth. I wanted...
#062: How We Travel Hacked Our Family Vacation
14 Jul 2022
Contributed by Lukas
Last month, our family returned from an 8-night vacation in Canada where we hiked up majestic mountains, skipped rocks in gorgeous glacier fed lakes, ...
#061: Battling Imposter Syndrome with Bola Sokunbi
07 Jul 2022
Contributed by Lukas
Every single time I talk to Bola Sokunbi, I walk away so inspired! I feel like I can accomplish much more than I give myself credit for, and I know th...
#060: The Hidden Costs of Home Buying
30 Jun 2022
Contributed by Lukas
Next month marks three years since we moved into our current home.This is actually the third house we've purchased. That's crazy to me! Thro...
#059: Legitimize Your Business Idea with Janet LeBlanc
23 Jun 2022
Contributed by Lukas
If you've ever googled "How to start a side hustle" or "How to make money online," you're going to want to listen to thi...
#058: Understanding Your Credit Score and 6 Tips To Raise Your Score
16 Jun 2022
Contributed by Lukas
Credit scores. A little 3-digit number can be the difference between living in that dream apartment or only getting accepted to a low-light basement s...
#057: Easy Investing Tips with Chloe Daniels
09 Jun 2022
Contributed by Lukas
Are you putting off learning how to invest? I get it, investing can feel super overwhelming and complicated. On top of that, you might be completely ...