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Keep The Change

Language: en Business Education
Last Checked: 2025-12-08 09:22:00.101875
Showing episodes 101 to 200 of 792 total

MY2CENTS - How I Structure My Money In New Zealand

15 Mar 2025

Contributed by Lukas

This is the audio from a recent YouTube video that you might find interesting.Hey thanks for listeni...

A Canadian Helping Kiwi Take Control Of Their $ w Scott Innes (KTC Listener) [Changers]

12 Mar 2025

Contributed by Lukas

Scott Innes from MoneyMaverick.nz went from government employee to self-employed financial advisor; ...

Money Mail 252 - It Took Me 30 Mins To Get $2k USD

10 Mar 2025

Contributed by Lukas

I started to write this mid-flight headed to Las Vegas to watch the mighty NZ Warriors in action. Th...

MY2CENTS - How I Got Rich In New Zealand (Not Property 🤫)

08 Mar 2025

Contributed by Lukas

This is the audio from a recent YouTube video that you might find interesting.Hey thanks for listeni...

What Is Mikey Seeing In NZ Property In 2025? (in the new studio)

06 Mar 2025

Contributed by Lukas

The Offical Cash Rate has decreased by 0.5% as expected. We sit down with Mikey to find out what he ...

Living a Life of Abundance: Fulfilment and Opportunity w Mikey Smith (GuardianSmith.co.nz)

05 Mar 2025

Contributed by Lukas

What does it mean to live a life of abundance? In this episode, we explore the mindset, habits, and ...

MY2CENTS - First $100k

01 Mar 2025

Contributed by Lukas

This is the audio from a recent YouTube video that you might find interesting.Hey thanks for listeni...

Money Mail 251 - The Biggest Wealth Shift In History. Are You Ready?

27 Feb 2025

Contributed by Lukas

Did you know: in NZ, those born before 1966 currently hold 60% of NZ's $2.29 trillion total indiv...

Living a Life of Lack: The Symptoms of Scarcity w Mikey Smith (GuardianSmith.co.nz)

26 Feb 2025

Contributed by Lukas

We struggled with this one but it was needed before we record ‘Living a Life of Abundance’. This...

MY2CENTS - Falling Interest Rates

22 Feb 2025

Contributed by Lukas

This is the audio from a recent YouTube video that you might find interesting.Hey thanks for listeni...

Money Mail 250 - Falling Interest Rates = Pay Rises For Most NZ Households

20 Feb 2025

Contributed by Lukas

Back in 2021 (Money Mail 83) we started talking about pay cuts for NZers because interest rates were...

The Rise & Fall,(Part 1) & Now Redemption (Part 2) of Simon Phillips

19 Feb 2025

Contributed by Lukas

Simon Phillips returns to the podcast with more wild tangents and hard-earned wisdom than you can im...

Money Mail 249 - When Is 'Enough', Enough?

17 Feb 2025

Contributed by Lukas

If you don’t decide what enough looks like, the world will decide for you. And the world’s answe...

MY2CENTS - Credit card debt to millionaire?

15 Feb 2025

Contributed by Lukas

This is the audio from a recent YouTube video that you might find interesting.Hey thanks for listeni...

How to Escape 'Status Mode' w Mikey Smith (GuardianSmith.co.nz)

12 Feb 2025

Contributed by Lukas

You’ve escaped survival mode and now you’re being marketed to to give your excess cash to the ma...

Money Mail 248 - 'Put It On The Mortgage'...Dead In 2024

10 Feb 2025

Contributed by Lukas

'Put it on the mortgage'. With lower interest rates and rising house prices, why wouldn’t you? For...

MY2CENTS - Best Inflation Hedge

08 Feb 2025

Contributed by Lukas

This is the audio from a recent YouTube video that you might find interesting.Hey thanks for listeni...

A 20% House Deposit & Student Loan Cleared At 26 Tom Flanagan (KTC Listener) [Changers]

05 Feb 2025

Contributed by Lukas

Tom, 26, shares his inspiring journey of buying his first home with his partner on Auckland's North ...

Ep 247 - What If Stock Markets Tank In 2025?

03 Feb 2025

Contributed by Lukas

At the back end of 2024 I started to get worried about stock market returns. I was receiving too man...

MY2CENTS - $2k Per Month Passively

01 Feb 2025

Contributed by Lukas

This is the audio from a recent YouTube video that you might find interesting.Hey thanks for listeni...

How to Escape 'Survival Mode' w Mikey Smith (GuardianSmith.co.nz)

29 Jan 2025

Contributed by Lukas

Are you stuck in survival mode, living paycheck to paycheck and constantly stressed about money? Thi...

Money Mail 246 - How To Easily Make An Extra $10,000 In 2025

27 Jan 2025

Contributed by Lukas

Whether you need it to ease a bit of financial pressure or work toward a big goal, here’s how you ...

MY2CENTS - #1 Way To Pay Off A Kiwi Mortgage Faster

25 Jan 2025

Contributed by Lukas

This is the audio from a recent YouTube video that you might find interesting.Hey thanks for listeni...

Dropout to Debt Free: How This 27yo Bought Property With Cash w Philip Paul (KTC Listener) [Changers]

22 Jan 2025

Contributed by Lukas

At just 27, this young Kiwi shares his incredible journey from grinding hard in his day job to buyin...

Money Mail 245 - The 2025 Economy; What Happens Next?

20 Jan 2025

Contributed by Lukas

2024 was a grind for many, and 2025 might bring much more of the same. I am sorry, I am sorry. I am ...

MY2CENTS - ‘I Don’t Care About Money’ | Yeah Right!

18 Jan 2025

Contributed by Lukas

This is the audio from a recent YouTube video that you might find interesting.Hey thanks for listeni...

Kickstart Your Wealth In 2025: Investing Hacks w Linus Field

15 Jan 2025

Contributed by Lukas

Ready to start 2025 right and take control of your financial future? From compounding growth to inve...

Money Mail 244 - 2025: It’s Never Been Easier To Succeed

13 Jan 2025

Contributed by Lukas

I recently heard someone say: “It’s never been easier to succeed.” But they quickly followed i...

ICYWL - Money Mail 147 - Why I Bought A PIE Fund

12 Jan 2025

Contributed by Lukas

This is a re-release of an earlier podcast that other listeners have found very useful.Recently I bo...

MY2CENTS - Will A Capital Gains Tax Solve New Zealand’s Problems? (What About Your Problems?)

11 Jan 2025

Contributed by Lukas

This is the audio from a recent YouTube video that you might find interesting.Hey thanks for listeni...

MY2CENTS - Why Is Paying Debt More Exciting Than Investing?

09 Jan 2025

Contributed by Lukas

This is the audio from a recent YouTube video that you might find interesting.Hey thanks for listeni...

From Reckless To Responsible With Money & Mindset w Bryce Helms (KTC Listener) [Changers]

08 Jan 2025

Contributed by Lukas

In this episode, I sit down with Bryce who shares his transformation: both financially and professio...

Money Mail 243 - 2025 The Year To Focus On What You Do Have

06 Jan 2025

Contributed by Lukas

When did we get so good at dismissing other people's actions to keep ourselves stuck and upset at ou...

How To Annihilate 2025 w Mikey Smith (GuardianSmith.co.nz)

05 Jan 2025

Contributed by Lukas

Well, we survived until 2025, now what? This year looks like another grind of a year but as always w...

ICYWL - HOW To Think w Mikey Smith (GuardianSmith.co.nz)

05 Jan 2025

Contributed by Lukas

This is a re-release of an earlier podcast that other listeners have found very useful.Well, it is f...

MY2CENTS - Why I Don't Have A Credit Card In New Zealand

04 Jan 2025

Contributed by Lukas

This is the audio from a recent YouTube video that you might find interesting.Hey thanks for listeni...

MY2CENTS - What Version Of Money Are You Running?

02 Jan 2025

Contributed by Lukas

Hey thanks for listening! Please take some form of action from this content, don’t just be a consu...

KiwiSaver Hardship Rising & Car Loan Carnage w David Verry (Financial Mentor)

01 Jan 2025

Contributed by Lukas

David is back to teach us about exploitative car loans, and one lender who is now being prosecuted b...

ICYWL - The True Cost Of Your $700k Home w Mikey Smith

29 Dec 2024

Contributed by Lukas

This is a re-release of an earlier podcast that other listeners have found very useful.Everybody lov...

MY2CENTS - This Traps Kiwi's From Making More $

28 Dec 2024

Contributed by Lukas

Hey thanks for listening! Please take some form of action from this content, don’t just be a consu...

Money Mail 242 - 2024, You Son Of A B!tch

28 Dec 2024

Contributed by Lukas

September GDP data just came in at -1.0. I had to refresh my screen to see if that was accurate. -1....

MY2CENTS - Steal This Government Trick To Take Control Of Your Finances In NZ

26 Dec 2024

Contributed by Lukas

This is the audio from a recent YouTube video that you might find interesting.Hey thanks for listeni...

How We DESTROYED 2024 w Mikey Smith (CEO GuardianSmith.co.nz)

26 Dec 2024

Contributed by Lukas

Following on from the podcast ‘How To Destroy 2024’ to get you started this year, we dive into h...

‘Property Doubles Every 10 Years’ LOL! Is That All? w Mikey Smith (GuardianSmith.co.nz)

25 Dec 2024

Contributed by Lukas

Everyone’s favourite property saying - that it doubles every 10 years and property is ‘safe as h...

Money Mail 241 - Look How Far You've Come In 2024

24 Dec 2024

Contributed by Lukas

Last week, someone sent me an inspiring image titled: "The Steps I Have Taken to Improve My Financia...

WARNING: KTC Tik Tok Scammers

23 Dec 2024

Contributed by Lukas

Unfortunately, someone has been scammed under the false impression that they were dealing with Keep ...

ICYWL - The 15yo $50k Entrepreneur

22 Dec 2024

Contributed by Lukas

This is a re-release of an earlier podcast that other listeners have found very useful.If you still ...

MY2CENTS - Secondary Tax Is A Myth (New Zealand Tax)

21 Dec 2024

Contributed by Lukas

This is the audio from a recent YouTube video that you might find interesting.Hey thanks for listeni...

MY2CENTS - REVEALED! What I Invest In 🇳🇿

19 Dec 2024

Contributed by Lukas

This is the audio from a recent YouTube video that you might find interesting.Hey thanks for listeni...

What NZ Financial Mentors Expect To See In 2025 w David Verry (Financial Mentor)

18 Dec 2024

Contributed by Lukas

In this episode, we dive into the evolving landscape of financial mentoring in New Zealand. We explo...

Money Mail 240 - Tick Off These 12 Days Of Christmas

16 Dec 2024

Contributed by Lukas

Brands are about to bombard us with 12 days of Christmas chat. Some have probably already started, b...

ICYWL - Money Mail 152 - Don't Let This Economy Fail

15 Dec 2024

Contributed by Lukas

This is a re-release of an earlier podcast that other listeners have found very useful.Last week we ...

MY2CENTS - Put $5k NZD Into Your Pocket With These Tactics

14 Dec 2024

Contributed by Lukas

This is the audio from a recent YouTube video that you might find interesting.Hey thanks for listeni...

MY2CENTS - People Ask Me What To Do With Their Money In New Zealand

12 Dec 2024

Contributed by Lukas

This is the audio from a recent YouTube video that you might find interesting.Hey thanks for listeni...

Place Your Bets & Put Your $ Where Your Mouth Is w Mikey Smith (GuardianSmith.co.nz)

12 Dec 2024

Contributed by Lukas

The World Economic Forum, the country is cooked, the dollar is going to zero, capitalism doesn’t w...

Money Mail 239 - Are You (or your parents) Ready For Retirement?

11 Dec 2024

Contributed by Lukas

I started reading an eye-opening book about retirement. The book: Cracking Open The Nest Egg by Mart...

ICYWL - The Value Equation w Mikey Smith

08 Dec 2024

Contributed by Lukas

This is a re-release of an earlier podcast that other listeners have found very useful.Mikey explain...

MY2CENTS - Financial Averages In New Zealand

07 Dec 2024

Contributed by Lukas

This is the audio from a recent YouTube video that you might find interesting.Hey thanks for listeni...

MY2CENTS - Bitcoin. Stocks. FOMO in New Zealand Property

05 Dec 2024

Contributed by Lukas

This is the audio from a recent YouTube video that you might find interesting.Hey thanks for listeni...

OCR + Tump + Bitcoin + New Taxes

05 Dec 2024

Contributed by Lukas

In this podcast we sit down with no direction and go through a number of different things that are h...

Changers: Investing For The Kids + The ‘Fridge’ Technique w Angela Anderson (KTC Listener)

04 Dec 2024

Contributed by Lukas

Today we sit down with a Keep The Change listener and look at the journey they’ve gone on since fi...

Money Mail 238 - Courageous Christmas Challenge

02 Dec 2024

Contributed by Lukas

I have a challenge for you! If you’ve been around here for a while, you may remember we did this b...

The Wealth Divide Will Explode (Again)

01 Dec 2024

Contributed by Lukas

We saw a long time of interest rates falling and asset prices increasing. Then we had dramatically l...

ICYWL - Money Mail 156 - A rich lister changed my life, & yours

01 Dec 2024

Contributed by Lukas

This is a re-release of an earlier podcast that other listeners have found very useful.I wouldn’t ...

MY2CENTS - I Became An NZ Millionaire In 2023, Here's The Truth

30 Nov 2024

Contributed by Lukas

This is the audio from a recent YouTube video that you might find interesting.Hey thanks for listeni...

MY2CENTS - Stacking $100k Twice

28 Nov 2024

Contributed by Lukas

This is the audio from a recent YouTube video that you might find interesting.Hey thanks for listeni...

Now You’ve Quit Your 9 to 5 w Mikey Smith (GuardianSmith.co.nz)

27 Nov 2024

Contributed by Lukas

You’ve listened to when to quit your 9 to 5 and then how and now you are going to do it! Game on! ...

Money Mail 237 - Black Friday Is Here…Or Is It?

25 Nov 2024

Contributed by Lukas

I read that according to a survey by PriceMe, 51% of Kiwis plan to shop on Black Friday this year, a...

ICYWL - Retrain Your Brain w Mikey Smith

24 Nov 2024

Contributed by Lukas

This is a re-release of an earlier podcast that other listeners have found very useful.Mikey teaches...

MY2CENTS - These Headphones Help Me Save Tax

23 Nov 2024

Contributed by Lukas

This is the audio from a recent YouTube video that you might find interesting.Hey thanks for listeni...

MY2CENTS - How To Build An Emergency Fund In New Zealand

21 Nov 2024

Contributed by Lukas

This is the audio from a recent YouTube video that you might find interesting.Hey thanks for listeni...

The Man Calling Out The Council's w David Baker RapidQS

20 Nov 2024

Contributed by Lukas

The man calling out the councils pops into the studio to fill us in on the backlash from questioning...

Money Mail 236 - You’re Waiting For ‘The Best’ Time To Invest (Pt 4).

18 Nov 2024

Contributed by Lukas

Ever met someone who seems to know everything about a subject but takes no action? Ahh analysis para...

ICYWL - Your Opportunity Of A Lifetime In This Recession w Mikey Smith

17 Nov 2024

Contributed by Lukas

This is a re-release of an earlier podcast that other listeners have found very useful.They say that...

MY2CENTS - NZ’s Coming Age Crisis Will Cost You???

16 Nov 2024

Contributed by Lukas

This is the audio from a recent YouTube video that you might find interesting.Hey thanks for listeni...

MY2CENTS - Should NZ Host The America's Cup

14 Nov 2024

Contributed by Lukas

This is the audio from a recent YouTube video that you might find interesting. Hey thanks for listen...

3 Valuable Skills That Changed Our Lives w Mikey Smith (GuardianSmith.co.nz)

13 Nov 2024

Contributed by Lukas

The challenge was to come up with 3 skills that have seriously changed our life once we started impl...

Money Mail 235 - You Don’t Know How To Invest (Pt 3.)

11 Nov 2024

Contributed by Lukas

Why you haven’t started investing? You don’t know how...You live in 2024, with 5g internet, thou...

ICYWL - Insights From 1 Of NZ's Top Financial Mentors w/ David Verry

10 Nov 2024

Contributed by Lukas

This is a re-release of an earlier podcast that other listeners have found very useful.Wrap your ear...

Holy Sh!t My Stocks Are Cranking. So What?

10 Nov 2024

Contributed by Lukas

Well, a lot of markets are roaring after the change in President in America. I decided to go back an...

The Future of New Zealand: Are You Prepared? w Professor Paul Spoonley

06 Nov 2024

Contributed by Lukas

Paul is back in the hot seat to get us thinking about what New Zealand will look like in the future....

Money Mail 234 - When You're Scared To Invest (Pt 2.)

04 Nov 2024

Contributed by Lukas

Many of us are still sitting here asking ‘is it a good idea to invest?’. I think this actually m...

ICYWL - 30 In 30 | 12. Being Broke & Living Rent Free House Sitting

03 Nov 2024

Contributed by Lukas

This is a re-release of an earlier podcast that other listeners have found very useful.30 lessons in...

KiwiSaver Balances: How Do You Compare? w Jake Mickleson

30 Oct 2024

Contributed by Lukas

I sat down with Jake Mickleson who is a KiwiSaver advisor with Generate KiwiSaver Scheme and we ran ...

Money Mail 233 - Why You Haven’t Started Investing (Pt. 1)

28 Oct 2024

Contributed by Lukas

Recently, I asked people IF THEY WANTED TO INVEST BUT HAVEN’T YET, how come. Sorry I had to yell a...

The Engineered Recession: 2 Years In, What's Next? w Mikey Smith (GuardianSmith.co.nz)

23 Oct 2024

Contributed by Lukas

Well, it has nearly been a good two years since the Reserve Bank of New Zealand told us that they we...

Money Mail 232 - You’ve Never Been More Likely To Make $100,000

21 Oct 2024

Contributed by Lukas

In the past, earning a six-figure income was a significant milestone, some sort of marker of financi...

ICYWL - You Have Been Lied To, Now What? w Mikey Smith

20 Oct 2024

Contributed by Lukas

This is a re-release of an earlier podcast that other listeners have found very useful.We're really ...

The Pyramid That Explains Your Situation w Mikey Smith (GuardianSmith.co.nz)

16 Oct 2024

Contributed by Lukas

This pyramid holds the answers to so many of life’s questions. Are you currently at survival statu...

Money Mail 231 - The HOPE Formula

14 Oct 2024

Contributed by Lukas

I was playing with the word hope whilst writing. I had been thinking about how it seems many people ...

ICYWL - Money Mail 119 - It Only Took 5 Years To Change My Life

13 Oct 2024

Contributed by Lukas

This is a re-release of an earlier podcast that other listeners have found very useful.5 years ago, ...

The Ultimate USA Recap w Mikey Smith (GuardianSmith.co.nz)

09 Oct 2024

Contributed by Lukas

What a whirlwind trip to the United States of America that was. We’ve had a few weeks to unpack an...

Money Mail 230 - Achieve Your Goals…Faster

07 Oct 2024

Contributed by Lukas

Goals. Love em or hate em it’s nearly goal season - the 1st of January. BUT we still have a whole ...

ICYWL - The EXACT Process To Get A Mortgage w Mikey Smith

06 Oct 2024

Contributed by Lukas

This is a re-release of an earlier podcast that other listeners have found very useful.Mikey is one ...

Help NZers Kill Crippling Debt w Money Sweetspot’s Sasha Lockley

02 Oct 2024

Contributed by Lukas

Money Sweetspot is here to help reverse that debt spiral and support New Zealanders to regain contro...

Money Mail 229 - Inside A Profit & Loss

30 Sep 2024

Contributed by Lukas

Not everyone aspires to be in business and that is fine, but I feel like we can all do with understa...

Stuck With Purpose? Try This (I Did)

29 Sep 2024

Contributed by Lukas

There is always a lot of chat in society around all of us finding our purpose but this can be really...

ICYWL - Does Your Mindset Explain Your Financial Situation? w Mikey Smith

29 Sep 2024

Contributed by Lukas

This is a re-release of an earlier podcast that other listeners have found very useful.We dig into a...

Is Insurance In NZ Worth It Anymore? w Johny Winstone (Insurance Market)

25 Sep 2024

Contributed by Lukas

The cost of insurance has been climbing and many people are thinking about self-insuring themselves ...

Money Mail 228 - How To Fix YOUR Housing Affordability Crisis

23 Sep 2024

Contributed by Lukas

Housing affordability is always a hot topic in this country, and for very good reason. The cost of a...