Keep The Change
Episodes
Money Mail 32 - Christmas Day | Have A Good One
17 Jun 2021
Contributed by Lukas
Couldn't help but wish everyone a Merry Christmas so we took the opportunity to look at being grateful and thinking about the things that we do HAVE a...
Money Mail 31 - Over 6 In 10 Kiwis Live Week To Week
16 Jun 2021
Contributed by Lukas
Living paycheck to paycheck. How does it happen, why do so many people do it and how can we break the cycle? We take a look at the theory of saving fi...
Money Mail 30 - $100 Challenge [ONLY Open If A Nice Person]
15 Jun 2021
Contributed by Lukas
Can you give $100 to a complete stranger? How would that make you feel. This is the challenge (it doesn't have to be $100) that a number of readers an...
Money Mail 29 - The Xmas Tips Your Favourite Influencer Won't Give You
14 Jun 2021
Contributed by Lukas
Gifts, gifts and more gifts. Do people really need them? We take a look at different practical ways to re-think Christmas time and how we approach it....
Money Mail 28 - The Retirement 'hack' That No One Talks About
13 Jun 2021
Contributed by Lukas
Working huh. Maybe we continue to work once we get to the age that people think retirement kicks in. Today we do some math and explore what income str...
Money Mail 27 - The Exact Amount You Need To Retire
11 Jun 2021
Contributed by Lukas
Let's be honest we don't know when we will retire and what it will look like when we get there do we so it's hard to know exactly what we'll need. BUT...
Money Mail 26 - How You Can Get Sh!t Done
11 Jun 2021
Contributed by Lukas
A framework that successful people use to get plenty done. There is no reason why you can't copy it and use the exact same framework. If you are stuck...
Money Mail 25 - Who Really Wears The Money Pants?
08 Jun 2021
Contributed by Lukas
Lessons from starting a business where 85% of our customers were female. Our money backgrounds are all completely different so we should expect differ...
Money Mail 24 - Do These Two Words Scare Your Or Get You Excited?
07 Jun 2021
Contributed by Lukas
Housing Boom...we look at the housing market going absolutely nuts and stop to think about whether this is something we really want ourselves? What ar...
Money Mail 23 - Why Are People Buying Bitcoin?
03 Jun 2021
Contributed by Lukas
Bitcoin. The big B word. In this episode we look at money following attention (again) and how last week's episode tied into this. We touch on how and ...
Money Mail 22 - How An All Black Can Rig The Stockmarket (Legally)
02 Jun 2021
Contributed by Lukas
The title is clickbait of course but it is somewhat true. People with large amounts of attention can influence how much money flows toward something. ...
Money Mail 21 - Guaranteed 100% and 50% Gains
01 Jun 2021
Contributed by Lukas
Kiwisaver. Our first look at this big beast that is Kiwisaver. There is a lot of information online about Kiwisaver and we always suggest getting a go...
Money Mail 20 - You're About To Get Taxed
31 May 2021
Contributed by Lukas
Are taxes going to go up? For people earning over $180,000 there is a new tax bracket for you. That is only 2% of income earners. We look at whether t...
Money Mail 19 - Do You Know What Week It Is?
31 May 2021
Contributed by Lukas
Mental Health Awareness week. A very important week. Did you know that a very high percentage of people facing mental health challenges say that finan...
Money Mail 18 - Zero Of These People Make It To The Rich List
27 May 2021
Contributed by Lukas
We take a look at the traditional borrow mentality we get taught. Degree, payday to payday, phone, car, house, ring, boat. What if we borrowed someone...
Money Mail 17 - I Am Sick Of All These Stock 'Tips'
26 May 2021
Contributed by Lukas
Cannabis this, tech that, start up this, secret insight that. It goes on and on. Everyone has a stock tip at the moment and it's hard to know who to l...
Money Mail 16 - Get Your Hand Off It
25 May 2021
Contributed by Lukas
Yup you read that correctly. Get your hand off it. You've probably heard that a few times. It's you not touching your savings. More specifically your ...
Money Mail 15 - The Most Boring Gift Ever...
24 May 2021
Contributed by Lukas
The week I became an Uncle. Did I send my Sister a brilliant jumpsuit for my Nephew? Nope. He got a really boring gift the poor wee fella. But maybe, ...
Money Mail 14 - What Happens To A Bubble?
23 May 2021
Contributed by Lukas
Usually, they pop right? We take a look at the level of debt in the economy and how that works. Where does it all go and where did it all come from? F...
Money Mail 13 - How To Turn One House Into Two...Legally
20 May 2021
Contributed by Lukas
Leverage. The big L word that isn't Love but Kiwis Love. It's how many home owners buy a second home without paying any money down. Say what? Tune in ...
BONUS! Buckle Up The Economy Is Shaky | 100% Must Listen
20 May 2021
Contributed by Lukas
A bonus episode when it gets shaky out there in the economy and on the share market. What would it be like to avoid getting scared by the emotional up...
Money Mail 12 - Free Money 'everyone' Gets
20 May 2021
Contributed by Lukas
The pension. What is it and who can get it? We look at New Zealands favourite form of passive income in this episode. Is it enough to retire on? Find ...
BONUS! Turning $1k Into $200k | Discpline
20 May 2021
Contributed by Lukas
The ole 'back in the day' story when we bought A2 Milk shares for ten cents. Yup, ten cents. Unfortunately, we sold out early and didn't wait for them...
Money Mail 11 - REVEALED | Is Passive Income Real?
20 May 2021
Contributed by Lukas
Passive income; income that requires little to no effort to earn or maintain - sign me up! But beware, passive income streams still require a lot of h...
Money Mail 10 - More Money For You?
20 May 2021
Contributed by Lukas
In this episode, we discuss ways of generating more income besides asking for a pay rise. With 1 in 3 people having a side hustle is it the best way t...
Money Mail 9 - Two Jobs, Double Tax? WRONG!
20 May 2021
Contributed by Lukas
In this episode we are busting some tax myths! If you have ever turned down work because you're scared of secondary tax then this one is for you. Spoi...
Money Mail 8 - Sorry...But Do You Know My Ex?
20 May 2021
Contributed by Lukas
We've all had that one pesky ex that just won't leave us alone (Yikes!). In this episode, we discuss making the decision to cut all ties to being brok...
Money Mail 7 - Month End - The Process
20 May 2021
Contributed by Lukas
The month-end process shouldn't just be used by businesses! In this episode, we discuss how consistently implementing the month-end process of reviewi...
Money Mail 6 - Take Me To Tax School
20 May 2021
Contributed by Lukas
We're heading back to school to learn about tax! Unfortunately, this episode doesn't involve a lunch break. In this episode, we correct a common misco...
Money Mail 5 - Earning Six Figures
20 May 2021
Contributed by Lukas
Six figure income! The ultimate goal for many people, but only 1 in 10 kiwis actually make over $100k each year. Let's have a breakdown of what earnin...
Money Mail 4 - Average Kiwi Income
20 May 2021
Contributed by Lukas
In this episode, we get a breakdown of the average kiwi income and what that could look like if you were earning that amount. Spoiler alert: It's pret...
Money Mail 3 - To Save Or Not To Save?
20 May 2021
Contributed by Lukas
Now that you've done your budget and know how much you can afford to save, we are discussing if saving is worthwhile in the current climate. Low inter...
Money Mail 2 - Budgeting Is Boring?
19 May 2021
Contributed by Lukas
It's time to take some action... we're talking about budgets! Boring? Maybe. But, we promise that this 30-minute activity is something you won't regre...
Money Mail 1 - Intro | Rich A$$holes
18 May 2021
Contributed by Lukas
Welcome to the Keep The Change podcast! An audio deep dive into each of the Money Mail lessons. We kick things off with Luke sharing the story of how ...