The More Money Webinar
15 Dec 2021
Contributed by Lukas
Let's explore how we can make more money in 2022. How can we get back in control of our income when ...
Money Mail 83 - Huge pay cuts for a number of Kiwis in 2022
09 Dec 2021
Contributed by Lukas
The pay decrease - the increase in interest paid to the bank leading to less money left in the house...
Money Mail 82 - Will house prices really go down in 2022?
06 Dec 2021
Contributed by Lukas
Economists at three of the four largest banks see house prices dropping in 2022. The average value o...
The Importance of Month End
30 Nov 2021
Contributed by Lukas
Reminder: Have you been doing your month end process? Todays bonus episode is around month end and w...
Money Mail 81 - Is a term deposit your money?
28 Nov 2021
Contributed by Lukas
Ahh the ole term deposit. What are they? A term deposit is a type of deposit account usually held at...
A Q&A snippet on the economy & inflation with Grant Robertson
28 Nov 2021
Contributed by Lukas
We listen in to an interview with the finance minister Grant Robertson and try and decipher what he ...
Money Mail 80 - Aucklanders are freeee (to smile?)
21 Nov 2021
Contributed by Lukas
Well Aucklanders, how happy are you? You can finally get out of jail and get around the country.For ...
Money Mail 79 - Moving a credit card to 0% interest
14 Nov 2021
Contributed by Lukas
This week we are going to carry on the theme of debt and have a look at using a credit card balance ...
Money Mail 78 - To Pay Off My Student Loan?
08 Nov 2021
Contributed by Lukas
We've briefly spoke about how an interest-free student loan could be a good thing right now. Especia...
Money Mail 77 - Inflation...the good, bad & the yucky
31 Oct 2021
Contributed by Lukas
Last year, we talked about how you and I were going to get taxed in the form of inflation and it is ...
Money Mail 76 - 365 days on from my first bitcoin buy
25 Oct 2021
Contributed by Lukas
Today is exactly one year on since I made my first bitcoin purchase. The $3,300 is now worth $15,100...
Bitcoin Highs + Inflation + Auckland
19 Oct 2021
Contributed by Lukas
Bonus Episode! If you've been tapped in you would know inflation is likely to go up 5%. Luke jumps o...
Money Mail 75 - Unclaimed Money...are you owed anything?
16 Oct 2021
Contributed by Lukas
Did you know: As at November 2019, there was an estimated $199 million of unclaimed money in the Cro...
Money Mail 74 - Eyeball your debt...look into it's soul
11 Oct 2021
Contributed by Lukas
Start by writing down all of your debt and eyeball it. Actually, come to terms with the debt that yo...
Case Study: 'The debt stress is huge'
02 Oct 2021
Contributed by Lukas
We talk with a Keep The Change reader about their forms of debt and how they got into them. We go th...
Money Mail 73 - I am looking for someone in a bit of debt
02 Oct 2021
Contributed by Lukas
Coming to you on this beautiful Level 3 Friday during mental health awareness week. Surely we’ve a...
Money Mail 72 - How big shocks sneak up on us
25 Sep 2021
Contributed by Lukas
There were huge concerns that an Evergrande property bust in China could cause a worldwide ripple im...
Money Mail 70 - Need to claim your donations?
19 Sep 2021
Contributed by Lukas
It is estimated that roughly one billion dollars of unclaimed charitable donation rebates are sittin...
KTC - Questions From Instagram
12 Sep 2021
Contributed by Lukas
We are going to look at some questions that came in via Instagram today and before answering them we...
Money Mail 69 - The OCR - The ‘Official’ Cash Rate
10 Sep 2021
Contributed by Lukas
Recently, we looked at who the Reserve Bank are and this week we are going to look at one of the lev...
Money Mail 68 - So you want to buy a car?
03 Sep 2021
Contributed by Lukas
Us Kiwis love cars. I get it, I've had a few over the years. Usually I've not paid for these upfront...
Money Mail 67 - The TJ Perenara of banks?
26 Aug 2021
Contributed by Lukas
The Reserve Bank Of New Zealand. Who the hell are they? Their name suggests that they are the TJ Per...
Choices - Getting outside the system (Luke + Mikey)
24 Aug 2021
Contributed by Lukas
Mikey joins me to discuss the concept of breaking the cycle, making your own choices and getting out...
Money Mail 66 - The problem parents have with low interest rates
22 Aug 2021
Contributed by Lukas
In this episode we are going to look at low interest rates (we first looked at this in week 3). Well...
Crypto - Who I've Used To Buy Coins (Luke & Mikey)
21 Aug 2021
Contributed by Lukas
Luke & Mikey sit down to answer the common questions of who we used to buy crypto currency’s a...
Money Mail 65 - Getting stuck in a money rut - what to do
16 Aug 2021
Contributed by Lukas
We all get stuck in money ruts along the way. The key is to see it for what it is and then put it in...
Money Mail 64 - A freehold home by 25...but whats the catch?
11 Aug 2021
Contributed by Lukas
Imagine thinking it takes a lifetime to pay off and house and then doing it in your twenties? Doing ...
Money Mail 63 - HOW the rich just got richer (& it's not their fault)
30 Jul 2021
Contributed by Lukas
The net worth of Kiwi households increased by around $417 billion in the 12 months to March 2021 🏡...
Money Mail 62 - Buying Crypto For A One Year Old (On Purpose)
23 Jul 2021
Contributed by Lukas
One year on from setting up a little share portfolio for my nephew and its time to reinvest. Tune in...
Money Mail 61 - $186,000 Profit From A House In One Year
20 Jul 2021
Contributed by Lukas
We look at how a rental property made more than 98% Kiwis in one year and no one has even lived in i...
Money Mail 60 - Are You Getting Paid What You Are Worth?
19 Jul 2021
Contributed by Lukas
Labour is at an all time shortage - we don't mean the political party either, we mean the supply of ...
Money Mail 59 - How A Phone+Pics(Yes Those Pics)=$12mil A Year
18 Jul 2021
Contributed by Lukas
Sending 'those' pics...what a way to make a living. BUT people are and all power to them. You do you...
Money Mail 58 - What Your Peers Reveal About Your Future
17 Jul 2021
Contributed by Lukas
Do your peers earn the same as you? How does that happen. People often say we are the sum of the 5 p...
Money Mail 57 - NZ's New Tax Bracket
16 Jul 2021
Contributed by Lukas
New Zealand has a new tax bracket. Income over $180,000 will now be taxed at 39%. In this episode we...
Money Mail 56 - Closed Mind, Closed To Opportunity?
15 Jul 2021
Contributed by Lukas
Is your closed mindedness stopping you from learning? We dig into the ability to stay neutral and no...
Money Mail 55 - What Colour Air NZ Lollie Is Your Favourite?
14 Jul 2021
Contributed by Lukas
Is it the green one? In this episode we talk about 'self tax' and what that is. Paying money for thi...
Money Mail 54 - The BOLD Change Missing From The Govt. Budget
13 Jul 2021
Contributed by Lukas
Tax deductible expenses for people who spend money on counselling, health and learning...wouldn't th...
Money Mail 53 - Is Buying A House A Waste Of Money?
12 Jul 2021
Contributed by Lukas
This week we look at some of the hidden costs when it comes to home ownership. So that we can be on ...
Money Mail 52 - [52] A Years Worth Of Money Mail...Whats Next?
11 Jul 2021
Contributed by Lukas
We made it...a whole year of Money Mail. When starting Money Mail, I didn't want it to be a flash in...
Money Mail 51 - Is Renting Really A Waste Of Money? The Mortgage TRAP
08 Jul 2021
Contributed by Lukas
Oh so you rent...we've all heard it before, when people look down on those who rent. BUT is it all t...
Money Mail 50 - 1 House Into 2. Adding Houses. Adding Value. Making Bank
07 Jul 2021
Contributed by Lukas
How a property developer can turn one section into two and make money selling both properties. Tune ...
Money Mail 49 - 'Simply The Best'...Or Is It?
06 Jul 2021
Contributed by Lukas
A quick check in after buying more cryptocurrency. The trap of chasing 'the best'. Don't let this th...
Money Mail 48 - What A Quick $2billion Look Under The Carpet Looks Like
05 Jul 2021
Contributed by Lukas
560,000 Kiwis owe $1.9billion dollars to the Ministry Of Social Development. How is this even possib...
Money Mail 47 - Why The Side Hustle Webinar Flopped
04 Jul 2021
Contributed by Lukas
Just kidding, it went huge! We dig into the two hour webinar around side hustles and how you can fin...
Money Mail 46 -Happy New Year (kind of). Want more $?
02 Jul 2021
Contributed by Lukas
A new financial year. Us accountants get pretty excited at that time of the year. We look at trackin...
Money Mail 45 - How A Mate Picked Up $30k In Fake Debt (In Under 2 Mins)
30 Jun 2021
Contributed by Lukas
How does debt end up in the system and what if it's not 'real'. How the hell does that work. We take...
Money Mail 44 - What The Hell Is A Dividend?
29 Jun 2021
Contributed by Lukas
Dividends. Imputation credits. Withholding Tax. You name it, we break it down so that you can unders...
Money Mail 43 - Another Week Not Being An Influencer
28 Jun 2021
Contributed by Lukas
Ok so we made it on Seven Sharp for 4 seconds after using the $100 gift technique we learnt about ma...
Money Mail 42 - What Its Like To Be An Influencer (Inside Scoop)
27 Jun 2021
Contributed by Lukas
Ever wanted to be an influencer? What's it like? Who knows so instead we get geeky and look at somet...
Money Mail 41 - Who Wrote This Letter To Themself?
26 Jun 2021
Contributed by Lukas
A look at an amazing letter from a sporting legend who wrote to his 17 year old self about the down ...
Money Mail 40 - Whats The Word For Money That Creates Money?
25 Jun 2021
Contributed by Lukas
Compounding. What is it and why is it so important? Often described as the eighth wonder of the worl...
Money Mail 39 - Bit A Coin To Invest?
24 Jun 2021
Contributed by Lukas
We are back talking Bitcoin as Elon throws $1.5bil of Tesla's funds at it. We have a look at why he ...
Money Mail 38 - My Stock Pick That Cracked 100% In Under 12 Months
23 Jun 2021
Contributed by Lukas
To sell of hold? This week we look at trading vs investing and ways to think about investing if you ...
Money Mail 37 - The Number One Thing To Invest In This Year...And Next
22 Jun 2021
Contributed by Lukas
Clue - it isn't a stock on the stock market. This investment is often overlooked by the masses but n...
Money Mail 36 - The Most Common Email I Get
21 Jun 2021
Contributed by Lukas
Back at it with 'double tax' and explaining that there is no such thing.Tune in for a simple reminde...
Money Mail 35 - Money Has NO Value, NONE At All
20 Jun 2021
Contributed by Lukas
Us humans love to complicate things and make them more complicated than they need to be. Like assign...
Money Mail 34 - 'Stuff' the CEO's & Their Big Pay Packets
19 Jun 2021
Contributed by Lukas
We look at an article about how highly paid CEO's should have potenitally not been paid during the t...
Money Mail 33 - The Only Resolution You Will Need
18 Jun 2021
Contributed by Lukas
Take action...of course. This was a lesson from a new calendar year. We talk about making a financia...
Money Mail 32 - Christmas Day | Have A Good One
17 Jun 2021
Contributed by Lukas
Couldn't help but wish everyone a Merry Christmas so we took the opportunity to look at being gratef...
Money Mail 31 - Over 6 In 10 Kiwis Live Week To Week
16 Jun 2021
Contributed by Lukas
Living paycheck to paycheck. How does it happen, why do so many people do it and how can we break th...
Money Mail 30 - $100 Challenge [ONLY Open If A Nice Person]
15 Jun 2021
Contributed by Lukas
Can you give $100 to a complete stranger? How would that make you feel. This is the challenge (it do...
Money Mail 29 - The Xmas Tips Your Favourite Influencer Won't Give You
14 Jun 2021
Contributed by Lukas
Gifts, gifts and more gifts. Do people really need them? We take a look at different practical ways ...
Money Mail 28 - The Retirement 'hack' That No One Talks About
13 Jun 2021
Contributed by Lukas
Working huh. Maybe we continue to work once we get to the age that people think retirement kicks in....
Money Mail 27 - The Exact Amount You Need To Retire
11 Jun 2021
Contributed by Lukas
Let's be honest we don't know when we will retire and what it will look like when we get there do we...
Money Mail 26 - How You Can Get Sh!t Done
11 Jun 2021
Contributed by Lukas
A framework that successful people use to get plenty done. There is no reason why you can't copy it ...
Money Mail 25 - Who Really Wears The Money Pants?
08 Jun 2021
Contributed by Lukas
Lessons from starting a business where 85% of our customers were female. Our money backgrounds are a...
Money Mail 24 - Do These Two Words Scare Your Or Get You Excited?
07 Jun 2021
Contributed by Lukas
Housing Boom...we look at the housing market going absolutely nuts and stop to think about whether t...
Money Mail 23 - Why Are People Buying Bitcoin?
03 Jun 2021
Contributed by Lukas
Bitcoin. The big B word. In this episode we look at money following attention (again) and how last w...
Money Mail 22 - How An All Black Can Rig The Stockmarket (Legally)
02 Jun 2021
Contributed by Lukas
The title is clickbait of course but it is somewhat true. People with large amounts of attention can...
Money Mail 21 - Guaranteed 100% and 50% Gains
01 Jun 2021
Contributed by Lukas
Kiwisaver. Our first look at this big beast that is Kiwisaver. There is a lot of information online ...
Money Mail 20 - You're About To Get Taxed
31 May 2021
Contributed by Lukas
Are taxes going to go up? For people earning over $180,000 there is a new tax bracket for you. That ...
Money Mail 19 - Do You Know What Week It Is?
31 May 2021
Contributed by Lukas
Mental Health Awareness week. A very important week. Did you know that a very high percentage of peo...
Money Mail 18 - Zero Of These People Make It To The Rich List
27 May 2021
Contributed by Lukas
We take a look at the traditional borrow mentality we get taught. Degree, payday to payday, phone, c...
Money Mail 17 - I Am Sick Of All These Stock 'Tips'
26 May 2021
Contributed by Lukas
Cannabis this, tech that, start up this, secret insight that. It goes on and on. Everyone has a stoc...
Money Mail 16 - Get Your Hand Off It
25 May 2021
Contributed by Lukas
Yup you read that correctly. Get your hand off it. You've probably heard that a few times. It's you ...
Money Mail 15 - The Most Boring Gift Ever...
24 May 2021
Contributed by Lukas
The week I became an Uncle. Did I send my Sister a brilliant jumpsuit for my Nephew? Nope. He got a ...
Money Mail 14 - What Happens To A Bubble?
23 May 2021
Contributed by Lukas
Usually, they pop right? We take a look at the level of debt in the economy and how that works. Wher...
Money Mail 13 - How To Turn One House Into Two...Legally
20 May 2021
Contributed by Lukas
Leverage. The big L word that isn't Love but Kiwis Love. It's how many home owners buy a second home...
BONUS! Buckle Up The Economy Is Shaky | 100% Must Listen
20 May 2021
Contributed by Lukas
A bonus episode when it gets shaky out there in the economy and on the share market. What would it b...
Money Mail 12 - Free Money 'everyone' Gets
20 May 2021
Contributed by Lukas
The pension. What is it and who can get it? We look at New Zealands favourite form of passive income...
BONUS! Turning $1k Into $200k | Discpline
20 May 2021
Contributed by Lukas
The ole 'back in the day' story when we bought A2 Milk shares for ten cents. Yup, ten cents. Unfortu...
Money Mail 11 - REVEALED | Is Passive Income Real?
20 May 2021
Contributed by Lukas
Passive income; income that requires little to no effort to earn or maintain - sign me up! But bewar...
Money Mail 10 - More Money For You?
20 May 2021
Contributed by Lukas
In this episode, we discuss ways of generating more income besides asking for a pay rise. With 1 in ...
Money Mail 9 - Two Jobs, Double Tax? WRONG!
20 May 2021
Contributed by Lukas
In this episode we are busting some tax myths! If you have ever turned down work because you're scar...
Money Mail 8 - Sorry...But Do You Know My Ex?
20 May 2021
Contributed by Lukas
We've all had that one pesky ex that just won't leave us alone (Yikes!). In this episode, we discuss...
Money Mail 7 - Month End - The Process
20 May 2021
Contributed by Lukas
The month-end process shouldn't just be used by businesses! In this episode, we discuss how consiste...
Money Mail 6 - Take Me To Tax School
20 May 2021
Contributed by Lukas
We're heading back to school to learn about tax! Unfortunately, this episode doesn't involve a lunch...
Money Mail 5 - Earning Six Figures
20 May 2021
Contributed by Lukas
Six figure income! The ultimate goal for many people, but only 1 in 10 kiwis actually make over $100...
Money Mail 4 - Average Kiwi Income
20 May 2021
Contributed by Lukas
In this episode, we get a breakdown of the average kiwi income and what that could look like if you ...
Money Mail 3 - To Save Or Not To Save?
20 May 2021
Contributed by Lukas
Now that you've done your budget and know how much you can afford to save, we are discussing if savi...
Money Mail 2 - Budgeting Is Boring?
19 May 2021
Contributed by Lukas
It's time to take some action... we're talking about budgets! Boring? Maybe. But, we promise that th...
Money Mail 1 - Intro | Rich A$$holes
18 May 2021
Contributed by Lukas
Welcome to the Keep The Change podcast! An audio deep dive into each of the Money Mail lessons. We k...