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Keep The Change

Language: en Business Education
Last Checked: 2025-12-10 16:32:44.068508
Showing episodes 601 to 700 of 792 total

Money Mail 120 - The ultimate F*&k inflation guide

28 Aug 2022

Contributed by Lukas

The Reserve Bank said that they expect inflation to be above the targeted rate (1 to 3%) until June ...

Money Mail 119 - It only took 5 years to change my life

19 Aug 2022

Contributed by Lukas

5 years ago, my business partner and I sat in Fiji tipping over a couple of Fiji golds, scheming how...

Money Mail 118 - A Finance App For Our Children

12 Aug 2022

Contributed by Lukas

Last week I was speaking to one of my clients about an app that their children can use to learn more...

Is University A Waste Of Money? w Mikey Smith

09 Aug 2022

Contributed by Lukas

Luke and Mikey tackle the conversation that universities are scared to have around whether their deg...

117 - 75 Hard For Your Finances?

09 Aug 2022

Contributed by Lukas

This week we are going to look at the latest fad out there 75 hard. How do people get into this stuf...

Being Triggered By My Videos / Reels w Mikey Smith

08 Aug 2022

Contributed by Lukas

Luke goes on a rant about having an ability to look at things from the top down instead of being tri...

Can You Still Get A Mortgage (July) w Mikey Smith

07 Aug 2022

Contributed by Lukas

We sit down with Mikey to find out whether it is possible to get a mortgage and what the update is t...

The Cost Of Living Payment Balls Up w Mikey Smith

07 Aug 2022

Contributed by Lukas

Luke and Mikey sit down to look at the recent blunder when paying out people who were deceased or li...

How’s Your KiwiSaver Going? w Adam Stewart

04 Aug 2022

Contributed by Lukas

We check in with Adam Stewart from Compound Wealth to find out what happening in the market and find...

Money Mail 116 - Houses - to the moon or hell?

28 Jul 2022

Contributed by Lukas

Just over 10 years ago, I started my first public practice accounting job. In that decade I have see...

The Lads Watch Elvis w Mikey Smith

28 Jul 2022

Contributed by Lukas

Spoiler Alert!! This is a breakdown of the lessons we learnt from watching the Elvis movie and we su...

Does race really matter? w Lennie Brooky

27 Jul 2022

Contributed by Lukas

Lennie and Luke sit down to discuss Lennie's background and a recent post on Instagram around whethe...

The Govt Has No Money w Mikey Smith

26 Jul 2022

Contributed by Lukas

Mikey and Luke sit down to talk about where money comes from for the government and whether or not t...

Property, A Bad Bet? The Rules Have Changed w Mikey Smith

24 Jul 2022

Contributed by Lukas

Mikey and Luke sit down to look at the changes to tax laws for property in the last 10 years and wha...

Money Mail 115 - $350 for free - what to do with it

24 Jul 2022

Contributed by Lukas

In August, September and October, the government will be paying a total of $350 to around 2.1 millio...

Dissecting Clips Pre Pandemic & Mid Pandemic w Mikey Smith

19 Jul 2022

Contributed by Lukas

Luke and Mikey sit down to look at a couple of clips from Adrian Orr, the Reserve Bank Governor Gene...

OCR Goes Up. What It Means? + Luke Hiring Offshore w Mikey Smith

17 Jul 2022

Contributed by Lukas

Luke and Mikey sit down to discuss the recent announcement of the increased OCR and what that will m...

Money Mail 114 - A store where it's ALL free

17 Jul 2022

Contributed by Lukas

Last week I was skimming through LinkedIn and saw a post about a store in Porirua, Wellington, where...

WTF Is Inversion Thinking? w Mikey Smith

14 Jul 2022

Contributed by Lukas

Mikey runs us through tackling problems the reverse way. Learn this brilliant way of thinking and se...

Million Kiwis Leaving? Really? w Mikey Smith

12 Jul 2022

Contributed by Lukas

Surely this many people aren’t leaving? Apparently 1/3 businesses don’t think they’ll see the ...

Booze Now Pay Later? w Mikey Smith

10 Jul 2022

Contributed by Lukas

We take a look at the controversy that popped up when alcohol stores decided it’s a good idea to o...

Money Mail 113 - The Tide Has Turned!

09 Jul 2022

Contributed by Lukas

We are now 6 months into the year and we have a very different year than last year. We are going to ...

Money Mail 112 - What To Tell 250 Year 11 Boys?

06 Jul 2022

Contributed by Lukas

This year I wing my way down to Wellington. I was speaking to 250 Year 11 lads at Wellington college...

Get a chip on your shoulder. w J Lo & Mikey Smith

02 Jul 2022

Contributed by Lukas

Mikey got sucked into a J Lo Documentary... let's talk about what he learnt and what valuable lesson...

Can You Still Get A Mortgage (June) w Mikey Smith

29 Jun 2022

Contributed by Lukas

Luke and Mikey sit down to discuss whether or not you can still get a mortgage in the current climat...

Money Mail 111 - Impact of using kiwisaver to buy a house

23 Jun 2022

Contributed by Lukas

New research conducted on behalf of the Retirement Commission found that Kiwisaver withdrawals had a...

Do You Deserve Your Success? Trigger Warning w Mikey Smith

21 Jun 2022

Contributed by Lukas

There is a lot of chat these days about taxing the poor and calling people privileged, or talking do...

Don't Turn Down A Downturn [Part 2] w Mikey Smith

20 Jun 2022

Contributed by Lukas

Mikey takes us through lessons from a recent webinar he attended (we can get you a replay if you lik...

Insights from an investing evening. w Mikey Smith

18 Jun 2022

Contributed by Lukas

Mikey and Luke venture to the Craig’s investment roadshow and report back to you with a few of the...

Money Mail 110 - 4 Credit Cards In The Bin!

16 Jun 2022

Contributed by Lukas

Credit card interest rates are increasing and the need for a credit card is too. This is a story abo...

When to sell? Buy the dip? w Mikey Smith

16 Jun 2022

Contributed by Lukas

Is ‘buy the dip’ too simple and too burnt into our brains? Perhaps we should think about taking ...

Don't Turn Down a Down Turn w Mikey Smith

15 Jun 2022

Contributed by Lukas

A recession, a slow down, a down turn, you can call it what you will but things are getting weird ou...

Money Mail 109 - $59,000 - new Kiwi median income?

12 Jun 2022

Contributed by Lukas

It has been a long time since we looked at the average Kiwi income, so this week I thought we would ...

Why Start A Side Hustle/Business? w Mikey Smith

05 Jun 2022

Contributed by Lukas

Tune in to Mikey and Luke to unpack why you might want to consider starting a side hustle or busines...

Money Mail 108 - Who stole your money?

04 Jun 2022

Contributed by Lukas

Remember from last week that the inflation target in New Zealand is between 1-3%. In the June quarte...

Can you still get a mortgage w Mikey Smith (May 22)

31 May 2022

Contributed by Lukas

Mikey is in the studio to teach us whether people are still able to get a mortgage with all of the m...

MEGAPOD - What's going on out there & what to do (with Mikey Smith)

28 May 2022

Contributed by Lukas

Mikey and Luke chew the fat for over an hour on what’s happening in the world and how that impacts...

Money Mail 107 - OCR up, up and a raging

28 May 2022

Contributed by Lukas

This week, the Reserve Bank raised the Official Cash Rate by .5% to 2%. This is now a 6 year high fo...

Money Mail 106 - Budget 2022 - What it means

19 May 2022

Contributed by Lukas

There is something in here for over 2 million Kiwis directly as this is the number of people estimat...

Money Mail 105 - Investing in yourself during tough times

12 May 2022

Contributed by Lukas

When I put together the 30 in 30 podcast series, one of the most mentioned podcasts was around inves...

Money Mail 104 - What is a recession?

07 May 2022

Contributed by Lukas

Last week we learnt that in the United States their GDP growth for the first quarter was actually a ...

Money Mail 103 - The world is a changing (quickly!)

07 May 2022

Contributed by Lukas

Whatever you invested your wealth in over the last couple of years, we are all in for a bumpy ole ri...

Money Mail 102 - Lotto...the great heist?

24 Apr 2022

Contributed by Lukas

Lotto aye...the great gamble kiwis love to dabble in every week. So what are the chances of winning ...

Money Mail 101 - Struggling to buy a house? Try this

14 Apr 2022

Contributed by Lukas

I was reading up about Kāinga Ora’s first home partner programme. To summarise it really quickly ...

What To Do When You're Stuck

13 Apr 2022

Contributed by Lukas

Tune in to hear my thoughts about what to do when you're feeling stuck and how to find ideas. Hey th...

Mind Blowing Experts I Listen To

12 Apr 2022

Contributed by Lukas

By now you have probably realised I consume a lot of content. Tune in to find out what mind blowing ...

Mind Blowing Books To Read

11 Apr 2022

Contributed by Lukas

Listen in to find out about important books around financial literacy that could help you further ed...

New Financial Year New You (Part 2)

10 Apr 2022

Contributed by Lukas

Part 2 - Thinking differently about your new financial year. Tune in to find out why if you only thi...

New Financial Year, New You? (If you dare...)

08 Apr 2022

Contributed by Lukas

How can we achieve more than ever before? This starts by changing our thinking. Tune in to see how p...

Money Mail 100 - Week 100 - the cost of running KTC

08 Apr 2022

Contributed by Lukas

100 not out!!! We made it to episode 100. Thanks for learning. Today we look at the cost of running ...

Money Mail 99 - Who’s got all the cash?

31 Mar 2022

Contributed by Lukas

Transaction accounts have increased in balance by around $25 billion since the start of the pandemic...

30 In 30 | 30. YOU Are Powerful As Fark So Who Stole Your Power?

29 Mar 2022

Contributed by Lukas

As I told you last week, it is nearly the end of the financial year and I recently realised that I w...

30 In 30 | 29. What Did I Miss? 35 High Level, Key Points

28 Mar 2022

Contributed by Lukas

As I told you last week, it is nearly the end of the financial year and I recently realised that I w...

30 In 30 | 28. Your Questions From These Lessons

27 Mar 2022

Contributed by Lukas

As I told you last week, it is nearly the end of the financial year and I recently realised that I w...

30 In 30 | 27. Visibility Is A Fake Metric For Success

26 Mar 2022

Contributed by Lukas

30 lessons in 30 days from my life so far. Join me to find out what I learnt from some of my best an...

30 In 30 | 26. My Step Dad Passes Away

25 Mar 2022

Contributed by Lukas

30 lessons in 30 days from my life so far. Join me to find out what I learnt from some of my best an...

Money Mail 98 - Achieving my weird goal

24 Mar 2022

Contributed by Lukas

As I told you last week, it is nearly the end of the financial year and I recently realised that I w...

30 In 30 | 25. Why I Rent (Listen With Open Mind)

24 Mar 2022

Contributed by Lukas

30 lessons in 30 days from my life so far. Join me to find out what I learnt from some of my best an...

30 In 30 | 24. The Top Tax Bracket (39% Tax 🤯)

23 Mar 2022

Contributed by Lukas

30 lessons in 30 days from my life so far. Join me to find out what I learnt from some of my best an...

30 In 30 | 23. The 'Buying Fancy Sh!t' Trap

22 Mar 2022

Contributed by Lukas

30 lessons in 30 days from my life so far. Join me to find out what I learnt from some of my best an...

30 In 30 | 22. Stag Do & Friends Share Groups

21 Mar 2022

Contributed by Lukas

30 lessons in 30 days from my life so far. Join me to find out what I learnt from some of my best an...

30 In 30 | 21. Spending To Get Time Back

20 Mar 2022

Contributed by Lukas

30 lessons in 30 days from my life so far. Join me to find out what I learnt from some of my best an...

30 In 30 | 20. Giving | Why I Think Giving Is Important

19 Mar 2022

Contributed by Lukas

30 lessons in 30 days from my life so far. Join me to find out what I learnt from some of my best an...

30 In 30 | 19. Commit & Then Figure It Out

18 Mar 2022

Contributed by Lukas

30 lessons in 30 days from my life so far. Join me to find out what I learnt from some of my best an...

Money Mail 97 - Investing? Need to consider taxes?

17 Mar 2022

Contributed by Lukas

Most people buy shares hoping for a capital gain and we do not currently have a capital gains tax in...

30 In 30 | 18. A New Money Mindset

17 Mar 2022

Contributed by Lukas

30 lessons in 30 days from my life so far. Join me to find out what I learnt from some of my best an...

30 In 30 | 17. Building An Emergency Fund

16 Mar 2022

Contributed by Lukas

30 lessons in 30 days from my life so far. Join me to find out what I learnt from some of my best an...

30 In 30 | 16. Stacking 6 Figures ($100k) | Why I Did This

15 Mar 2022

Contributed by Lukas

30 lessons in 30 days from my life so far. Join me to find out what I learnt from some of my best an...

30 In 30 | 15. Saving 40% Of Your Income (WTF, How?)

14 Mar 2022

Contributed by Lukas

30 lessons in 30 days from my life so far. Join me to find out what I learnt from some of my best an...

30 In 30 | 14. Buying A Flash Car (A Waste Of Money?)

13 Mar 2022

Contributed by Lukas

30 lessons in 30 days from my life so far. Join me to find out what I learnt from some of my best an...

30 In 30 | 13. Investing In Yourself (Why?)

12 Mar 2022

Contributed by Lukas

30 lessons in 30 days from my life so far. Join me to find out what I learnt from some of my best an...

30 In 30 | 12. Being Broke & Living Rent Free House Sitting

11 Mar 2022

Contributed by Lukas

30 lessons in 30 days from my life so far. Join me to find out what I learnt from some of my best an...

Money Mail 96 - One for the ladies

11 Mar 2022

Contributed by Lukas

This week we had international women's day. On the weekend, I was reading about how women have less ...

30 In 30 | 11. Quitting My Job

10 Mar 2022

Contributed by Lukas

30 lessons in 30 days from my life so far. Join me to find out what I learnt from some of my best an...

30 In 30 | 10. Breakups, Bad Choices, Death (Warning: Heavy Content)

09 Mar 2022

Contributed by Lukas

30 lessons in 30 days from my life so far. Join me to find out what I learnt from some of my best an...

30 In 30 | 9. Buying Shares (The A2 Milk Story)

08 Mar 2022

Contributed by Lukas

30 lessons in 30 days from my life so far. Join me to find out what I learnt from some of my best an...

30 In 30 | 8. Trying Travel & Trying To Remember Vegas

07 Mar 2022

Contributed by Lukas

30 lessons in 30 days from my life so far. Join me to find out what I learnt from some of my best an...

30 In 30 | 7. Selling A House (WORST financial decision?)

06 Mar 2022

Contributed by Lukas

30 lessons in 30 days from my life so far. Join me to find out what I learnt from some of my best an...

30 In 30 | 6. Pissing Away My 20's

05 Mar 2022

Contributed by Lukas

30 lessons in 30 days from my life so far. Join me to find out what I learnt from some of my best an...

30 In 30 | 5. The Credit Card Spiral

04 Mar 2022

Contributed by Lukas

30 lessons in 30 days from my life so far. Join me to find out what I learnt from some of my best an...

Money Mail 95 - What the f4rk is the point?

03 Mar 2022

Contributed by Lukas

World Wars, market crashes, pandemics, floods, endemics, inflation, protests, business closures, the...

30 In 30 | 4. Buying A House

03 Mar 2022

Contributed by Lukas

30 lessons in 30 days from my life so far. Join me to find out what I learnt from some of my best an...

30 In 30 | 3. Buying Beds & Lazy Boys On Consumer Finance

02 Mar 2022

Contributed by Lukas

30 lessons in 30 days from my life so far. Join me to find out what I learnt from some of my best an...

30 In 30 | 2. Wasting Money As A Teenager

01 Mar 2022

Contributed by Lukas

30 lessons in 30 days from my life so far. Join me to find out what I learnt from some of my best an...

30 In 30 | 1. Growing Up

28 Feb 2022

Contributed by Lukas

30 lessons in 30 days from my life so far. Join me to find out what I learnt from some of my best an...

Money Mail 94 - Your personality type & spending

26 Feb 2022

Contributed by Lukas

Longer episode this week running you through my crazy week. Then into this weeks lesson: There is a ...

Money Mail 93 - I lost $37k in investments in January

20 Feb 2022

Contributed by Lukas

We spoke briefly about how January wasn’t very flash for investors. On the 31st of January I was b...

Money Mail 92 - The cost of travel for you

10 Feb 2022

Contributed by Lukas

On the weekend, I was giving someone a hand with their finances and we noticed something pretty alar...

What's Going On Out There?

07 Feb 2022

Contributed by Lukas

What’s going on? A quick summary of some of the thoughts I had over the long weekend when thinking...

Money Mail 91 - I gambled $660k of people's money 😱

04 Feb 2022

Contributed by Lukas

If you haven’t bumped into my passion project ‘Boys Get Paid’, you might find this subject lin...

Money Mail 90 - Are Your Assets Performing?

28 Jan 2022

Contributed by Lukas

From time to time, I will go through the assets that I own and I will question myself about whether ...

Money Mail 89 - [Activity] Analyse your life's costs

20 Jan 2022

Contributed by Lukas

Lately, we’ve been talking about prices going up and most people are probably just skimming past i...

Money Mail 88 - Your network is your net worth (apparently)

13 Jan 2022

Contributed by Lukas

Have you heard this saying before: ‘Your network is your net worth’? From what I have seen (as m...

KTC x Compound Wealth [Kickstart Kiwisaver 2022]

12 Jan 2022

Contributed by Lukas

Tuning in with Adam from Compound Wealth to find out what we need to be thinking about when it comes...

Money Mail 87 - How my mate JUST became a millionaire

07 Jan 2022

Contributed by Lukas

Last week we were talking about the vehicle we are in and whether that is going to make it when it c...

(R18) What Life Events Have Shaped Your Thoughts On Money?

06 Jan 2022

Contributed by Lukas

A NY special podcast looking at where some of the things you believe about money came from. What maj...

Money Mail 86 - Time for a new vehicle in 2022?

04 Jan 2022

Contributed by Lukas

Bring on 2022! I’m not talking about the car you’ve been thrasing for years Luke. I am talking a...

How To Smash 2022 (Tactics I Used To Smash 2021)

28 Dec 2021

Contributed by Lukas

Hey 👋🏻 these are some practical things you can use to help you achieve your goals in 2022. I’...

Money Mail 85 - A Xmas gift that could change NZ for ever

24 Dec 2021

Contributed by Lukas

This summer, when you see kids out on the street selling lemonade, fruits etc., then stop and reward...

Money Mail 84 - The 30% pay bracket is coming for many kiwis

17 Dec 2021

Contributed by Lukas

As we raise incomes in NZ, something else is happening...we are getting people closer and closer to ...