Chapter 1: What subscriptions are people commonly unaware of?
When I looked at all my subscriptions, I couldn't believe how many I was paying for and not using. Streaming services, apps, memberships, it adds up. That's why I use and recommend Rocket Money. It's a personal finance app that finds and cancels unwanted subscriptions, tracks your spending, and helps lower your bills so you can grow your savings. The best part?
You can cancel subscriptions right inside the app with just a few taps. No awkward phone calls or hunting for passwords. With Rocket Money, all your accounts are in one dashboard. Your checking, savings, loans, and investments are all there, so you can see your entire financial picture at a glance.
It organizes every transaction automatically, sets budgets, sends real-time alerts for big charges, and gives you easy-to-read reports. I keep a close eye on all my finances, and Rocket Money gives me an even smarter view.
Chapter 2: How can Rocket Money help manage personal finances?
Let Rocket Money help you reach your financial goals faster. Join at rocketmoney.com slash kim. That's rocketmoney.com slash kim. Go now, rocketmoney.com slash kim. Most people use AI like a fancy typewriter. Write me an email, summarize this doc. Eh, boring. The real power? Getting AI to think thoughts you never had on your own. You've got a tough conversation coming. You know the one.
A raise, complaint, a negotiation. You've been rehearsing it in the shower, in the car, laying in bed at 2 a.m. Stop. Open your favorite chat bot. ChatGPT, Claude, Gemini, whatever. Explain the situation and say, play the other person. Push back hard. Don't go easy. It'll hit you with every objection you weren't ready for. Then ask, where was I the weakest?
I did this before a contract negotiation last week. The AI found three holes in my argument I completely missed. It's a dress rehearsal for the moment you've been dreading. Try it before your next one. In my newsletter tomorrow, someone can buy your exact location for under a dollar. That's right. Learn more at GetKim.com. Next up, a call from my weekend show, The Kim Commando Show. Enjoy!
Think about all the irreplaceable moments on your computer. Your kids' photos, important records, years of work and memories. If your computer crashed today, how much would you lose? It happens every day, and it's completely preventable. That's why I use and recommend Carbonite, my number one choice for cloud backup. Carbonite gives you unlimited automatic protection for everything that matters.
It quietly backs up all your photos, documents, and important memories in the background, safely, privately, and always just a click away on your computer or mobile app. Carbonite is your ultimate backup plan. It protects you from the unexpected, from accidental deletions and hard drive crashes, to floods, fires, and even a morning coffee spill on your laptop.
And if something does happen, recovery couldn't be easier. Simply log in and restore everything with one click, even on a brand new computer. Right now, get 50% off Carbonite when you go to Carbonite.com slash Kim. That's Carbonite.com slash Kim. Live a better digital life with Carbonite. What do you think we start some phone calls? Let's do it. But our first call is actually pretty interesting.
Do you ever feel like you need a PhD in economics to figure out, like, which rideshare app is the cheapest? None of them are cheap.
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Chapter 3: What are the limitations of using AI for simple tasks?
That's what I've found out. Okay. Well, I was reading about Griffin Lees, 19 years old. And he kind of felt the same way. And what he decided to do was to write an app about it. Okay. Right? And it's called Hackney. Griffin, thanks for being here. Thanks for having me.
Chapter 4: How can AI help prepare for difficult conversations?
And so what made you come up with this app? What was behind it?
Yeah. So I use ride share a lot and I would very often keep checking multiple different apps in order to see what the best price was. So I would have to type my destination into Uber, Lyft, maybe Wemo and swipe between them to just find what's cheapest. And I thought there had to be a better way. And I would see people around me do that as well. So I made this app.
How long did it take you to do the app?
It took me about two months to go from the idea to the first prototype, and then a few more months to get it to work really reliably and get it published out there.
And then, did you use AI to help develop the app?
I used it somewhat, so... The parts of the app that actually connect to the servers of different ride share companies are mostly written by myself, but then the sort of user interface of it is mostly written by AI.
That is so cool. So what is the biggest price difference you've seen between Uber, Lyft, and Waymo for the exact same ride?
I think the one that comes to mind is Waymo being about two to three times the price of Uber or Lyft for a certain ride. This often happens in peak hours, like morning and evening rush hours.
Waymo has always been the cheapest for me. That's really surprising. Yeah, I'm surprised by that, too. That is something. How did you get permission from all the companies to use all their data in a singular app?
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