Chapter 1: What apps are tracking your data for insurance companies?
When I looked at all my subscriptions, I couldn't believe how many I was paying for and not using. Streaming services, apps, memberships, it adds up. That's why I use and recommend Rocket Money. It's a personal finance app that finds and cancels unwanted subscriptions, tracks your spending, and helps lower your bills so you can grow your savings. The best part?
You can cancel subscriptions right inside the app with just a few taps. No awkward phone calls or hunting for passwords. With Rocket Money, all your accounts are in one dashboard. Your checking, savings, loans, and investments are all there, so you can see your entire financial picture at a glance.
It organizes every transaction automatically, sets budgets, sends real-time alerts for big charges, and gives you easy-to-read reports.
Chapter 2: How can you manage unwanted subscriptions effectively?
I keep a close eye on all my finances, and Rocket Money gives me an even smarter view. Let Rocket Money help you reach your financial goals faster. Join at rocketmoney.com. That's rocketmoney.com. Go now, rocketmoney.com. Hi, Kim Commando here. Well, first up, we have your digital life hack. And after that, I'm going to play a call for my weekend national radio show.
Larry Johnson in Atlanta installed Life 360 on his phone to keep track of his kids. A good parent, right? But that app started tracking every mile he drove, tattling on him to his insurance company. I'm Kim Commando for The Current. It's my five-star rated newsletter read by almost a million folks like you. Sign up for free at GetKim.com.
Millions use apps like MyRadar, GasBuddy, and Life360 to find cheap gas and avoid traffic. But these apps also send your driving data, speeds, breaking habits to third-party brokers who resell it to your insurance carrier. You can bet this data can be used against you to up your rates. So shut them down. Team iPhone? Find location services in the settings on your phone. You see a list of apps.
Tap the app selling your data and switch it to Never. Android, go to Location, and then App Permissions, and do the same thing. If an app doesn't need to know where you're located, don't let it. Join almost a million folks who get my five-star rated newsletter every single morning. You are going to love it. Sign up at GetKim.com. Next up, a call from my weekend show, The Kim Commando Show. Enjoy.
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Chapter 3: What are the implications of apps sharing driving data?
So what's going on? So I have a teenager daughter that has an Apple iPhone, and I have been trying to navigate the best apps to protect her, keep her safe, give me notifications, etc. And we initially used the Bark app.
And as we started the process, one of the conditions to us using the Bark app was that it required a laptop or a desktop monitor that her phone has to constantly connect through using the Wi-Fi to update. So I was never getting anything real-time if she was out of town or gone away for a couple days.
I wasn't getting updates at all, and it wasn't giving me, like, immediate feedback, and it never seemed to be working. So we nixed that program. It did have some positives to it, but one of the negatives as well that we realized is when she was going into the Safari using the iOS system, their program did not block anything. She could go into the Safari browser.
There's a big problem there. Just saying. I don't know. Do people use Safari a lot on their iPhones? I think that's the browser baked in. I think so, yeah.
Yes. And I tested it and I was able to go into my teenage daughter's phone and look up anything I wanted to look up with no blockups, nothing saying, no, you can't access this. And I was like, well, that's the whole point of the application is to protect her so she can't Google something or something pop up or her see something that she wasn't supposed to see.
and so that was one of the issues and then also i wasn't getting updated notifications of the content or the bullying or the texts or anything of that nature because she wasn't connecting because we don't have a desktop browser we have laptops that connect to wi-fi and so it wasn't constantly running so it wasn't giving us any updates or feedback so what what was she doing what is she doing that you're trying to figure out i mean do you just do you want to know where she is what she's doing you want to block some apps i mean
I want to monitor who she's communicating with and what's being communicated with. I caught her a couple months ago communicating through an application and eventually getting phone numbers and texting random strangers on the Internet.
What?
No. Yes. And so, of course, she lied to me initially and was like, no, they weren't random strangers. They were somebody I met through this friend. And so initially I was like, OK, you're talking to somebody that is a friend of a friend. That's fine. And she's 14, by the way. So she's not like, you know, she's at the beginning of the teenage years, but not the end of it.
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Chapter 4: How can you control location services on your phone?
Have you delved into that at all?
So when everything that I've reached with Apple Screen Time, it doesn't... I can limit her screen time and her application downloads, and that's fine, but I was looking for more specific, like, hey, she's getting a text message, and it's because she deletes all of her messages as well.
Okay, so you want a spy tool. That's what you want.
Basically, yes. Okay.
Yes. There's a lot of issues with spy tools right now, and they're because... There's one called PC Tattletail that just is in the news lately because people in abusive relationships are using them. And so they are trying to figure out like, how do we sell this to parents without selling it to somebody who actually is in a domestic violence situation?
And so there is one called M spy that's been around for a long time and it used to not work on iPhones, but I believe that it does right now that will give you blow by blow everything she's doing on that phone. Every single thing.
Okay.
Um, Andrew, you have a 14 year old, right?
Yeah, and the thing, what we do is it's the threat of at any time, hand me the phone. Exactly. And I have a password. I have passwords for every single app, every social media app, and I can log in for, I don't even have to be on your device. I can go on my computer and log into your Instagram account if I want to.
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Chapter 5: What are the challenges of monitoring a teenager's phone?
But it becomes routine enough. If you stay on it and they know that at any time they have to hand over their phone, it'll help curb it. They're always, unfortunately, going to try to hide it if that's the way they function.
Yeah, I mean, you know, I used to just grab Ian's phone. Out of nowhere. But, boy, let me tell you the fights that we would have over that. Of course. Man. We're so glad when he wasn't a teenager anymore.
Yeah, and I do, and that's how I caught what she's done so far, and that's how I know she's deleting messages, and that's how I know she found the additional box, because at first she knew that you could delete from the one box in the iPhone, but it kept your messages in a different area.
Well, then when she realized that those, you know, so I do my best, but I'm just very concerned with the threat of, self-harm and selfies being sent of nude images and you name it, the little things that are occurring right now with our children, I just am trying to navigate.
And we tried another app called Aura, A-U-R-A, and it actually blocks the app with, at least if she can't look at things through the operating system online through Safari, but it doesn't actually monitor any of the texting or the chatting. So I'm like, is there one that has everything?
Let me just cut you off right here, Catherine. let's let's tackle this from another area another angle okay you're of course you know you can put studio on which is another one starts with the letter q you might want to look at that one um family screen time you can put the spy tool on it but there was something that my father did that i did with ian that seemed to hit a chord okay
is that whenever there was something that happened, this goes back years, we used to have newspapers, is that when there was something happening that my father thought would be a danger to me, maybe it was somebody who went out at night at 10 p.m. without their parents' knowledge and they got kidnapped or a kid in a car accident because he wasn't wearing the seatbelt.
My father would take out, would cut that article out of the newspaper and put it in my lunchbox. And every time, and I would read the article and go, oh God, dad, it never happened to me, but it would sit there in the back of my mind. So when Ian was growing up, I would do the same thing. I'd find the story online and then I'd print it out and I'd put it in his lunch bucket.
And that could be about a kid meeting somebody on Roblox that was met in person and then drawn across state lines. A little girl that got raped because she met a stranger or whatever it was. A 10-year-old girl who was sent a naked picture of herself and then all of a sudden it went throughout the whole school.
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