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Kim Komando Daily Tech Update

Why AI can't replace your financial advisor

20 Mar 2026

Transcription

Chapter 1: What is the main topic discussed in this episode?

0.031 - 16.622 Kim Komando

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16.602 - 33.905 Kim Komando

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34.486 - 60.16 Kim Komando

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62.215 - 77.431 Kim Komando

You're paying a financial advisor good money, so it makes sense to run their advice through AI for a second opinion. A smart move, right? Maybe not. Here's what the research actually shows. When professionals discover you're using AI to check their work, they take it personally.

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77.631 - 98.72 Kim Komando

A study in the journal Computers and Human Behavior found that financial advisors, doctors, and attorneys feel compared to an anonymous chatbot. The result? Less effort on your behalf going forward. Your account gets pushed to the back burner. That's your money, your health, and your legal protection on the line. So here's the move. Keep using AI to sharpen your questions and do your homework.

98.74 - 122.377 Kim Komando

Just don't announce it. Ask the question, skip the footnote. Your advisor never needs to know. And speaking of AI, make sure that you sign up for my free weekly newsletter. It's at splashofai.com. That's splashofai.com. And now a clip from my weekend show, The Kim Commando Show. It's pretty much the best radio show in the world, but I may be just a little biased. Sit back and enjoy.

122.437 - 139.523 Kim Komando

Who really knows you best? Your spouse? Your kids? If you use a smartphone, a computer, or any internet-connected device, thousands of companies are tracking what you do online. Big Tech makes billions every year monitoring the sites you visit and the things you buy. A lot of that activity is tied to your IP address.

139.964 - 161.292 Kim Komando

They build a profile about you, what you search for, what you like, and use it to target you with ads. That's why I use ExpressVPN. It hides your real IP address and encrypts your internet connection so what you do online isn't visible to companies, your internet provider, or anyone else trying to snoop. It's fast, secure, and easy to use. One subscription covers up to eight devices.

161.272 - 191.005 Kim Komando

Your phone, laptop, tablet, even your smart TV. Just one click and you're protected. Take back control of your online privacy today at ExpressVPN.com slash Kim. And right now, get four extra months at ExpressVPN.com slash Kim. That's ExpressVPN.com slash Kim. ExpressVPN.com slash Kim. So, Andrew, when I say this person's name, what is the first thing that comes to mind? Do you have a clear mind?

Chapter 2: What are the benefits of using AI to check financial advice?

200.681 - 201.122 Kim Komando

Quarterback.

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201.603 - 207.933 Unknown

Nothing about seven Super Bowl rings. Well, I mean, he was a quarterback and won seven Super Bowl rings. New England Patriots.

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208.014 - 225.447 Kim Komando

Supermodel X. Yes. Giselle, his ex-wife. Yes. Okay, this is the reason why I'm talking about it. They have a 16-year-old son by the name of Benny. And Benny is talking about his dad's Instagram habit. I mean, you think of Tom Brady, you don't think like, oh, he's also a dad, right?

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Chapter 3: Why might financial advisors feel threatened by AI?

225.747 - 235.6 Kim Komando

That's true, yeah. Benny says that his father is constantly DMing him motivational quotes on Instagram, like every text is a halftime speech.

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237.563 - 240.969 Unknown

Brady's pretty cheeseball, so that actually doesn't surprise me.

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Chapter 4: What does research say about AI's impact on professional relationships?

241.109 - 250.866 Unknown

Is he? Oh, yeah. And then they did that documentary about him, and he got crucified because he kisses his kids on the lips. But all I saw was a phenomenal father who loves his children.

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251.447 - 270.27 Kim Komando

Yeah, I didn't think that was weird at all. Not at all. No. You know, dads are gonna be dads, right? My dad used to slip, this is true. He would slip, think about this. He would slip articles out of the Wall Street Journal into my lunchbox when I was eight years old. So that you would be motivated?

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270.85 - 291.802 Kim Komando

Well, it'd be like, he like cut out like just a paragraph about what was happening with AT&T stock or some new business or something like that. And he would put that in my lunchbox. And then, I mean, I'd be sitting there at lunch and the kids would be like, Oh, I got another article, Kim. What's that, about the Cold War? Exactly.

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Chapter 5: How can AI help in formulating better questions for financial advisors?

291.822 - 298.62 Kim Komando

No, it was always a lesson. Okay. And then as I got older, the lessons changed.

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Chapter 6: What should you avoid when using AI in financial discussions?

298.955 - 311.287 Kim Komando

in that it would be, say, somebody got into an accident, and the kid was driving fast and didn't have a seatbelt on. And I'd be like, oh, God.

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311.447 - 315.698 Unknown

Dad, I just want to eat my fruit roll-up.

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315.678 - 318.823 Kim Komando

I have to read about some kid dying.

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Chapter 7: How can you maintain a good relationship with your financial advisor?

318.843 - 326.675 Kim Komando

And then he'd pick me up from school and be like, so what did the article say? So I had to read it. Of course, you're going to be quizzed. But you know what's funny? I still do that to Ian.

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Chapter 8: What role does personal interaction play in financial advising?

327.376 - 329.559 Kim Komando

I did that to Ian. And did it work with him?

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330 - 344.301 Unknown

You know what? It does. He would give me the eye roll. Do you send Ian messages on Instagram? I do now, yeah. Yeah. But mostly what we exchange are... Insults to one another? Pretty much.

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346.576 - 354.105 Kim Komando

of car videos. Okay. A lot of like entrepreneur failures, you know, that type of thing.

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354.125 - 378.424 Unknown

What do you exchange with your kids? Usually my kids aren't on technology, so I only have to talk to them. I know it's weird. I have to look them in the face and use words because they have no technology. None at all? None. What about Xbox? Nothing. Well, they have nothing with messaging. I see. Okay. So you actually have to, you know, see them. I know it's weird. of it as fast as possible.

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378.724 - 387.726 Kim Komando

Don't worry, you know, Francis will be a teenager soon. Yeah, once he gets a phone and then I'll see him when he's married. Be like, oh yeah, there we go. Oh yeah, that was my dad. There he is.

388.107 - 393.66 Unknown

I think he's still there. I'm not sure. Oh, of course. I love my dad. I liked two of his posts today. Yes, exactly.

394.585 - 410.772 Kim Komando

Hey, if you love staying tech ahead, then you're going to love, love, love. I'm talking about my free newsletter called The Current. Join almost a million folks who get it every single day. It's quick, smart, and only takes five minutes a day. Yes. Sign up right now at GetKim.com. That's GetKim.com.

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