Personal finance is the theme of this episode as we hear from two friends of the Library of Mistakes deeply committed to making financial understanding more accessible – particularly to younger people.Iona Bain has made her name as a supporter of millennials striving to make the most of their finances, and is the resident money expert on BBC One's Morning Live. Originally from Edinburgh, she has also taken part in a series of videos with Russell Napier promoting the Library.We also hear from Michael Gilmore, a Singapore-based fund manager who became so frustrated at the reluctance of the finance profession to share the basics of money awareness with younger people that he founded the global Money Awareness and Inclusion Awards.Our trio of guests is completed by our regular chat with David Clarke, CEO of the charity Didasko which, as well as running the Library of Mistakes, supports two valuable financial inclusivity projects – Future Asset and Leavers' Money Skills.This episode is presented by Leila Johnston and Fraser Allen. Do drop us a line at [email protected] or [email protected] more information on our guests, see: ionajbain.co.uk & www.maiawards.orgPhoto credit for image of Iona: Grace Elisewww.libraryofmistakes.com

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“What did the council decide on item 42?” — answered with the speaker and the moment.

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