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Marketplace All-in-One

TikTok is here to stay

23 Jan 2026

Transcription

Chapter 1: What new deal has TikTok made to maintain its U.S. operations?

1.583 - 25.938 Sabri Beneshour

TikTok finally has a deal to let it stay in the U.S. From Marketplace, I'm Sabri Beneshour, in for David Brancaccio. TikTok says it has formed a joint venture for U.S. operations with majority American ownership. The deal is intended to address national security concerns that led to a law that would have banned the app. Marketplace's Nancy Marshall-Genzer joins us with the details. Hi, Nancy.

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26.338 - 36.332 Sabri Beneshour

Good morning. So how will this new arrangement work, and how does it address the alleged national security concerns that led President Trump to try and ban TikTok during his first term?

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37.223 - 62.286 Nancy Marshall-Genzer

Well, in a social media post last night, President Trump said TikTok will now be owned by, quote, a group of great American patriots and investors. Now, three managing investors will each hold a 15 percent stake in the joint venture, but only two of them are American. And the Chinese company ByteDance, which created TikTok, will retain a nearly 20 percent stake, Sabreeh.

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62.266 - 69.876 Nancy Marshall-Genzer

You remember, of course, Congress passed a law in 2024 requiring ByteDance to sell its U.S. operations or be banned here.

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70.657 - 83.515 Sabri Beneshour

Yeah. There were concerns that TikTok could be forced to share user data with Beijing or use its algorithm to push Chinese propaganda. Do we know who has ownership of that algorithm under this agreement?

84.068 - 100.595 Nancy Marshall-Genzer

Apparently, ByteDance, in a press release, it just says the new joint venture will retrain, test, and update the algorithm on U.S. user data, and the algorithm will be, quote, secured in Oracle's U.S. cloud environment.

101.557 - 107.106 Sabri Beneshour

So will I see much of a difference when I open up TikTok next?

108.25 - 110.012 Nancy Marshall-Genzer

No, Sabree.

Chapter 2: How does the TikTok ownership structure address national security concerns?

110.172 - 133.178 Nancy Marshall-Genzer

The new joint venture is not expected to change your experience immediately. As the algorithm that serves up content is retrained, users might gradually see some changes in how content is presented to them. But TikTok's global arm will still manage things like e-commerce, advertising, and marketing. All right. Marketplaces. Nancy Marshall-Genzer, thank you so much. You're welcome.

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204.691 - 224.301 Sabri Beneshour

With a framework deal on Greenland, the temperature between the U.S. and Europe has come back down. The relationship, however, still got burned. And one question is whether Europe and the world are going to still want to be as closely tied to the U.S. financially. Specifically, could the appetite for U.S. debt shrink?

224.321 - 231.452 Sabri Beneshour

Christopher Lowe, chief economist at FHN Financial in New York, is here to talk about that and some of the week's other economic news. Hi, Chris.

231.833 - 233.095 Christopher Lowe

Good morning, Sabri.

233.345 - 253.07 Sabri Beneshour

So for the first time since 1996, the world is holding more gold than U.S. bonds. Is this a sign of changing times, of a world that is less desirous of U.S.

253.11 - 291.01 Christopher Lowe

debt? It is. And it traces back to the beginning of last year is when this trend really began. It reflects government policy. There's been a shift at central banks, particularly emerging markets, central banks, buying literally tens of metric tons of gold every month. But because that puts upward pressure on gold prices, private investors have also shifted to buying a lot of gold.

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