How's that grocery bill looking?

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Marketplace 26 min 7 speakers 5 chapters transcribed 5 months ago
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How do global events impact grocery prices?

Kai Risdahl 0:02
Coming up on the program today, things that are happening in the economy while everybody is watching the war. And we will start the latest set of stories from our series, The Age of Work, from American Public Media. This is Marketplace.
Kai Risdahl 0:27
In Los Angeles, I'm Kyle Risdell. It is Monday today. This one is the 13th of April. Good as always to have you along, everybody. The global news of the day. I'm going to guess you are up to speed on negotiations not happening. Blockade happening. Markets, having, it seems, grown accustomed to the whiplash and the misdirection, were mostly OK with it all. Even oil, without too much argument, the economic bellwether of this war, up only a couple of percent for the global benchmark. So in an attempt to separate the signal from the noise, we're going to spend the first part of the program today on the nuts and bolts, the ways the economy keeps on grinding while geopolitics does its thing. And then, as promised, we will get to the first of our Vietnam reporting.
Kai Risdahl 1:13
The big Wall Street story today is of the big banks, which are going to be reporting earnings the next couple of days. Goldman Sachs started things off this morning. Profits were up in Q1 almost 20% compared to the same time a year ago, thanks in part to the revenue it earned advising companies on mergers and acquisitions and other kinds of corporate deals, of which one should say there have been many this year. But as Marketplace's Justin Ho reports, it is also likely we're going to see some signs this week the war is affecting bank earnings.
Justin Ho 1:43
There are a few ways that the war can actually boost profits at big banks. For one, they do a lot of stock trading on behalf of their clients. And over the past month, stock markets have been volatile.
Gerard Cassidy 1:53
Increased volatility is oftentimes very favorable for trading results.
Justin Ho 1:58
That's Gerard Cassidy with RBC Capital Markets. He says banks earn fees when they execute trades for their clients.
Gerard Cassidy 2:05
And because of increased volatility, clients of these companies trade more frequently.
Justin Ho 2:10
The effect that the war is having on energy prices is also boosting revenue for energy companies. Nate Tobik, CEO of Complete Bank Data, says that can also help the banks that lend to the sector.

What recent trends are affecting food inflation?

Kai Risdahl 2:21
Some of these companies are going to say, hey, we finally have a need to do some of these bigger capital projects to expand, and that's going to be increased loan volume for really any banks that have that sort of energy exposure.
Justin Ho 2:34
But Tobik says there are plenty of companies that are being harmed by this war, either because they're directly exposed to the conflict or because they're just less confident. Stephen Bigger, a bank analyst with Argus Research, says banks could see revenue slow in the near future because many companies might hold off on mergers and acquisitions or IPOs.
Unknown 2:53
It's just a pause in activity until you get some clarity on the global ramifications of these conflicts.
Justin Ho 2:58
Banks are also concerned about the effect that the war is having on the U.S. economy, says David Schiff with FTI Consulting. If prices continue to stay high and inflation stays at an elevated level, particularly around fuel and energy costs, that starts to have a ripple effect across the consumers, which then has an impact on small businesses. And Schiff says that means banks will start to worry about their borrowers. And as a result? On the one hand, you see credit underwriting standards tighten. On the other, you see provisions start to increase for potential losses. All of that, Schiff says, will limit how much the economy can grow. Some of that is just businesses themselves not wanting to grow, and then it gets magnified as financial institutions pull back on credit lending.
Justin Ho 3:37
So it really raises that specter the longer this goes on. If the war does drag on, Schiff says we'll likely see evidence that banks are pulling back in the next two or three quarters. I'm Justin Ho for Marketplace.
Kai Risdahl 3:49
Wall Street to start the week. Traders not at all upset by the geopolitical turn of events. We will have the details...

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