Experian's New Credit Score: A Game Changer?

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Recorded11 Nov 2025

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Experian introduces Experian Credit Plus Cashflow, a new credit scoring model that combines traditional, alternative, trended, and cashflow data into one score. This innovative model aims to provide lenders with a more comprehensive understanding of a consumers creditworthiness, potentially enhancing predictive performance by over forty percent. The new score could benefit applicants with limited traditional credit histories and is currently in an early access phase. However, widespread adoption may take time, with experts suggesting it could supplement lending decisions rather than replace traditional FICO scores.The Daily News Now! — Every city. Every story. AI-powered. Hosted on Acast. See acast.com/privacy for more information.

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