Money Clinic with Claer Barrett
Episodes
Young, gifted and broke — navigating the cost of living crisis
10 Jan 2023
Contributed by Lukas
How to invest when you’re cash-strapped? What to do if you think your landlord is unfairly demanding more rent? Could moving out of the city save mo...
What will 2023 bring for your investments?
03 Jan 2023
Contributed by Lukas
The past 12 months have not been kind to investors — but will the going get rougher or smoother in the year ahead? Presenter Claer Barrett hears fro...
New year, new finances: resolutions for 2023
27 Dec 2022
Contributed by Lukas
The new year is a perfect time to rethink and reorganise your financial affairs but where should you start? Host Claer Barrett is joined by Iona Bain ...
Best of: Money Clinic meets Joe Lycett, comedian and consumer champion
20 Dec 2022
Contributed by Lukas
How does one of the UK’s most popular comedians handle his money and investments? In a repeat of one of Money Clinic’s most popular episodes, host...
The crypto winter: will my investments ever recover?
13 Dec 2022
Contributed by Lukas
More than a million crypto investors around the world stand to be wiped out by the collapse of crypto exchange FTX. Presenter Claer Barrett is joined ...
The ultimate tax return guide, revisited
06 Dec 2022
Contributed by Lukas
With more than 10mn people in the UK set to file their tax returns by January 31, are you dreading the annual nightmare - or have you already got it l...
‘The dopamine is so high’: the psychology of shopping addiction
29 Nov 2022
Contributed by Lukas
Thirty-year-old Brooke struggles with a shopping addiction and feels as if no one is taking it seriously. With thousands of dollars of credit card deb...
Autumn Statement digested: taxing times
22 Nov 2022
Contributed by Lukas
UK chancellor Jeremy Hunt’s Autumn Budget Statement spelled out gloomy times ahead for the UK economy, but what does it mean for your money? Host Cl...
Should I pay off my student loan early?
15 Nov 2022
Contributed by Lukas
Should you overpay on your student loan to try and beat rising interest rates? Or are you better off putting your hard-earned salary towards other thi...
Childcare in the UK: 'Dysfunctional, unaffordable, inaccessible'
08 Nov 2022
Contributed by Lukas
Childcare in the UK is among the most expensive in the world, with parents spending an average of two thirds of their salary on nursery costs for chil...
High interest rates? Time to get saving
01 Nov 2022
Contributed by Lukas
How can you make the most of your savings at a time when inflation is eating into the value of your cash? Host Claer Barrett, the FT’s consumer edit...
Should I be worried about my pension?
25 Oct 2022
Contributed by Lukas
Pension funds have been the focus of some worrying news over the past few weeks. But don’t panic! Money Clinic host Claer Barrett is joined by the F...
Investment Masterclass: the cheapest way to invest
18 Oct 2022
Contributed by Lukas
Against the backdrop of market turbulence, investors Jonathan Hollow and Robin Powell explain why they believe investing in broad-based index funds is...
Mind the gap! What women need to know about investing
11 Oct 2022
Contributed by Lukas
When former banker Emilie Bellet discovered that an average woman in her twenties would have to work 37 years longer than her male counterparts to acc...
Help! What should I do about my mortgage?
03 Oct 2022
Contributed by Lukas
What does this mortgage tumult mean for individuals? Will borrowers be able to remortgage? How high could rates go? Will there be a property crash? In...
The mini-budget’s maxi impact: what it means for your money
26 Sep 2022
Contributed by Lukas
UK Chancellor Kwasi Kwarteng’s mini-budget includes what he claims are the biggest tax cuts in a generation. He’s hailing it as a new era for the ...
How to keep your food bill down: cooking hacks
20 Sep 2022
Contributed by Lukas
How much does the way you cook your meals affect how much you are spending? Host Claer Barrett speaks to Suzanne Mulholland, aka The Batch Lady, about...
How to keep your food bill down: supermarket hacks
13 Sep 2022
Contributed by Lukas
Claer Barrett takes to the supermarket aisles to find the best tips for keeping the cost of the weekly food shop to a minimum. She hears from Laura Ga...
Best of Money Clinic: Investment Masterclass with the Naked Trader
06 Sep 2022
Contributed by Lukas
Forget about being a day trader, you need to let the money come in slowly and take a serious, business-like approach if you want to succeed - that’s...
Best of Money Clinic: Flying solo with your finances: managing money as a single person
30 Aug 2022
Contributed by Lukas
How to match your money to your relationship status. Nearly one in four of us live on our own, but dealing with the financial and emotional strain of ...
Introducing: 'A sceptic's guide to crypto'
23 Aug 2022
Contributed by Lukas
We know that investing in crypto is a popular topic with Money Clinic listeners, so we thought you might like to hear the first episode in the new sea...
Introducing a new series of Tech Tonic
17 Aug 2022
Contributed by Lukas
Listen and subscribe to Tech Tonic here.Even after the crypto markets crashed this year, there are still a number of people who believe there’s a fu...
Best of Money Clinic: Could you retire in your thirties with FIRE?
16 Aug 2022
Contributed by Lukas
Are you working to live, or living to work? Followers of the FIRE movement (Financial Independence Retire Early) budget carefully so they can invest a...
The rental crisis: Help, I’ve been priced out of the market
09 Aug 2022
Contributed by Lukas
Increasing rents, bidding wars and queues to view properties – for 28-year-old Will, finding a place to live is proving very difficult. He moved out...
Can I afford to take a sabbatical?
02 Aug 2022
Contributed by Lukas
Do you ever long for an extended period of time off? Maybe you’d travel the world, try out a new career, or just put your feet up for some proper R&...
How much is high inflation costing you?
26 Jul 2022
Contributed by Lukas
The cost of living is rising at its fastest pace for 40 years, and economists warn prices will increase further this autumn — with some fearing annu...
Travel chaos: how to get your money and luggage back
19 Jul 2022
Contributed by Lukas
There’ve been thousands of flight cancellations and scenes of chaos at UK airports, so this Money Clinic episode is packed with advice about your co...
I’ve been defrauded - why won’t my bank refund me?
12 Jul 2022
Contributed by Lukas
Record numbers of people are falling victim to online fraud attempts, but there are no guarantees that your bank will refund the lost money. Thirty-on...
Repeat: I lost £17,000 to a fraudster
05 Jul 2022
Contributed by Lukas
Would you fall for a £17,000 scam? You might think you are too smart, but criminals keep coming up with frighteningly convincing ways of parting us f...
Introducing: Hot Money
01 Jul 2022
Contributed by Lukas
The FT just launched a new podcast on porn, power and profit. When FT reporter Patricia Nilsson started digging into the porn industry, she made a sho...
Busting the myths about credit scores
28 Jun 2022
Contributed by Lukas
Most people know that you need a good credit score to be able to borrow money, but how to start building one up is a bit of a mystery. Money Clin...
Making sense of the meltdown in markets
21 Jun 2022
Contributed by Lukas
Global stock markets have suffered their biggest weekly drop since the start of the pandemic, and cryptocurrencies have crashed. As younger investors ...
Dad, mum or the internet: who taught you the most about money?
14 Jun 2022
Contributed by Lukas
Who taught you the most about money — your dad, your mum or the internet? Traditionally, parents had the biggest influence on how people managed mon...
Introducing Working It: How I got a 36% pay rise
07 Jun 2022
Contributed by Lukas
As the cost of living rises, securing a pay rise is likely to be the top item on your financial to-do list. So how can you maximise your chances of ge...
Behind the Money: A crypto vibe shift?
01 Jun 2022
Contributed by Lukas
Introducing Behind the Money. This is part 1 of 2 in a mini-series on crypto. Part 2 is available now here: https://link.chtbl.com/BTMMCFirst up, we'r...
How can I reduce my energy bill?
31 May 2022
Contributed by Lukas
Rishi Sunak has just unveiled a £15bn support package to help households as the average UK energy bill is predicted to hit £2,800 a year. Even with ...
‘I lost all my money’: Lessons from the crypto crash
24 May 2022
Contributed by Lukas
This month’s crash in the value of cryptocurrencies has wiped out investments for people all over the world. In Bangalore, 29-year-old Subbaiah watc...
Behind the Money is back!
20 May 2022
Contributed by Lukas
Behind the Money is back with all-new episodes! From hostile takeovers to C-suite intrigue, Behind the Money takes you inside the business and financi...
I hate maths — is that why I’m bad with money?
17 May 2022
Contributed by Lukas
If you hated maths at school, does it follow that you’ll be bad at managing money as an adult? Money Clinic host Claer Barrett hears from Jade, a 21...
How can I scale up my side hustle?
10 May 2022
Contributed by Lukas
A year ago, 24-year-old Evvia, a full-time care assistant in Norwich, started a vintage knitwear business from her bedroom. Today, her Loupy Studio la...
Mortgage basics: how do we buy our first property?
03 May 2022
Contributed by Lukas
Buying your first home is one of the biggest financial decisions you’ll ever have to make, so how can you prepare for it? On the Money Clinic podcas...
Help! My partner and I keep arguing about money
26 Apr 2022
Contributed by Lukas
How financially compatible are you as a couple? On Money Clinic podcast this week, presenter Claer Barrett meets newly-weds Sahil and Priya, who have ...
Should I spend, save or invest my bonus?
19 Apr 2022
Contributed by Lukas
Record inflation! Soaring energy prices! Tax rises! Those are the gloomy economic and financial headlines, but three-quarters of the readers who answe...
What the Rolling Stones roadies can teach you about money
12 Apr 2022
Contributed by Lukas
Why does the crew of the world’s biggest rock band have its own financial literacy programme? Well, life in the music industry is rife with financia...
What’s my financial gameplan in turbulent times?
05 Apr 2022
Contributed by Lukas
Ashley dreams of owning his own home, but is well aware that the cash he is saving for a deposit is at the mercy of rising inflation. Would he be bett...
Time for an investment makeover
29 Mar 2022
Contributed by Lukas
With so many investing options out there, getting the right balance for your portfolio can be difficult. So this week presenter Claer Barrett has invi...
Is gold the safest place to invest?
22 Mar 2022
Contributed by Lukas
Investors traditionally turn to gold as a ‘haven investment’ during volatile times so it will come as no surprise that Russia’s invasion of Ukra...
Budget to beat the rising cost of living
15 Mar 2022
Contributed by Lukas
Next month has been dubbed ‘Awful April’ as the cost of pretty much everything is going up — but is your budget ready to withstand the strain? 2...
A new season of Money Clinic
08 Mar 2022
Contributed by Lukas
From the highs and lows of crypto, to weathering the cost of living crisis, to your financial compatibility with your partner - Money Clinic is here t...
Repeat - How to ask for a pay rise - and get one!
11 Jan 2022
Contributed by Lukas
REPEAT: This week, Money Clinic is having a pay rise takeover - we’ll be pulling apart that big, scary box labelled ‘Asking for a pay rise’ - an...
Bonus episode - The ultimate tax return guide
04 Jan 2022
Contributed by Lukas
With nearly 11m people in the UK set to file their tax returns by January 31, are you dreading the annual nightmare - or have you already got it licke...
Crypto in the classroom, and why we need better financial education
21 Dec 2021
Contributed by Lukas
When Lucy Kellaway left the Financial Times and retrained as an economics teacher, she could not have predicted how the cryptocurrency craze would swe...
Repeat - What’s your financial New Year’s resolution?
14 Dec 2021
Contributed by Lukas
REPEAT: 2021, like 2020, was another turbulent year for most people’s finances, but the new year provides the perfect opportunity to set some “fin...
Repeat - How can I use Isas to invest or buy a property?
07 Dec 2021
Contributed by Lukas
REPEAT: Claer explores how young people can use the popular tax-free Isa accounts to invest or buy their first property. This week, she meets Ryan, a ...
Repeat - Help! I need to sort out my pensions
30 Nov 2021
Contributed by Lukas
REPEAT: Putting all of your pension savings in one place to make it easier to manage your retirement plans sounds like a sensible idea — but it’s ...
How to ask for a pay rise - and get one!
23 Nov 2021
Contributed by Lukas
This week, Money Clinic is having a pay rise takeover - we’ll be pulling apart that big, scary box labelled ‘Asking for a pay rise’ - and unpack...
How to invest for a greener future
16 Nov 2021
Contributed by Lukas
Following the COP26 conference in Glasgow, many climate-conscious investors want to know how to match up their investments with their values. The...
The financial secrets of footballers, part two
09 Nov 2021
Contributed by Lukas
Many dream of being an elite footballer, but what’s it like actually earning a professional player’s salary? In the second half of this two-p...
The financial secrets of footballers, part one
02 Nov 2021
Contributed by Lukas
Many dream of being an elite footballer, but what’s it like actually earning a pro player’s salary? Top football players earn staggering amounts o...
Introducing Working It: Can wellness apps fix us and beat staff burnout?
30 Oct 2021
Contributed by Lukas
This is the podcast about doing work differently. Join host Isabel Berwick every Wednesday for expert analysis and watercooler chat about ahead-o...
Investment Masterclass with fund manager Baillie Gifford
26 Oct 2021
Contributed by Lukas
Have you ever wondered what it would be like to manage an investment portfolio worth hundreds of billions of pounds? Global equities specialist M...
Martin Lewis on what the student loans shake-up could cost you
19 Oct 2021
Contributed by Lukas
Students were up in arms after reading the Financial Times scoop that the UK government is considering lowering the salary level at which graduates ha...
'My life expectancy was 9 years old': Why I never thought I’d need a pension
12 Oct 2021
Contributed by Lukas
Plenty of people in their 30s, 40s and even 50s have yet to start saving for retirement, and are anxious about how to begin. Today’s show is packed ...
'Bitcoin is the best form of money': Investment notes from a crypto expert
05 Oct 2021
Contributed by Lukas
Peter McCormack, bitcoin bull and voice of the hugely popular 'What Bitcoin Did' podcast, joins Claer for a Money Clinic Investment Masterclass about ...
Flying solo with your finances: managing money as a single person
28 Sep 2021
Contributed by Lukas
How to match your money to your relationship status. Nearly one in four of us live on our own, but dealing with the financial and emotional strain of ...
Investment Masterclass with the Naked Trader
21 Sep 2021
Contributed by Lukas
Forget about being a day trader, you need to let the money come in slowly and take a serious, business-like approach if you want to succeed - that’s...
Could you retire in your thirties with FIRE?
14 Sep 2021
Contributed by Lukas
Are you working to live, or living to work? Followers of the FIRE movement (Financial Independence Retire Early) budget carefully so they can invest a...
Money Clinic meets Joe Lycett
07 Sep 2021
Contributed by Lukas
In an extra special Money Clinic Meets, Claer Barrett interviews Joe Lycett, the consumer campaigner and TV comedian. As the new season of his award w...
Repeat - Financial tips for the self-employed
03 Aug 2021
Contributed by Lukas
REPEAT: Have you ever dreamt of starting your own business? It might sound more fulfilling — but being an employee has some perks you might miss. 33...
Repeat - How can I get started as an investor?
27 Jul 2021
Contributed by Lukas
REPEAT: In this week's episode of the Money Clinic, Claer chats to Naureen about getting started in investing. Naureen had a wake up call when she rec...
Bonus episode - Help! I lost all my savings to a scammer
20 Jul 2021
Contributed by Lukas
Would you fall for a £17,000 scam? You might think you are too smart to be duped by fraudsters, but under lockdown, criminals have come up with frigh...
Bitcoin: “I’ll either be rich, or wrong”
25 May 2021
Contributed by Lukas
When 29-year-old Sam found out that his younger brother had made £30,000 trading bitcoin, he couldn’t believe what he was hearing. The self-employe...
How can I change my money mindset?
18 May 2021
Contributed by Lukas
It’s easy to create a budget to manage your spending - but can you stick to it? 32-year old project manager Rosie contacted Money Clinic as she kept...
Could I borrow to invest?
11 May 2021
Contributed by Lukas
Accountant Peter knows that to grow a business, you have to take on debt. But can he apply that same logic to his personal finances? He tells Claer ho...
Investment masterclass with Merryn Somerset Webb
04 May 2021
Contributed by Lukas
Retail is not dead. Brexit could help UK companies. Take a small punt on bitcoin, keep your money invested in fossil fuel companies, and reassess your...
The finances of moving overseas
27 Apr 2021
Contributed by Lukas
If I take a job outside the UK, what are the options for my investments, property and pension? After months spent in lockdown, 31-year-old financ...
Money Clinic meets Anne Boden
20 Apr 2021
Contributed by Lukas
Anne Boden spent over three decades in the traditional banking sector, watching the world around her being transformed by technology. In 2014, she dec...
Can my money help save the planet?
13 Apr 2021
Contributed by Lukas
Making the ‘greener choice’ comes naturally to listener Ros. As more people become increasingly aware of how their daily decisions affect the envi...
Will having a baby break my finances?
06 Apr 2021
Contributed by Lukas
Jenny and her partner are planning to have a baby but, beyond forking out for nappies and a pushchair, she has no idea how much becoming a parent will...
What happened next: Should I buy a shared ownership property?
30 Mar 2021
Contributed by Lukas
Last October Claer spoke to listener Lucy who was on the cusp of buying a shared ownership flat with her partner — but was getting cold feet. The sh...
What happened next: Pay off the credit card or buy a house?
23 Mar 2021
Contributed by Lukas
In this special ‘What happened next’ Money Clinic episode, Claer catches up with US financial services worker Josh. When they spoke last October, ...
What happened next: The jeweller redesigning her business
16 Mar 2021
Contributed by Lukas
Claer catches up with 30-year-old jewellery designer Roseanna Croft. When they spoke last October, her small business was reeling from the impact of c...
Beyond GameStop: the day trader turned investor
09 Mar 2021
Contributed by Lukas
Young investors have rushed to open day trading accounts under lockdown, using tips gleaned from chat rooms and social media as they attempt to make a...
Money Clinic meets Gina Miller
02 Mar 2021
Contributed by Lukas
Gina Miller’s campaigning spirit has made her front-page news — but what’s less well known is the personal story behind her own financial journe...
Financial tips for the self-employed
23 Feb 2021
Contributed by Lukas
Have you ever dreamt of starting your own business? It might sound more fulfilling — but being an employee has some perks you might miss. 33-year ol...
Starting your debt free journey
16 Feb 2021
Contributed by Lukas
Many people would like to move to a life with less or no debt, but taking the first step requires great courage. This week Claer hears from a couple i...
How can I use Isas to invest or buy a property?
09 Feb 2021
Contributed by Lukas
With “Isa season” fast approaching in the UK, Claer explores how young people can use the popular tax-free accounts to invest or buy their first p...
How can my small business survive Covid?
02 Feb 2021
Contributed by Lukas
This week, Claer meets Lowri, who runs a small events business. She’s had no work for nearly a year, and as a director of her own limited compa...
Should I rent out my property?
26 Jan 2021
Contributed by Lukas
Disruption from the pandemic has created plenty of ‘accidental landlords’ - homeowners with an empty property they could potentially let out. This...
Help! I need to sort out my pensions
12 Jan 2021
Contributed by Lukas
Putting all of your pension savings in one place to make it easier to manage your retirement plans sounds like a sensible idea — but it’s not nece...
What’s your financial New Year’s resolution in 2021?
31 Dec 2020
Contributed by Lukas
2020 was a turbulent year for most people’s finances, but the new year provides the perfect opportunity to set some ‘financial resolutions’. The...
Ideas for your finances in 2021
22 Dec 2020
Contributed by Lukas
Money Clinic is taking a break until December 31st, so why not delve into our back catalogue of podcasts to find useful discussions on how to manage y...
Should I quit Wall Street to pursue my passion project?
15 Dec 2020
Contributed by Lukas
She earns a six-figure salary working an 80-hour week on Wall Street but 20-something Anna spends her spare moments dreaming about starting her own bu...
The dangers of being a ‘money mule’
08 Dec 2020
Contributed by Lukas
If you’re offered the chance to make some easy money during the pandemic, what should you do? Money Clinic was emailed by 19-year-old student Henry ...
How to start a side hustle
01 Dec 2020
Contributed by Lukas
Finding a side hustle that earns you money alongside your main job is an attractive idea — but it can be hard to achieve as Jonny, this week’...
The finances of moving in together
24 Nov 2020
Contributed by Lukas
Since they moved in together at the start of the UK lockdown in March, Marijke and Danny’s relationship has gone from strength to strength. Marijke ...
Can a second career save my retirement?
17 Nov 2020
Contributed by Lukas
For 61-year old Margaret, and millions of other women, being able to retire with a pension has become an unaffordable dream. She has relied on working...
A young entrepreneur's story
10 Nov 2020
Contributed by Lukas
29-year-old jewellery designer Roseanna Croft is having her mettle tested by the pandemic. Wedding cancellations have dented her sales, and now the se...
Should I buy a shared ownership property?
03 Nov 2020
Contributed by Lukas
Lucy is on the cusp of buying a shared ownership flat with her partner — but she’s getting cold feet. The shared ownership model enables buyers to...
Can ESG investing really change the world?
27 Oct 2020
Contributed by Lukas
Claer Barrett chats to Harri about the challenges of building an ethical investment portfolio. The 29-year old is saving £1,000 a month into his reti...