Money Clinic with Claer Barrett
Episodes
Should I pay off my credit cards or buy a house?
20 Oct 2020
Contributed by Lukas
Claer Barrett chats to Josh, a high-earner living in New Jersey who has large credit card bills to settle. The 30-something finance worker has sp...
Advice for graduate job seekers
13 Oct 2020
Contributed by Lukas
Could there be a worse year than 2020 to graduate from university? Lockdown disrupted final exams, not to mention final goodbyes - and graduates face ...
How can I get started as an investor?
06 Oct 2020
Contributed by Lukas
In this week's episode of the Money Clinic, presenter Claer Barrett chats to Naureen, a 37-year old Londoner who has been saving money under lockdown ...
The ‘silver squeeze’ on retirement hopes
19 Jun 2020
Contributed by Lukas
If you’re thinking of taking early retirement - don’t. That’s the blunt assessment from financial advisers on both sides of the Atlantic, who fe...
Growth vs value investing: the gap widens
11 Jun 2020
Contributed by Lukas
Crisis? What crisis? On Monday, investors in the main US stock market index, would have been up on the year as the S&P 500, incredibly, regai...
How to give money to your children during the pandemic
04 Jun 2020
Contributed by Lukas
There’s nothing like a global pandemic to remind people of their own mortality and coronavirus has sent individuals rushing to get their financial a...
Can I get my money back for cancelled flights?
28 May 2020
Contributed by Lukas
FT Money presenter Claer Barrett talks to FT columnists Michael Skapinker and Lindsay Cook about the issues travellers are experiencing, which airline...
Will UK taxes have to rise to pay for the pandemic?
21 May 2020
Contributed by Lukas
Will UK taxes go up in the near future? A leaked Treasury document shows the government is pondering some taxing questions. In this week's FT Mon...
Shoring up your personal finances
14 May 2020
Contributed by Lukas
As the chancellor commits to spending billions more on support packages for workers and companies, FT Money presenter Claer Barrett and experts explai...
Learning about money and rich people's problems
07 May 2020
Contributed by Lukas
Claer Barrett and Lucy Warwick-Ching discuss covert and overt ways to interest children in learning about money, and columnist James Max reveals that ...
Investing through the crisis
30 Apr 2020
Contributed by Lukas
Claer Barrett explores some of the biggest issues facing small investors with investment columnist Merryn Somerset Webb and Fidelity’s Maike Currie....
What you should do if your company wants to cut your pay
23 Apr 2020
Contributed by Lukas
There are lots of pressures on household budgets at the current time, but experts on the FT Money show are here to guide you through it. On this ...
Individual Savings Accounts - could these tax free wrappers take over from pensions as our preferred savings vehicle?
19 Mar 2020
Contributed by Lukas
Could Isas overtake pensions as the UK's tax-saving vehicle of choice? The tax benefits of pensions have been steadily eroded over the past decade but...
UK Budget, coronavirus planning and crashing stockmarkets
13 Mar 2020
Contributed by Lukas
It's been a week of shock and awe for UK investors. Wednesday started with an emergency interest rate cut from the BoE. New chancellor Rishi Suna...
Campaign for clear pension charges, how the coronavirus has hit stock markets and coal fires
05 Mar 2020
Contributed by Lukas
Join our campaign for clear pension charges - FT Money has been exploring the impossibility of comparing the costs of drawdown plans. The FT is c...
Split mortgages, scams, and free money for childcare
27 Feb 2020
Contributed by Lukas
Do you want to find out how to do the splits on your mortgage? FT Money Show presenter Claer Barrett is not talking about stretching yourself, but ins...
Finance on Instagram: what's not to like?
20 Feb 2020
Contributed by Lukas
The "Instagram generation" are more famous for sharing consumption-driven images than being savvy with money - but the social media platform is increa...
Pensions tax relief, Winter fuel allowance and Britain's house prices
13 Feb 2020
Contributed by Lukas
Is time running out for pensions tax relief? Chancellor Sajid Javid is reported to be considering a major shake-up of pensions at the Budget in a mont...
Pensions advice, new overdraft rules and Latin terms in the investment world
06 Feb 2020
Contributed by Lukas
Have you been mis-sold pensions advice? FT Money Show presenter Claer Barrett talks to the FT's pensions expert Josephine Cumbo about the suitability ...
Stock picking competition, how to get a pay rise and company pensions
30 Jan 2020
Contributed by Lukas
Could your stock picking skills beat the market this year? In this week's FT Money Show podcast presenter Claer Barrett talks to FT Markets repor...
The $1.6tn US student debt nightmare
23 Jan 2020
Contributed by Lukas
Student debt in the US is crippling millions of Americans. Last year the amount students owed came to a total of $1.6tn - that's 8 per cent of the cou...
Pensions tax relief, buy to let and buying a new car
16 Jan 2020
Contributed by Lukas
The well-advised wealthy are worrying that pensions benefits could be cut. FT Money Show presenter Claer Barrett asks the FT's pensions expert for the...
Has Harry Potter been a wizard with his finances
09 Jan 2020
Contributed by Lukas
Harry Potter will turn 40 in the year 2020, but has he been a wizard with his finances? Presenter James Pickford speculates on his fictional fortune w...
You’ve made a financial mistake - now what
18 Dec 2019
Contributed by Lukas
2019 has been a bumper year for bad investments - the unravelling of Neil Woodford's investment empire has left many nursing heavy losses, others have...
What you need to know before hiring a nanny
12 Dec 2019
Contributed by Lukas
Finding suitable childcare is an issue that we know makes many of the FT Money Show listeners bawl so we've invited someone onto the show to try to ma...
The general election and your finances, the gender pensions gap and our love/hate relationship with cash
05 Dec 2019
Contributed by Lukas
The general election and your finances - with a week to go, what changes could the major parties bring in? Presenter Claer Barrett talks to Rachael Gr...
What happens to our digital assets and online accounts when we die?
28 Nov 2019
Contributed by Lukas
Have you ever counted how many online accounts you have? Do you listen to music on Spotify, upload your pictures to the cloud or hold your savings in ...
Investment trusts: family trusts, dividend heroes and compared to other investments
22 Nov 2019
Contributed by Lukas
On this week's FT Money show we discuss investment trusts and the different ways investors can use them in their portfolios. Presenter Emma Agyemang, ...
How to find a financial adviser, general election planning for your finances and the rise of the 40 year mortgage
14 Nov 2019
Contributed by Lukas
How to find a financial adviser - a relationship with an adviser you can trust is something that FT readers often tell us is hard to come by. FT Money...
Election planning for your finances, digital tax returns and balancing your budget
07 Nov 2019
Contributed by Lukas
Taxing questions ahead of the General Election - as the spending pledges of the major parties add up, how might the tax rules change to pay for it all...
How much do you need to retire on? The answer is more than you think
31 Oct 2019
Contributed by Lukas
There's been a series of scary surveys this week about how much we need to save to fund our retirement so Claer Barrett, FT Money editor, has invited ...
How to set up your own investment club
24 Oct 2019
Contributed by Lukas
FT Money editor Claer Barrett and guests discuss how tens of thousands of UK private investors are meeting in pubs, restaurants and private ...
Are you facing losses from the closure of the Woodford equity income fund?
17 Oct 2019
Contributed by Lukas
Hundreds of thousands of investors with money trapped in the Woodford Equity Income fund found out this week that the fund is to be liquidated, the fu...
You probably have a pension - but have you got a retirement plan?
10 Oct 2019
Contributed by Lukas
It's financial planning week and this year's theme is retirement planning. As part of the initiative, thousands of certified planners are offerin...
Students: top tips on how to budget at university
03 Oct 2019
Contributed by Lukas
What's the best bank account for students? Who will give you an interest-free overdraft? And how can you get hold of a student railcard? Lucy Warwick-...
Would you lend your parents money?
26 Sep 2019
Contributed by Lukas
FT journalist Alice Kantor's recent column "Why I refused to lend money to my parents" is one of the FT Money's most-read and most commented colu...
Escape the motherhood penalty, teenage investors and 'best buy' investment lists
19 Sep 2019
Contributed by Lukas
Having a baby is one of the best things that could happen in your life - but sadly it could also be the worst thing that could happen to your finances...
Financial Room 101 - what would you most like to banish?
12 Sep 2019
Contributed by Lukas
What are the biggest barriers to managing our money? Special guests Martin Wolf, Bobby Seagull and Justin Urquhart Stewart tell presenter Claer Barret...
Do you have a joint bank account with your partner?
05 Sep 2019
Contributed by Lukas
As research shows modern couples are more likely to keep their finances separate, presenter Claer Barrett and guests debate how women in particular ar...
Could you profit from a last minute PPI claim?
16 Aug 2019
Contributed by Lukas
With a matter of days until the deadline, presenter Claer Barrett discusses the practicalities of making a claim online with the FT's Money Mentor Lin...
Investing for the under 40s - the pros and cons of the Lifetime Isa
08 Aug 2019
Contributed by Lukas
Presenter Claer Barrett and guests explore how under 40s are using the Lifetime Isa to save for a property, or invest for the future. What strategies ...
Your money under a Boris government
01 Aug 2019
Contributed by Lukas
As fears of a 'No Deal Brexit' rise, the pound and share prices of UK domestic stocks have tumbled. Some might see this as a buying opportunity - yet ...
How to enjoy your retirement, and top tips for getting the best deal on your holiday money
25 Jul 2019
Contributed by Lukas
If ever there was a word that needed to be retired it's 'retirement'. The kind of images this word conjures up is sunny beaches and no longer having t...
Inheritance tax rules, confusion over freelance tax payments and investing in fine wines
18 Jul 2019
Contributed by Lukas
Inheritance tax rules are due for a shake up - FT Money editor Claer Barrett asks whether efforts to simplify the system can ever shake off its claim ...
Does your state pension add up?
11 Jul 2019
Contributed by Lukas
Millions have used a government website to check their state pension, only to find they have missing years of National Insurance contributions. P...
Retirement homes, mobile phone bills and tennis club membership
04 Jul 2019
Contributed by Lukas
Retirement property has a reputation for being a rip off, but several large operators claim to have reinvented the model. The FT's Money Mentor column...
'Facebank', financial scams and shareholder rights
27 Jun 2019
Contributed by Lukas
Facebook plans to shake up the finance world with a new digital currency called Libra - we hear about its pros and cons. Next up, we discover what Mol...
Mid-life financial MOT, credit card debts and Britain's growing tax gap
20 Jun 2019
Contributed by Lukas
Do you find yourself stumped by questions about how much to put towards your mortgage payment versus your investments? It may be time for a midlife fi...
The true cost of regulation, how to manage our spending habits and new payment card measures
13 Jun 2019
Contributed by Lukas
How much are you really paying in your taxes to regulate the banks? Presenter James Pickford talks to Paul Lewis, Moneybox presenter about how much it...
Neil Woodford, YouTube millionaires and Rich People's Problems
06 Jun 2019
Contributed by Lukas
Neil Woodford, the star fund manager who launched his own equity fund five years ago, was forced to halt withdrawals from his Equity Income fund last ...
Barbie turns 60 - but how big is her pension?
30 May 2019
Contributed by Lukas
Barbie has had more than 200 careers over the past 60 years, including an astronaut, news anchor, fashion model and pop star. But what financial chall...
Wealth managers, switching pension providers and where Britain's wealthy live
23 May 2019
Contributed by Lukas
How are the UK's wealth managers tackling market turbulence? James Pickford, deputy FT Money editor, talks to Alice Ross about how the private bankin...
National numeracy day - women and maths
15 May 2019
Contributed by Lukas
In honour of National Numeracy Day we're looking at why so many women say they're less confident with numbers than men - and why this is a myth we're ...
Equity release, shoddy customer service and the rise in customer complaints
09 May 2019
Contributed by Lukas
Would you use your property to supplement your pension? Claer Barrett and guests examine the pros and cons of using equity release. Next, the FT Rich ...
The Royal baby, women investors and inside the UK's debt crisis
02 May 2019
Contributed by Lukas
As the world awaits the arrival of the Royal Baby, Claer Barrett and guests discuss finding an investment strategy for your child that's fit for a pri...
Merryn Somerset Webb on the rise of ESG investments
25 Apr 2019
Contributed by Lukas
Are you investments taking on a green tinge? As climate change protests stop the traffic in London, interest in ethical investing is accelerating fast...
Maternity pay, online investors and the value of time
18 Apr 2019
Contributed by Lukas
Despite changing attitudes in the workforce there are still bosses who wouldn't give you a job if they thought you were going to have a baby in a few ...
A mortgage milestone and what Brexit means for investors
11 Apr 2019
Contributed by Lukas
FT money deputy editor James Pickford is joined by Jason Hurwood of Nationwide to discuss the move by the UK’s second biggest mortgage lender into e...
The collapse of London Capital and Finance, climate change investing and buying a ski apartment
04 Apr 2019
Contributed by Lukas
In light of the London Capital and Finance scandal the city watchdog is warning consumers about how some high-risk investments are marketed. Claer Bar...
Pension problems in the NHS, auto-enrolment and a new pet insurance product
28 Mar 2019
Contributed by Lukas
Diagnosing pension problems in the NHS - an FT investigation has revealed that senior doctors and consultants across the country are turning down extr...
Financial advice for young people, crowdfunding and why Brexit has ruined my dinner parties
28 Mar 2019
Contributed by Lukas
Think you're ready for a financial adviser but you can't find anyone to take your money? FT Money editor Claer Barrett talks to money blogger Iona Bai...
Retirement planning, Help to buy and ageism in society
14 Mar 2019
Contributed by Lukas
Are you ready for retirement? Claer Barrett, FT Money editor, and guests discuss the importance of financial planning - whether you're hoping to retir...
Isa special: Everything you need to know about Individual Savings Accounts
07 Mar 2019
Contributed by Lukas
New research says it's possible for younger investors to build up a million pound Isa portfolio - and in this week's podcast Claer Barrett and guests ...
Pension freedoms: the unintended consequences revealed
28 Feb 2019
Contributed by Lukas
Have you cashed in your retirement savings under the pension freedoms rules? If so, are you one of the many UK pensioners who have found that the free...
How to crack your credit score
21 Feb 2019
Contributed by Lukas
FT money editor Claer Barrett is joined by Money Mentor Lindsay Cook to discuss cracking your credit score – including why yours might be worse than...
The fight for our data, good news for renters and final salary pension problems
14 Feb 2019
Contributed by Lukas
From rental fees to who owns your financial data - the FT analyses this week's personal finance news and gives you the lowdown in downloadable form. C...
Six financial mistakes that women need to avoid
07 Feb 2019
Contributed by Lukas
Presenter Claer Barrett and guests discuss what every female needs to know about her finances. From practicing 'financial self defence', getting start...
Are you facing a tax bill that is so large you can't pay it?
31 Jan 2019
Contributed by Lukas
This special edition of the FT Money show is dedicated to examining the far reaching effects of the loan charge on 100,000 freelance contractors in th...
Finance tips for freelancers, insurance pitfalls and how to write the perfect 'to do list'
24 Jan 2019
Contributed by Lukas
FT Money editor Claer Barrett on the latest finance tips for freelancers ahead of the tax deadline. Plus Paul Lewis, the Moneybox presenter reveals th...
Open Banking: what is it and how can you benefit from the new rules
17 Jan 2019
Contributed by Lukas
FT Money Digital editor Lucy Warwick-Ching and guests discuss what open banking is, why it was launched and which are the best apps for cons...
A stock picking competition, dealing with post-christmas debt and collecting coins
10 Jan 2019
Contributed by Lukas
This week's bumper podcast offers listeners the chance to compete against the FT investment experts. Plus FT Money editor Cla...
Financial New Year's Resolutions: How to manage your money in 2019
03 Jan 2019
Contributed by Lukas
FT Money editor Claer Barrett and guest presenter Bobby Seagull of University Challenge fame present a special New Year's edition of podcast...
Brexit buying opportunity, the top FTSE risers and fallers and should you take your claim to the small claims court?
20 Dec 2018
Contributed by Lukas
FT Money editor Claer Barrett talks to Merryn Somerset Webb about how investors can take advantage of choppy markets. Plus, we highlight the...
Beyond Brexit, christmas lights for beards and the growing trend presents for teachers
13 Dec 2018
Contributed by Lukas
FT Money editor Claer Barrett investing beyond Brexit - what action should you consider to ride out the volatility. Plus as Christmas approa...
Buying your first property, the pensions dashboard and private banking
06 Dec 2018
Contributed by Lukas
Claer Barrett and guests discuss how tough it is for first time buyers to get onto the property ladder if they don't have help from mum and dad. ...
What do you really think about financial advisers - and what do they say about you?
29 Nov 2018
Contributed by Lukas
We've devoted this week's Money Show podcast to examining the changing relationship between financial advisers and their clients. Over the past month,...
Black Friday bargains, women's pensions and investment trusts
22 Nov 2018
Contributed by Lukas
Claer Barrett and guests discuss Black Friday deals and talk about the campaign to reduce the state pension age for women born in the 1950s. Plus...
Can you learn about money from reading someone's financial diary?
15 Nov 2018
Contributed by Lukas
Claer Barrett and guests discuss the phenomenal success of the Money Diaries - an online website that has enabled women around the world to anonymousl...
Britain's financial 'invisibles', child benefit fines repaid and why Lord Lee is selling some shares
08 Nov 2018
Contributed by Lukas
Lucy Warwick-Ching and guests debate what it means to be refused access to credit, why HMRC is repaying fines it levied for unpaid tax, and how a...
What will the Budget mean for you?
01 Nov 2018
Contributed by Lukas
Claer Barrett and guests discuss how the chancellor's budget will hit your pocket. Is the new income tax change really as good as it sounds? And how w...
Share incentive schemes and what you really think of financial advisers
25 Oct 2018
Contributed by Lukas
FT money editor Claer Barrett is joined by Money Mentor Lindsay Cook to discuss the perks and pitfalls of company share incentive schemes and columnis...
Remortgaging your home, holding cash and getting more women to invest
18 Oct 2018
Contributed by Lukas
Claer Barrett and guests discuss why people are using their homes as piggy banks and what they are doing with the extra money. Other topics of debate ...
How to fight fraud, the oil price and putting the payday lenders out of business
11 Oct 2018
Contributed by Lukas
Claer Barrett and guests discuss whether banks are doing enough to help their customers in the fight against fraud. Other topics in this week's show i...
Cannabis, stamp duty and gender financial differences
04 Oct 2018
Contributed by Lukas
This week's show looks at the rise of cannabis and whether UK investors should be looking to take a position in pot stocks. Plus the rise in stamp dut...
Emerging markets, tax avoiders and owning property
27 Sep 2018
Contributed by Lukas
Emerging markets turmoil - how should investors react? James Pickford and guests discuss the options. Also, the HMRC crackdown that threatens huge fin...
Is property still a good investment?
20 Sep 2018
Contributed by Lukas
As the market gets stickier in the run up to Brexit, the FT Money podcast debates where property prices will go next. Plus Merryn Somerset Webb shares...
Free perks with your bank account, fixed rate mortgages and tech stocks
13 Sep 2018
Contributed by Lukas
Does your bank give you a free daily coffee, free cinema tickets, money off meals out or a cheap taxi to the airport? Welcome to the world of premier ...
Electric cars, investing in Fundsmith, and the growing problem debt in the UK
06 Sep 2018
Contributed by Lukas
On this week's show FT Money editor Claer Barrett and guests discuss the growing market for electric cars - what they are like to ...
EIS investments, rising debt problems and Child Trust Funds
30 Aug 2018
Contributed by Lukas
FT Money editor Claer Barrett and guests discuss the latest trends in EIS investments and the rising number of people getting into problem debt. And c...
Investing in English wine, problems with the pensions dashboard, and cycling your way to a tax break
23 Aug 2018
Contributed by Lukas
From sparkling wine to cycling tax breaks, FT Money editor Claer Barrett and guests discuss the FT's latest personal finance stor...
Fraud - how can you avoid becoming the next victim?
16 Aug 2018
Contributed by Lukas
From banking fraud to pension liberation schemes and property deposit scams, FT Money editor Claer Barrett and guests discuss the lates...
What would a no-deal Brexit mean for your money?
09 Aug 2018
Contributed by Lukas
FT Money editor Clear Barrett Barrett is joined by FT political correspondent Laura Hughes and FT Money reporters Aime Williams and Kate Beioley ...
The maths of Love Island
02 Aug 2018
Contributed by Lukas
FT Money editor Clear Barrett Barrett is joined by columnists Bobby Seagull, James Max and Edwin Esosa for a summery podcast that brings some cold har...
Leasehold property, currency traps and a special subscriber offer for podcast listeners
26 Jul 2018
Contributed by Lukas
FT Money editor Claer Barrett and guests on upcoming reforms to property leaseholds and how the latest downturn in sterling means you need to get the ...
Train delays and commuter chaos: what are your rights?
19 Jul 2018
Contributed by Lukas
FT Money editor Claer Barrett and guests on what to do if you've been caught up in the train disruption. What are your rights - and what chance do you...
Questions to ask before you retire - do you and your partner want the same things?
13 Jul 2018
Contributed by Lukas
FT Money digital editor Lucy Warwick-Ching and guests on the importance of planning for getting the best out of your retirement. Plus, will you still ...
Money saving tips, starting a supper club and the trauma of expenses claims
05 Jul 2018
Contributed by Lukas
FT Money editor Claer Barrett and guests on the best money saving tips for millennials and how to start a supper club. Also, the FT's Rich People's Pr...
Online gambling, more tax quirks and property peer-to-peer lending
28 Jun 2018
Contributed by Lukas
FT Money editor Claer Barrett and guests on the truth about online gambling and the quirk in the tax system that disadvantages people w...
Myths about divorce, investment trusts and the FT's Thrift Off experiment
21 Jun 2018
Contributed by Lukas
FT Money editor Claer Barrett and guests discuss the things people don't know about divorce, what has been happening in the world of investm...
Investing in Bitcoin, financial fitness and wealth managers
14 Jun 2018
Contributed by Lukas
FT Money editor Claer Barrett and guests discuss the volatile price of cryptocurrencies, how to cut your performance fees by going to the gy...