Money For Couples with Ramit Sethi
Episodes
258. "We had $900K. Now we’re $100K in debt"
28 Apr 2026
Contributed by Lukas
Ramit Sethi of I Will Teach You To Be Rich talks to Kristina and Erin, a married couple who have been together for 10 years, raising two children in T...
257. "We really want a house - but have $0 in savings"
21 Apr 2026
Contributed by Lukas
Molly and Jason are 45 and 46, living together with a 2-year-old daughter. They earn $142,000 a year combined. They have $0 in savings, $46,000 in deb...
256. "We moved abroad for fun. Now we can’t afford to leave"
14 Apr 2026
Contributed by Lukas
Liza and Bradford earn $120,000 a year as expats in Colombia, South America. They have three kids, $273,000 in net worth, and by the standards of expa...
255. "I’m 40 and work 2 jobs. How are we still broke?"
07 Apr 2026
Contributed by Lukas
Ramit Sethi of I Will Teach You To Be Rich talks to Gabriella, 36, and Chris, 40, a married couple from Pennsylvania with four kids, zero savings, and...
254. My $0 to $100k Playbook (full beginners guide)
31 Mar 2026
Contributed by Lukas
Most people never find out when they'll have $100,000. Not because it's impossible, but because they never actually run the numbers. In this bonus ep...
253. "I’m 53, exhausted, and still living paycheck to paycheck"
24 Mar 2026
Contributed by Lukas
Ramit Sethi of I Will Teach You To Be Rich talks to Tania and Mike who are in their 50s, married 21 years, and earning over $225,000 a year. By most m...
252. "I’m 35, in debt, and spend everything I make"
17 Mar 2026
Contributed by Lukas
Ramit Sethi of I Will Teach You To Be Rich talks to Lina, 35, and Mike, 28, a married couple living in South Florida with their 8-month-old son. Despi...
251. "We own a $1M house but can’t pay for groceries"
10 Mar 2026
Contributed by Lukas
Ramit Sethi of I Will Teach You To Be Rich talks to John and Victoria in a follow-up episode. This couple, in their thirties with three children and a...
250. "We spend 97% of what we make—and can’t stop"
03 Mar 2026
Contributed by Lukas
Ramit Sethi of I Will Teach You To Be Rich talks to John and Victoria, a couple in their thirties with three children who own a home they adore in the...
249. "We have $2M. Why can’t we enjoy life now?"
24 Feb 2026
Contributed by Lukas
Ramit Sethi of I Will Teach You To Be Rich talks to Chris and Heather, a couple aged 41 and 39 respectively, who, despite earning over $450,000 annual...
248. "Her spending scares me. Should we get married?"
17 Feb 2026
Contributed by Lukas
Ramit Sethi of I Will Teach You To Be Rich talks to Cre and April, a couple of five years, aged 46 and 48. Cre lives a debt-averse life and has been m...
247. "We’re in our 40s — with nothing saved"
10 Feb 2026
Contributed by Lukas
Ramit Sethi of I Will Teach You To Be Rich talks to Stephanie and Chris, an early-40s couple with three young children, two of whom have special needs...
246. "We’re drowning in debt, but bought another house"
03 Feb 2026
Contributed by Lukas
Ramit Sethi of I Will Teach You To Be Rich talks to Melissa and Tony, a couple who immigrated from Mexico with big dreams and an even bigger work ethi...
245. "We make 6 figures. Why am I hiding fast food purchases?"
27 Jan 2026
Contributed by Lukas
Ramit Sethi of I Will Teach You To Be Rich talks to Grace and James, a couple from Ireland, aged 38 and 37, who have been navigating immense challenge...
244. "I'm in $244k debt but give $500/mo to my church"
20 Jan 2026
Contributed by Lukas
Ramit Sethi of I Will Teach You To Be Rich continues his discussion with Mike and Noel in part two of their financial deep dive. The couple, married f...
243. "She inherited $171K…but it’s already gone."
13 Jan 2026
Contributed by Lukas
Ramit Sethi of I Will Teach You To Be Rich talks to Mike and Noel, a young couple who are both 34. They married just 6 months ago, but financial fight...
242. "Our couples therapist couldn’t fix this. Please help."
06 Jan 2026
Contributed by Lukas
Ramit Sethi of I Will Teach You To Be Rich talks to Natalie and Chris, married with two young kids and a net worth of $1.3 million. Despite their sign...
241. “We invested our wedding money…in psychedelics”
30 Dec 2025
Contributed by Lukas
Two couples take the stage with a shared question—but very different financial realities: When is “enough” actually enough to move forward? Fin...
240. “We book $10K vacations, then panic about money”
23 Dec 2025
Contributed by Lukas
Cheryl (67) and Michael (69) have built rich, full lives: multiple careers, reinventions, and nearly 12 years of marriage. Yet when it comes to money,...
Listener Favorite: "I'm almost 40 and still living paycheck to paycheck”
19 Dec 2025
Contributed by Lukas
Today, we’re revisiting one of our favorite Money For Couples episodes of the year. Update: Romy and Travis recently shared an update on YouTube ab...
239. "He quit his high paying job and didn’t tell me"
16 Dec 2025
Contributed by Lukas
Jamie (45) and Ryan (36) have been married for nearly a decade and share three kids, but their financial foundation was shaken when Ryan quit his high...
238. "We’re in credit card debt again. Will this ever stop?"
09 Dec 2025
Contributed by Lukas
Ado (33) and Gabby (32) are exhausted by a cycle they can’t seem to escape: getting into credit card debt, paying it off, and then ending up right b...
237. “We bought our dream house. Then he lost his job.”
02 Dec 2025
Contributed by Lukas
Karen (45) and Chad (44) built their lives around a high income: buying their dream home in a high-cost city and raising three kids with confidence in...
236. “She spent $5K behind my back. How can I trust her?”
25 Nov 2025
Contributed by Lukas
Alex (34) and Jackie (33) have been married for 11 years, raising four young kids while navigating a financial dynamic that’s been strained for near...
235. "Can we pay off this debt faster?" (Part 2)
18 Nov 2025
Contributed by Lukas
Imani (52) and Michael (65) return for Part 2—and this time, Ramit pushes them to find out how fast they can turn things around. After years of mi...
234. "We have $100k+ in debt. Will we ever enjoy life?" (Part 1)
11 Nov 2025
Contributed by Lukas
Imani (52) and Michael (65) have been married for 24 years—and they’re drowning in nearly $126,000 of consumer debt despite earning over $250,000 ...
233. “I save while she spends on vacations. Is this fair?”
04 Nov 2025
Contributed by Lukas
Samantha (36) and Kevin (41) have been together for seven years, but their financial lives couldn’t look more different. He’s a high earner with $...
232. “My husband gives me an allowance. I feel like a child.”
28 Oct 2025
Contributed by Lukas
Edward (38) and Ellen (30) live in Hawaii with their young daughter and a new baby on the way. With a net worth of over $2 million, their finances loo...
231. “Our $200k in crypto is gone. Now we live with his mom.”
21 Oct 2025
Contributed by Lukas
Angela (31) and David (34) thought they’d built a future on $200,000 in crypto. Instead, they lost it all—and now they’re living in David’s ch...
230. “We spend 168% of what we make. What are we missing?”
14 Oct 2025
Contributed by Lukas
Amy (32) and John (40) are raising two young kids in Canada, earning a solid $155,000 a year. But with $768,181 in debt and fixed costs at 168% of the...
229. “I’m almost 50 and have nothing to show for my life”
07 Oct 2025
Contributed by Lukas
Christine (47) and Thad (57) have been together for more than six years, but instead of building wealth, they’re buried under nearly $340,000 of deb...
228. “I’m 30, broke, and tired of budgeting”
30 Sep 2025
Contributed by Lukas
Kristen (30) and Josh (36) married just last year, but their honeymoon phase is buried under $40,000 of debt and a sense of being “trapped.” Krist...
227. “We bought our dream house. Now we’re drowning”
23 Sep 2025
Contributed by Lukas
Jason (38) and Katie (36) thought buying their dream home in Minnesota would be the start of a new chapter. Instead, they’re buried in debt, daycare...
226. “She’s chasing FIRE. I want to enjoy life now.”
16 Sep 2025
Contributed by Lukas
Laura (34) and Cameron (38) earn over $200,000 a year and save thousands each month, yet every decision feels like a crisis. Laura, a first-generati...
225. “We’re losing $5k/mo. Where is it all going?”
09 Sep 2025
Contributed by Lukas
Lashan (50) and David (49) have been married for nearly two decades, raising three children and building stable government careers. But when health co...
224. “I took on debt to help my family. Now she won’t marry me.”
02 Sep 2025
Contributed by Lukas
Rachel (31) and Pierre (42) have been together for four years, building a loving and stable life in Brooklyn. But one issue is holding everything back...
223. “We make $81k/yr in our 30s. Is that enough?”
26 Aug 2025
Contributed by Lukas
Becca (35) and Nikki (31) are planning their wedding, but they’re already struggling with how to merge their money. Becca, a rock climbing guide wit...
222. “My husband is my 4th child. Will he ever help?”
19 Aug 2025
Contributed by Lukas
Fernanda (44) and Jorge (48) have been married for nearly 25 years, raising three children, including one with lifelong special needs. Despite earning...
221. “I’m almost 40 and still living paycheck to paycheck”
12 Aug 2025
Contributed by Lukas
Romy (38) and Travis (37) are a married couple living in Cape Town—but despite earning over $130,000 a year, they’re constantly running on empty. ...
220. “I carry the baby, the bills, and the stress”
05 Aug 2025
Contributed by Lukas
Monica (36) and Michael (33) have been married just over a year and are navigating the pressures of new parenthood—but Monica feels like she’s doi...
219. “He’s so cheap it’s killing our joy”
29 Jul 2025
Contributed by Lukas
Angela (52) and Brian (52) have been together since they were teenagers and have raised four kids. Now as they approach being empty nesters, they’r...
218. “Our childcare costs are about to quadruple. Are we screwed?” (Part 2)
22 Jul 2025
Contributed by Lukas
Last week, we met Dominique (33) and Chris (34)—a couple earning $180K a year, raising a toddler, and still living paycheck to paycheck. Dominique f...
217. “Are we broke…or just bad with money? (Part 1)
15 Jul 2025
Contributed by Lukas
Dominique (33) and Chris (34) have been together for six years, engaged for two, and share a two-year-old son. While Dominique manages parenting, full...
216. I track every penny. He gambles. Should I marry him?
08 Jul 2025
Contributed by Lukas
Taylor (29) is a high-earning dentist with a strict savings plan and deep-rooted fears about financial instability. Hayden (25) earns $24K a year, has...
215. “He wants a house, I don’t want to go bankrupt.”
01 Jul 2025
Contributed by Lukas
Athena (31) and Arie (30) are newly married and dreaming of buying a home, starting a family, and traveling the world. But their finances—and philos...
214. “I’m 45 but my parents still control my money”
24 Jun 2025
Contributed by Lukas
Kate and Keith have spent years afraid to spend—until now. In Part 2 of this conversation, Ramit investigates the $5 million missing from Kate’s t...
213. “We have a $1M trust - but a $30k budget” (Part 1)
17 Jun 2025
Contributed by Lukas
Kate (45) and Keith (53) split their time between Maine and Hawaii, living what looks like a dream life. They’ve inherited wealth, run two small bu...
212. "He's terrified of losing it all—so she's losing him"
10 Jun 2025
Contributed by Lukas
Vanessa (48) and George (59) have been married for five years and run two businesses together, but still keep their finances separate, leading to recu...
211. Ramit and Cassandra open up: “Our real money fights (and what we learned)”
03 Jun 2025
Contributed by Lukas
In this rare and intimate episode, Ramit takes the hot seat alongside his wife, Cassandra, as they’re interviewed by their close friend Julie Nguyen...
210. “We make $170k—but spend like we make $450k”
27 May 2025
Contributed by Lukas
Clara (29) and Devin (34) are married with three young kids, trying to build a future while juggling debt, stress, and wildly different approaches to ...
209. “We bought a house we can’t afford, now what?”
20 May 2025
Contributed by Lukas
Sunnie (29) and Jazmyne (30) are a queer couple trying to build their life together—buy a house, bring a child into their family, and create long-te...
208. “We make $157K at 22, but we’re afraid to spend money”
13 May 2025
Contributed by Lukas
Javier (22) and Marco (22) are young, ambitious, and financially disciplined—but the future they dream about together is being challenged by how the...
207. “I’m 40, burned out, and don’t know what’s next in my life”
06 May 2025
Contributed by Lukas
Courtney (40) and Ray (41) have spent their entire adult lives in the structure of military life—but with retirement on the horizon, they’re about...
206. “I quit my job to care for our son, but can we afford it?”
29 Apr 2025
Contributed by Lukas
Anna (33) and Will (37) are married with two kids, including a young son who was born with a serious heart condition. Between unexpected medical expen...
205. “I've been homeless before…I'm terrified to spend money”
22 Apr 2025
Contributed by Lukas
Jennifer (37) and Steve (41) have been dating for over five years, but they’ve never spent more than $100 on a shared purchase. Jennifer is a self...
204. “We make $226K—but our kids think we’re broke”
15 Apr 2025
Contributed by Lukas
Lisa (37) and Marcus (38) have been married for 14 years, raising four kids and building a life together—but when it comes to money, they couldn’t...
203. “He makes 3x more, but wants to split everything 50/50”
08 Apr 2025
Contributed by Lukas
Katie (28) and Robin (35) live together in Tennessee and are planning a wedding. They earn a combined $386K, but don't split bills proportionally—ev...
202. “She racked up $50K in debt — why should I trust her with money?”
01 Apr 2025
Contributed by Lukas
Emma (39) and Dave (39) make $258,000 a year—but they’re stuck in a toxic money dynamic. She built a financial plan during maternity leave. He did...
201. “I make $40k… but I own 100+ suits”
25 Mar 2025
Contributed by Lukas
Today’s episode takes us to New York City, where I sit down with not two, but three couples live on stage at my Money for Couples event. First, meet...
200. “Should we pay off our massive debt? Or invest more?”
18 Mar 2025
Contributed by Lukas
Wilson (46) and Shannon (35) have built a strong financial foundation—owning a vacation rental, maxing out Roth IRAs, and earning solid incomes. But...
199. “I struggle w/ cc debt but insisted on a Cartier wedding ring”
11 Mar 2025
Contributed by Lukas
On today’s episode, we’re live from Boston for my recent Money For Couples book tour. First, I talk with Robert (28) and Giselle (28) who appear t...
198. “I work 7 jobs but can’t get ahead. Are we doomed?”
04 Mar 2025
Contributed by Lukas
Juan (43) and Amber (40) feel behind on their retirement plans after years of prioritizing travel and expensive hobbies over investing. Juan, who grew...
197. “I thought he was the problem… but it’s me?!”
25 Feb 2025
Contributed by Lukas
Live from the House of Blues in Chicago, Ramit coaches Evelyn and Mike (41). Despite their successful careers, money is a constant source of tension. ...
196. “He used to help me with debt…Now he’s making it worse”
18 Feb 2025
Contributed by Lukas
Frank (29) and Jill (33) are parents of two young kids and are trapped in a vicious cycle of overspending and debt. With fixed costs eating up 107% o...
195. “Her socks have holes but she's too cheap to buy new ones”
11 Feb 2025
Contributed by Lukas
Matt (34) and Eliza (32) have spent years prioritizing investments, setting themselves up for a secure retirement—but now, they struggle to enjoy sp...
194. “$0 savings, $0 investments. Is it too late for us?” (Part 2)
04 Feb 2025
Contributed by Lukas
On last week’s episode, we met 38-year-old LaKiesha and 45-year-old James, a couple struggling to get on the same page financially. With no savings,...
193. “I’ve filed for bankruptcy twice. Will I ever stop spending?” (Part 1)
28 Jan 2025
Contributed by Lukas
Despite their best intentions, LaKiesha (38) and James (45) have fallen into a cycle of overspending—convincing themselves that wants are needs and ...
192. “We spend 98% of what we make—Where is it all going?”
21 Jan 2025
Contributed by Lukas
Justin (40) and Deepika (32) are stuck in a frustrating financial loop: despite their high income, they feel like they’re living paycheck to paychec...
191. “My wife doesn't respect me because she earns 5x more”
14 Jan 2025
Contributed by Lukas
Dillon (30) and Carrie (29) are navigating a tricky dynamic in their relationship: income disparity. Carrie works in tech, earning a high salary, but ...
190. “Is our relationship going to end on air?”
07 Jan 2025
Contributed by Lukas
Justin, 38, and Maggie, 34, join the show to unpack a growing tension in their relationship—her hesitation to combine finances. Maggie spent her twe...
189. “People definitely called me out”: Nate & Serena return 2 years later
31 Dec 2024
Contributed by Lukas
This week we are back with part two of Nate and Serena's follow-ups. Their original appearance on episodes 73 & 74 are some of our favorite episodes o...
188. “She makes 2x but wants me to treat her” Nate and Serena return
24 Dec 2024
Contributed by Lukas
What happens to the couples that I’ve spoken to months, even years ago? It’s time to find out in our first follow-up episode, featuring Nate and S...
187. “We’re worth $87M, Why are we arguing over credit card bills?”
17 Dec 2024
Contributed by Lukas
David (36) and Victoria (35) have been married for two years, yet their finances are largely separate. David is a startup founder—cash strapped and ...
186. “Was it a huge mistake to sell our house?”
10 Dec 2024
Contributed by Lukas
Meet Ava, 36, and Chris, 38. When it comes to their finances, they do not see eye to eye; and they’re stuck in a cycle of overspending. Ava is a wor...
185. “My fiancé has no savings at 43. Should we get married?”
03 Dec 2024
Contributed by Lukas
Dawn is 48, Richard is 43, and they’re living paycheck to paycheck. Although they're engaged, they’re struggling to combine their finances because...
184. “I survived a plane crash. Is stressing about money really worth it?”
26 Nov 2024
Contributed by Lukas
Ryan is a 38-year-old Air Force pilot. Chloe is a 33-year-old economist. And though they are on track to have millions in retirement, they struggle to...
183. “I saved $5k for an engagement ring, but she secretly took the money”
19 Nov 2024
Contributed by Lukas
Michelle (33) and Matt (31) have been dating for seven years, but they’re stuck in relationship limbo, waiting to get married until Michelle deals w...
182. “We’re $350k in debt & have no savings. Will I have to work until we die?”
12 Nov 2024
Contributed by Lukas
Don is 50, Tana is 48, and they’ve struggled to make ends meet their entire adult lives. They have a lot of debt, they’ve never really saved or th...
181. “We argue about money daily b/c he can’t stop talking about Ramit”
05 Nov 2024
Contributed by Lukas
Nathan (35) and Linda (37) are arguing about money constantly due to Nathan’s anxiety and stress. He continually optimizes and re-optimizes their fi...
180. "We have $30k in cc debt but insist on sending our son to private school"
29 Oct 2024
Contributed by Lukas
Alexis, 55, and Olivia, 54, are working towards their retirement so they can spend more time with their son. On paper, they’re in a good financial p...
179. “He just turned 50 and we have no savings. I’m panicking.”
22 Oct 2024
Contributed by Lukas
Kate is a 43-year-old mom and homeschool teacher. Drew is a 50-year-old professor. They’re $480k in debt with no savings and no retirement plan. Kat...
178. How to Get on the Same Page with Your Partner about Money
15 Oct 2024
Contributed by Lukas
Live from Seattle, I work with 2 couples on stage. Sophia is a 41 y/o ultrasound tech. Charley is a 40/yo filmmaker. They don’t combine finances bec...
177. “We’re stressed about cash flow—but I refuse to sell any of my 8 cars” (Part 2)
08 Oct 2024
Contributed by Lukas
Jason, 40, and Megan, 34, return to make a plan before Megan gives birth. Jason wants to pay off debt—but refuses to sell his 8 cars. Megan wants eq...
176. “I’m 8 mos pregnant. He only wants to talk about how much the baby will cost”
01 Oct 2024
Contributed by Lukas
Jason is a 40 y/o COO. Megan is a 34 y/o flight attendant and they’re about to have a baby. Megan wants to take 1 year maternity leave—Jason is st...
175. “I make 5x my bf’s salary—but I’m about to lose my job”
24 Sep 2024
Contributed by Lukas
Mindy is a 39-year-old software consultant. Victor is a 25-year-old boxing gym owner. They have fundamentally different views on money, and it’s cau...
174. “We make $300k but spend like we make $1M”
17 Sep 2024
Contributed by Lukas
Meet Forest, 40, and Kathleen, 43, a couple living in California with two kids. Despite Forest’s $300k salary, they’ve racked up $150k in credit c...
173. “We spend 113% of what we make—but can’t do anything to fix it” (Part 2)
10 Sep 2024
Contributed by Lukas
Michelle, 42, Ryan, 43, return for a deep dive into their Conscious Spending Plan. They spend $763 a month on Target, $1,185 a month on Amazon, and $1...
172. “We saved for retirement but have no money to spend NOW” (Part 1)
03 Sep 2024
Contributed by Lukas
Michelle is 42, Ryan is 43. They’ve been married for 9 years and share three young children. Michelle worries about money; she always has. Ryan know...
171. “I got into a PhD program! But he’s only worrying about the cost”
27 Aug 2024
Contributed by Lukas
Katy and David are both 32. She just got into a PhD program—one she’s very excited about! But David replied by peppering her on possible outcomes,...
170. “We’re worth $1M in our 30s, but we’re missing out on life”
20 Aug 2024
Contributed by Lukas
Noor, 32, and Jibran, 34, join me in our first ever recording in front of a live audience at my Philadelphia event. They make $250,000 in a low cost o...
169. “We flew to Lisbon for Taylor Swift, but my $5 beer is the problem?”
13 Aug 2024
Contributed by Lukas
Annie’s 39 and Emery is 43. Although they have a high combined income, Annie makes 5x more than Emery. This leads to frustration over small purchase...
168. “I’m going to die with student loans. Why should I count them?”
06 Aug 2024
Contributed by Lukas
Emi, 32, and Antonio, 29, have been married for six years and have struggled with debt for even longer. Credit cards, personal loans, student loans, r...
167. “We took a loan to pay off our credit cards—and maxed them out again”
30 Jul 2024
Contributed by Lukas
Ashley is 29, Brandon is 30. They have been married for six years and have accumulated $261,000 in debt. Despite taking out a surrogate loan, they are...
166. “I’m embarrassed—we hid $10,000 cash in our closet for 3 years”
23 Jul 2024
Contributed by Lukas
Christina is 37 and Noah 35. They’re married with one young son and another on the way. They earn a very high income, but their decisions are cloude...
165. “I make 10x my husband’s income. Will we ever feel like equals?”
16 Jul 2024
Contributed by Lukas
Geena is 44 and James 39. They live in Brooklyn where she works as a corporate attorney and he’s a freelance musician—resulting in a 10x income di...
164. “I stress over money—but we’re seeing Taylor Swift in France tomorrow”
09 Jul 2024
Contributed by Lukas
Taylor is 39 and Steve is 42. They're married and live in New York City. Steve lost his job years ago, but has coasted without getting serious about h...
163. “I work & watch my infant FT b/c we can’t afford childcare”
02 Jul 2024
Contributed by Lukas
James and Nicole, 42 and 44, just had a second baby—but they weren’t prepared for the additional costs associated with a growing family. They spen...
162. “We panic over money—but spend $84K/year on travel and shopping”
25 Jun 2024
Contributed by Lukas
Paul, 33, and Maddie, 29, joined us in New York City for a live-recorded episode. She is a high earner, but worries about lifestyle creep. He recently...
161. “He hid $77k in CC debt from me—but can’t tell me what he bought”
18 Jun 2024
Contributed by Lukas
Jim and Dana are 58, five years into their second marriages, and coping with changes in their new lifestyle in different ways. Jim is set on providing...
160. “My entire paycheck goes to daycare. Should I stay home?”
11 Jun 2024
Contributed by Lukas
Live in NYC, Carlos and Amanda, 36 and 28, join the show to talk through a recurring issue in their relationship—her earning ability vs. the possibi...